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Intrinsic Value

Is AGRO undervalued or overvalued?

See the intrinsic value estimate for Bank Raya Indonesia Tbk PT and find out whether today’s valuation is cheap or expensive by its own historical standards.

Do our valuations actually work? See backtest results .

AGRO Intrinsic Value
LOCKED
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Today vs. history

AGRO looks undervalued.
But is it cheap by its own standards?

See how today’s valuation compares with AGRO’s past valuations and how the stock performed after similar periods.

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Intrinsic Value Locked
Current Price Rp114
Margin of Safety 20% Locked
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Fundamental Analysis

What Bank Raya Indonesia Tbk PT Does

Banking Financials

Bank Raya Indonesia Tbk PT is an Indonesian bank that focuses on digital retail banking. It takes deposits, offers savings and transaction accounts, and provides lending products such as consumer and small-business loans. Its main customers are individual savers, salary earners, and small businesses that want simple banking through digital channels instead of a traditional branch-heavy bank.

Headquarters
Indonesia ID
Employees
770
IPO date
Aug 8, 2003
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Financials
Efficiency

Wall St Price Targets

Capital Returns

Buyback Yield
LOCKED

Competitive Landscape

What is the Intrinsic Value of one AGRO stock?

The intrinsic value for Bank Raya Indonesia Tbk PT (AGRO) under the Base Case is hidden IDR.

Is AGRO stock undervalued or overvalued?

Compared with the current market price of 114 IDR, the stock appears hidden.

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