International Personal Finance PLC
LSE:IPF

Watchlist Manager
International Personal Finance PLC Logo
International Personal Finance PLC
LSE:IPF
Watchlist
Price: 235.5 GBX 0.21% Market Closed
Market Cap: 516m GBX

Income Statement

Earnings Waterfall
International Personal Finance PLC

Revenue
702.4m GBP
Cost of Revenue
-68.9m GBP
Gross Profit
633.5m GBP
Operating Expenses
-544.1m GBP
Operating Income
89.4m GBP
Other Expenses
-17.2m GBP
Net Income
72.2m GBP

Income Statement
International Personal Finance PLC

Rotate your device to view
Income Statement
Currency: GBP
Dec-2018 Jun-2019 Dec-2019 Jun-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Jun-2022 Dec-2022 Jun-2023 Dec-2023 Jun-2024 Dec-2024 Jun-2025
Revenue
Interest Expense
0
0
0
0
2
0
0
0
1
1
2
2
2
2
2
2
Revenue
866
N/A
894
+3%
889
-1%
804
-10%
661
-18%
792
+20%
562
-29%
699
+24%
549
-21%
583
+6%
646
+11%
728
+13%
768
+5%
760
-1%
726
-4%
702
-3%
Gross Profit
Cost of Revenue
(59)
(62)
(64)
(60)
(55)
(69)
(53)
(66)
(53)
(57)
(67)
(74)
(75)
(72)
(69)
(69)
Gross Profit
808
N/A
832
+3%
826
-1%
744
-10%
606
-19%
723
+19%
509
-30%
633
+24%
496
-22%
526
+6%
579
+10%
654
+13%
693
+6%
687
-1%
657
-4%
634
-4%
Operating Income
Operating Expenses
(699)
(723)
(712)
(749)
(655)
(741)
(453)
(560)
(427)
(467)
(500)
(571)
(607)
(592)
(571)
(544)
Selling, General & Administrative
(558)
(581)
(574)
(626)
(547)
(615)
(346)
(425)
(316)
(350)
(379)
(445)
(478)
(457)
(436)
(413)
Other Operating Expenses
(141)
(143)
(137)
(123)
(109)
(127)
(107)
(135)
(111)
(116)
(122)
(126)
(129)
(135)
(135)
(132)
Operating Income
109
N/A
109
0%
114
+5%
(5)
N/A
(49)
-882%
(18)
+63%
56
N/A
73
+30%
69
-5%
60
-14%
79
+33%
83
+5%
86
+3%
95
+10%
86
-9%
89
+4%
Pre-Tax Income
Interest Income Expense
0
0
0
1
0
1
(0)
(1)
(1)
(1)
(2)
(2)
(2)
(2)
(1)
(2)
Non-Reccuring Items
0
0
0
8
8
0
0
0
0
0
0
0
0
(11)
(12)
(1)
Pre-Tax Income
109
N/A
109
0%
114
+5%
5
-96%
(41)
N/A
(17)
+59%
56
N/A
72
+30%
68
-6%
58
-14%
77
+33%
81
+5%
84
+3%
83
-2%
73
-11%
87
+18%
Net Income
Tax Provision
(34)
(38)
(42)
(27)
(24)
(35)
(36)
(44)
(26)
(8)
(21)
(37)
(36)
(34)
(12)
(15)
Income from Continuing Operations
75
71
72
(23)
(64)
(52)
20
29
42
50
57
45
48
49
61
72
Net Income (Common)
75
N/A
71
-6%
72
+1%
(23)
N/A
(64)
-182%
(52)
+20%
20
N/A
29
+43%
42
+45%
50
+19%
57
+14%
45
-21%
48
+7%
49
+2%
61
+24%
72
+19%
EPS (Diluted)
0.32
N/A
0.3
-6%
0.3
N/A
-0.11
N/A
-0.29
-164%
-0.24
+17%
0.09
N/A
0.12
+33%
0.18
+50%
0.21
+17%
0.24
+14%
0.19
-21%
0.2
+5%
0.2
N/A
0.26
+30%
0.31
+19%