LendingClub Corp
NYSE:LC

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LendingClub Corp
NYSE:LC
Watchlist
Price: 12.69 USD 1.52% Market Closed
Market Cap: 1.4B USD
Section:
Relative Value
Relative Value
Valuation Multiples
Multiples Across Competitors
See Also

Relative Value

The Relative Value of one LC stock under the Base Case scenario is 63.65 USD. Compared to the current market price of 12.69 USD, LendingClub Corp is Undervalued by 80%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

LC Relative Value
Base Case
63.65 USD
Undervaluation 80%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

1.8
P/S
P/S
Price to Sales
1.8
vs History
33
vs Industry
64
Median 3Y
1.2
Median 5Y
1.3
Industry
3.2
Forward
1.5
More Details
28.6
P/E
P/E
Price to Earnings
28.6
vs History
14
vs Industry
19
Median 3Y
22
Median 5Y
8.4
Industry
15.5
Forward
19.1
More Details
Negative
P/OCF
P/OCF
Price to OCF
N/A
vs History
vs Industry
44
Median 3Y
-0.5
Median 5Y
2
Industry
10.3
More Details
Negative
P/FCFE
P/FCFE
Price to FCFE
N/A
vs History
vs Industry
31
Median 3Y
-0.7
Median 5Y
-1.8
Industry
12.9
More Details
1.1
P/B
P/B
Price to Book Value
1.1
vs History
41
vs Industry
49
Median 3Y
0.9
Median 5Y
1
Industry
1.3
More Details
11.5
EV/S
EV/S
Enterprise Value to Sales
11.5
vs History
15
vs Industry
17
Median 3Y
8.1
Median 5Y
6.7
Industry
4.8
Forward
9.9
More Details
11.5
EV/GP
EV/GP
Enterprise Value to Gross Profit
11.5
vs History
19
vs Industry
25
Median 3Y
8.1
Median 5Y
0
Industry
7.1
More Details
76.1
EV/EBITDA
EV/EBITDA
Enterprise Value to EBITDA
76.1
vs History
22
vs Industry
9
Median 3Y
68.8
Median 5Y
40.8
Industry
14.1
Forward
58.9
More Details
147.3
EV/EBIT
EV/EBIT
Enterprise Value to EBIT
147.3
vs History
11
vs Industry
3
Median 3Y
128.3
Median 5Y
51.6
Industry
14.4
Forward
28.4
More Details
Negative
EV/OCF
EV/OCF
Enterprise Value to OCF
N/A
vs History
vs Industry
20
Median 3Y
-3
Median 5Y
3.7
Industry
12.5
More Details
Negative
EV/FCFF
EV/FCFF
Enterprise Value to FCFF
N/A
vs History
vs Industry
18
Median 3Y
-2.9
Median 5Y
4.3
Industry
13.4
More Details
1
EV/IC
EV/IC
Enterprise Value to IC
1
vs History
38
vs Industry
36
Median 3Y
1
Median 5Y
1
Industry
1
More Details

Multiples Across Competitors

LC Competitors Multiples
LendingClub Corp Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
Market Cap P/S P/E EV/EBITDA EV/EBIT
US
LendingClub Corp
NYSE:LC
1.4B USD 1.8 28.6 76.1 147.3
US
American Express Co
NYSE:AXP
228B USD 3.1 22.5 25.5 28.9
US
Capital One Financial Corp
NYSE:COF
141.3B USD 3.6 30.9 56.6 0
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
5.7T INR 8.2 34.1 27.8 28.6
US
Discover Financial Services
NYSE:DFS
50.4B USD 2.3 9.1 216.5 0
US
Synchrony Financial
NYSE:SYF
27.1B USD 1.5 9.4 91.6 0
US
SoFi Technologies Inc
NASDAQ:SOFI
23.2B USD 8.3 49 124.6 0
KZ
Kaspi.kz AO
NASDAQ:KSPI
15.8B USD 0 0 0 0
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1.3T INR 5.1 30.5 35.7 36.9
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.3T INR 3 13.2 20.5 21.3
US
Santander Consumer USA Holdings Inc
F:77S
11.3B EUR 1.7 4.3 8.6 12.3

See Also

Summary
LC intrinsic value, competitors valuation, and company profile.
DCF Valuation
LC stock valuation using Discount Cash Flow valuation method.
Relative Valuation
LC stock valuation using valuation multiples.
Wall Street Estimates
LC price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
LC stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
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