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Price: 4 050 IDR 0.75% Market Closed

Market Cap: Rp47.1T

Income Statement

Net Interest Income

Non Interest Income

Currency: IDR

		Dec-2003	Mar-2004	Jun-2004	Sep-2004	Dec-2004	Mar-2005	Jun-2005	Sep-2005	Dec-2005	Mar-2006	Jun-2006	Sep-2006	Dec-2006	Mar-2007	Jun-2007	Sep-2007	Dec-2007	Mar-2008	Jun-2008	Sep-2008	Dec-2008	Mar-2009	Jun-2009	Sep-2009	Dec-2009	Mar-2010	Jun-2010	Sep-2010	Dec-2010	Mar-2011	Jun-2011	Sep-2011	Dec-2011	Mar-2012	Jun-2012	Sep-2012	Dec-2012	Mar-2013	Jun-2013	Sep-2013	Dec-2013	Mar-2014	Jun-2014	Sep-2014	Dec-2014	Mar-2015	Jun-2015	Sep-2015	Dec-2015	Mar-2016	Jun-2016	Sep-2016	Dec-2016	Mar-2017	Jun-2017	Sep-2017	Dec-2017	Mar-2018	Jun-2018	Sep-2018	Dec-2018	Mar-2019	Jun-2019	Sep-2019	Dec-2019	Mar-2020	Jun-2020	Sep-2020	Dec-2020	Mar-2021	Jun-2021	Sep-2021	Dec-2021	Mar-2022	Jun-2022	Sep-2022	Dec-2022	Mar-2023	Jun-2023	Sep-2023	Dec-2023	Mar-2024	Jun-2024	Sep-2024	Dec-2024	Mar-2025	Jun-2025	Sep-2025	Dec-2025
Revenue
Net Interest Income		611 471	707 267	785 338	864 780	877 999	862 961	864 253	843 676	737 681	659 796	617 518	598 979	745 517	914 814	1 066 150	1 252 249	1 390 848	1 473 884	1 558 927	1 600 898	1 587 724	1 554 671	1 594 164	1 580 864	1 558 360	1 640 910	1 790 052	1 851 090	2 180 529	2 595 351	2 616 720	2 735 436	2 706 195	3 117 601	3 271 295	3 542 818	3 342 112	3 121 849	3 026 705	2 892 995	2 696 051	2 652 811	2 699 421	2 650 203	2 745 049	2 834 834	2 917 803	3 091 831	3 302 818	3 487 584	3 506 198	3 656 309	3 487 634	3 477 021	3 568 186	3 468 236	3 508 606	3 450 164	3 448 398	3 464 279	3 513 837	3 546 269	3 539 067	3 553 958	3 583 527	3 671 290	3 750 780	3 810 731	3 913 443	4 089 705	4 377 816	4 647 584	4 841 076	5 004 729	5 207 858	5 570 361	5 869 126	6 060 073	5 995 296	5 774 402	5 532 145	5 392 767	5 294 874	5 207 966	5 099 739	4 973 550	4 961 891	4 887 081	4 928 610
Interest Income		1 588 979	1 535 044	1 521 954	1 615 032	1 701 795	1 777 389	1 887 632	2 021 272	2 292 744	2 563 566	2 789 788	2 953 370	3 037 829	3 167 233	3 246 585	3 312 805	3 343 898	3 321 106	3 362 171	3 479 385	3 699 937	3 908 612	4 069 321	3 991 397	3 737 455	3 562 928	3 561 274	3 615 788	4 090 908	4 659 810	4 908 456	5 213 880	5 191 379	5 604 422	5 619 498	5 808 223	5 581 049	5 271 065	5 084 335	4 886 326	4 865 437	5 142 940	5 507 875	5 767 257	5 978 672	6 083 103	6 228 674	6 320 407	6 458 281	6 535 722	6 398 877	6 455 067	6 151 919	6 057 413	6 189 681	6 194 519	6 393 586	6 454 617	6 572 865	6 631 744	6 772 448	6 918 752	7 044 905	7 261 429	7 454 236	7 679 403	7 868 227	7 978 968	8 046 281	8 033 001	8 087 723	8 122 934	8 110 291	8 110 838	8 130 437	8 441 062	9 069 057	9 722 827	10 195 169	10 356 425	10 217 532	10 171 870	10 180 363	10 253 427	10 289 306	10 265 148	10 308 706	10 216 641	10 197 196
