Earnings Calls

Last Earnings Call

Fiscal Period
Q2 2026
Call Date
Jul 21, 2026
AI Summary
Q2 2026

Record results: MONY Group delivered record like-for-like revenue of GBP 227 million, up 6%, and record adjusted EBITDA of GBP 76 million, up 3%, marking the fifth consecutive interim period of record revenue and EBITDA.

Strong cash return: Management said it plans to return over GBP 90 million to shareholders in 2026 through the dividend and a continuing GBP 25 million buyback; over GBP 19 million of the buyback has already been completed.

SuperSaveClub gains: SuperSaveClub passed 2.5 million members, now accounts for 19% of total revenue, and is driving stronger engagement, better cross-sell, and higher economics than nonmembers.

AI rollout: The company highlighted a broad AI push across its app, insurance, investing and business banking products, as well as internal software development, where around 2/3 of code changes are AI assisted.

Outlook steady: Despite mixed market conditions and PPC cost pressure, management said it remains confident in delivering 2026 adjusted EBITDA within current published consensus.

Key Financials
Revenue
GBP 227 million
Adjusted EBITDA
GBP 76 million
Adjusted EBITDA margin
33%
Adjusted basic EPS
9.7p
Operating cash flow
GBP 36 million
Gross profit
GBP 142 million
Gross margin
63%
Insurance revenue
GBP 122 million
MONY revenue
GBP 58 million
Home Services revenue
GBP 28 million
Cash back revenue
GBP 24 million
SuperSaveClub members
over 2.5 million
SuperSaveClub share of revenue
19%
SuperSaveClub ARPU
GBP 35
Group ARPU
GBP 21
Incremental gross margin for members
77%
Group gross margin
63%
Operating cash return to shareholders
over GBP 90 million
Buyback
GBP 25 million
Tech spend
GBP 5 million

Other Earnings Calls

2026
2022