PRA Group Inc
NASDAQ:PRAA
Income Statement
Earnings Waterfall
PRA Group Inc
Revenue
|
802.6m
USD
|
Cost of Revenue
|
-195.4m
USD
|
Gross Profit
|
607.2m
USD
|
Operating Expenses
|
-501.4m
USD
|
Operating Income
|
105.7m
USD
|
Other Expenses
|
-189.2m
USD
|
Net Income
|
-83.5m
USD
|
Income Statement
PRA Group Inc
Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||||||||
Revenue |
735
N/A
|
760
+3%
|
774
+2%
|
815
+5%
|
881
+8%
|
932
+6%
|
972
+4%
|
963
-1%
|
942
-2%
|
922
-2%
|
913
-1%
|
906
-1%
|
931
+3%
|
812
-13%
|
784
-3%
|
763
-3%
|
828
+9%
|
846
+2%
|
867
+3%
|
892
+3%
|
908
+2%
|
930
+2%
|
961
+3%
|
985
+3%
|
1 017
+3%
|
1 023
+1%
|
1 043
+2%
|
1 061
+2%
|
1 065
+0%
|
1 103
+4%
|
1 117
+1%
|
1 113
0%
|
1 096
-2%
|
1 047
-4%
|
1 020
-3%
|
1 001
-2%
|
967
-3%
|
882
-9%
|
832
-6%
|
804
-3%
|
803
0%
|
|
Gross Profit | ||||||||||||||||||||||||||||||||||||||||||
Cost of Revenue |
(79)
|
(83)
|
(87)
|
(104)
|
(72)
|
(135)
|
(144)
|
(142)
|
(151)
|
(156)
|
(164)
|
(165)
|
(156)
|
(130)
|
(115)
|
(102)
|
(142)
|
(151)
|
(146)
|
(157)
|
(138)
|
(137)
|
(158)
|
(167)
|
(175)
|
(180)
|
(179)
|
(186)
|
(194)
|
(196)
|
(203)
|
(208)
|
(203)
|
(201)
|
(204)
|
(197)
|
(195)
|
(198)
|
(192)
|
(191)
|
(195)
|
|
Gross Profit |
656
N/A
|
677
+3%
|
687
+1%
|
712
+4%
|
809
+14%
|
797
-1%
|
828
+4%
|
821
-1%
|
791
-4%
|
766
-3%
|
749
-2%
|
740
-1%
|
775
+5%
|
683
-12%
|
669
-2%
|
661
-1%
|
687
+4%
|
695
+1%
|
721
+4%
|
735
+2%
|
770
+5%
|
793
+3%
|
803
+1%
|
818
+2%
|
843
+3%
|
843
+0%
|
864
+2%
|
874
+1%
|
871
0%
|
907
+4%
|
914
+1%
|
905
-1%
|
893
-1%
|
846
-5%
|
816
-4%
|
804
-1%
|
772
-4%
|
683
-11%
|
641
-6%
|
613
-4%
|
607
-1%
|
|
Operating Income | ||||||||||||||||||||||||||||||||||||||||||
Operating Expenses |
(352)
|
(374)
|
(385)
|
(401)
|
(467)
|
(431)
|
(445)
|
(472)
|
(481)
|
(481)
|
(480)
|
(458)
|
(457)
|
(482)
|
(493)
|
(498)
|
(461)
|
(468)
|
(484)
|
(500)
|
(551)
|
(574)
|
(577)
|
(576)
|
(571)
|
(566)
|
(540)
|
(530)
|
(522)
|
(508)
|
(521)
|
(523)
|
(518)
|
(509)
|
(500)
|
(495)
|
(486)
|
(503)
|
(499)
|
(494)
|
(501)
|
|
Selling, General & Administrative |
(311)
|
(324)
|
(333)
|
(348)
|
(418)
|
(378)
|
(389)
|
(389)
|
(392)
|
(390)
|
(386)
|
(391)
|
(393)
|
(456)
|
(469)
|
(475)
