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TrustCo Bank Corp N Y
NASDAQ:TRST

Watchlist Manager
TrustCo Bank Corp N Y Logo
TrustCo Bank Corp N Y
NASDAQ:TRST
Watchlist
Price: 43.15 USD 1.99% Market Closed
Market Cap: $794.8m
Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Cash Flow Statement

Operating Cash Flow
+
3Y
-17%
5Y
-10%
10Y
-10%
Investing Cash Flow
+
3Y
+81%
5Y
-824%
10Y
+30%
Financing Cash Flow
+
3Y
-
5Y
-60%
10Y
+91%

Cash Flow Statement
TrustCo Bank Corp N Y

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Cash Flow Statement
Currency: USD
Dec-2001 Mar-2002 Jun-2002 Sep-2002 Dec-2002 Mar-2003 Jun-2003 Sep-2003 Dec-2003 Mar-2004 Jun-2004 Sep-2004 Dec-2004 Mar-2005 Jun-2005 Sep-2005 Dec-2005 Mar-2006 Jun-2006 Sep-2006 Dec-2006 Mar-2007 Jun-2007 Sep-2007 Dec-2007 Mar-2008 Jun-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025
Operating Cash Flow
Net Income
46
47
47
49
49
50
51
52
53
54
55
56
57
57
58
58
59
57
54
49
45
45
41
40
40
37
37
35
34
31
28
27
28
29
31
31
29
30
30
31
33
35
36
36
38
38
38
39
40
42
44
44
44
44
43
43
42
42
42
42
43
43
45
47
43
47
50
53
61
61
60
60
58
57
53
53
53
53
56
59
62
65
68
71
75
76
74
70
59
53
49
47
49
51
53
57
Depreciation & Amortization
3
3
3
3
2
3
3
3
3
2
2
2
2
2
2
3
3
3
3
3
3
3
3
3
3
3
4
4
4
4
4
4
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
6
8
9
5
3
1
(0)
Change in Deffered Taxes
(4)
(1)
(3)
(7)
11
8
10
9
(3)
(3)
(1)
5
3
4
5
3
3
4
1
2
2
2
0
0
2
2
2
2
(2)
(2)
(2)
(1)
2
2
3
0
1
(1)
(2)
(1)
(2)
(1)
(1)
(0)
1
2
2
1
(1)
(0)
0
1
3
2
2
4
3
2
4
4
3
4
3
1
(0)
(1)
(1)
(1)
3
3
3
3
1
1
0
(1)
(1)
(1)
(1)
(1)
(0)
(1)
1
3
4
5
5
5
2
2
1
1
2
3
3
4
Stock-Based Compensation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
1
1
1
1
Other Non-Cash Items
0
0
(0)
(0)
0
0
0
0
(0)
0
(0)
0
0
0
(1)
(1)
(1)
(1)
(0)
(0)
0
(3)
0
0
0
4
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
(1)
(1)
(1)
(1)
0
3
4
6
7
5
5
5
5
5
4
5
4
4
5
3
5
6
7
9
9
10
10
10
10
10
11
10
10
9
9
8
9
8
8
9
7
4
4
7
9
12
12
Cash Taxes Paid
21
21
14
13
8
7
10
11
19
19
20
19
24
24
25
38
27
28
25
25
15
15
13
1
(2)
13
14
14
19
20
17
17
15
10
18
22
28
25
16
14
19
19
25
25
21
22
21
21
24
28
24
31
27
17
25
20
21
20
20
23
24
28
23
25
26
26
23
21
16
15
18
15
17
13
15
17
18
22
21
21
21
21
19
19
20
15
21
20
19
19
13
13
9
15
12
14
Cash Interest Paid
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
