Bankruptcy Probability

VCREDIT Holdings Ltd's probability of bankruptcy is 3.6%, pointing to a small but noticeable default risk. The solvency score is 46/100 — a warning sign of potential financial weakness.

We take all the information about a company's solvency, such as how easily it can pay interest on outstanding debt, how much cash it has, the amount of debt, and more, and use it to estimate the probability of bankruptcy.

Moderate
Probability of Bankruptcy

Financial Position

Cash & Short-Term Investments
+
3Y
+2%
5Y
-13%
10Y
-
Long-Term Investments
+
3Y
-13%
5Y
-98%
10Y
-
Debt
+
3Y
-93%
5Y
-96%
10Y
-

Solvency Ratios

Solvency Ratios Comparison
VCREDIT Holdings Ltd Competitors

Country Company Market Cap D/E D/A Interest
Coverage
Altman
Z-Score
Quick
Ratio
Current
Ratio
Cash
Ratio
HK
VCREDIT Holdings Ltd
HKEX:2003
567.8m HKD
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US
American Express Co
NYSE:AXP
219.5B USD
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US
Capital One Financial Corp
NYSE:COF
122.4B USD
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JP
Anshin Guarantor Service Co Ltd
TSE:7183
17.4T JPY
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IN
Bajaj Finance Ltd
NSE:BAJFINANCE
5.9T INR
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KZ
Kaspi.kz AO
NASDAQ:KSPI
38.8B USD
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US
Synchrony Financial
NYSE:SYF
23.4B USD
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IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
2.1T INR
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US
SoFi Technologies Inc
NASDAQ:SOFI
19.1B USD
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IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1.3T INR
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IN
Tata Capital Ltd
NSE:TATACAP
1.2T INR
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No Stocks Found
Is VCREDIT Holdings Ltd at risk of bankruptcy?

VCREDIT Holdings Ltd's probability of bankruptcy is 3.6%, pointing to a small but noticeable default risk.

The probability of bankruptcy is estimated using credit risk models that assess financial health, debt levels, interest coverage, and other solvency indicators.

How much debt does VCREDIT Holdings Ltd have?

As of the latest report, VCREDIT Holdings Ltd has total debt of 283.7m CNY. This includes both short-term (0 CNY) and long-term (283.7m CNY) debt.

You can find a full breakdown on its Balance Sheet.

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