|
(397)
|
(403)
|
(419)
|
(434)
|
(485)
|
(508)
|
(512)
|
(509)
|
(507)
|
(502)
|
(477)
|
(467)
|
(456)
|
(440)
|
(450)
|
(449)
|
(441)
|
(434)
|
(427)
|
(425)
|
(420)
|
(436)
|
(432)
|
(428)
|
(436)
|
|
Depreciation & Amortization |
(15)
|
(15)
|
(16)
|
(17)
|
(18)
|
(19)
|
(20)
|
(20)
|
(20)
|
(21)
|
(23)
|
(23)
|
(24)
|
(24)
|
(22)
|
(21)
|
(20)
|
(19)
|
(19)
|
(19)
|
(19)
|
(19)
|
(19)
|
(18)
|
(18)
|
(17)
|
(16)
|
(17)
|
(19)
|
(18)
|
(18)
|
(18)
|
(15)
|
(15)
|
(15)
|
(15)
|
(15)
|
(15)
|
(15)
|
(14)
|
(13)
|
|
Other Operating Expenses |
(27)
|
(35)
|
(37)
|
(36)
|
(30)
|
(34)
|
(35)
|
(63)
|
(69)
|
(70)
|
(72)
|
(43)
|
(40)
|
(2)
|
(2)
|
(2)
|
(44)
|
(45)
|
(46)
|
(46)
|
(47)
|
(47)
|
(46)
|
(48)
|
(47)
|
(47)
|
(47)
|
(47)
|
(47)
|
(48)
|
(53)
|
(57)
|
(61)
|
(60)
|
(58)
|
(55)
|
(51)
|
(52)
|
(52)
|
(51)
|
(52)
|
|
Operating Income |
304
N/A
|
303
0%
|
302
0%
|
311
+3%
|
342
+10%
|
367
+7%
|
383
+5%
|
349
-9%
|
310
-11%
|
285
-8%
|
269
-6%
|
282
+5%
|
318
+13%
|
201
-37%
|
176
-12%
|
163
-7%
|
226
+38%
|
227
+1%
|
237
+4%
|
235
-1%
|
219
-7%
|
219
+0%
|
226
+3%
|
242
+7%
|
272
+12%
|
277
+2%
|
324
+17%
|
344
+6%
|
350
+2%
|
399
+14%
|
394
-1%
|
382
-3%
|
375
-2%
|
336
-10%
|
316
-6%
|
309
-2%
|
286
-7%
|
180
-37%
|
142
-21%
|
119
-16%
|
106
-11%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
Interest Income Expense |
(15)
|
(17)
|
(25)
|
(30)
|
(41)
|
(44)
|
(43)
|
(54)
|
(53)
|
(67)
|
(75)
|
(70)
|
(78)
|
(76)
|
(82)
|
(95)
|
(99)
|
(105)
|
(109)
|
(112)
|
(122)
|
(125)
|
(132)
|
(133)
|
(130)
|
(137)
|
(136)
|
(139)
|
(140)
|
(136)
|
(134)
|
(128)
|
(125)
|
(126)
|
(124)
|
(128)
|
(130)
|
(136)
|
(148)
|
(165)
|
(181)
|
|
Non-Reccuring Items |
(6)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(6)
|
41
|
42
|
43
|
46
|
(1)
|
(3)
|
(3)
|
26
|
26
|
26
|
26
|
(0)
|
(0)
|
(2)
|
(2)
|
(1)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(5)
|
(5)
|
|
Total Other Income |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(99)
|
0
|
0
|
0
|
(12)
|
(13)
|
(16)
|
(24)
|
(33)
|
(39)
|
(37)
|
(33)
|
(24)
|
(18)
|
(17)
|
(13)
|
0
|
0
|
0
|
0
|
0
|
(0)
|
(1)
|
(1)
|
(1)
|
(2)
|
(2)
|
(2)
|
(2)
|
|
Pre-Tax Income |
283
N/A
|
287
+1%
|
277
-3%
|
281
+1%
|
301
+7%
|
323
+7%
|
340
