ING Groep NV
NYSE:ING
Balance Sheet
Balance Sheet Decomposition
ING Groep NV
ING Groep NV
Balance Sheet
ING Groep NV
| Dec-2002 | Dec-2003 | Dec-2004 | Dec-2005 | Dec-2006 | Dec-2007 | Dec-2008 | Dec-2009 | Dec-2010 | Dec-2011 | Dec-2012 | Dec-2013 | Dec-2014 | Dec-2015 | Dec-2016 | Dec-2017 | Dec-2018 | Dec-2019 | Dec-2020 | Dec-2021 | Dec-2022 | Dec-2023 | Dec-2024 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||||||||||||||
| Net Loans |
284 448
|
292 556
|
330 458
|
439 181
|
474 437
|
552 964
|
619 791
|
578 946
|
613 204
|
602 525
|
563 385
|
531 655
|
703 279
|
700 807
|
563 660
|
574 535
|
592 196
|
611 765
|
598 176
|
627 508
|
635 506
|
642 402
|
680 233
|
721 705
|
|
| Investments |
301 007
|
338 524
|
279 065
|
326 637
|
315 879
|
296 372
|
520 650
|
432 770
|
484 318
|
512 595
|
459 106
|
324 994
|
256 546
|
250 605
|
230 434
|
220 564
|
223 162
|
203 310
|
230 807
|
219 970
|
230 384
|
244 535
|
261 899
|
265 914
|
|
| PP&E Net |
1 415
|
1 311
|
5 783
|
5 757
|
6 031
|
6 237
|
6 396
|
6 119
|
6 132
|
2 886
|
2 674
|
2 446
|
2 100
|
2 027
|
2 002
|
1 801
|
1 659
|
3 172
|
2 841
|
2 515
|
2 446
|
2 399
|
2 434
|
2 478
|
|
| PP&E Gross |
0
|
0
|
0
|
0
|
0
|
0
|
6 396
|
6 119
|
6 132
|
0
|
0
|
2 446
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Accumulated Depreciation |
0
|
0
|
0
|
0
|
0
|
0
|
5 296
|
5 675
|
5 339
|
0
|
0
|
3 637
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Intangible Assets |
0
|
0
|
0
|
0
|
3 217
|
3 495
|
3 845
|
2 950
|
2 607
|
3 558
|
2 639
|
704
|
1 655
|
582
|
581
|
653
|
921
|
1 009
|
861
|
684
|
638
|
729
|
858
|
1 510
|
|
| Goodwill |
0
|
0
|
0
|
0
|
305
|
2 245
|
3 070
|
3 071
|
2 765
|
0
|
0
|
1 137
|
0
|
985
|
903
|
816
|
918
|
907
|
533
|
472
|
464
|
469
|
476
|
0
|
|
| Long-Term Investments |
2 883
|
3 167
|
160 645
|
260 378
|
315 292
|
324 507
|
12 632
|
9 216
|
9 941
|
2 370
|
2 461
|
2 022
|
953
|
962
|
1 141
|
1 088
|
1 203
|
1 790
|
1 475
|
1 587
|
1 500
|
1 509
|
1 679
|
1 607
|
|
| Customer Acceptances Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Long-Term Assets |
0
|
0
|
0
|
0
|
0
|
0
|
15 312
|
5 024
|
681
|
69 705
|
69 430
|
159 270
|
166 677
|
3 610
|
923
|
1 360
|
2 630
|
1 439
|
1 498
|
1 740
|
2 413
|
1 834
|
1 637
|
164
|
|
| Other Assets |
118 622
|
134 996
|
94 061
|
117 527
|
101 423
|
120 251
|
137 606
|
117 845
|
120 972
|
32 686
|
25 162
|
20 808
|
12 901
|
10 628
|
13 439
|
10 655
|
8 973
|
7 422
|
6 101
|
6 208
|
9 027
|
7 329
|
7 319
|
9 162
|
|
| Total Assets |
716 370
N/A
|
778 771
+9%
|
876 391
+13%
|
1 158 639
+32%
|
1 226 307
+6%
|
1 312 510
+7%
|
1 331 663
+1%
|
1 163 643
-13%
|
