ChoiceOne Financial Services Inc
NASDAQ:COFS

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ChoiceOne Financial Services Inc Logo
ChoiceOne Financial Services Inc
NASDAQ:COFS
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Price: 30.09 USD 3.9% Market Closed
Market Cap: 450.7m USD
Section:
Relative Value
Relative Value
Valuation Multiples
Multiples Across Competitors
See Also

Relative Value

The Relative Value of one COFS stock under the Base Case scenario is 19.64 USD. Compared to the current market price of 30.09 USD, ChoiceOne Financial Services Inc is Overvalued by 35%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

COFS Relative Value
Base Case
19.64 USD
Overvaluation 35%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

3.7
P/S
P/S
Price to Sales
3.7
vs History
6
vs Industry
40
Median 3Y
2.4
Median 5Y
2.3
Industry
2.6
Forward
2.8
More Details
32
P/E
P/E
Price to Earnings
32
vs History
4
vs Industry
51
Median 3Y
8.9
Median 5Y
8.9
Industry
10.8
Forward
8.7
More Details
1
P/B
P/B
Price to Book Value
1
vs History
19
vs Industry
44
Median 3Y
1
Median 5Y
0.9
Industry
1
More Details
0.1
Price/Deposits
Price/Deposits
Price to Deposits
0.1
vs History
12
vs Industry
47
Median 3Y
0.1
Median 5Y
0.1
Industry
0.1
More Details

Multiples Across Competitors

COFS Competitors Multiples
ChoiceOne Financial Services Inc Competitors

All Multiples
P/S
P/E
P/B
Market Cap P/S P/E P/B
US
ChoiceOne Financial Services Inc
NASDAQ:COFS
451.6m USD 3.7 32 1
US
PNC Financial Services Group Inc
NYSE:PNC
76.1B USD 3.4 13.1 1.3
US
Truist Financial Corp
NYSE:TFC
57.5B USD 2.9 11.8 0.9
US
M&T Bank Corp
NYSE:MTB
30.2B USD 3.2 11.9 1.1
CN
Bank of Jiangsu Co Ltd
SSE:600919
205.5B CNY 2.4 6.7 0.7
US
Fifth Third Bancorp
NASDAQ:FITB
28.6B USD 3.3 13.1 1.4
CN
Bank of Ningbo Co Ltd
SZSE:002142
186.1B CNY 2.5 7 0.8
US
First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
24.8B USD 2.6 10.6 1.1
US
Huntington Bancshares Inc
NASDAQ:HBAN
24.3B USD 3.2 12.2 1.2
US
Regions Financial Corp
NYSE:RF
23.1B USD 3.2 11.8 1.2
JP
Resona Holdings Inc
TSE:8308
3.3T JPY 3.4 15.6 1.2

See Also

Summary
COFS intrinsic value, competitors valuation, and company profile.
DCF Valuation
COFS stock valuation using Discount Cash Flow valuation method.
Relative Valuation
COFS stock valuation using valuation multiples.
Wall Street Estimates
COFS price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
COFS stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
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