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Oportun Financial Corp
NASDAQ:OPRT

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Oportun Financial Corp Logo
Oportun Financial Corp
NASDAQ:OPRT
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Price: 4.59 USD -0.43%
Market Cap: $204.3m
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Bankruptcy Probability

Oportun Financial Corp's probability of bankruptcy is 23%, signalling a meaningful chance of default. The solvency score is 18/100 — a sign of moderate financial strength.

We take all the information about a company's solvency (such as how easily a company can pay interest on its outstanding debt, how much cash it has, the amount of debt, and more) and use it to estimate the probability of bankruptcy.

Very High
Probability of Bankruptcy

Financial Position

Cash & ST Investments
+
3Y
+7%
5Y
-23%
10Y
-
Long-Term Investments
+
3Y
-
5Y
-
10Y
-
Debt
+
3Y
-4%
5Y
+98%
10Y
-

Solvency Ratios

Solvency Ratios Comparison
Oportun Financial Corp Competitors

Country Company Market Cap D/E D/A Interest
Coverage 		Altman
Z-Score 		Quick
Ratio 		Current
Ratio 		Cash
Ratio
US
Oportun Financial Corp
NASDAQ:OPRT
204m USD
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US
American Express Co
NYSE:AXP
207.2B USD
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US
Capital One Financial Corp
NYSE:COF
115.4B USD
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IN
Bajaj Finance Ltd
NSE:BAJFINANCE
5.3T INR
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US
Discover Financial Services
NYSE:DFS
50.3B USD
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US
Synchrony Financial
NYSE:SYF
23.3B USD
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US
SoFi Technologies Inc
NASDAQ:SOFI
21.2B USD
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IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.7T INR
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IN
Tata Capital Ltd
NSE:TATACAP
1.3T INR
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KZ
Kaspi.kz AO
NASDAQ:KSPI
13.8B USD
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IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
1.3T INR
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No Stocks Found

See Also

Summary
OPRT intrinsic value, competitors valuation, and company profile.
DCF Valuation
OPRT stock valuation using Discount Cash Flow valuation method.
Relative Valuation
OPRT stock valuation using valuation multiples.
Wall Street Estimates
OPRT price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
OPRT stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
Is Oportun Financial Corp at risk of bankruptcy?

Oportun Financial Corp's probability of bankruptcy is 23%, signalling a meaningful chance of default.

The probability of bankruptcy is estimated using credit risk models that assess its financial health, debt levels, interest coverage, and other solvency indicators.

How much debt does Oportun Financial Corp have?

As of the latest report, Oportun Financial Corp has total debt of 2.8B USD. This includes both short-term (0 USD) and long-term (2.8B USD) debt.

You can find a full breakdown on its Balance Sheet.

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