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Midland States Bancorp Inc
NASDAQ:MSBI

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Midland States Bancorp Inc Logo
Midland States Bancorp Inc
NASDAQ:MSBI
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Price: 20.47 USD -1.16%
Market Cap: $441.1m
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Cash Flow Statement

Operating Cash Flow
+
3Y
-3%
5Y
-73%
10Y
+185%
Investing Cash Flow
+
3Y
-
5Y
-
10Y
-
Financing Cash Flow
+
3Y
-
5Y
-
10Y
-

Cash Flow Statement
Midland States Bancorp Inc

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Cash Flow Statement
Currency: USD
Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025
Operating Cash Flow
Net Income
24
16
24
23
23
28
32
35
32
26
16
9
19
25
39
52
55
59
56
43
40
27
23
40
47
67
81
84
85
89
99
100
100
94
75
68
53
53
38
(117)
(112)
(122)
Depreciation & Amortization
12
11
13
13
13
13
13
15
13
14
13
14
15
15
16
16
16
16
17
17
17
17
17
16
16
15
15
14
14
14
13
12
11
11
11
11
13
13
11
11
10
9
Stock-Based Compensation
1
1
0
0
0
0
0
1
1
1
1
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
3
3
3
3
3
3
3
Other Non-Cash Items
7
6
8
8
15
15
20
21
15
15
17
17
16
17
1
2
2
6
11
20
21
28
31
23
24
16
9
8
7
4
(9)
(11)
(14)
(22)
(6)
(5)
(6)
(1)
1
164
161
159
Cash Taxes Paid
0
0
9
9
9
9
1
1
2
2
1
1
1
1
1
1
1
1
1
1
1
3
3
4
15
(6)
8
8
12
36
37
36
31
32
25
23
35
29
23
23
2
(0)
Cash Interest Paid
14
10
13
13
15
16
16
16
17
20
22
25
30
35
41
47
52
56
58
60
59
55
48
43
37
34
32
29
28
36
55
83
111
140
159
170
182
189
190
187
179
168
Change in Working Capital
(5)
48
28
(51)
(20)
(23)
(40)
51
42
4
24
20
6
16
41
19
41
51
455
483
624
771
429
524
412
296
229
109
166
133
134
113
46
15
87
92
80
101
126
115
124
185
Cash from Operating Activities
39
N/A
81
+109%
73
-10%
(7)
N/A
31
N/A
32
+4%
26
-20%
121
+375%
102
-15%
58
-43%
70
+22%
61
-14%
56
-8%
74
+31%
97
+32%
89
-8%
114
+27%
133
+17%
539
+305%
563
+5%
702
+25%
843
+20%
499
-41%
603
+21%
499
-17%
394
-21%
334
-15%
215
-36%
272
+27%
239
-12%
237
-1%
214
-10%
143
-33%
98
-32%
153
+56%
166
+8%
139
-16%
166
+19%
177
+7%
174
-1%
184
+6%
231
+25%
Investing Cash Flow
Capital Expenditures
(6)
(6)
(6)
(6)
(4)
(3)
(2)
(3)
(3)
(6)
(6)
(6)
(8)
(7)
(7)
(7)
(6)
(6)
(6)
(5)
(4)
(3)
(3)
(2)
(2)
(3)
(3)
(3)
(3)
(3)
(4)
(6)
(7)
(9)
(9)
(6)
(6)
(6)
(7)
(8)
(8)
(7)
Other Items
(68)
(91)
(223)
(189)
(306)
(402)
(358)
(489)
(355)
(199)
(228)
(39)
(52)
(85)
1
14
127
107
(359)
(549)
(1 119)
(1 359)
(1 310)
(1 032)
(525)
(452)
(476)
(932)
(1 134)
(1 291)
(1 095)
(881)
(766)
(333)
(66)
72