1 247 005
+7%
|
1 279 887
+3%
|
1 164 554
-9%
|
1 081 317
-7%
|
1 178 657
+9%
|
1 005 233
-15%
|
845 081
-16%
|
846 216
+0%
|
887 030
+5%
|
891 744
+1%
|
937 275
+5%
|
951 290
+1%
|
967 817
+2%
|
975 583
+1%
|
1 020 545
+5%
|
1 054 405
+3%
|
|
| Liabilities | |||||||||||||||||||||||||
| Accounts Payable |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
11 698
|
10 569
|
7 876
|
0
|
5 156
|
4 394
|
6 205
|
2 333
|
2 120
|
2 033
|
2 035
|
2 046
|
2 184
|
1 778
|
0
|
|
| Accrued Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
898
|
918
|
833
|
0
|
565
|
495
|
983
|
876
|
968
|
925
|
1 021
|
998
|
1 360
|
1 683
|
0
|
|
| Short-Term Debt |
319 824
|
377 824
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Current Portion of Long-Term Debt |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
52 766
|
0
|
51 211
|
40 486
|
44 387
|
55 309
|
51 809
|
27 239
|
38 165
|
37 455
|
49 362
|
55 953
|
0
|
|
| Total Deposits |
0
|
0
|
349 241
|
465 712
|
496 680
|
525 216
|
522 783
|
469 508
|
511 362
|
539 780
|
493 634
|
501 512
|
699 671
|
698 054
|
554 906
|
576 620
|
593 142
|
609 259
|
687 740
|
702 388
|
697 402
|
673 524
|
708 384
|
739 884
|
|
| Other Interest Bearing Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
13 021
|
13 399
|
13 855
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Current Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
858
|
956
|
440
|
450
|
590
|
546
|
750
|
822
|
554
|
342
|
271
|
325
|
396
|
276
|
0
|
|
| Total Current Liabilities |
319 824
|
377 824
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
13 454
|
12 443
|
61 915
|
450
|
57 522
|
45 921
|
52 325
|
59 340
|
55 451
|
30 539
|
41 492
|
40 824
|
53 302
|
59 690
|
0
|
|
| Long-Term Debt |
98 679
|
105 367
|
202 711
|
241 844
|
234 625
|
268 350
|
290 232
|
237 466
|
241 392
|
168 403
|
168 945
|
95 556
|
144 510
|
86 489
|
79 971
|
67 667
|
78 166
|
84 814
|
71 970
|
71 554
|
75 423
|
91 871
|
105 408
|
169 331
|
|
| Deferred Income Tax |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
3 611
|
2 813
|
998
|
860
|
643
|
919
|
752
|
640
|
695
|
584
|
603
|
257
|
184
|
287
|
0
|
|
| Minority Interest |
1 959
|
1 730
|
3 481
|
1 689
|
2 949
|
2 323
|
1 594
|
915
|
729
|
777
|
1 643
|
5 913
|
8 072
|
638
|
606
|
715
|
803
|
893
|
1 022
|
736
|
504
|
944
|
995
|
1 255
|
|
| Other Liabilities |
275 508
|
270 736
|
296 889
|
412 362
|
453 572
|
479 413
|
489 720
|
416 891
|
447 618
|
490 803
|
418 124
|
354 292
|
273 750
|
114 055
|
112 965
|
97 731
|
104 007
|
86 863
|
90 783
|
80 599
|
103 498
|
104 518
|
95 467
|
94 237
|
|
| Total Liabilities |
695 970
N/A
|
755 657
+9%
|
852 322
