LendingClub Corp
NYSE:LC
Intrinsic Value
LendingClub Corp. operates as an online marketplace that facilitates loans to borrowers and investments. [ Read More ]
The intrinsic value of one LC stock under the Base Case scenario is 32.93 USD. Compared to the current market price of 7.61 USD, LendingClub Corp is Undervalued by 77%.
Valuation Backtest
LendingClub Corp
Run backtest to discover the historical profit from buying and selling LC stocks based on their intrinsic value.
Analyze the historical link between intrinsic value and market price to make more informed investment decisions.
Fundamental Analysis
Balance Sheet Decomposition
LendingClub Corp
Current Assets | 1.3B |
Cash & Short-Term Investments | 1.3B |
Non-Current Assets | 7.6B |
Long-Term Investments | 2.3B |
PP&E | 188.1m |
Intangibles | 87.9m |
Other Non-Current Assets | 5B |
Current Liabilities | 7.6B |
Accounts Payable | 54.6m |
Accrued Liabilities | 37.9m |
Short-Term Debt | 7.3B |
Other Current Liabilities | 130.3m |
Non-Current Liabilities | 19.4m |
Long-Term Debt | 19.4m |
Earnings Waterfall
LendingClub Corp
Revenue
|
864.6m
USD
|
Cost of Revenue
|
0
USD
|
Gross Profit
|
864.6m
USD
|
Operating Expenses
|
-810m
USD
|
Operating Income
|
54.6m
USD
|
Other Expenses
|
-15.7m
USD
|
Net Income
|
38.9m
USD
|
Free Cash Flow Analysis
LendingClub Corp
What is Free Cash Flow?
LC Profitability Score
Profitability Due Diligence
LendingClub Corp's profitability score is 50/100. The higher the profitability score, the more profitable the company is.
Score
LendingClub Corp's profitability score is 50/100. The higher the profitability score, the more profitable the company is.
LC Solvency Score
Solvency Due Diligence
LendingClub Corp's solvency score is 11/100. The higher the solvency score, the more solvent the company is.
Score
LendingClub Corp's solvency score is 11/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
LC Price Targets Summary
LendingClub Corp
According to Wall Street analysts, the average 1-year price target for LC is 10.51 USD with a low forecast of 7.07 USD and a high forecast of 13.65 USD.
Ownership
LC Insider Trading
Buy and sell transactions by insiders
Period | Sold | Bought | Net |
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3 Months |
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6 Months |
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9 Months |
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12 Months |
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Shareholder Return
LC Price
LendingClub Corp
Average Annual Return | 12.62% |
Standard Deviation of Annual Returns | 102.44% |
Max Drawdown | -89% |
Market Capitalization | 840.2m USD |
Shares Outstanding | 110 411 000 |
Percentage of Shares Shorted | 2.45% |
LC News
Last Important Events
LendingClub Corp
Significant happenings or occurrences that are of interest to investors. These could be company-specific developments or market-wide shifts.
Sentiment Analysis
LendingClub Corp
Company Profile
Country
Industry
Market Cap
Dividend Yield
Description
LendingClub Corp. operates as an online marketplace that facilitates loans to borrowers and investments. The company is headquartered in San Francisco, California and currently employs 1,384 full-time employees. The company went IPO on 2014-10-22. The firm operates through its subsidiary LendingClub Bank, National Association (the Bank). The company operates a digital marketplace bank. Its customers can gain access to a range of financial products and services designed to help them digitally manage their lending, spending and savings. The company offers a range of products and services aimed at supporting its members and further improving their financial health. The firm offers products and services to commercial customers, as well as to range of institutional investors for its unsecured personal loans and auto loans (Consumer Loans), and for its patient and education finance loans. For depositors, it offers digital experience features, such as automated teller machine (ATM) fee rebates, rewards and interest rates. Its commercial lending business includes commercial and industrial loans, commercial real estate loans, small business loans and equipment loans and leases.
Contact
IPO
Employees
Officers
The intrinsic value of one LC stock under the Base Case scenario is 32.93 USD.
Compared to the current market price of 7.61 USD, LendingClub Corp is Undervalued by 77%.