180
149
144
141
350
483
Cash from Investing Activities
(74)
N/A
(97)
-30%
(230)
-138%
(195)
+15%
(310)
-59%
(404)
-30%
(360)
+11%
(492)
-36%
(358)
+27%
(205)
+43%
(235)
-15%
(45)
+81%
(60)
-32%
(92)
-54%
(7)
+93%
7
N/A
121
+1 600%
102
-16%
(365)
N/A
(554)
-52%
(1 123)
-103%
(1 362)
-21%
(1 312)
+4%
(1 034)
+21%
(527)
+49%
(455)
+14%
(479)
-5%
(934)
-95%
(1 136)
-22%
(1 294)
-14%
(1 099)
+15%
(887)
+19%
(773)
+13%
(342)
+56%
(75)
+78%
65
N/A
174
+166%
143
-18%
137
-4%
133
-3%
342
+157%
476
+39%
Financing Cash Flow
Net Issuance of Common Stock
1
0
1
1
72
72
73
75
4
4
3
1
2
2
2
3
3
(0)
(1)
(22)
(30)
(32)
(37)
(17)
(9)
(9)
(9)
(10)
(10)
105
112
110
104
(12)
(16)
(16)
(13)
(7)
(4)
(2)
0
0
Net Issuance of Debt
60
53
19
20
1
22
16
9
71
39
86
68
(21)
27
(32)
(16)
(2)
45
37
0
38
(58)
(21)
28
(32)
(23)
(23)
(43)
(8)
(8)
(75)
(69)
(92)
(86)
(13)
177
(16)
(15)
37
(190)
(12)
77
Cash Paid for Dividends
0
0
0
(2)
(4)
(7)
(10)
(11)
(12)
(13)
(14)
(15)
(18)
(19)
(20)
(22)
(23)
(23)
(24)
(25)
(25)
(25)
(25)
(25)
(25)
(25)
(25)
(25)
(26)
(26)
(29)
(32)
(34)
(36)
(35)
(35)
(36)
(36)
(36)
(36)
(36)
(36)
Other
65
57
189
34
163
307
234
354
404
72
113
43
(18)
67
(42)
(116)
(244)
(90)
(5)
210
713
686
843
626
(0)
320
541
498
753
634
324
460
532
188
(39)
(328)
(284)
(261)
(330)
(145)
(426)
(704)
Cash from Financing Activities
121
N/A
109
-10%
209
+92%
52
-75%
231
+342%
394
+71%
313
-20%
427
+36%
467
+9%
102
-78%
189
+85%
97
-48%
(55)
N/A
77
N/A
(92)
N/A
(151)
-64%
(265)
-76%
(68)
+74%
7
N/A
163
+2 267%
696
+326%
572
-18%
760
+33%
613
-19%
(67)
N/A
262
N/A
483
+84%
420
-13%
709
+69%
705
-1%
332
-53%
469
+41%
511
+9%
53
-90%
(104)
N/A
(202)
-94%
(349)
-73%
(319)
+9%
(334)
-5%
(373)
-12%
(474)
-27%
(663)
-40%
Change in Cash
Net Change in Cash
86
N/A
93
+9%
53
-44%
(150)
N/A
(49)
+67%
21
N/A
(22)
N/A
56
N/A
211
+278%
(44)
N/A
24
N/A
113
+363%
(58)
N/A
59
N/A
(2)
N/A
(55)
-3 547%
(31)
+44%
167
N/A
181
+8%
173
-4%
275
+59%
52
-81%
(53)
N/A
182
N/A
(95)
N/A
201
N/A
339
+68%
(299)
N/A
(155)
+48%
(350)
-125%
(530)
-52%
(204)
+61%
(120)
+41%
(191)
-60%
(26)
+87%
29
N/A
(36)
N/A
(10)
+71%
(20)
-96%
(65)
-222%
52
N/A
44
-15%

See Also

Summary
MSBI intrinsic value, competitors valuation, and company profile.
DCF Valuation
MSBI stock valuation using Discount Cash Flow valuation method.
Relative Valuation
MSBI stock valuation using valuation multiples.
Wall Street Estimates
MSBI price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
MSBI stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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