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Oportun Financial Corp
NASDAQ:OPRT

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Oportun Financial Corp
NASDAQ:OPRT
Watchlist
Price: 3.15 USD 1.61% Market Closed
Updated: Apr 28, 2024
Section:
 

Relative Value

The Relative Value of one OPRT stock under the Base Case scenario is 24.27 USD. Compared to the current market price of 3.15 USD, Oportun Financial Corp is Undervalued by 87%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

OPRT Relative Value
Base Case
24.27 USD
Undervaluation 87%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

0.4
P/S
P/S
Price to Sales
0.4
vs History
78
vs Industry
87
Median 3Y
0.5
Median 5Y
0.7
Industry
3.1
Forward
0.1
More Details
Negative
P/E
P/E
Price to Earnings
N/A
vs History
vs Industry
Median 3Y
-0.6
Median 5Y
-0.9
Industry
14.5
Forward
-11.7
More Details
0.3
P/OCF
P/OCF
Price to OCF
0.3
vs History
92
vs Industry
52
Median 3Y
0.9
Median 5Y
1.7
Industry
10.3
More Details
0.8
P/FCFE
P/FCFE
Price to FCFE
0.8
vs History
35
vs Industry
47
Median 3Y
0.4
Median 5Y
0.4
Industry
13
More Details
0.3
P/B
P/B
Price to Book Value
0.3
vs History
89
vs Industry
86
Median 3Y
0.5
Median 5Y
0.6
Industry
1.2
More Details
10.4
EV/S
EV/S
Enterprise Value to Sales
10.4
vs History
5
vs Industry
20
Median 3Y
5
Median 5Y
4.7
Industry
4.8
Forward
2.9
More Details
N/A
EV/GP
EV/GP
Enterprise Value to Gross Profit
N/A
vs History
vs Industry
58
Median 3Y
0
Median 5Y
0
Industry
7.2
More Details
Negative
EV/EBITDA
EV/EBITDA
Enterprise Value to EBITDA
N/A
vs History
vs Industry
18
Median 3Y
16.6
Median 5Y
16.6
Industry
13.9
Forward
24.4
More Details
Negative
EV/EBIT
EV/EBIT
Enterprise Value to EBIT
N/A
vs History
vs Industry
5
Median 3Y
21
Median 5Y
20.2
Industry
14.2
Forward
-465.2
More Details
7.5
EV/OCF
EV/OCF
Enterprise Value to OCF
7.5
vs History
89
vs Industry
35
Median 3Y
13
Median 5Y
10.5
Industry
12.2
More Details
8.1
EV/FCFF
EV/FCFF
Enterprise Value to FCFF
8.1
vs History
91
vs Industry
32
Median 3Y
17.5
Median 5Y
13
Industry
12.9
More Details
0.9
EV/IC
EV/IC
Enterprise Value to IC
0.9
vs History
59
vs Industry
42
Median 3Y
0.9
Median 5Y
0.9
Industry
0.9
More Details

Multiples Across Competitors

OPRT Competitors Multiples
Oportun Financial Corp Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
All Countries
All Countries
Close
Market Cap P/S P/E EV/EBITDA EV/EBIT
US
Oportun Financial Corp
NASDAQ:OPRT
108.6m USD 0.4 -0.6 -14.7 -11.5
US
American Express Co
NYSE:AXP
169.4B USD 2.5 19.1 23 26.3
US
Capital One Financial Corp
NYSE:COF
55.6B USD 1.5 12.1 32.2 0
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
4.1T INR 8.7 38.3 27.7 27.8
US
Discover Financial Services
NYSE:DFS
32.1B USD 2 14.6 114.7 0
US
Synchrony Financial
NYSE:SYF
17.9B USD 1 6.2 74.4 0
US
Santander Consumer USA Holdings Inc
NYSE:SC
12.7B USD 1.6 4.1 8.5 12.2
US
Ally Financial Inc
NYSE:ALLY
11.9B USD 1.3 16 23.2 0
BR
Creditaqui Financeira SA - Credito Financiamento e Investimento
BOVESPA:MERC3
56B BRL 1 121.8 -15 581.4 0 0
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
963.7B INR 5.6 30 39.1 40.2
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
937.8B INR 2.7 14.1 18 19

See Also

Summary
OPRT intrinsic value, competitors valuation, and company profile.
DCF Valuation
OPRT stock valuation using Discount Cash Flow valuation method.
Relative Valuation
OPRT stock valuation using valuation multiples.
Wall Street Estimates
OPRT price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
OPRT stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
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