Heritage Commerce Corp
NASDAQ:HTBK

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Heritage Commerce Corp Logo
Heritage Commerce Corp
NASDAQ:HTBK
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Price: 12.1 USD 0.5% Market Closed
Market Cap: 741.5m USD
Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Income Statement

Net Interest Income
+
3Y
+8%
5Y
+22%
10Y
+155%
Non Interest Income
+
3Y
+9%
5Y
+8%
10Y
+39%
Net Income
+
3Y
-27%
5Y
+48%
10Y
+233%

Income Statement
Heritage Commerce Corp

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Income Statement
Currency: USD
Dec-2001 Mar-2002 Jun-2002 Sep-2002 Dec-2002 Mar-2003 Jun-2003 Sep-2003 Dec-2003 Mar-2004 Jun-2004 Sep-2004 Dec-2004 Mar-2005 Jun-2005 Sep-2005 Dec-2005 Mar-2006 Jun-2006 Sep-2006 Dec-2006 Mar-2007 Jun-2007 Sep-2007 Dec-2007 Mar-2008 Jun-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025
Revenue
Net Interest Income
41
38
37
36
38
38
38
38
36
38
38
40
41
43
45
46
48
49
50
50
50
50
50
51
52
53
54
53
52
50
48
47
46
46
46
45
45
44
44
45
46
47
48
48
48
48
48
49
50
51
53
54
57
61
65
70
76
82
87
90
91
93
95
98
102
104
109
115
122
127
127
126
132
139
143
147
142
138
138
142
146
149
156
166
180
191
195
193
183
174
167
162
164
167
172
179
Interest Income
65
60
56
54
53
52
51
49
46
47
48
49
51
54
57
60
64
67
70
72
73
73
73
76
79
81
82
79
76
72
69
66
62
61
59
57
55
54
53
52
52
53
53
53
53
52
52
52
53
54
55
56
59
63
67
73
79
84
90
93
94
96
99
103
107
110
116
123
130
135
137
136
143
150
154
157
151
146
146
149
153
156
163
174
189
205
220
231
234
236
236
237
243
247
251
379
Interest Expense
24
22
19
17
15
14
12
11
10
9
9
11
10
11
12
14
16
18
20
21
23
23
23
26
27
28
28
26
24
23
21
19
16
14
13
12
11
9
8
7
6
5
5
5
4
4
3
3
3
2
2
2
2
2
2
2
2
3
3
3
3
3
4
5
5
6
7
7
8
9
9
10
11
11
10
10
9
8
8
7
7
7
7
7
9
14
25
38
51
62
69
75
79
80
79
75
Non Interest Income
6
7
7
8
9
10
11
11
11
10
10
11
11
10
10
10
9
10
10
10
10
9
9
9
8
7
7
7
7
7
7
7
8
8
8
9
9
9
9
8
8
8
8
9
9
9
9
7
7
8
8
8
8
8
8
8
9
10
11
11
12
11
10
10
10
10
10
10
10
10
10
10
10
11
10
10
10
9
9
9
10
10
10
10
10
10
10
10
9
8
8
9
9
9
10
11
Revenue
47
N/A
45
-3%
44
-2%
44
0%
47
+5%
49
+4%
49
+1%
49
0%
47
-4%
48
+2%
49
+1%
50
+3%
52
+2%
53
+3%
55
+3%
56
+2%
57
+2%
59
+3%
59
+1%
60
+1%
60
+0%
59
-1%
59
0%
60
+1%
60
+0%
60
+1%
60
+0%
60
-1%
58
-2%
56
-3%
55
-3%
54
-1%
54
0%
54
+0%
54
+0%
54
-1%
53
-1%
53
+0%
54
+1%
54
+0%
55
+2%
55
+2%
56
+1%
57
+2%
57
+0%
57
0%
