Oportun Financial Corp
NASDAQ:OPRT
Income Statement
Earnings Waterfall
Oportun Financial Corp
Revenue
|
280.7m
USD
|
Operating Expenses
|
-534.3m
USD
|
Operating Income
|
-253.7m
USD
|
Other Expenses
|
73.7m
USD
|
Net Income
|
-180m
USD
|
Income Statement
Oportun Financial Corp
Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||
Revenue |
325
N/A
|
376
+16%
|
424
+13%
|
450
+6%
|
474
+5%
|
446
-6%
|
422
-5%
|
426
+1%
|
442
+4%
|
425
-4%
|
372
-13%
|
351
-5%
|
335
-5%
|
365
+9%
|
439
+20%
|
485
+10%
|
531
+9%
|
625
+18%
|
650
+4%
|
658
+1%
|
641
-3%
|
440
-31%
|
414
-6%
|
352
-15%
|
281
-20%
|
|
Operating Income | ||||||||||||||||||||||||||
Operating Expenses |
(323)
|
(330)
|
(328)
|
(325)
|
(304)
|
(308)
|
(319)
|
(338)
|
(358)
|
(378)
|
(391)
|
(393)
|
(390)
|
(401)
|
(418)
|
(428)
|
(468)
|
(509)
|
(556)
|
(596)
|
(607)
|
(715)
|
(693)
|
(556)
|
(534)
|
|
Selling, General & Administrative |
(224)
|
(243)
|
(259)
|
(276)
|
(287)
|
(300)
|
(319)
|
(345)
|
(362)
|
(382)
|
(392)
|
(394)
|
(390)
|
(397)
|
(415)
|
(424)
|
(468)
|
(509)
|
(556)
|
(596)
|
(608)
|
(607)
|
(585)
|
(556)
|
(534)
|
|
Other Operating Expenses |
(98)
|
(87)
|
(69)
|
(49)
|
(16)
|
(8)
|
(0)
|
7
|
5
|
4
|
1
|
1
|
0
|
(4)
|
(4)
|
(4)
|
0
|
0
|
0
|
0
|
0
|
(108)
|
(108)
|
0
|
0
|
|
Operating Income |
2
N/A
|
47
+2 129%
|
96
+104%
|
125
+31%
|
170
+36%
|
138
-19%
|
103
-25%
|
88
-14%
|
84
-4%
|
47
-45%
|
(19)
N/A
|
(42)
-115%
|
(54)
-31%
|
(36)
+34%
|
21
N/A
|
57
+173%
|
63
+11%
|
117
+86%
|
94
-19%
|
62
-34%
|
33
-46%
|
(275)
N/A
|
(279)
-2%
|
(204)
+27%
|
(254)
-24%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||
Non-Reccuring Items |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(4)
|
0
|
0
|
0
|
0
|
0
|
0
|
(109)
|
(109)
|
0
|
0
|
0
|
0
|
|
Pre-Tax Income |
2
N/A
|
47
+2 129%
|
96
+104%
|
125
+31%
|
170
+36%
|
138
-19%
|
103
-25%
|
88
-14%
|
84
-4%
|
47
-45%
|
(19)
N/A
|
(42)
-115%
|
(58)
-40%
|
(36)
+38%
|
21
N/A
|
57
+173%
|
63
+11%
|
117
+86%
|
94
-19%
|
(47)
N/A
|
(75)
-62%
|
(275)
-265%
|
(279)
-2%
|
(204)
+27%
|
(254)
-24%
|
|
Net Income | ||||||||||||||||||||||||||
Tax Provision |
(12)
|
(23)
|
(36)
|
(45)
|
(47)
|
(38)
|
(28)
|
(24)
|
(23)
|
(13)
|
5
|
11
|
15
|
9
|
(7)
|
(13)
|
(15)
|
(26)
|
(20)
|
(9)
|
(3)
|
49
|
48
|
58
|
74
|
|
Income from Continuing Operations |
(10)
|
24
|
60
|
80
|
123
|
100
|
75
|
64
|
62
|
34
|
(14)
|
(30)
|
(44)
|
(27)
|
14
|
43
|
47
|
90
|
74
|
(55)
|
(78)
|
(226)
|
(231)
|
(147)
|
(180)
|
|
Net Income (Common) |
(10)
N/A
|
(10)
+4%
|
(7)
+28%
|
(5)
+28%
|
17
N/A
|
(4)
N/A
|
16
N/A
|
(14)
N/A
|
4
N/A
|
(11)
N/A
|
(71)
-560%
|
(49)
+30%
|
(45)
+8%
|
(29)
+36%
|
13
N/A
|
42
+227%
|
47
+13%
|
90
+90%
|
74
-18%
|
(55)
N/A
|
(78)
-41%
|
(226)
-190%
|
(231)
-3%
|
(147)
+37%
|
(180)
-23%
|
|
EPS (Diluted) |
-0.38
N/A
|
-0.37
+3%
|
-0.26
+30%
|
-0.18
+31%
|
0.62
N/A
|
-0.16
N/A
|
0.58
N/A
|
-0.51
N/A
|
0.16
N/A
|
-0.4
N/A
|
-2.61
-553%
|
-1.78
+32%
|
-1.65
+7%
|
-0.96
+42%
|
0.42
N/A
|
1.37
+226%
|
1.56
+14%
|
2.7
+73%
|
2.24
-17%
|
-1.66
N/A
|
-2.37
-43%
|
-6.63
-180%
|
-6.29
+5%
|
-3.82
+39%
|
-4.88
-28%
|