Oportun Financial Corp
NASDAQ:OPRT

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Oportun Financial Corp
NASDAQ:OPRT
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Price: 5.07 USD 0.2%
Market Cap: 223.7m USD

Relative Value

The Relative Value of one OPRT stock under the Base Case scenario is 101.58 USD. Compared to the current market price of 5.07 USD, Oportun Financial Corp is Undervalued by 95%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

OPRT Relative Value
Base Case
101.58 USD
Undervaluation 95%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

vs History
53
vs Industry
80
Median 3Y
0.5
Median 5Y
0.6
Industry
3.3
Forward
0.2
vs History
20
vs Industry
Median 3Y
-0.9
Median 5Y
-0.9
Industry
15.6
Forward
3.7
vs History
66
vs Industry
54
Median 3Y
0.5
Median 5Y
0.7
Industry
10.2
vs History
12
vs Industry
39
Median 3Y
1.1
Median 5Y
1
Industry
12
vs History
42
vs Industry
69
Median 3Y
0.4
Median 5Y
0.5
Industry
1.4
vs History
49
vs Industry
21
Median 3Y
8.1
Median 5Y
7
Industry
5
Forward
2.9
vs History
vs Industry
58
Median 3Y
0
Median 5Y
0
Industry
7.4
vs History
20
vs Industry
18
Median 3Y
-14.9
Median 5Y
-13.4
Industry
14.2
Forward
19.9
vs History
15
vs Industry
5
Median 3Y
-14.7
Median 5Y
-11.1
Industry
14.9
Forward
70.5
vs History
79
vs Industry
36
Median 3Y
7.3
Median 5Y
9.1
Industry
12.7
vs History
77
vs Industry
34
Median 3Y
7.7
Median 5Y
10.6
Industry
13.6
vs History
38
vs Industry
39
Median 3Y
0.9
Median 5Y
0.9
Industry
1

Multiples Across Competitors

OPRT Competitors Multiples
Oportun Financial Corp Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
All Countries
Close
Market Cap P/S P/E EV/EBITDA EV/EBIT
US
Oportun Financial Corp
NASDAQ:OPRT
223.5m USD 0.5 7.3 33.6 68.8
US
American Express Co
NYSE:AXP
247.6B USD 3.3 23.8 26.6 30
US
Capital One Financial Corp
NYSE:COF
150.5B USD 3.1 138.1 45.1 0
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
5.9T INR 7.8 32.1 27 27.8
US
Discover Financial Services
NYSE:DFS
50.3B USD 2.3 9.1 281.2 0
US
SoFi Technologies Inc
NASDAQ:SOFI
32.3B USD 9.7 50.6 155.6 0
US
Synchrony Financial
NYSE:SYF
29B USD 1.5 8.3 87.8 0
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.8T INR 4.1 18.7 23.7 24.7
IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
1.6T INR 6.5 21.6 24.9 25.2
IN
Tata Capital Ltd
NSE:TATACAP
1.4T INR 4.5 36.5 13.4 13.6
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1.4T INR 5.1 30.6 29.6 30.5