International Personal Finance PLC
LSE:IPF
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| 52 Week Range |
121.5
237
|
| Price Target |
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Balance Sheet
Balance Sheet Decomposition
International Personal Finance PLC
International Personal Finance PLC
Balance Sheet
International Personal Finance PLC
| Dec-2004 | Dec-2005 | Dec-2006 | Dec-2007 | Dec-2008 | Dec-2009 | Dec-2010 | Dec-2011 | Dec-2012 | Dec-2013 | Dec-2014 | Dec-2015 | Dec-2016 | Dec-2017 | Dec-2018 | Dec-2019 | Dec-2020 | Dec-2021 | Dec-2022 | Dec-2023 | Dec-2024 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||||||||||||
| Cash & Cash Equivalents |
16
|
19
|
23
|
49
|
57
|
31
|
24
|
18
|
24
|
25
|
69
|
40
|
43
|
27
|
47
|
37
|
116
|
42
|
51
|
43
|
28
|
|
| Cash |
16
|
19
|
23
|
49
|
57
|
31
|
24
|
18
|
24
|
25
|
69
|
40
|
43
|
27
|
47
|
37
|
116
|
42
|
51
|
43
|
28
|
|
| Total Receivables |
367
|
458
|
490
|
446
|
579
|
535
|
574
|
565
|
656
|
789
|
765
|
810
|
953
|
1 073
|
776
|
733
|
536
|
575
|
666
|
699
|
654
|
|
| Accounts Receivables |
286
|
329
|
332
|
444
|
575
|
526
|
567
|
560
|
650
|
785
|
761
|
802
|
940
|
1 057
|
764
|
728
|
533
|
567
|
657
|
690
|
624
|
|
| Other Receivables |
81
|
129
|
158
|
3
|
4
|
9
|
7
|
5
|
5
|
4
|
5
|
8
|
13
|
16
|
11
|
4
|
4
|
8
|
9
|
10
|
30
|
|
| Other Current Assets |
40
|
34
|
35
|
46
|
21
|
7
|
14
|
25
|
12
|
18
|
17
|
20
|
26
|
19
|
11
|
13
|
8
|
8
|
13
|
13
|
12
|
|
| Total Current Assets |
422
|
511
|
548
|
542
|
658
|
573
|
612
|
607
|
692
|
832
|
851
|
870
|
1 023
|
1 120
|
833
|
783
|
661
|
625
|
730
|
754
|
694
|
|
| PP&E Net |
18
|
24
|
30
|
41
|
52
|
40
|
36
|
31
|
28
|
29
|
28
|
24
|
23
|
23
|
20
|
39
|
33
|
32
|
37
|
38
|
32
|
|
| PP&E Gross |
18
|
24
|
30
|
41
|
52
|
40
|
36
|
31
|
28
|
29
|
28
|
24
|
23
|
23
|
20
|
39
|
33
|
32
|
37
|
38
|
32
|
|
| Accumulated Depreciation |
12
|
16
|
19
|
26
|
40
|
48
|
52
|
48
|
52
|
56
|
57
|
63
|
74
|
82
|
87
|
90
|
91
|
89
|
92
|
92
|
89
|
|
| Intangible Assets |
0
|
2
|
14
|
19
|
18
|
11
|
7
|
4
|
3
|
2
|
10
|
26
|
33
|
33
|
38
|
43
|
30
|
25
|
28
|
32
|
37
|
|
| Goodwill |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
20
|
23
|
24
|
25
|
23
|
24
|
23
|
24
|
24
|
23
|
|
| Note Receivable |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
229
|
245
|
137
|
150
|
212
|
203
|
246
|
|
| Long-Term Investments |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Long-Term Assets |
10
|
13
|
16
|
30
|
38
|
47
|
49
|
50
|
57
|
65
|
74
|
82
|
112
|
142
|
179
|
189
|
139
|
145
|
141
|
138
|
111
|
|
| Other Assets |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
20
|
23
|
24
|
25
|
23
|
24
|
23
|
24
|
24
|
23
|
|
| Total Assets |
451
N/A
|
549
+22%
|
609
+11%
|
631
+4%
|
765
+21%
|
671
-12%
|
703
+5%
|
692
-2%
|
781
+13%
|
927
+19%
|
963
+4%
|