11
15
19
23
15
15
16
16
16
16
16
16
16
15
15
15
15
15
15
12
18
20
23
32
32
36
37
35
31
26
20
15
11
8
7
6
5
6
11
14
16
51
68
87
106
91
91
90
91
Change in Working Capital
(2)
(11)
6
7
(10)
(6)
(14)
(20)
(15)
(8)
(22)
(34)
(17)
(15)
(17)
(15)
(19)
(20)
(12)
(16)
(2)
(2)
62
75
66
97
233
204
352
410
233
265
107
12
(3)
(4)
14
21
26
41
25
24
17
4
14
10
17
16
19
13
8
2
(1)
11
4
6
5
6
1
(3)
0
(5)
4
7
10
8
5
3
(4)
(5)
(9)
(6)
(8)
(6)
(5)
(3)
(3)
(11)
(9)
(15)
(21)
(20)
(22)
(19)
(13)
(7)
(12)
(18)
(9)
(12)
(4)
2
(3)
(15)
(11)
(18)
Cash from Operating Activities
42
N/A
38
-11%
53
+41%
51
-3%
52
+1%
55
+6%
50
-10%
44
-11%
38
-13%
45
+18%
34
-24%
28
-18%
45
+60%
48
+7%
48
-1%
48
+1%
45
-8%
43
-4%
45
+6%
37
-17%
48
+29%
44
-8%
107
+141%
120
+12%
110
-8%
142
+29%
276
+95%
246
-11%
389
+58%
444
+14%
264
-41%
296
+12%
142
-52%
48
-66%
35
-27%
33
-7%
49
+49%
55
+13%
60
+10%
77
+28%
61
-21%
63
+3%
57
-10%
45
-20%
59
+30%
55
-6%
62
+13%
62
0%
63
+2%
58
-8%
56
-4%
50
-11%
50
-1%
62
+25%
56
-10%
62
+11%
60
-3%
61
+1%
57
-7%
53
-7%
55
+5%
50
-9%
60
+19%
61
+3%
62
+0%
62
+1%
63
+0%
63
+1%
68
+7%
68
+1%
65
-5%
69
+6%
64
-7%
66
+3%
62
-6%
62
+0%
62
+0%
56
-9%
62
+9%
58
-5%
55
-5%
58
+4%
61
+5%
67
+11%
79
+17%
86
+10%
80
-7%
69
-14%
64
-7%
55
-14%
58
+6%
63
+8%
59
-6%
51
-14%
59
+16%
55
-6%
Investing Cash Flow
Capital Expenditures
(4)
(3)
(3)
(3)
(3)
(3)
(3)
(2)
(3)
(3)
(3)
(3)
(4)
(5)
(5)
(5)
(4)
(5)
(5)
(6)
(5)
(5)
(8)
(8)
(8)
(9)
(7)
(8)
(10)
(11)
(10)
(9)
(7)
(6)
(5)
(5)
(4)
(4)
(4)
(4)
(5)
(6)
(7)
(6)
(4)
(4)
(6)
(6)
(6)
(7)
(6)
(7)
(9)
(8)
(6)
(5)
(4)
(3)
(3)
(3)
(2)
(2)
(3)
(3)
(4)
(4)
(4)
(4)
(4)
(3)
(3)
(3)
(4)
(4)
(4)
(4)
(4)
(4)
(4)
(3)
(3)
(3)
(3)
(3)
(4)
(4)
(4)
(4)
(6)
(5)
(5)
(6)
(5)
(9)
(10)
(12)
Other Items
(58)
(13)
(4)
(10)
80
14
(103)
25
(269)
(245)
(78)
(130)
190
187
(121)
(258)
(425)
(506)
(314)
(304)
(262)
(160)
(146)
(234)
(222)
(156)
(313)
(209)
(577)
(715)
(667)
(622)
(383)
(156)
97
(70)
4
(263)
(289)
(292)
(221)
(250)
(363)
(165)
(102)
(128)
51
(63)
(163)
105
(143)
(31)
(21)
(144)
(102)
(83)
(58)
(25)
(14)
(127)
(156)
(210)
(157)
(111)
(141)
(122)
(153)
(190)
(170)
(174)
(256)
(292)
(245)
(173)
(50)
(3)
(32)
(195)
(227)
(169)
(172)
(89)
(239)
(319)
(413)
(434)
(316)
(301)
(228)
(153)
(87)
(32)
1
3
(45)
(50)
Cash from Investing Activities
(61)
N/A
(16)
+74%
(7)
+58%
(14)
-106%
77
N/A
11
-85%
(106)
N/A