Interest Expense		977 508	827 777	736 616	750 252	823 796	914 428	1 023 379	1 177 596	1 555 063	1 903 770	2 172 270	2 354 391	2 292 312	2 252 419	2 180 435	2 060 556	1 953 050	1 847 222	1 803 244	1 878 487	2 112 213	2 353 941	2 475 157	2 410 533	2 179 095	1 922 018	1 771 222	1 764 698	1 910 379	2 064 459	2 291 736	2 478 444	2 485 184	2 486 821	2 348 203	2 265 405	2 238 937	2 149 216	2 057 630	1 993 331	2 169 386	2 490 129	2 808 454	3 117 054	3 233 623	3 248 269	3 310 871	3 228 576	3 155 463	3 048 138	2 892 679	2 798 758	2 664 285	2 580 392	2 621 495	2 726 283	2 884 980	3 004 453	3 124 467	3 167 465	3 258 611	3 372 483	3 505 838	3 707 471	3 870 709	4 008 113	4 117 447	4 168 237	4 132 838	3 943 296	3 709 907	3 475 350	3 269 215	3 106 109	2 922 579	2 870 701	3 199 931	3 662 754	4 199 873	4 582 023	4 685 387	4 779 103	4 885 489	5 045 461	5 189 567	5 291 598	5 346 815	5 329 560	5 268 586
Non Interest Income		65 055	81 360	44 349	40 100	34 826	50 161	56 869	66 839	73 331	90 093	112 146	137 640	128 818	149 876	225 073	249 637	192 330	280 753	276 524	295 200	312 509	334 237	361 512	445 232	707 575	837 131	795 826	914 382	626 823	466 774	563 965	613 395	1 007 774	938 821	1 090 519	931 001	1 010 036	1 096 266	934 031	954 908	983 666	1 109 755	1 262 616	1 448 598	1 432 816	1 802 562	1 878 828	1 922 581	1 906 715	1 569 133	1 742 235	1 962 576	1 998 601	2 407 776	2 380 022	2 413 129	2 224 220	2 721 916	2 720 490	2 521 371	2 066 989	2 313 047	2 328 894	2 371 117	2 348 917	2 757 059	2 734 152	2 753 887	2 919 342	2 897 929	2 948 402	3 107 545	3 153 113	3 214 093	3 120 429	3 069 040	2 523 786	2 718 409	3 010 368	2 877 540	2 298 281	2 260 372	1 863 458	1 870 771	1 841 044	1 792 056	2 061 447	2 291 712	2 912 886
Revenue		676 526 N/A	788 627 +17%	829 687 +5%	904 880 +9%	912 825 +1%	913 122 +0%	921 122 +1%	910 515 -1%	811 012 -11%	749 889 -8%	729 664 -3%	736 619 +1%	874 335 +19%	1 064 690 +22%	1 291 223 +21%	1 501 886 +16%	1 583 178 +5%	1 754 637 +11%	1 835 451 +5%	1 896 098 +3%	1 900 233 +0%	1 888 908 -1%	1 955 676 +4%	2 026 096 +4%	2 265 935 +12%	2 478 041 +9%	2 585 878 +4%	2 765 472 +7%	2 807 352 +2%	3 062 125 +9%	3 180 685 +4%	3 348 831 +5%	3 713 969 +11%	4 056 422 +9%	4 361 814 +8%	4 473 819 +3%	4 352 148 -3%	4 218 115 -3%	3 960 736 -6%	3 847 903 -3%	3 679 717 -4%	3 762 566 +2%	3 962 037 +5%	4 098 801 +3%	4 177 865 +2%	4 637 396 +11%	4 796 631 +3%	5 014 412 +5%	5 209 533 +4%	5 056 717 -3%	5 248 433 +4%	5 618 885 +7%	5 486 235 -2%	5 884 797 +7%	5 948 208 +1%	5 881 365 -1%	5 732 826 -3%	6 172 080 +8%	6 168 888 0%	5 985 650 -3%	5 580 826 -7%	5 859 316 +5%	5 867 961 +0%	5 925 075 +1%	5 932 444 +0%	6 428 349 +8%	6 484 932 +1%	6 564 618 +1%	6 832 785 +4%	6 987 634 +2%	7 326 218 +5%	7 755 129 +6%	7 994 189 +3%	8 218 822 +3%	8 328 287 +1%	8 639 401 +4%	8 392 912 -3%	8 778 482 +5%	9 005 664 +3%	8 651 942 -4%	7 830 426 -9%	7 653 139 -2%	7 158 332 -6%	7 078 737 -1%	6 940 783 -2%	6 765 606 -3%	7 023 338 +4%	7 178 793 +2%	7 841 496 +9%
Pre-Tax Income
Loan Loss Provision		(6 513)	(15 399)	(33 342)	(36 854)	(47 849)	(43 502)	(27 356)	(50 358)	(40 366)	(42 078)	(47 088)	(37 238)	(48 251)	(64 152)	(77 862)	(86 517)	(95 154)	(111 505)	(138 925)	(170 148)	(160 682)	(151 530)	(130 840)	(237 286)	(254 794)	(273 759)	(321 621)	(207 804)	(145 811)	(154 163)	(162 260)	(218 750)	(296 448)	(187 063)	(153 258)	(155 017)	(207 856)	(351 054)	(383 997)	(372 267)	(343 520)	(258 170)	(301 281)	(377 382)	(666 414)	(992 848)	(1 065 859)	(1 117 806)	(978 308)	(854 937)	(928 605)	(923 902)	(892 457)	(880 283)	(849 591)	(833 816)	(851 106)	(768 792)	(652 577)	(529 073)	(370 289)	(311 801)	(255 136)	(195 279)	(176 933)	(203 794)	(137 735)	(107 239)	(114 855)	(41 608)	(49 326)	(92 452)	(104 083)	(144 121)	(185 218)	(180 464)	(147 840)	(132 078)	(137 154)	(171 119)	(195 318)	(215 103)	(226 270)	(209 165)	(216 464)	(241 828)	(320 229)	(401 844)	(485 652)
Non Interest Expense		(288 753)	(329 735)	(360 971)	(407 236)	(414 824)	(435 625)	(446 316)	(493 617)	(506 955)	(543 075)	(552 212)	(556 667)	(604 100)	(644 261)	(704 298)	(760 930)	(742 004)	(864 499)	(965 601)	(1 029 931)	(1 064 710)	(1 096 822)	(1 143 826)	(1 206 317)	(1 370 392)	(1 477 443)	(1 556 467)	(1 682 054)	(1 620 426)	(1 854 089)	(1 942 099)	(2 113 059)	(2 226 205)	(2 396 293)	(2 473 867)	(2 536 219)	(2 578 278)	(2 609 272)	(2 719 449)	(2 711 777)	(2 703 647)	(2 812 430)	(2 805 173)	(2 858 462)	(2 852 445)	(2 907 254)	(2 992 314)	(2 968 189)	(2 992 456)	(2 993 432)	(3 081 639)	(3 124 672)	(3 048 355)	(3 415 322)	(3 441 518)	(3 563 746)	(3 232 561)	(3 720 274)	(3 736 433)	(3 618 261)	(3 208 516)	(3 365 844)	(3 355 017)	(3 393 666)	(3 247 100)	(3 520 852)	(3 495 694)	(3 469 921)	(3 002 877)	(3 108 389)	(3 082 073)	(3 020 711)	(2 937 490)	(3 173 034)	(3 275 657)	(3 349 968)	(3 217 002)	(3 278 995)	(3 244 426)	(3 281 443)	(3 292 379)	(3 316 573)	(3 523 436)	(3 517 606)	(3 467 413)	(3 600 301)	(3 275 553)	(3 271 228)	(3 195 002)
