Bank Raya Indonesia Tbk PT
IDX:AGRO
Income Statement
Income Statement
Bank Raya Indonesia Tbk PT
| Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
87 110
|
94 106
|
108 855
|
114 443
|
117 237
|
116 681
|
109 346
|
104 686
|
104 324
|
112 863
|
129 987
|
143 456
|
156 088
|
163 415
|
152 268
|
178 528
|
215 805
|
298 999
|
142 471
|
138 413
|
147 705
|
157 365
|
182 945
|
190 613
|
159 427
|
85 328
|
225 141
|
241 480
|
250 664
|
252 426
|
259 192
|
269 777
|
303 611
|
328 649
|
355 771
|
372 805
|
374 321
|
389 994
|
421 672
|
443 441
|
451 930
|
475 393
|
503 123
|
545 041
|
608 821
|
651 145
|
675 930
|
683 156
|
682 801
|
690 128
|
693 211
|
722 465
|
683 592
|
645 517
|
624 636
|
647 670
|
734 986
|
818 069
|
873 569
|
847 986
|
797 120
|
731 047
|
660 436
|
597 305
|
537 051
|
505 525
|
487 829
|
498 867
|
528 777
|
544 823
|
571 969
|
600 420
|
630 859
|
667 947
|
|
| Interest Income |
358 216
|
350 311
|
344 706
|
341 879
|
335 121
|
332 080
|
334 006
|
337 290
|
340 333
|
347 143
|
354 824
|
355 246
|
362 723
|
361 489
|
346 804
|
376 814
|
470 155
|
659 724
|
333 167
|
311 715
|
281 573
|
239 668
|
316 495
|
331 202
|
274 094
|
148 091
|
420 623
|
467 537
|
513 186
|
555 516
|
598 344
|
635 896
|
698 132
|
745 144
|
786 710
|
821 498
|
848 195
|
898 433
|
965 085
|
1 032 967
|
1 097 779
|
1 179 167
|
1 252 069
|
1 352 945
|
1 465 412
|
1 555 946
|
1 663 667
|
1 776 858
|
1 858 423
|
1 966 968
|
2 054 838
|
2 101 398
|
2 070 723
|
2 015 736
|
1 931 525
|
1 847 661
|
1 812 316
|
1 748 042
|
1 647 185
|
1 482 555
|
1 310 925
|
1 136 847
|
0
|
0
|
0
|
0
|
890 959
|
484 021
|
738 602
|
998 554
|
1 045 261
|
1 077 347
|
1 122 226
|
1 165 497
|
|
| Interest Expense |
271 106
|
256 205
|
235 851
|
227 435
|
217 884
|
215 399
|
224 660
|
232 603
|
236 008
|
234 278
|
224 838
|
211 789
|
206 634
|
198 074
|
194 535
|
198 286
|
254 350
|
360 725
|
190 696
|
173 302
|
133 869
|
82 302
|
133 551
|
140 589
|
114 667
|
62 764
|
195 482
|
226 056
|
262 522
|
303 089
|
339 152
|
366 119
|
394 521
|
416 495
|
430 938
|
448 693
|
473 874
|
508 439
|
543 413
|
589 526
|
645 848
|
703 774
|
748 947
|
807 904
|
856 592
|
904 801
|
987 738
|
1 093 702
|
1 175 622
|
1 276 840
|
1 361 627
|
1 378 933
|
1 387 131
|
1 370 219
|
1 306 889
|
1 199 991
|
1 077 331
|
929 974
|
773 616
|
634 569
|
513 805
|
405 799
|
369 535
|
380 439
|
396 338
|
407 866
|
403 130
|
409 731
|
425 329
|
453 732
|
473 292
|
476 927
|
491 367
|
497 550
|
|
| Non Interest Income |
5 040
|
967
|
4 159
|
4 131
|
3 916
|
5 567
|
31 523
|
31 857
|
32 163
|
32 269
|
4 768
|
29 546
|
29 668
|
29 961
|
7 096
|
7 787
|
11 851
|
17 818
|
24 478
|
12 772
|
14 712
|
16 241
|
