Enova International Inc
NYSE:ENVA
Intrinsic Value
Enova International, Inc. engages in the provision of online financial services. [ Read More ]
The intrinsic value of one ENVA stock under the Base Case scenario is 200.84 USD. Compared to the current market price of 63.54 USD, Enova International Inc is Undervalued by 68%.
Valuation Backtest
Enova International Inc
Run backtest to discover the historical profit from buying and selling ENVA stocks based on their intrinsic value.
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Fundamental Analysis
Balance Sheet Decomposition
Enova International Inc
Current Assets | 4.1B |
Cash & Short-Term Investments | 54.4m |
Receivables | 3.7B |
Other Current Assets | 395.1m |
Non-Current Assets | 462.8m |
PP&E | 123m |
Intangibles | 298.3m |
Other Non-Current Assets | 41.6m |
Current Liabilities | 261.2m |
Accounts Payable | 261.2m |
Non-Current Liabilities | 3.1B |
Long-Term Debt | 2.9B |
Other Non-Current Liabilities | 140.4m |
Earnings Waterfall
Enova International Inc
Revenue
|
1.2B
USD
|
Operating Expenses
|
-807.8m
USD
|
Operating Income
|
422.1m
USD
|
Other Expenses
|
-247m
USD
|
Net Income
|
175.1m
USD
|
Free Cash Flow Analysis
Enova International Inc
ENVA Profitability Score
Profitability Due Diligence
Enova International Inc's profitability score is 63/100. The higher the profitability score, the more profitable the company is.
Score
Enova International Inc's profitability score is 63/100. The higher the profitability score, the more profitable the company is.
ENVA Solvency Score
Solvency Due Diligence
Enova International Inc's solvency score is 37/100. The higher the solvency score, the more solvent the company is.
Score
Enova International Inc's solvency score is 37/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
ENVA Price Targets Summary
Enova International Inc
According to Wall Street analysts, the average 1-year price target for ENVA is 70.55 USD with a low forecast of 60.6 USD and a high forecast of 78.75 USD.
Ownership
ENVA Insider Trading
Buy and sell transactions by insiders
Period | Sold | Bought | Net |
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3 Months |
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6 Months |
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9 Months |
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12 Months |
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Shareholder Return
ENVA Price
Enova International Inc
Average Annual Return | 14.85% |
Standard Deviation of Annual Returns | 43.25% |
Max Drawdown | -72% |
Market Capitalization | 1.8B USD |
Shares Outstanding | 27 487 000 |
Percentage of Shares Shorted | 5.66% |
Company Profile
Country
Industry
Market Cap
Dividend Yield
Description
Enova International, Inc. engages in the provision of online financial services. The company is headquartered in Chicago, Illinois and currently employs 1,463 full-time employees. The company went IPO on 2014-10-30. The firm operates through the domestic and international operations segment. The company offers or arranges loans or draws on lines of credit to consumers in approximately 38 states in the United States and Brazil. The firm also offers financing to small businesses in all over 50 states and the Washington District of Columbia in the United States. The firm uses its technology, analytics and customer service capabilities to evaluate, underwrite and fund loans or provide financing, allowing it to offer consumers and small businesses credit or financing. Its customers include the growing number of consumers and small businesses, which have bank accounts but use alternative financial services because of their limited access to more traditional credit from banks, credit card companies and other lenders. Its financing products include installment loans and receivables purchase agreements (RPAs) and line of credit accounts.
Contact
IPO
Employees
Officers
The intrinsic value of one ENVA stock under the Base Case scenario is 200.84 USD.
Compared to the current market price of 63.54 USD, Enova International Inc is Undervalued by 68%.