Heritage Commerce Corp
NASDAQ:HTBK

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Heritage Commerce Corp
NASDAQ:HTBK
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Price: 9.08 USD 0.44% Market Closed
Market Cap: 559.4m USD

Relative Value

The Relative Value of one HTBK stock under the Base Case scenario is 8.01 USD. Compared to the current market price of 9.08 USD, Heritage Commerce Corp is Overvalued by 12%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

HTBK Relative Value
Base Case
8.01 USD
Overvaluation 12%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

vs History
52
vs Industry
25
Median 3Y
3.4
Median 5Y
3.4
Industry
2.5
Forward
3
vs History
11
vs Industry
21
Median 3Y
10.5
Median 5Y
12.2
Industry
10.2
Forward
11.2
vs History
57
vs Industry
56
Median 3Y
0.9
Median 5Y
0.9
Industry
0.9
vs History
58
vs Industry
45
Median 3Y
0.1
Median 5Y
0.1
Industry
0.1

Multiples Across Competitors

HTBK Competitors Multiples
Heritage Commerce Corp Competitors

Market Cap P/S P/E P/B
US
Heritage Commerce Corp
NASDAQ:HTBK
557m USD 3.2 13.7 0.8
US
PNC Financial Services Group Inc
NYSE:PNC
65.5B USD 3 11.6 1.2
US
Truist Financial Corp
NYSE:TFC
51.7B USD 3.9 11.4 0.8
US
M&T Bank Corp
NYSE:MTB
28.5B USD 3.1 11.4 1
CN
Bank of Jiangsu Co Ltd
SSE:600919
186.4B CNY 2.2 6.2 0.6
US
Fifth Third Bancorp
NASDAQ:FITB
24.8B USD 2.9 11.5 1.2
US
First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
24.6B USD 2.6 10 1.1
US
Huntington Bancshares Inc
NASDAQ:HBAN
22B USD 2.9 11.4 1.1
CN
Bank of Ningbo Co Ltd
SZSE:002142
157.8B CNY 2.3 6 0.7
US
Regions Financial Corp
NYSE:RF
18.9B USD 2.7 10 1
US
KeyCorp
NYSE:KEY
17.2B USD 3.6 -146.1 0.9