41 060
|
12 587
|
20 467
|
41 603
|
55 713
|
71 768
|
74 059
|
55 158
|
44 258
|
60 173
|
53 352
|
61 204
|
70 333
|
103 108
|
117 858
|
122 640
|
83 453
|
80 222
|
69 280
|
62 124
|
70 062
|
65 098
|
60 011
|
68 645
|
52 039
|
77 524
|
83 024
|
75 979
|
76 571
|
76 118
|
70 124
|
72 060
|
77 769
|
87 729
|
103 341
|
99 512
|
112 933
|
152 318
|
161 178
|
534 069
|
622 328
|
648 522
|
703 819
|
407 360
|
417 965
|
552 640
|
593 480
|
572 390
|
535 686
|
412 581
|
316 241
|
286 490
|
|
| Revenue |
92 150
N/A
|
95 073
+3%
|
113 014
+19%
|
118 574
+5%
|
121 153
+2%
|
122 248
+1%
|
140 869
+15%
|
136 543
-3%
|
136 487
0%
|
145 132
+6%
|
134 755
-7%
|
173 002
+28%
|
185 756
+7%
|
193 376
+4%
|
159 364
-18%
|
186 315
+17%
|
227 656
+22%
|
316 817
+39%
|
166 949
-47%
|
151 185
-9%
|
162 417
+7%
|
173 606
+7%
|
224 005
+29%
|
203 200
-9%
|
179 894
-11%
|
126 931
-29%
|
280 854
+121%
|
313 248
+12%
|
324 723
+4%
|
307 584
-5%
|
303 450
-1%
|
329 950
+9%
|
356 963
+8%
|
389 853
+9%
|
426 104
+9%
|
475 913
+12%
|
492 179
+3%
|
512 634
+4%
|
505 125
-1%
|
523 663
+4%
|
521 210
0%
|
537 517
+3%
|
573 185
+7%
|
610 139
+6%
|
668 832
+10%
|
719 790
+8%
|
727 969
+1%
|
760 680
+4%
|
765 825
+1%
|
766 107
+0%
|
769 782
+0%
|
798 583
+4%
|
753 716
-6%
|
717 577
-5%
|
702 405
-2%
|
735 399
+5%
|
838 327
+14%
|
917 581
+9%
|
986 502
+8%
|
1 000 304
+1%
|
958 297
-4%
|
1 265 116
+32%
|
1 282 764
+1%
|
1 245 827
-3%
|
1 240 870
0%
|
912 885
-26%
|
905 794
-1%
|
1 051 507
+16%
|
1 122 258
+7%
|
1 117 212
0%
|
1 107 655
-1%
|
1 013 001
-9%
|
947 100
-7%
|
954 437
+1%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(27 756)
|
(33 884)
|
(31 214)
|
(25 684)
|
(32 188)
|
(32 820)
|
(44 005)
|
(54 296)
|
(52 574)
|
(45 573)
|
(19 995)
|
(42 927)
|
(53 501)
|
(61 103)
|
(17 863)
|
(35 270)
|
(30 199)
|
(32 728)
|
18 614
|
20 336
|
14 861
|
2 101
|
(31 316)
|
(24 923)
|
(12 748)
|
11 448
|
(29 193)
|
(32 821)
|
(39 802)
|
(57 827)
|
(39 862)
|
(49 299)
|
(61 778)
|
(81 081)
|
(104 111)
|
(107 121)
|
(138 404)
|
(127 082)
|
(135 191)
|
(135 951)
|
(131 350)
|
(123 177)
|
(141 138)
|
(113 952)
|
(85 869)
|
(152 446)
|
(154 157)
|
(178 182)
|
(239 145)
|
(349 402)
|
(383 543)
|
(455 482)
|
(428 549)
|
(320 907)
|
(322 513)
|
(348 647)
|
(435 118)
|
(2 381 367)
|
(3 885 062)
|
(3 752 690)
|
(3 695 296)
|
(2 050 750)
|
(581 058)
|
(606 730)
|
(451 386)
|
(138 855)
|
(156 401)
|
(294 466)
|
(443 184)
|
(461 739)
|
(410 261)
|
(300 920)
|
(265 845)
|
(220 802)
|
|
| Non Interest Expense |
(83 312)
|
(80 562)
|
(85 862)
|
(86 945)
|
(88 098)
|
(92 279)
|
(100 075)
|
(101 141)
|
(102 337)
|
(104 465)
|
(110 156)
|
(112 597)
|
(117 381)
|
(117 766)
|
(122 120)
|