+6%
|
295
-13%
|
258
-13%
|
219
-15%
|
194
-11%
|
213
+10%
|
136
-36%
|
166
+22%
|
136
-18%
|
111
-19%
|
160
+45%
|
109
-32%
|
110
+1%
|
96
-12%
|
90
-7%
|
81
-10%
|
83
+2%
|
103
+24%
|
117
+14%
|
122
+4%
|
170
+39%
|
191
+12%
|
209
+9%
|
263
+26%
|
260
-1%
|
254
-2%
|
250
-1%
|
210
-16%
|
191
-9%
|
180
-6%
|
155
-14%
|
43
-72%
|
(8)
N/A
|
(52)
-588%
|
(83)
-58%
|
|
Net Income | ||||||||||||||||||||||||||||||||||||||||||
Tax Provision |
(106)
|
(107)
|
(104)
|
(106)
|
(125)
|
(129)
|
(133)
|
(121)
|
(89)
|
(76)
|
(65)
|
(65)
|
(44)
|
(58)
|
(52)
|
(46)
|
(63)
|
(38)
|
(31)
|
(22)
|
(15)
|
(12)
|
(14)
|
(18)
|
(20)
|
(19)
|
(28)
|
(29)
|
(41)
|
(55)
|
(53)
|
(58)
|
(55)
|
(42)
|
(44)
|
(43)
|
(37)
|
(14)
|
(1)
|
8
|
16
|
|
Income from Continuing Operations |
177
|
179
|
173
|
175
|
177
|
194
|
208
|
174
|
168
|
143
|
128
|
147
|
92
|
108
|
85
|
65
|
97
|
71
|
79
|
74
|
75
|
69
|
69
|
84
|
98
|
103
|
142
|
162
|
168
|
207
|
207
|
196
|
196
|
168
|
147
|
137
|
118
|
30
|
(8)
|
(44)
|
(67)
|
|
Income to Minority Interest |
(2)
|
0
|
0
|
0
|
0
|
0
|
0
|
(0)
|
(0)
|
(1)
|
(2)
|
(4)
|
(6)
|
(6)
|
(8)
|
(7)
|
(7)
|
(7)
|
(7)
|
(9)
|
(10)
|
(10)
|
(11)
|
(11)
|
(12)
|
(13)
|
(13)
|
(15)
|
(18)
|
(19)
|
(20)
|
(17)
|
(12)
|
(4)
|
(2)
|
(2)
|
(1)
|
(11)
|
(13)
|
(15)
|
(17)
|
|
Net Income (Common) |
175
N/A
|
178
+1%
|
171
-3%
|
175
+2%
|
177
+1%
|
194
+10%
|
208
+7%
|
174
-16%
|
168
-3%
|
142
-16%
|
127
-11%
|
144
+13%
|
86
-40%
|
101
+17%
|
77
-24%
|
58
-24%
|
164
+184%
|
137
-16%
|
145
+6%
|
140
-4%
|
66
-53%
|
60
-9%
|
59
-2%
|
74
+26%
|
86
+17%
|
90
+4%
|
129
+44%
|
147
+14%
|
149
+2%
|
189
+26%
|
187
-1%
|
179
-4%
|
183
+3%
|
165
-10%
|
145
-12%
|
136
-7%
|
117
-14%
|
19
-84%
|
(22)
N/A
|
(59)
-171%
|
(83)
-42%
|
|
EPS (Diluted) |
3.47
N/A
|
3.52
+1%
|
3.39
-4%
|
3.47
+2%
|
3.5
+1%
|
3.94
+13%
|
4.28
+9%
|
3.58
-16%
|
3.47
-3%
|
3.05
-12%
|
2.73
-10%
|
3.08
+13%
|
1.86
-40%
|
2.18
+17%
|
1.66
-24%
|
1.27
-23%
|
3.58
+182%
|
3.02
-16%
|
3.19
+6%
|
3.07
-4%
|
1.43
-53%
|
1.3
-9%
|
1.28
-2%
|
1.61
+26%
|
1.89
+17%
|
1.98
+5%
|
2.83
+43%
|
3.2
+13%
|
3.26
+2%
|
4.1
+26%
|
4.06
-1%
|
3.9
-4%
|
4.04
+4%
|
3.99
-1%
|
3.64
-9%
|
3.45
-5%
|
2.94
-15%
|
0.47
-84%
|
-0.56
N/A
|
-1.5
-168%
|
-2.13
-42%
|