Enova International Inc
NYSE:ENVA

Watchlist Manager
Enova International Inc Logo
Enova International Inc
NYSE:ENVA
Watchlist
Price: 166.24 USD 0.69% Market Closed
Market Cap: $4.1B

Relative Value

The Relative Value of one ENVA stock under the Base Case scenario is 325.94 USD. Compared to the current market price of 166.24 USD, Enova International Inc is Undervalued by 49%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

ENVA Relative Value
Base Case
325.94 USD
Undervaluation 49%
Relative Value
Price
Worst Case
Base Case
Best Case

Multiples Across Competitors

ENVA Competitors Multiples
Enova International Inc Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
All Countries
Close
Market Cap P/S P/E EV/EBITDA EV/EBIT
US
Enova International Inc
NYSE:ENVA
4.1B USD 2.4 14.1 10.9 11.6
US
American Express Co
NYSE:AXP
242.8B USD 3.2 23.3 26.3 29.7
US
Capital One Financial Corp
NYSE:COF
136.7B USD 2.6 62.7 0 0
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
5.8T INR 7.6 31.6 26.7 27.5
US
Discover Financial Services
NYSE:DFS
50.3B USD 2.3 9.1 0 0
US
SoFi Technologies Inc
NASDAQ:SOFI
27.1B USD 8.2 42.3 0 0
US
Synchrony Financial
NYSE:SYF
25.2B USD 1.3 7.3 0 0
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.9T INR 4.1 21 23.3 24.2
IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
1.5T INR 6.4 21.3 24.5 24.8
KZ
Kaspi.kz AO
NASDAQ:KSPI
14.6B USD 0 0 0 0
IN
Tata Capital Ltd
NSE:TATACAP
1.4T INR 4.1 32.4 12.5 12.7
EV/EBITDA Multiple
EBITDA Growth EV/EBITDA to Growth
US
Enova International Inc
NYSE:ENVA
Average EV/EBITDA: 20.7
10.9
20%
0.5
US
American Express Co
NYSE:AXP
26.3
21%
1.3
US
Capital One Financial Corp
NYSE:COF
Not Available N/A N/A
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
26.7
N/A N/A
US
Discover Financial Services
NYSE:DFS
Not Available N/A N/A
US
SoFi Technologies Inc
NASDAQ:SOFI
Not Available N/A N/A
US
Synchrony Financial
NYSE:SYF
Not Available N/A N/A
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
23.3
3%
7.8
IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
24.5
15%
1.6
KZ
K
Kaspi.kz AO
NASDAQ:KSPI
Not Available N/A N/A
IN
Tata Capital Ltd
NSE:TATACAP
12.5
N/A N/A
EV/EBIT Multiple
EBIT Growth EV/EBIT to Growth
US
Enova International Inc
NYSE:ENVA
Average EV/EBIT: 21.8
11.6
19%
0.6
US
American Express Co
NYSE:AXP
29.7
25%
1.2
US
Capital One Financial Corp
NYSE:COF
Not Available N/A N/A
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
27.5
22%
1.3
US
Discover Financial Services
NYSE:DFS
Not Available N/A N/A
US
SoFi Technologies Inc
NASDAQ:SOFI
Not Available N/A N/A
US
Synchrony Financial
NYSE:SYF
Not Available N/A N/A
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
24.2
15%
1.6
IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
24.8
24%
1
KZ
K
Kaspi.kz AO
NASDAQ:KSPI
Not Available N/A N/A
IN
Tata Capital Ltd
NSE:TATACAP
12.7
-16%
N/A