+13%
|
1 121 607
+32%
|
1 187 826
+6%
|
1 275 302
+7%
|
1 304 329
+2%
|
1 124 780
-14%
|
1 201 101
+7%
|
1 229 849
+2%
|
1 111 001
-10%
|
1 034 041
-7%
|
1 127 313
+9%
|
957 401
-15%
|
795 288
-17%
|
795 810
+0%
|
836 098
+5%
|
837 975
+0%
|
882 638
+5%
|
897 372
+2%
|
917 908
+2%
|
924 343
+1%
|
970 231
+5%
|
1 004 707
+4%
|
|
| Equity | |||||||||||||||||||||||||
| Common Stock |
2 146
|
1 783
|
0
|
296
|
9 093
|
18 514
|
9 677
|
16 953
|
16 953
|
16 953
|
16 953
|
16 959
|
925
|
928
|
39
|
39
|
39
|
39
|
39
|
39
|
37
|
35
|
32
|
0
|
|
| Retained Earnings |
0
|
0
|
0
|
0
|
19 935
|
12 641
|
8 899
|
17 189
|
19 120
|
24 746
|
27 986
|
29 219
|
24 643
|
26 824
|
29 142
|
31 526
|
33 199
|
35 852
|
38 425
|
40 732
|
38 548
|
39 901
|
36 460
|
0
|
|
| Additional Paid In Capital |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
16 046
|
16 054
|
16 950
|
17 006
|
17 049
|
17 078
|
17 089
|
17 105
|
17 117
|
17 116
|
17 116
|
0
|
|
| Unrealized Security Profit/Loss |
0
|
0
|
0
|
0
|
9 453
|
6 053
|
1 542
|
2 466
|
4 752
|
5 550
|
10 476
|
5 557
|
11 021
|
4 888
|
4 811
|
3 913
|
2 489
|
2 018
|
1 581
|
1 502
|
1 094
|
1 084
|
1 483
|
0
|
|
| Treasury Stock |
0
|
0
|
0
|
0
|
0
|
0
|
866
|
737
|
0
|
665
|
410
|
32
|
46
|
18
|
8
|
15
|
11
|
10
|
4
|
1 612
|
1 205
|
1 994
|
765
|
0
|
|
| Other Equity |
18 254
|
21 331
|
24 069
|
36 736
|
0
|
0
|
8 082
|
2 992
|
5 079
|
3 454
|
1 452
|
4 427
|
1 245
|
844
|
1 141
|
2 063
|
1 833
|
1 208
|
2 493
|
3 848
|
5 682
|
4 902
|
4 012
|
49 698
|
|
| Total Equity |
20 400
N/A
|
23 114
+13%
|
24 069
+4%
|
37 032
+54%
|
38 481
+4%
|
37 208
-3%
|
27 334
-27%
|
38 863
+42%
|
45 904
+18%
|
50 038
+9%
|
53 553
+7%
|
47 276
-12%
|
51 344
+9%
|
47 832
-7%
|
49 793
+4%
|
50 406
+1%
|
50 932
+1%
|
53 769
+6%
|
54 637
+2%
|
53 918
-1%
|
49 909
-7%
|
51 240
+3%
|
50 314
-2%
|
49 698
-1%
|
|
| Total Liabilities & Equity |
716 370
N/A
|
778 771
+9%
|
876 391
+13%
|
1 158 639
+32%
|
1 226 307
+6%
|
1 312 510
+7%
|
1 331 663
+1%
|
1 163 643
-13%
|
1 247 005
+7%
|
1 279 887
+3%
|
1 164 554
-9%
|
1 081 317
-7%
|
1 178 657
+9%
|
1 005 233
-15%
|
845 081
-16%
|
846 216
+0%
|
887 030
+5%
|
891 744
+1%
|
937 275
+5%
|
951 290
+1%
|
967 817
+2%
|
975 583
+1%
|
1 020 545
+5%
|
1 054 405
+3%
|
|
| Shares Outstanding | |||||||||||||||||||||||||
| Common Shares Outstanding |
2 595
|
2 756
|
2 833
|
2 821
|
2 802
|
2 734
|
2 639
|
3 785
|
3 780
|
3 782
|
3 801
|
3 837
|
3 855
|
3 869
|
3 878
|
3 885
|
3 891
|
3 896
|
3 900
|
3 776
|
3 619
|
3 344
|
3 096
|
2 902
|
|
| Preferred Shares Outstanding |
87
|
87
|
87
|
87
|
63
|
6
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|