23
N/A
(272)
N/A
(248)
+9%
(81)
+68%
(133)
-66%
186
N/A
182
-2%
(125)
N/A
(263)
-110%
(429)
-63%
(510)
-19%
(319)
+37%
(310)
+3%
(267)
+14%
(165)
+38%
(154)
+6%
(242)
-56%
(230)
+5%
(164)
+29%
(320)
-95%
(217)
+32%
(587)
-171%
(726)
-24%
(677)
+7%
(631)
+7%
(390)
+38%
(162)
+59%
93
N/A
(75)
N/A
1
N/A
(267)
N/A
(292)
-10%
(296)
-1%
(227)
+23%
(256)
-13%
(370)
-45%
(171)
+54%
(106)
+38%
(132)
-24%
46
N/A
(69)
N/A
(169)
-147%
98
N/A
(149)
N/A
(38)
+74%
(29)
+24%
(152)
-422%
(108)
+29%
(88)
+18%
(61)
+30%
(29)
+53%
(17)
+40%
(130)
-651%
(158)
-21%
(212)
-34%
(160)
+25%
(114)
+29%
(145)
-27%
(126)
+13%
(157)
-25%
(194)
-24%
(174)
+11%
(177)
-2%
(259)
-46%
(296)
-14%
(249)
+16%
(177)
+29%
(54)
+70%
(7)
+88%
(35)
-427%
(199)
-463%
(231)
-16%
(172)
+25%
(175)
-2%
(92)
+48%
(242)
-164%
(322)
-33%
(417)
-29%
(437)
-5%
(320)
+27%
(305)
+5%
(234)
+23%
(158)
+32%
(92)
+42%
(38)
+59%
(4)
+90%
(6)
-57%
(55)
-830%
(62)
-13%
Financing Cash Flow
Net Issuance of Common Stock
2
2
4
13
18
16
11
2
(10)
(9)
(6)
(6)
4
5
6
4
0
(1)
(1)
2
1
1
2
3
5
6
6
7
7
6
6
5
4
3
3
3
3
3
3
3
71
71
70
71
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
2
(2)
(3)
(4)
(4)
0
(1)
(2)
(2)
(3)
(5)
(5)
(7)
(6)
(4)
(1)
0
0
(0)
(0)
(0)
0
(5)
(17)
Net Issuance of Debt
25
34
33
(55)
(77)
(99)
(167)
(41)
(51)
(42)
35
7
(13)
(28)
(22)
(6)
10
25
6
10
8
(3)
3
2
(3)
(5)
3
16
17
(9)
(12)
12
(2)
33
31
(5)
17
21
12
26
23
21
22
19
12
12
26
24
44
24
5
(5)
(15)
(1)
(11)
5
2
(25)
20
(5)
18
51
43
37
34
(17)
(51)
(40)
(81)
(44)
(16)
(25)
(13)
(12)
11
42
66
82
61
37
30
18
(91)
(106)
(122)
(114)
(34)
(22)
(34)
(40)
(24)
(12)
(4)
(12)
(7)
6
Cash Paid for Dividends
(37)
(39)
(40)
(42)
(43)
(44)
(44)
(45)
(45)
(45)
(45)
(45)
(45)
(45)
(45)
(45)
(45)
(46)
(46)
(47)
(48)
(48)
(48)
(48)
(48)
(48)
(45)
(41)
(37)
(33)
(33)
(30)
(26)
(23)
(19)
(19)
(20)
(20)
(20)
(20)
(21)
(22)
(24)
(25)
(25)
(25)
(25)
(25)
(25)
(25)
(25)
(25)
(25)
(25)
(25)
(25)
(25)
(25)
(25)
(25)
(25)
(25)
(25)
(25)
(25)
(25)
(25)
(25)
(26)
(26)
(26)
(26)
(26)
(26)
(26)
(26)
(26)
(26)
(26)
(26)
(26)
(26)
(27)
(27)
(27)
(27)
(27)
(27)
(27)
(27)
(27)
(27)
(27)
(27)
(27)
(27)
Other
82
150
222
198
181
131
103
115
146
136
158
109
107
61
(6)
(8)
35
82
144
165
237
302
391
335
221
156
77
69
116
61
135
210
169
234
202
170
249
260
216
315
182
258
246
28
68
6
(6)
118
123
130
102
91
105
130
142
112
68
25
43
71
96
56
28
(3)
