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International Personal Finance PLC
LSE:IPF

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International Personal Finance PLC Logo
International Personal Finance PLC
LSE:IPF
Watchlist
Price: 109.5 GBX 0.46% Market Closed
Updated: May 6, 2024
Section:
 

Relative Value

The Relative Value of one IPF stock under the Base Case scenario is 588.8 GBX. Compared to the current market price of 109.5 GBX, International Personal Finance PLC is Undervalued by 81%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

IPF Relative Value
Base Case
588.8 GBX
Undervaluation 81%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

0.3
P/S
P/S
Price to Sales
0.3
vs History
42
vs Industry
89
Median 3Y
0.3
Median 5Y
0.3
Industry
3.1
Forward
0.3
More Details
5.1
P/E
P/E
Price to Earnings
5.1
vs History
26
vs Industry
59
Median 3Y
5
Median 5Y
3.5
Industry
14.7
Forward
5.5
More Details
2.9
P/OCF
P/OCF
Price to OCF
2.9
vs History
33
vs Industry
44
Median 3Y
0.8
Median 5Y
1.4
Industry
10.4
More Details
Negative
P/FCFE
P/FCFE
Price to FCFE
N/A
vs History
vs Industry
22
Median 3Y
-6.6
Median 5Y
-6.6
Industry
13.1
More Details
0.5
P/B
P/B
Price to Book Value
0.5
vs History
42
vs Industry
74
Median 3Y
0.6
Median 5Y
0.5
Industry
1.2
More Details
0.9
EV/S
EV/S
Enterprise Value to Sales
0.9
vs History
52
vs Industry
76
Median 3Y
1
Median 5Y
0.9
Industry
4.8
Forward
0.9
More Details
1
EV/GP
EV/GP
Enterprise Value to Gross Profit
1
vs History
52
vs Industry
79
Median 3Y
1.1
Median 5Y
1
Industry
7.3
More Details
6
EV/EBITDA
EV/EBITDA
Enterprise Value to EBITDA
6
vs History
63
vs Industry
54
Median 3Y
6.4
Median 5Y
6.3
Industry
14
Forward
3.7
More Details
8.1
EV/EBIT
EV/EBIT
Enterprise Value to EBIT
8.1
vs History
49
vs Industry
46
Median 3Y
8.6
Median 5Y
8.1
Industry
14.3
Forward
2.6
More Details
8.1
EV/OCF
EV/OCF
Enterprise Value to OCF
8.1
vs History
38
vs Industry
33
Median 3Y
2.1
Median 5Y
3.3
Industry
12.3
More Details
11
EV/FCFF
EV/FCFF
Enterprise Value to FCFF
11
vs History
28
vs Industry
27
Median 3Y
2.2
Median 5Y
2
Industry
13
More Details
0.7
EV/IC
EV/IC
Enterprise Value to IC
0.7
vs History
47
vs Industry
53
Median 3Y
0.7
Median 5Y
0.7
Industry
0.9
More Details

Multiples Across Competitors

IPF Competitors Multiples
International Personal Finance PLC Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
All Countries
All Countries
Close
Market Cap P/S P/E EV/EBITDA EV/EBIT
UK
International Personal Finance PLC
LSE:IPF
245.4m GBP 0.3 5.1 6 8.1
US
American Express Co
NYSE:AXP
166.5B USD 2.5 18.8 22.7 26
US
Capital One Financial Corp
NYSE:COF
54.7B USD 1.5 11.2 32.6 0
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
4.2T INR 8.8 39.1 28 28.2
US
Discover Financial Services
NYSE:DFS
31.5B USD 1.9 14.3 113.4 0
US
Synchrony Financial
NYSE:SYF
18.7B USD 1 6.5 76 0
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1.1T INR 6.3 34 41.5 42.7
US
Santander Consumer USA Holdings Inc
NYSE:SC
12.7B USD 1.6 4.1 8.5 12.2
US
Ally Financial Inc
NYSE:ALLY
12B USD 1.3 16.1 23.3 0
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
953.4B INR 2.8 14.4 18.1 19.2
BR
Creditaqui Financeira SA - Credito Financiamento e Investimento
BOVESPA:MERC3
56B BRL 1 121.8 -15 581.4 0 0

See Also

Summary
IPF intrinsic value, competitors valuation, and company profile.
DCF Valuation
IPF stock valuation using Discount Cash Flow valuation method.
Relative Valuation
IPF stock valuation using valuation multiples.
Wall Street Estimates
IPF price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
IPF stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
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