Pre-Tax Income		381 260 N/A	443 493 +16%	435 374 -2%	460 790 +6%	450 152 -2%	433 995 -4%	447 450 +3%	366 540 -18%	263 691 -28%	164 736 -38%	130 364 -21%	142 714 +9%	221 984 +56%	356 277 +60%	509 063 +43%	654 439 +29%	746 020 +14%	778 633 +4%	730 925 -6%	696 019 -5%	674 841 -3%	640 556 -5%	681 010 +6%	582 493 -14%	640 749 +10%	726 839 +13%	707 790 -3%	875 614 +24%	1 041 115 +19%	1 053 873 +1%	1 076 326 +2%	1 017 022 -6%	1 191 316 +17%	1 473 066 +24%	1 734 689 +18%	1 782 583 +3%	1 566 014 -12%	1 257 789 -20%	857 290 -32%	763 859 -11%	632 550 -17%	691 966 +9%	855 583 +24%	862 957 +1%	659 006 -24%	737 294 +12%	738 458 +0%	928 417 +26%	1 238 769 +33%	1 208 348 -2%	1 238 189 +2%	1 570 311 +27%	1 545 423 -2%	1 589 192 +3%	1 657 099 +4%	1 483 803 -10%	1 649 159 +11%	1 683 014 +2%	1 779 878 +6%	1 838 316 +3%	2 002 021 +9%	2 181 671 +9%	2 257 808 +3%	2 336 130 +3%	2 508 411 +7%	2 703 703 +8%	2 851 503 +5%	2 987 458 +5%	3 715 053 +24%	3 837 637 +3%	4 194 819 +9%	4 641 966 +11%	4 952 616 +7%	4 901 667 -1%	4 867 412 -1%	5 108 969 +5%	5 028 070 -2%	5 367 409 +7%	5 624 084 +5%	5 199 380 -8%	4 342 729 -16%	4 121 463 -5%	3 408 626 -17%	3 351 966 -2%	3 256 906 -3%	2 923 477 -10%	3 427 556 +17%	3 505 721 +2%	4 160 842 +19%
Net Income
Tax Provision		(115 196)	(115 196)	(115 196)	(115 196)	(137 897)	(137 897)	(210 784)	(220 848)	(84 338)	(95 039)	(22 152)	(45 480)	(70 286)	(110 578)	(176 994)	(196 242)	(225 301)	(224 952)	(201 372)	(187 609)	(173 160)	(147 268)	(167 101)	(148 790)	(103 289)	(96 911)	(45 179)	(36 046)	(89 315)	(96 193)	(110 975)	(109 725)	(117 964)	(144 052)	(183 167)	(247 703)	(188 602)	(182 242)	(144 158)	(78 438)	(107 770)	(76 842)	(73 894)	(106 456)	(90 947)	(79 362)	(118 279)	(100 459)	(185 998)	(230 190)	(199 780)	(223 995)	(387 423)	(423 981)	(470 514)	(465 486)	(349 116)	(355 337)	(366 632)	(410 826)	(402 674)	(434 770)	(448 790)	(484 970)	(505 678)	(515 264)	(558 209)	(601 287)	(706 742)	(751 482)	(805 974)	(867 788)	(944 565)	(937 139)	(928 508)	(990 528)	(975 392)	(1 033 063)	(1 092 919)	(992 452)	(832 059)	(793 661)	(640 927)	(638 544)	(625 852)	(562 444)	(663 595)	(672 436)	(796 107)
Income from Continuing Operations		266 064	328 297	320 178	345 594	312 255	296 098	236 666	145 692	179 353	69 697	108 212	97 234	151 698	245 699	332 069	458 197	520 719	553 681	529 553	508 410	501 681	493 288	513 909	433 703	537 460	629 928	662 611	839 568	951 800	957 680	965 351	907 297	1 073 352	1 329 014	1 551 522	1 534 880	1 377 412	1 075 547	713 132	685 421	524 780	615 124	781 689	756 501	568 059	657 932	620 179	827 958	1 052 771	978 158	1 038 409	1 346 316	1 158 000	1 165 211	1 186 585	1 018 317	1 300 043	1 327 677	1 413 246	1 427 490	1 599 347	1 746 901	1 809 018	1 851 160	2 002 733	2 188 439	2 293 294	2 386 171	3 008 311	3 086 155	3 388 845	3 774 178	4 008 051	3 964 528	3 938 904	4 118 441	4 052 678	4 334 346	4 531 165	4 206 928	3 510 670	3 327 802	2 767 699	2 713 422	2 631 054	2 361 033	2 763 961	2 833 285	3 364 735
