ZhongAn Online P & C Insurance Co Ltd
F:1ZO
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Income Statement
Income Statement
ZhongAn Online P & C Insurance Co Ltd
| Mar-2017 | Jun-2017 | Dec-2017 | Jun-2018 | Dec-2018 | Jun-2019 | Dec-2019 | Jun-2020 | Dec-2020 | Jun-2021 | Dec-2021 | Jun-2022 | Dec-2022 | Jun-2023 | Dec-2023 | Jun-2024 | Dec-2024 | Jun-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||
| Gross Premiums Earned |
4 949
|
5 310
|
4 745
|
8 457
|
8 990
|
11 356
|
13 178
|
14 863
|
16 991
|
17 945
|
19 746
|
21 761
|
23 219
|
25 821
|
28 562
|
30 751
|
32 762
|
32 764
|
|
| Revenue |
5 162
N/A
|
5 705
+11%
|
5 583
-2%
|
9 650
+73%
|
9 610
0%
|
12 443
+29%
|
15 124
+22%
|
16 810
+11%
|
18 493
+10%
|
19 660
+6%
|
21 940
+12%
|
22 810
+4%
|
22 598
-1%
|
26 161
+16%
|
29 646
+13%
|
31 568
+6%
|
34 093
+8%
|
34 128
+0%
|
|
| Operating Income | |||||||||||||||||||
| Operating Expenses |
(5 340)
|
(5 997)
|
(6 561)
|
(11 274)
|
(11 247)
|
(13 293)
|
(15 387)
|
(16 708)
|
(17 719)
|
(18 639)
|
(20 551)
|
(23 105)
|
(24 188)
|
(26 451)
|
(28 854)
|
(30 782)
|
(32 741)
|
(32 213)
|
|
| Selling, General & Administrative |
(2 494)
|
(2 702)
|
(2 547)
|
(4 318)
|
(3 964)
|
(4 098)
|
(4 395)
|
(5 360)
|
(6 000)
|
(6 082)
|
(6 194)
|
(3 940)
|
(7 438)
|
(7 435)
|
(9 213)
|
(12 504)
|
(8 353)
|
(8 972)
|
|
| Depreciation & Amortization |
(39)
|
0
|
(72)
|
(117)
|
(92)
|
(156)
|
(228)
|
(239)
|
(236)
|
(225)
|
(228)
|
(189)
|
(283)
|
(360)
|
(276)
|
(429)
|
(306)
|
(316)
|
|
| Benefits Claims Loss Adjustment |
(2 497)
|
(2 946)
|
(3 349)
|
(5 835)
|
(6 343)
|
(8 071)
|
(9 535)
|
(9 909)
|
(10 181)
|
(10 797)
|
(12 706)
|
(17 335)
|
(20 673)
|
(22 945)
|
(26 089)
|
(28 749)
|
(30 690)
|
(30 285)
|
|
| Other Operating Expenses |
(311)
|
(350)
|
(594)
|
(1 003)
|
(848)
|
(968)
|
(1 229)
|
(1 200)
|
(1 302)
|
(1 534)
|
(1 424)
|
(1 640)
|
4 206
|
4 289
|
6 725
|
10 900
|
6 608
|
7 359
|
|
| Operating Income |
(178)
N/A
|
(292)
-64%
|
(978)
-235%
|
(1 624)
-66%
|
(1 637)
-1%
|
(850)
+48%
|
(263)
+69%
|
102
N/A
|
774
+657%
|
1 021
+32%
|
1 389
+36%
|
(295)
N/A
|
(1 590)
-439%
|
(291)
+82%
|
792
N/A
|
786
-1%
|
1 352
+72%
|
1 915
+42%
|
|
| Pre-Tax Income | |||||||||||||||||||
| Interest Income Expense |
(1)
|
(2)
|
(7)
|
(16)
|
(36)
|
(92)
|
(155)
|
(145)
|
(267)
|
(393)
|
(426)
|
(460)
|
(445)
|
(469)
|
(558)
|
(626)
|
(577)
|
(476)
|
|
| Non-Reccuring Items |
0
|
0
|
(17)
|
(33)
|
(137)
|
(182)
|
(193)
|
(249)
|
(361)
|
(213)
|
(134)
|
206
|
352
|
(43)
|
3 776
|
3 785
|
79
|
116
|
|
| Pre-Tax Income |
(179)
N/A
|
(294)
-65%
|
(1 002)
-241%
|
(1 673)
-67%
|
(1 810)
-8%
|
(1 124)
+38%
|
(611)
+46%
|
(292)
+52%
|
147
N/A
|
415
+183%
|
829
+100%
|
(549)
N/A
|
(1 683)
-207%
|
(803)
+52%
|
4 010
N/A
|
3 944
-2%
|
854
-78%
|
1 555
+82%
|
|
| Net Income | |||||||||||||||||||
| Tax Provision |
13
|
16
|
6
|
9
|
13
|
29
|
(28)
|
2
|
108
|
61
|
(72)
|
16
|
298
|
130
|
(165)
|
(70)
|
(251)
|
(340)
|
|
| Income from Continuing Operations |
(166)
|
(277)
|
(996)
|
(1 663)
|
(1 797)
|
(1 096)
|
(639)
|
(290)
|
254
|
476
|
757
|
(532)
|
(1 384)
|
(673)
|
3 845
|
3 875
|
603
|
1 216
|
|
| Income to Minority Interest |
0
|
0
|
(1)
|
10
|
53
|
102
|
185
|
232
|
299
|
342
|
407
|
306
|
272
|
418
|
233
|
37
|
0
|
0
|
|
| Net Income (Common) |
(166)
N/A
|
(277)
-68%
|
(997)
-259%
|
(1 653)
-66%
|
(1 744)
-5%
|
(994)
+43%
|
(454)
+54%
|
(58)
+87%
|
554
N/A
|
819
+48%
|
1 165
+42%
|
(227)
N/A
|
(1 112)
-390%
|
(255)
+77%
|
4 078
N/A
|
3 912
-4%
|
603
-85%
|
1 216
+101%
|
|
| EPS (Diluted) |
-0.13
N/A
|
-0.22
-69%
|
-0.77
-250%
|
-1.12
-45%
|
-1.19
-6%
|
-0.68
+43%
|
-0.31
+54%
|
-0.04
+87%
|
0.38
N/A
|
0.55
+45%
|
0.79
+44%
|
-0.15
N/A
|
-0.76
-407%
|
-0.17
+78%
|
2.77
N/A
|
2.66
-4%
|
0.41
-85%
|
0.82
+100%
|
|
