Home First Finance Company India Ltd
NSE:HOMEFIRST
Operating Margin
Home First Finance Company India Ltd
Operating Margin represents how efficiently a company is able to generate profit through its core operations.
Higher ratios are generally better, illustrating the company is efficient in its operations and is good at turning sales into profits.
Operating Margin Across Competitors
| Country | Company | Market Cap |
Operating Margin |
||
|---|---|---|---|---|---|
| IN |
|
Home First Finance Company India Ltd
NSE:HOMEFIRST
|
118.8B INR |
79%
|
|
| US |
|
Rocket Companies Inc
NYSE:RKT
|
25.3B USD |
16%
|
|
| US |
|
Federal National Mortgage Association
OTC:FNMA
|
12.7B USD |
13%
|
|
| US |
|
Mr Cooper Group Inc
NASDAQ:COOP
|
8.3B USD |
37%
|
|
| US |
|
UWM Holdings Corp
NYSE:UWMC
|
6.5B USD |
48%
|
|
| US |
|
MGIC Investment Corp
NYSE:MTG
|
6.2B USD |
84%
|
|
| BM |
|
Essent Group Ltd
NYSE:ESNT
|
5.9B USD |
70%
|
|
| US |
|
Enact Holdings Inc
NASDAQ:ACT
|
5.3B USD |
77%
|
|
| US |
F
|
Federal Home Loan Mortgage Corp
OTC:FMCC
|
5B USD |
94%
|
|
| US |
|
PennyMac Financial Services Inc
NYSE:PFSI
|
4.9B USD |
18%
|
|
| US |
|
Radian Group Inc
NYSE:RDN
|
4.7B USD |
69%
|
Home First Finance Company India Ltd
Glance View
Home First Finance Company India Ltd. is uniquely positioned in the Indian housing finance market, carving out a niche by catering primarily to the financially underserved segment. Established in 2010, the company targeted individuals usually overlooked by traditional financial institutions—those in the lower and middle-income brackets, often relying on informal income sources. The founders recognized a significant gap in the availability of affordable housing finance, especially for first-time homebuyers, and set out to bridge this divide. By leveraging technology and data-driven decision-making, Home First Finance has been able to streamline the loan approval process, making it faster and more efficient. This technological edge not only enhances customer experience but also minimizes risk through better credit assessment. The company's business model is centered around providing small-ticket loans predominantly for the purchase or construction of homes. By charging interest on these loans, Home First Finance generates its main revenue stream. It competes by offering tailored financial products with low transaction costs and flexible repayment options. These offerings are specially designed to meet the unique needs of informal sector workers, who often have unpredictable income patterns. Additionally, the company maintains robust measures for loan recovery, ensuring financial sustainability. Through a strategic combination of customer-centric services and operational efficiency, Home First Finance has established itself as a key player in the ever-growing Indian housing finance sector.
See Also
Operating Margin represents how efficiently a company is able to generate profit through its core operations.
Higher ratios are generally better, illustrating the company is efficient in its operations and is good at turning sales into profits.
Based on Home First Finance Company India Ltd's most recent financial statements, the company has Operating Margin of 79.1%.
You don't have any saved screeners yet