PRA Group Inc
NASDAQ:PRAA
Intrinsic Value
PRA Group, Inc. engages in the purchase, collection and management of portfolios of nonperforming loans. [ Read More ]
The intrinsic value of one PRAA stock under the Base Case scenario is 44.421 USD. Compared to the current market price of 23.475 USD, PRA Group Inc is Undervalued by 47%.
Valuation Backtest
PRA Group Inc
Run backtest to discover the historical profit from buying and selling PRAA stocks based on their intrinsic value.
Analyze the historical link between intrinsic value and market price to make more informed investment decisions.
Fundamental Analysis
Balance Sheet Decomposition
PRA Group Inc
Current Assets | 3.8B |
Cash & Short-Term Investments | 112.5m |
Receivables | 3.7B |
Non-Current Assets | 728.5m |
Long-Term Investments | 72.4m |
PP&E | 82.3m |
Intangibles | 431.6m |
Other Non-Current Assets | 142.2m |
Current Liabilities | 206.4m |
Accounts Payable | 6.3m |
Accrued Liabilities | 182.2m |
Other Current Liabilities | 17.9m |
Non-Current Liabilities | 3.2B |
Long-Term Debt | 3B |
Other Non-Current Liabilities | 122m |
Earnings Waterfall
PRA Group Inc
Revenue
|
802.6m
USD
|
Cost of Revenue
|
-195.4m
USD
|
Gross Profit
|
607.2m
USD
|
Operating Expenses
|
-501.4m
USD
|
Operating Income
|
105.7m
USD
|
Other Expenses
|
-189.2m
USD
|
Net Income
|
-83.5m
USD
|
Free Cash Flow Analysis
PRA Group Inc
What is Free Cash Flow?
PRAA Profitability Score
Profitability Due Diligence
PRA Group Inc's profitability score is 47/100. The higher the profitability score, the more profitable the company is.
Score
PRA Group Inc's profitability score is 47/100. The higher the profitability score, the more profitable the company is.
PRAA Solvency Score
Solvency Due Diligence
PRA Group Inc's solvency score is 33/100. The higher the solvency score, the more solvent the company is.
Score
PRA Group Inc's solvency score is 33/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
PRAA Price Targets Summary
PRA Group Inc
According to Wall Street analysts, the average 1-year price target for PRAA is 31.62 USD with a low forecast of 18.18 USD and a high forecast of 44.1 USD.
Ownership
PRAA Insider Trading
Buy and sell transactions by insiders
Period | Sold | Bought | Net |
---|---|---|---|
3 Months |
|
|
|
6 Months |
|
|
|
9 Months |
|
|
|
12 Months |
|
|
|
Shareholder Return
PRAA Price
PRA Group Inc
Average Annual Return | 9.54% |
Standard Deviation of Annual Returns | 30% |
Max Drawdown | -76% |
Market Capitalization | 921.3m USD |
Shares Outstanding | 39 247 300 |
Percentage of Shares Shorted | 3.85% |
Company Profile
Country
Industry
Market Cap
Dividend Yield
Description
PRA Group, Inc. engages in the purchase, collection and management of portfolios of nonperforming loans. The company is headquartered in Norfolk, Virginia and currently employs 3,446 full-time employees. The company went IPO on 2002-11-08. The firm's primary business is the purchase, collection and management of portfolios of nonperforming loans. The firm purchase portfolios of nonperforming loans at a discount in two categories: Core and Insolvency. Its Core operation specializes in purchasing and collecting nonperforming loans, which it purchases since either the credit originator and/or other third-party collection agencies have been unsuccessful in collecting the full balance owed. Its Insolvency operation consists primarily of purchasing and collecting on nonperforming loan accounts where the customer is involved in a bankruptcy proceeding or the equivalent in some European countries. The company also provides fee-based services on class action claims recoveries and by servicing consumer bankruptcy accounts in the United States.
Contact
IPO
Employees
Officers
The intrinsic value of one PRAA stock under the Base Case scenario is 44.421 USD.
Compared to the current market price of 23.475 USD, PRA Group Inc is Undervalued by 47%.