57
0%
57
0%
57
+1%
59
+3%
61
+3%
62
+2%
65
+5%
68
+5%
72
+6%
78
+8%
85
+9%
91
+7%
98
+7%
102
+4%
103
+1%
104
+1%
105
+1%
108
+3%
111
+3%
114
+2%
119
+5%
125
+5%
132
+5%
137
+4%
137
+1%
136
-1%
142
+4%
150
+6%
154
+2%
157
+2%
152
-3%
147
-3%
147
+0%
151
+3%
156
+3%
159
+2%
166
+4%
176
+6%
190
+8%
201
+6%
206
+2%
202
-2%
192
-5%
182
-5%
176
-4%
170
-3%
172
+1%
176
+2%
182
+3%
190
+4%
Pre-Tax Income
Loan Loss Provision
(2)
(2)
(2)
(3)
(3)
(3)
(3)
(3)
(3)
(2)
(2)
(2)
(1)
(1)
(0)
0
(0)
1
1
1
1
0
0
1
0
(2)
(10)
(12)
(16)
(24)
(27)
(33)
(34)
(29)
(37)
(31)
(27)
(22)
(5)
(4)
(5)
(4)
(4)
(3)
(3)
(3)
(2)
0
1
1
1
0
0
0
0
0
0
(0)
(1)
(1)
(1)
(1)
(1)
(1)
(0)
(0)
(8)
(7)
(7)
(6)
2
2
(1)
0
0
0
0
2
2
3
3
2
2
0
(1)
(1)
(2)
(1)
(1)
(1)
(1)
(1)
(2)
(2)
(2)
(3)
Non Interest Expense
(33)
(33)
(32)
(32)
(33)
(34)
(34)
(34)
(33)
(34)
(37)
(37)
(39)
(40)
(38)
(38)
(35)
(35)
(34)
(34)
(34)
(34)
(34)
(36)
(38)
(40)
(42)
(42)
(42)
(43)
(44)
(45)
(45)
(46)
(88)
(89)
(88)
(86)
(41)
(40)
(40)
(40)
(40)
(40)
(39)
(40)
(41)
(41)
(41)
(40)
(41)
(41)
(44)
(46)
(48)
(54)
(59)
(61)
(63)
(61)
(58)
(58)
(59)
(60)
(61)
(61)
(71)
(74)
(76)
(77)
(71)
(71)
(85)
(106)
(110)
(113)
(103)
(87)
(91)
(91)
(93)
(93)
(91)
(93)
(95)
(97)
(99)
(100)
(101)
(103)
(106)
(109)
(114)
(116)
(126)
(127)
Pre-Tax Income
12
N/A
10
-11%
10
-7%
9
-3%
11
+12%
11
+6%
12
+4%
12
+1%
11
-4%
11
+0%
10
-14%
11
+16%
12
+4%
13
+8%
16
+31%
19
+13%
22
+17%
25
+14%
26
+6%
27
+1%
27
0%
26
-2%
26
-1%
24
-5%
22
-8%
18
-17%
8
-55%
6
-32%
0
-93%
(11)
N/A
(16)
-49%
(23)
-40%
(25)
-7%
(20)
+19%
(70)
-253%
(66)
+6%
(62)
+7%
(55)
+10%
8
N/A
10
+27%
11
+9%
12
+11%
12
+6%
13
+9%
15
+14%
14
-8%
14
+0%
16
+9%
18
+14%
20
+10%
21
+6%
21
+3%
21
-2%
23
+8%
25
+9%
25
+1%
27
+7%
30
+12%
34
+15%
40
+15%
44
+11%
45
+1%
45
+1%
48
+7%
50
+5%
52
+3%
41
-21%
44
+9%
49
+10%
53
+9%
68
+28%
67
-2%
56
-16%
42
-25%
41
-3%
41
-1%
49
+20%
62
+26%
59
-5%
63
+7%
66
+5%
68
+4%
78
+13%
84
+9%
94
+12%
103
+9%
105
+2%
101
-3%
90
-11%
78
-14%
68
-13%
60
-12%
57
-5%
59
+3%
54
-7%
61
+11%
Net Income
Tax Provision
(4)
(4)
(3)
(3)
(4)
(4)
(4)
(4)
(4)
(4)
(3)
(3)
(3)
(3)
(5)
(6)
(7)
(9)
(9)
(9)
(9)
(9)
(9)
(8)
(8)
(7)
(4)
(2)
1
7
10
12
13
8
9
8
6
5
(2)
1
1
0
0
(3)
(6)
(4)
(4)
(5)
(6)
(7)
(8)
(8)
(8)
(8)
(9)
(9)
(10)
(11)
(13)
(15)
(17)
(17)
(17)
(18)
(19)
(19)
(14)
(14)
(13)
(15)
(19)
(19)
(16)
(12)
(12)
(11)
(14)
(17)
(16)
(17)
(18)
(19)
(22)
(24)
(28)
(30)
(31)
(30)
(26)
(23)
(20)
(17)
(16)
