Affirm Holdings Inc
NASDAQ:AFRM
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Cash Flow Statement
Cash Flow Statement
Affirm Holdings Inc
| Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | |||||||||||||||||||||
| Net Income |
(129)
|
(360)
|
(431)
|
(722)
|
(850)
|
(674)
|
(707)
|
(652)
|
(815)
|
(966)
|
(985)
|
(906)
|
(750)
|
(679)
|
(518)
|
(446)
|
(199)
|
(62)
|
52
|
233
|
|
| Depreciation & Amortization |
14
|
19
|
20
|
27
|
35
|
43
|
53
|
63
|
74
|
108
|
135
|
154
|
157
|
147
|
169
|
176
|
204
|
226
|
225
|
244
|
|
| Change in Deffered Taxes |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Stock-Based Compensation |
34
|
214
|
293
|
380
|
462
|
380
|
391
|
418
|
451
|
459
|
452
|
444
|
413
|
383
|
345
|
326
|
322
|
321
|
321
|
313
|
|
| Other Non-Cash Items |
(29)
|
151
|
272
|
525
|
624
|
502
|
502
|
521
|
751
|
841
|
998
|
975
|
935
|
1 018
|
861
|
846
|
664
|
583
|
566
|
440
|
|
| Cash Taxes Paid |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
1
|
1
|
1
|
1
|
1
|
2
|
3
|
3
|
4
|
|
| Cash Interest Paid |
38
|
50
|
42
|
45
|
48
|
47
|
52
|
64
|
84
|
122
|
163
|
205
|
250
|
287
|
318
|
353
|
377
|
393
|
404
|
408
|
|
| Change in Working Capital |
40
|
(37)
|
(54)
|
345
|
(27)
|
6
|
(10)
|
(408)
|
(75)
|
(75)
|
(135)
|
(163)
|
(180)
|
(61)
|
(62)
|
(27)
|
117
|
41
|
(50)
|
55
|
|
| Cash from Operating Activities |
(103)
N/A
|
(226)
-120%
|
(193)
+15%
|
174
N/A
|
(218)
N/A
|
(123)
+44%
|
(162)
-32%
|
(476)
-194%
|
(64)
+86%
|
(91)
-41%
|
12
N/A
|
60
+391%
|
163
+172%
|
425
+161%
|
450
+6%
|
548
+22%
|
786
+43%
|
788
+0%
|
794
+1%
|
972
+22%
|
|
| Investing Cash Flow | |||||||||||||||||||||
| Capital Expenditures |
(23)
|
(28)
|
(20)
|
(32)
|
(51)
|
(67)
|
(112)
|
(127)
|
(139)
|
(148)
|
(121)
|
(125)
|
(130)
|
(146)
|
(159)
|
(168)
|
(173)
|
(179)
|
(192)
|
(202)
|
|
| Other Items |
(1 069)
|
(1 263)
|
(1 002)
|
(1 261)
|
(884)
|
(834)
|
(1 900)
|
(1 138)
|
(1 628)
|
(1 753)
|
(1 532)
|
(1 661)
|
(1 589)
|
(1 419)
|
(1 166)
|
(1 717)
|
(1 176)
|
(987)
|
(891)
|
(445)
|
|
| Cash from Investing Activities |
(1 092)
N/A
|
(1 291)
-18%
|
(1 022)
+21%
|
(1 294)
-27%
|
(935)
+28%
|
(901)
+4%
|
(2 011)
-123%
|
(1 265)
+37%
|
(1 767)
-40%
|
(1 902)
-8%
|
(1 653)
+13%
|
(1 786)
-8%
|
(1 719)
+4%
|
(1 565)
+9%
|
(1 325)
+15%
|
(1 884)
-42%
|
(1 348)
+28%
|
(1 166)
+14%
|
(1 083)
+7%
|
(648)
+40%
|
|
| Financing Cash Flow | |||||||||||||||||||||
| Net Issuance of Common Stock |
419
|
1 744
|
1 786
|
1 388
|
1 388
|
71
|
74
|
37
|
22
|
15
|
16
|
18
|
33
|
33
|
33
|
33
|
(203)
|
(193)
|
(189)
|
(98)
|
|
| Net Issuance of Debt |
1 093
|
1 388
|
963
|
829
|
2 219
|
2 026
|
2 162
|
2 143
|
1 002
|
801
|
1 431
|
1 389
|
1 241
|
1 526
|
1 096
|
1 434
|
1 377
|
1 037
|
1 294
|
901
|
|
| Other |
(14)
|
(147)
|
(171)
|
(213)
|
(285)
|
(207)
|
(199)
|
(187)
|
(128)
|
(105)
|
(96)
|
(109)
|
(138)
|
(183)
|
(216)
|
(237)
|
(306)
|
(333)
|
(353)
|
(407)
|
|
| Cash from Financing Activities |
1 497
N/A
|
2 986
+99%
|
2 578
-14%
|
2 004
-22%
|
3 323
+66%
|
1 890
-43%
|
2 037
+8%
|
1 993
-2%
|
896
-55%
|
712
-21%
|
1 350
+90%
|
1 299
-4%
|
1 136
-13%
|
1 377
+21%
|
913
-34%
|
1 230
+35%
|
868
-29%
|
510
-41%
|
751
+47%
|
396
-47%
|
|
| Change in Cash | |||||||||||||||||||||
| Effect of Foreign Exchange Rates |
0
|
5
|
2
|
5
|
8
|
3
|
(5)
|
(14)
|
(15)
|
(13)
|
0
|
2
|
4
|
1
|
(3)
|
2
|
(16)
|
(16)
|
(1)
|
(7)
|
|
| Net Change in Cash |
303
N/A
|
1 473
+386%
|
1 365
-7%
|
890
-35%
|
2 178
+145%
|
869
-60%
|
(142)
N/A
|
238
N/A
|
(950)
N/A
|
(1 294)
-36%
|
(291)
+78%
|
(425)
-46%
|
(417)
+2%
|
238
N/A
|
35
-85%
|
(104)
N/A
|
289
N/A
|
116
-60%
|
461
+297%
|
713
+55%
|
|
| Free Cash Flow | |||||||||||||||||||||
| Free Cash Flow |
(125)
N/A
|
(254)
-103%
|
(213)
+16%
|
142
N/A
|
(270)
N/A
|
(190)
+29%
|
(274)
-44%
|
(603)
-120%
|
(203)
+66%
|
(239)
-18%
|
(109)
+55%
|
(66)
+40%
|
33
N/A
|
279
+751%
|
291
+4%
|
380
+31%
|
613
+61%
|
609
-1%
|
602
-1%
|
769
+28%
|
|
