Home First Finance Company India Ltd
NSE:HOMEFIRST
Net Margin
Home First Finance Company India Ltd
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Net Margin Across Competitors
| Country | Company | Market Cap |
Net Margin |
||
|---|---|---|---|---|---|
| IN |
|
Home First Finance Company India Ltd
NSE:HOMEFIRST
|
131.7B INR |
27%
|
|
| US |
|
Rocket Companies Inc
NYSE:RKT
|
26.3B USD |
0%
|
|
| US |
|
Federal National Mortgage Association
OTC:FNMA
|
11.5B USD |
0%
|
|
| US |
|
Mr Cooper Group Inc
NASDAQ:COOP
|
9.2B USD |
26%
|
|
| US |
|
UWM Holdings Corp
NYSE:UWMC
|
6.3B USD |
0%
|
|
| US |
|
MGIC Investment Corp
NYSE:MTG
|
6.5B USD |
63%
|
|
| BM |
|
Essent Group Ltd
NYSE:ESNT
|
6.1B USD |
57%
|
|
| US |
F
|
Federal Home Loan Mortgage Corp
OTC:FMCC
|
5.2B USD |
0%
|
|
| US |
|
Enact Holdings Inc
NASDAQ:ACT
|
5.4B USD |
57%
|
|
| US |
|
PennyMac Financial Services Inc
NYSE:PFSI
|
4.8B USD |
14%
|
|
| US |
|
Radian Group Inc
NYSE:RDN
|
4.8B USD |
46%
|
Home First Finance Company India Ltd
Glance View
Home First Finance Company India Ltd. is uniquely positioned in the Indian housing finance market, carving out a niche by catering primarily to the financially underserved segment. Established in 2010, the company targeted individuals usually overlooked by traditional financial institutions—those in the lower and middle-income brackets, often relying on informal income sources. The founders recognized a significant gap in the availability of affordable housing finance, especially for first-time homebuyers, and set out to bridge this divide. By leveraging technology and data-driven decision-making, Home First Finance has been able to streamline the loan approval process, making it faster and more efficient. This technological edge not only enhances customer experience but also minimizes risk through better credit assessment. The company's business model is centered around providing small-ticket loans predominantly for the purchase or construction of homes. By charging interest on these loans, Home First Finance generates its main revenue stream. It competes by offering tailored financial products with low transaction costs and flexible repayment options. These offerings are specially designed to meet the unique needs of informal sector workers, who often have unpredictable income patterns. Additionally, the company maintains robust measures for loan recovery, ensuring financial sustainability. Through a strategic combination of customer-centric services and operational efficiency, Home First Finance has established itself as a key player in the ever-growing Indian housing finance sector.
See Also
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Based on Home First Finance Company India Ltd's most recent financial statements, the company has Net Margin of 27.2%.
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