(17)
(15)
(17)
Income from Continuing Operations
7
7
6
6
7
8
8
8
8
8
7
8
9
9
12
13
14
16
17
17
17
17
17
16
14
12
5
4
2
(4)
(6)
(11)
(12)
(12)
(61)
(58)
(56)
(50)
6
10
11
12
12
10
10
10
10
11
12
12
13
13
13
14
16
16
17
18
21
25
27
28
28
30
31
33
27
30
35
39
49
48
41
30
29
29
35
45
43
45
48
49
55
60
67
73
74
72
64
56
48
43
41
42
39
43
Net Income (Common)
7
N/A
7
-10%
6
-5%
6
0%
7
+15%
8
+5%
8
+4%
8
+2%
8
-3%
8
+0%
7
-14%
8
+17%
9
+8%
9
+8%
12
+28%
13
+9%
14
+12%
16
+12%
17
+5%
17
+1%
17
+1%
17
-2%
17
-1%
16
-7%
14
-10%
12
-17%
5
-60%
4
-17%
2
-61%
(5)
N/A
(8)
-61%
(13)
-67%
(14)
-13%
(15)
-1%
(64)
-338%
(61)
+5%
(58)
+4%
(53)
+10%
4
N/A
7
+86%
7
+11%
7
-11%
8
+15%
6
-19%
7
+18%
8
+15%
8
+1%
9
+7%
10
+6%
10
+8%
11
+4%
11
+2%
11
+2%
12
+8%
13
+8%
13
+1%
14
+6%
16
+13%
18
+16%
21
+17%
25
+16%
26
+5%
27
+5%
30
+10%
24
-20%
26
+10%
20
-25%
23
+19%
35
+51%
39
+10%
49
+27%
48
-2%
41
-16%
30
-25%
29
-2%
29
0%
35
+20%
45
+26%
43
-4%
45
+6%
48
+5%
49
+4%
55
+12%
60
+8%
67
+12%
73
+9%
74
+2%
72
-3%
64
-10%
56
-14%
48
-13%
43
-11%
41
-6%
42
+4%
39
-7%
43
+11%
EPS (Diluted)
0.64
N/A
0.58
-9%
0.55
-5%
0.55
N/A
0.63
+15%
0.67
+6%
0.69
+3%
0.7
+1%
0.67
-4%
0.67
N/A
0.57
-15%
0.66
+16%
0.71
+8%
0.76
+7%
0.97
+28%
1.06
+9%
1.19
+12%
1.33
+12%
1.41
+6%
1.42
+1%
1.44
+1%
1.42
-1%
1.4
-1%
1.16
-17%
1.12
-3%
0.89
-21%
0.39
-56%
0.32
-18%
0.13
-59%
-0.39
N/A
-0.64
-64%
-1.08
-69%
-1.21
-12%
-1.24
-2%
-5.39
-335%
-1.9
+65%
-3.64
-92%
-2
+45%
0.11
N/A
0.25
+127%
0.28
+12%
0.25
-11%
0.28
+12%
0.23
-18%
0.27
+17%
0.31
+15%
0.32
+3%
0.34
+6%
0.36
+6%
0.39
+8%
0.4
+3%
0.41
+2%
0.42
+2%
0.45
+7%
0.42
-7%
0.46
+10%
0.48
+4%
0.5
+4%
0.57
+14%
0.62
+9%
0.72
+16%
0.67
-7%
0.7
+4%
0.77
+10%
0.61
-21%
0.67
+10%
0.46
-31%
0.53
+15%
0.84
+58%
0.88
+5%
1.12
+27%
1.1
-2%
0.84
-24%
0.5
-40%
0.48
-4%
0.49
+2%
0.59
+20%
0.75
+27%
0.72
-4%
0.76
+6%
0.79
+4%
0.82
+4%
0.91
+11%
0.98
+8%
1.09
+11%
1.19
+9%
1.22
+3%
1.18
-3%
1.05
-11%
0.92
-12%
0.8
-13%
0.71
-11%
0.66
-7%
0.68
+3%
0.64
-6%
0.7
+9%

See Also

Summary
HTBK intrinsic value, competitors valuation, and company profile.
DCF Valuation
HTBK stock valuation using Discount Cash Flow valuation method.
Relative Valuation
HTBK stock valuation using valuation multiples.
Wall Street Estimates
HTBK price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
HTBK stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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