I

India Shelter Finance Corporation Ltd
NSE:INDIASHLTR

Watchlist Manager
India Shelter Finance Corporation Ltd
NSE:INDIASHLTR
Watchlist
Price: 809.6 INR -1.27% Market Closed
Market Cap: ₹88B

P/E

18.5
Current
12%
Cheaper
vs 3-y average of 21.1

Price to Earnings (P/E) ratio shows how much investors pay for each dollar of a company`s earnings. It`s calculated by dividing the company`s market value by its total earnings.

P/E
18.5
=
Market Cap
₹77.7B
/
Net Income
₹4.7B

Price to Earnings (P/E) ratio shows how much investors pay for each dollar of a company`s earnings. It`s calculated by dividing the company`s market value by its total earnings.

P/E
18.5
=
Market Cap
₹77.7B
/
Net Income
₹4.7B

Valuation Scenarios

India Shelter Finance Corporation Ltd is trading below its 3-year average

If P/E returns to its 3-Year Average (21.1), the stock would be worth ₹922.7 (14% upside from current price).

Statistics
Positive Scenarios
4/4
Maximum Downside
No Downside Scenarios
Maximum Upside
+68%
Average Upside
38%
Scenario P/E Value Implied Price Upside/Downside
Current Multiple 18.5 ₹809.6
0%
3-Year Average 21.1 ₹922.7
+14%
5-Year Average 21.1 ₹922.7
+14%
Industry Average 31 ₹1 357.07
+68%
Country Average 28.7 ₹1 254.85
+55%

Forward P/E
Today’s price vs future net income

Today's Market Cap Net Income Forward P/E
₹77.7B
/
Jan 2026
₹4.7B
=
18.5
Current
₹77.7B
/
Mar 2026
₹5B
=
15.4
Forward
₹77.7B
/
Mar 2027
₹6.1B
=
12.7
Forward
₹77.7B
/
Mar 2028
₹7.6B
=
10.3
Forward

Forward P/E shows whether today’s P/E still looks high or low once future net income are taken into account.

Market Distribution

Lower than 71% of companies in India
Percentile
29th
Based on 3 123 companies
29th percentile
18.5
Low
0 — 18.9
Typical Range
18.9 — 44.4
High
44.4 —
Distribution Statistics
India
Min 0
30th Percentile 18.9
Median 28.7
70th Percentile 44.4
Max 877 228.1

India Shelter Finance Corporation Ltd
Glance View

Market Cap
88B INR
Industry
N/A

India Shelter Finance Corporation Ltd is a IN-based company operating in industry. The company is headquartered in Gurgaon, Haryana. The company went IPO on 2023-12-20. India Shelter Finance Corporation Limited (ISFC) is a retail focused affordable housing finance company. The firm is engaged in providing secured retail home loans, home equity loans and loans against property to borrowers for a period of up to 20 years. ISFC provides credit for middle-income households to acquire new housing or to extend and improve their current housing. The company provides home loans for internal or external repairs to existing homes, upgradation of existing homes (including addition of rooms and floors), self-construction, plot purchase and purchase of property. ISFC also provides secured loans, disbursed with an identified property mortgaged as collateral. Its loans against property primarily include self-occupied residential properties. The company also provides credits under Pradhan Mantri Awas Yojana. Its subsidiary is India Shelter Capital Finance Limited.

INDIASHLTR Intrinsic Value
865.74 INR
Undervaluation 6%
Intrinsic Value
Price ₹809.6
I
Get AI-powered insights for any company or topic.
Open AI Assistant

Intrinsic Value is all-important and is the only logical way to evaluate the relative attractiveness of investments and businesses.

Warren Buffett