(126 320)
|
(156 398)
|
(218 269)
|
(140 578)
|
(123 953)
|
(119 375)
|
(122 346)
|
(141 218)
|
(124 904)
|
(118 300)
|
(85 566)
|
(180 073)
|
(200 383)
|
(205 095)
|
(189 840)
|
(178 234)
|
(191 052)
|
(196 146)
|
(206 645)
|
(211 198)
|
(244 586)
|
(233 644)
|
(237 610)
|
(228 669)
|
(236 796)
|
(244 668)
|
(244 128)
|
(238 413)
|
(258 744)
|
(282 268)
|
(287 301)
|
(281 303)
|
(298 364)
|
(302 724)
|
(325 000)
|
(312 040)
|
(329 214)
|
(327 241)
|
(307 589)
|
(315 820)
|
(315 300)
|
(328 299)
|
(374 543)
|
(404 571)
|
(454 526)
|
(500 053)
|
(545 330)
|
(585 520)
|
(626 815)
|
(654 078)
|
(625 862)
|
(621 002)
|
(629 304)
|
(629 503)
|
(678 706)
|
(642 053)
|
(654 863)
|
(635 811)
|
(625 743)
|
|
| Pre-Tax Income |
(18 918)
N/A
|
(19 373)
-2%
|
(4 062)
+79%
|
5 948
N/A
|
869
-85%
|
(2 849)
N/A
|
(3 211)
-13%
|
(18 895)
-488%
|
(18 425)
+2%
|
(4 906)
+73%
|
4 603
N/A
|
17 479
+280%
|
14 875
-15%
|
14 508
-2%
|
19 381
+34%
|
24 725
+28%
|
41 059
+66%
|
65 820
+60%
|
44 985
-32%
|
47 568
+6%
|
57 904
+22%
|
53 362
-8%
|
51 471
-4%
|
53 374
+4%
|
48 847
-8%
|
52 813
+8%
|
71 589
+36%
|
80 044
+12%
|
79 825
0%
|
59 916
-25%
|
85 354
+42%
|
89 598
+5%
|
99 038
+11%
|
102 126
+3%
|
110 795
+8%
|
124 208
+12%
|
120 133
-3%
|
147 944
+23%
|
141 266
-5%
|
150 916
+7%
|
145 192
-4%
|
170 211
+17%
|
193 633
+14%
|
237 443
+23%
|
300 694
+27%
|
280 042
-7%
|
292 509
+4%
|
284 132
-3%
|
223 956
-21%
|
91 706
-59%
|
74 198
-19%
|
13 889
-81%
|
(2 072)
N/A
|
89 082
N/A
|
64 072
-28%
|
71 452
+12%
|
74 909
+5%
|
(1 838 329)
N/A
|
(3 303 131)
-80%
|
(3 206 911)
+3%
|
(3 237 050)
-1%
|
(1 330 963)
+59%
|
116 186
N/A
|
12 283
-89%
|
135 406
+1 002%
|
148 168
+9%
|
128 391
-13%
|
127 737
-1%
|
49 571
-61%
|
(23 233)
N/A
|
55 342
N/A
|
57 218
+3%
|
45 444
-21%
|
107 892
+137%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
5 272
|
6 952
|
(2 247)
|
(4 100)
|
(4 653)
|
(3 829)
|
(615)
|
880
|
2 218
|
1 667
|
(2 404)
|
(3 370)
|
(3 060)
|
(7 182)
|
(5 355)
|
(6 805)
|
(10 858)
|
(16 537)
|
(12 129)
|
(12 546)
|
(14 868)
|
(14 228)
|
(18 444)
|
(19 479)
|
(18 825)
|
(17 941)
|
(19 150)
|
(20 757)
|
(21 855)
|
(19 062)
|
(23 353)
|
(22 575)
|
(26 871)
|
(27 259)
|
(30 303)
|
(36 584)
|
(32 988)
|
(38 381)
|
(38 262)
|
(39 233)
|
(38 997)
|
(47 493)
|
(53 137)
|
(65 508)
|
(79 464)
|
(74 797)
|
(88 297)
|
(86 503)
|
(72 377)
|
(38 776)
|
(23 137)
|
(7 231)
|
(5 158)
|
(27 911)
|
(32 811)
|
(39 029)
|
(37 435)
|
12 361
|
257 430
|
191 056
|
180 511
|
149 563
|
(104 726)
|
(44 162)
|
(130 050)
|
(154 507)
|
(104 040)
|
(98 596)
|
(14 469)
|
66 796
|
(4 450)
|
1 435
|
18 359
|
(48 906)
|
|
| Income from Continuing Operations |
(13 646)
|
(12 421)
|