(23)
37
47
35
101
178
207
261
176
69
403
438
587
691
365
342
231
177
166
41
(75)
(138)
(138)
(47)
158
143
19
30
40
141
213
217
Cash from Financing Activities
72
N/A
147
+105%
219
+49%
115
-48%
79
-32%
3
-96%
(97)
N/A
32
N/A
39
+25%
41
+4%
143
+249%
65
-55%
54
-17%
(7)
N/A
(67)
-871%
(55)
+17%
0
N/A
61
+15 100%
103
+69%
130
+27%
197
+51%
252
+28%
348
+38%
292
-16%
174
-40%
109
-37%
42
-62%
51
+21%
103
+102%
25
-76%
96
+283%
197
+106%
145
-27%
247
+71%
217
-12%
149
-31%
249
+68%
265
+6%
211
-20%
324
+53%
254
-22%
328
+29%
315
-4%
93
-71%
59
-37%
(3)
N/A
(2)
+44%
120
N/A
145
+22%
132
-9%
86
-35%
64
-26%
68
+7%
107
+57%
109
+2%
94
-14%
48
-49%
(22)
N/A
41
N/A
44
+8%
92
+110%
85
-8%
49
-43%
12
-74%
(11)
N/A
(2)
+81%
(26)
-1 068%
(28)
-7%
(3)
+89%
111
N/A
168
+51%
212
+27%
138
-35%
29
-79%
384
+1 249%
450
+17%
623
+38%
747
+20%
399
-47%
351
-12%
232
-34%
166
-28%
44
-73%
(97)
N/A
(231)
-138%
(285)
-23%
(203)
+29%
(98)
+52%
97
N/A
75
-22%
(33)
N/A
(10)
+71%
8
N/A
102
+1 151%
173
+71%
179
+3%
Change in Cash
Net Change in Cash
53
N/A
169
+218%
266
+57%
153
-42%
208
+36%
70
-66%
(153)
N/A
99
N/A
(194)
N/A
(162)
+17%
97
N/A
(41)
N/A
285
N/A
223
-22%
(145)
N/A
(270)
-87%
(384)
-42%
(407)
-6%
(171)
+58%
(142)
+17%
(22)
+85%
131
N/A
301
+130%
170
-43%
54
-69%
86
+61%
(2)
N/A
80
N/A
(95)
N/A
(257)
-169%
(318)
-24%
(138)
+56%
(104)
+25%
134
N/A
345
+158%
107
-69%
298
+180%
53
-82%
(21)
N/A
105
N/A
89
-16%
135
+52%
2
-99%
(33)
N/A
11
N/A
(81)
N/A
106
N/A
113
+7%
39
-65%
288
+638%
(7)
N/A
75
N/A
88
+18%
17
-81%
57
+233%
67
+18%
47
-31%
10
-79%
80
+698%
(34)
N/A
(11)
+68%
(77)
-606%
(51)
+34%
(40)
+21%
(95)
-135%
(66)
+30%
(121)
-83%
(159)
-32%
(109)
+31%
2
N/A
(27)
N/A
(15)
+44%
(47)
-217%
(83)
-77%
393
N/A
506
+29%
650
+29%
604
-7%
230
-62%
237
+3%
112
-53%
132
+18%
(137)
N/A
(352)
-158%
(569)
-62%
(636)
-12%
(443)
+30%
(334)
+25%
(73)
+78%
(27)
+62%
(67)
-146%
16
N/A
64
+307%
146
+130%
177
+21%
173
-3%

See Also

Summary
TRST intrinsic value, competitors valuation, and company profile.
DCF Valuation
TRST stock valuation using Discount Cash Flow valuation method.
Relative Valuation
TRST stock valuation using valuation multiples.
Wall Street Estimates
TRST price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
TRST stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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