Upstart Holdings Inc
NASDAQ:UPST
Balance Sheet
Balance Sheet Decomposition
Upstart Holdings Inc
Upstart Holdings Inc
Balance Sheet
Upstart Holdings Inc
| Dec-2018 | Dec-2019 | Dec-2020 | Dec-2021 | Dec-2022 | Dec-2023 | Dec-2024 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Cash & Cash Equivalents |
73
|
44
|
251
|
987
|
422
|
368
|
788
|
652
|
|
| Cash |
73
|
44
|
251
|
987
|
422
|
368
|
788
|
652
|
|
| Total Receivables |
3
|
8
|
12
|
56
|
47
|
40
|
48
|
47
|
|
| Total Current Assets |
76
|
53
|
262
|
1 042
|
469
|
409
|
837
|
699
|
|
| PP&E Net |
2
|
22
|
28
|
120
|
131
|
97
|
82
|
61
|
|
| PP&E Gross |
2
|
22
|
28
|
120
|
131
|
97
|
82
|
61
|
|
| Accumulated Depreciation |
1
|
1
|
4
|
8
|
17
|
37
|
55
|
78
|
|
| Intangible Assets |
0
|
0
|
0
|
20
|
16
|
11
|
9
|
8
|
|
| Goodwill |
0
|
0
|
0
|
67
|
67
|
67
|
67
|
67
|
|
| Note Receivable |
511
|
271
|
104
|
279
|
1 053
|
1 199
|
912
|
1 236
|
|
| Long-Term Investments |
0
|
0
|
0
|
40
|
41
|
41
|
41
|
41
|
|
| Other Long-Term Assets |
55
|
41
|
67
|
235
|
127
|
117
|
217
|
444
|
|
| Other Assets |
3
|
6
|
16
|
84
|
100
|
142
|
268
|
486
|
|
| Total Assets |
646
N/A
|
393
-39%
|
477
+21%
|
1 820
+281%
|
1 936
+6%
|
2 017
+4%
|
2 367
+17%
|
2 975
+26%
|
|
| Liabilities | |||||||||
| Accounts Payable |
24
|
26
|
59
|
114
|
109
|
66
|
73
|
140
|
|
| Accrued Liabilities |
6
|
38
|
44
|
186
|
146
|
121
|
153
|
139
|
|
| Short-Term Debt |
53
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Current Liabilities |
373
|
96
|
0
|
0
|
0
|
141
|
87
|
47
|
|
| Total Current Liabilities |
456
|
160
|
104
|
300
|
256
|
328
|
312
|
325
|
|
| Long-Term Debt |
75
|
119
|
63
|
695
|
986
|
1 040
|
1 402
|
1 829
|
|
| Minority Interest |
12
|
1
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Liabilities |
11
|
14
|
11
|
18
|
22
|
13
|
19
|
22
|
|
| Total Liabilities |
555
N/A
|
294
-47%
|
177
-40%
|
1 013
+473%
|
1 264
+25%
|
1 382
+9%
|
1 734
+25%
|
2 176
+26%
|
|
| Equity | |||||||||
| Common Stock |
158
|
163
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Retained Earnings |
75
|
75
|
69
|
66
|
42
|
283
|
411
|
358
|
|
| Additional Paid In Capital |
8
|
12
|
369
|
741
|
715
|
918
|
1 044
|
1 156
|
|
| Total Equity |
91
N/A
|
100
+9%
|
300
+201%
|
807
+169%
|
672
-17%
|
635
-6%
|
633
0%
|
799
+26%
|
|
| Total Liabilities & Equity |
646
N/A
|
393
-39%
|
477
+21%
|
1 820
+281%
|
1 936
+6%
|
2 017
+4%
|
2 367
+17%
|
2 975
+26%
|
|
| Shares Outstanding | |||||||||
| Common Shares Outstanding |
72
|
72
|
73
|
84
|
81
|
86
|
93
|
98
|
|