Income to Minority Interest		(51)	(68)	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	(1 533)	(1 533)	(1 533)	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income (Common)		266 013 N/A	328 229 +23%	320 148 -2%	345 585 +8%	319 901 -7%	303 770 -5%	244 312 -20%	153 338 -37%	179 353 +17%	69 697 -61%	108 212 +55%	97 234 -10%	151 698 +56%	245 699 +62%	332 069 +35%	458 197 +38%	520 719 +14%	553 681 +6%	529 553 -4%	508 410 -4%	501 681 -1%	493 288 -2%	513 909 +4%	433 703 -16%	537 460 +24%	628 395 +17%	661 078 +5%	838 035 +27%	951 800 +14%	957 680 +1%	965 351 +1%	907 297 -6%	1 073 352 +18%	1 329 014 +24%	1 551 522 +17%	1 534 880 -1%	1 377 412 -10%	1 075 547 -22%	713 132 -34%	685 421 -4%	524 780 -23%	615 124 +17%	781 689 +27%	756 501 -3%	568 059 -25%	657 932 +16%	620 179 -6%	827 958 +34%	1 052 771 +27%	978 158 -7%	1 038 409 +6%	1 346 316 +30%	1 158 000 -14%	1 165 211 +1%	1 186 585 +2%	1 018 317 -14%	1 300 043 +28%	1 327 677 +2%	1 413 246 +6%	1 427 490 +1%	1 599 347 +12%	1 746 901 +9%	1 809 018 +4%	1 851 160 +2%	2 002 733 +8%	2 188 439 +9%	2 293 294 +5%	2 386 171 +4%	3 008 311 +26%	3 086 155 +3%	3 388 845 +10%	3 774 178 +11%	4 008 051 +6%	3 964 528 -1%	3 938 904 -1%	4 118 441 +5%	4 052 678 -2%	4 334 346 +7%	4 531 165 +5%	4 206 928 -7%	3 510 670 -17%	3 327 802 -5%	2 767 699 -17%	2 713 422 -2%	2 631 054 -3%	2 361 033 -10%	2 763 961 +17%	2 833 285 +3%	3 364 735 +19%
EPS (Diluted)		25.84 N/A	31.88 +23%	30.75 -4%	33.56 +9%	31.07 -7%	29.5 -5%	23.73 -20%	14.9 -37%	17.42 +17%	6.78 -61%	9.82 +45%	7.94 -19%	13.57 +71%	20.92 +54%	27.97 +34%	39.02 +40%	44.35 +14%	47.15 +6%	45.1 -4%	43.3 -4%	42.73 -1%	42.02 -2%	43.77 +4%	36.94 -16%	45.78 +24%	53.52 +17%	56.31 +5%	71.38 +27%	81.07 +14%	76.01 -6%	82.22 +8%	105.03 +28%	91.42 -13%	113.19 +24%	132.14 +17%	130.72 -1%	117.32 -10%	91.61 -22%	60.74 -34%	58.61 -4%	44.7 -24%	52.39 +17%	66.57 +27%	64.44 -3%	48.38 -25%	56.05 +16%	52.83 -6%	70.52 +33%	89.67 +27%	83.3 -7%	88.44 +6%	114.67 +30%	98.63 -14%	99.25 +1%	101.07 +2%	86.74 -14%	110.73 +28%	113.09 +2%	120.37 +6%	121.58 +1%	136.42 +12%	148.78 +9%	154.07 +4%	157.66 +2%	170.58 +8%	186.39 +9%	195.33 +5%	203.24 +4%	256.22 +26%	262.86 +3%	288.64 +10%	321.46 +11%	341.37 +6%	337.67 -1%	335.48 -1%	350.77 +5%	345.18 -2%	369.17 +7%	385.93 +5%	358.31 -7%	299.01 -17%	283.44 -5%	235.73 -17%	231.11 -2%	224.09 -3%	201.09 -10%	235.41 +17%	241.32 +3%	286.58 +19%

Income Statement Balance Sheet Cash Flow Statement

Income Statement Balance Sheet Cash Flow Statement

See Also

Relative Valuation

Wall Street Estimates

Profitability Analysis

Solvency Analysis

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