1 022
+6%
|
1 214
+19%
|
1 343
+11%
|
1 323
-1%
|
1 323
+0%
|
1 024
-23%
|
999
-2%
|
1 171
+17%
|
1 189
+2%
|
1 142
-4%
|
|
| Liabilities | ||||||||||||||||||||||
| Accounts Payable |
0
|
2
|
2
|
5
|
3
|
1
|
2
|
3
|
5
|
5
|
8
|
8
|
11
|
15
|
17
|
10
|
8
|
11
|
16
|
150
|
140
|
|
| Accrued Liabilities |
14
|
16
|
26
|
35
|
35
|
26
|
38
|
39
|
42
|
74
|
58
|
53
|
69
|
90
|
80
|
64
|
40
|
58
|
54
|
57
|
50
|
|
| Short-Term Debt |
43
|
54
|
79
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Current Portion of Long-Term Debt |
93
|
146
|
218
|
9
|
1
|
112
|
20
|
6
|
16
|
14
|
74
|
22
|
22
|
80
|
29
|
121
|
8
|
10
|
79
|
61
|
101
|
|
| Other Current Liabilities |
25
|
26
|
31
|
17
|
33
|
44
|
46
|
41
|
44
|
54
|
56
|
68
|
64
|
54
|
84
|
96
|
81
|
65
|
81
|
71
|
71
|
|
| Total Current Liabilities |
174
|
243
|
357
|
65
|
72
|
182
|
106
|
90
|
107
|
147
|
195
|
152
|
167
|
238
|
210
|
292
|
136
|
144
|
229
|
205
|
236
|
|
| Long-Term Debt |
244
|
242
|
170
|
362
|
433
|
221
|
285
|
270
|
294
|
386
|
405
|
535
|
600
|
598
|
670
|
575
|
504
|
481
|
491
|
475
|
435
|
|
| Deferred Income Tax |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
9
|
8
|
10
|
10
|
20
|
14
|
8
|
6
|
7
|
4
|
|
| Other Liabilities |
10
|
8
|
0
|
0
|
2
|
8
|
3
|
4
|
3
|
1
|
1
|
0
|
9
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Total Liabilities |
429
N/A
|
493
+15%
|
526
+7%
|
427
-19%
|
506
+18%
|
411
-19%
|
394
-4%
|
364
-8%
|
405
+11%
|
534
+32%
|
601
+13%
|
695
+16%
|
784
+13%
|
846
+8%
|
890
+5%
|
886
0%
|
653
-26%
|
632
-3%
|
726
+15%
|
687
-5%
|
675
-2%
|
|
| Equity | ||||||||||||||||||||||
| Common Stock |
0
|
0
|
0
|
26
|
26
|
26
|
26
|
26
|
25
|
24
|
24
|
23
|
23
|
23
|
23
|
23
|
23
|
23
|
23
|
23
|
23
|
|
| Retained Earnings |
0
|
0
|
0
|
150
|
187
|
203
|
250
|
308
|
342
|
364
|
413
|
419
|
447
|
462
|
404
|
450
|
386
|
421
|
456
|
483
|
494
|
|
| Treasury Stock |
0
|
0
|
0
|
0
|
6
|
6
|
6
|
6
|
5
|
3
|
43
|
59
|
51
|
48
|
45
|
46
|
45
|
47
|
43
|
37
|
25
|
|
| Other Equity |
22
|
56
|
82
|
28
|
52
|
37
|
40
|
0
|
13
|
9
|
32
|
57
|
10
|
59
|
51
|
9
|
6
|
31
|
9
|
32
|
25
|
|
| Total Equity |
22
N/A
|
56
+155%
|
82
+46%
|
204
+148%
|
259
+27%
|
260
+0%
|
309
+19%
|
328
+6%
|
376
+15%
|
394
+5%
|
362
-8%
|
327
-10%
|
430
+31%
|
497
+16%
|
433
-13%
|
436
+1%
|
371
-15%
|
367
-1%
|
445
+21%
|
502
+13%
|
466
-7%
|
|
| Total Liabilities & Equity |
451
N/A
|
549
+22%
|
609
+11%
|
631
+4%
|
765
+21%
|
671
-12%
|
703
+5%
|
692
-2%
|
781
+13%
|
927
+19%
|
963
+4%
|
1 022
+6%
|
1 214
+19%
|
1 343
+11%
|
1 323
-1%
|
1 323
+0%
|
1 024
-23%
|
999
-2%
|
1 171
+17%
|
1 189
+2%
|
1 142
-4%
|
|
| Shares Outstanding | ||||||||||||||||||||||
| Common Shares Outstanding |
253
|
254
|
255
|
257
|
257
|
257
|
257
|
257
|
249
|
240
|
232
|
220
|
222
|
223
|
223
|
222
|
223
|
222
|
223
|
224
|
217
|
|