(6 309)
|
1 847
|
(3 785)
|
(6 679)
|
(3 826)
|
(18 015)
|
(16 207)
|
(3 239)
|
2 199
|
14 109
|
11 815
|
7 326
|
14 027
|
17 920
|
30 202
|
49 284
|
32 856
|
35 024
|
43 037
|
39 135
|
33 027
|
33 895
|
30 023
|
34 873
|
52 440
|
59 290
|
57 972
|
40 856
|
62 001
|
67 022
|
72 167
|
74 867
|
80 492
|
87 625
|
87 145
|
109 563
|
103 003
|
111 683
|
106 196
|
122 719
|
140 496
|
171 937
|
221 231
|
205 246
|
204 213
|
197 629
|
151 579
|
52 929
|
51 061
|
6 657
|
(7 232)
|
61 171
|
31 261
|
32 424
|
37 476
|
(1 825 968)
|
(3 045 701)
|
(3 015 857)
|
(3 056 541)
|
(1 181 401)
|
11 461
|
(31 879)
|
5 356
|
(6 339)
|
24 351
|
29 142
|
35 101
|
43 562
|
50 892
|
58 653
|
63 803
|
58 986
|
|
| Net Income (Common) |
(13 646)
N/A
|
(12 421)
+9%
|
(6 309)
+49%
|
1 847
N/A
|
(3 785)
N/A
|
(6 679)
-76%
|
(3 826)
+43%
|
(18 015)
-371%
|
(16 207)
+10%
|
(3 239)
+80%
|
2 199
N/A
|
14 109
+542%
|
11 815
-16%
|
7 326
-38%
|
14 027
+91%
|
17 920
+28%
|
30 202
+69%
|
49 284
+63%
|
32 856
-33%
|
35 024
+7%
|
43 037
+23%
|
39 135
-9%
|
33 027
-16%
|
33 895
+3%
|
30 023
-11%
|
34 873
+16%
|
52 440
+50%
|
59 290
+13%
|
57 972
-2%
|
40 856
-30%
|
62 001
+52%
|
67 022
+8%
|
72 167
+8%
|
74 867
+4%
|
80 492
+8%
|
87 625
+9%
|
87 145
-1%
|
109 563
+26%
|
103 003
-6%
|
111 683
+8%
|
106 196
-5%
|
122 719
+16%
|
140 496
+14%
|
171 937
+22%
|
221 231
+29%
|
205 246
-7%
|
204 213
-1%
|
197 629
-3%
|
151 579
-23%
|
52 929
-65%
|
51 061
-4%
|
6 657
-87%
|
(7 232)
N/A
|
61 171
N/A
|
31 261
-49%
|
32 424
+4%
|
37 476
+16%
|
(1 825 968)
N/A
|
(3 045 701)
-67%
|
(3 015 857)
+1%
|
(3 056 541)
-1%
|
(1 181 401)
+61%
|
11 461
N/A
|
(31 879)
N/A
|
5 356
N/A
|
(6 339)
N/A
|
24 351
N/A
|
29 142
+20%
|
35 101
+20%
|
43 562
+24%
|
50 892
+17%
|
58 653
+15%
|
63 803
+9%
|
58 986
-8%
|
|
| EPS (Diluted) |
-3.47
N/A
|
-3.12
+10%
|
-1.61
+48%
|
0.47
N/A
|
-0.96
N/A
|
-1.7
-77%
|
-0.97
+43%
|
-4.46
-360%
|
-4.01
+10%
|
-0.87
+78%
|
0.5
N/A
|
29.82
+5 864%
|
1.31
-96%
|
1.54
+18%
|
2.97
+93%
|
3.76
+27%
|
6.03
+60%
|
9.85
+63%
|
6.67
-32%
|
7.1
+6%
|
8.73
+23%
|
7.94
-9%
|
6.75
-15%
|
6.77
+0%
|
6.28
-7%
|
1.81
-71%
|
7.81
+331%
|
6.18
-21%
|
5.78
-6%
|
4.26
-26%
|
6.47
+52%
|
6.99
+8%
|
7.2
+3%
|
2.91
-60%
|
6.46
+122%
|
5.79
-10%
|
5.77
0%
|
7.24
+25%
|
6.59
-9%
|
8.76
+33%
|
5.85
-33%
|
5.29
-10%
|
8.3
+57%
|
9.42
+13%
|
11.66
+24%
|
7.16
-39%
|
10.25
+43%
|
9.04
-12%
|
6.94
-23%
|
2.42
-65%
|
2.34
-3%
|
0.31
-87%
|
-0.33
N/A
|
2.81
N/A
|
1.43
-49%
|
1.49
+4%
|
1.67
+12%
|
-81.61
N/A
|
-141.52
-73%
|
-140.12
+1%
|
-127.5
+9%
|
-51.93
+59%
|
0.5
N/A
|
-1.28
N/A
|
0.21
N/A
|
-0.25
N/A
|
0.98
N/A
|
1.18
+20%
|
1.41
+19%
|
1.76
+25%
|
2.06
+17%
|
2.37
+15%
|
2.58
+9%
|
2.38
-8%
|
|