Income Statement

Revenue

-16%

+119%

10Y

Currency: USD

	Jun-2013	Sep-2013	Dec-2013	Mar-2014	Jun-2014	Sep-2014	Dec-2014	Mar-2015	Jun-2015	Sep-2015	Dec-2015	Mar-2016	Jun-2016	Sep-2016	Dec-2016	Mar-2017	Jun-2017	Sep-2017	Dec-2017	Mar-2018	Jun-2018	Sep-2018	Dec-2018	Mar-2019	Jun-2019	Sep-2019	Dec-2019	Mar-2020	Jun-2020	Sep-2020	Dec-2020	Mar-2021	Jun-2021	Sep-2021	Dec-2021	Mar-2022	Jun-2022	Sep-2022	Dec-2022	Mar-2023	Jun-2023	Sep-2023	Dec-2023	Mar-2024	Jun-2024	Sep-2024	Dec-2024	Mar-2025	Jun-2025	Sep-2025	Dec-2025
Revenue
Net Interest Income	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	202	0	0	0	183	0	50	96	187
Interest Income	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	541
Interest Expense	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	371	0	0	0	428	0	87	176	354
Non Interest Income	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	49	0	0	0	(66)	0	1	19	47
Revenue	139 N/A	189 +36%	285 +51%	349 +22%	421 +21%	492 +17%	568 +15%	651 +15%	743 +14%	854 +15%	980 +15%	1 114 +14%	1 169 +5%	1 192 +2%	1 189 0%	1 143 -4%	1 152 +1%	1 162 +1%	1 146 -1%	1 125 -2%	1 113 -1%	1 095 -2%	1 080 -1%	1 068 -1%	1 048 -2%	1 032 -1%	1 005 -3%	887 -12%	669 -25%	480 -28%	456 -5%	320 -30%	484 +51%	659 +36%	819 +24%	1 002 +22%	1 128 +13%	1 187 +5%	1 187 +0%	1 143 -4%	1 046 -9%	942 -10%	865 -8%	800 -8%	754 -6%	755 +0%	787 +4%	824 +5%	885 +7%	950 +7%	999 +5%
Gross Profit
Cost of Revenue	(92)	(125)	(187)	(228)	(273)	(316)	(357)	(397)	(441)	(491)	(550)	(613)	(661)	(686)	(688)	(670)	(643)	(613)	(571)	(524)	(474)	(425)	(386)	(350)	(316)	(281)	(247)	0	0	0	(142)	0	0	0	0	0	0	0	0	0	0	0	(271)	(161)	(252)	(353)	(374)	(372)	(363)	0	(336)
Gross Profit	47 N/A	65 +37%	98 +52%	120 +23%	148 +23%	177 +19%	211 +20%	254 +20%	302 +19%	363 +20%	430 +19%	501 +17%	508 +1%	506 0%	501 -1%	473 -6%	509 +8%	549 +8%	575 +5%	602 +5%	639 +6%	670 +5%	695 +4%	718 +3%	731 +2%	752 +3%	759 +1%	0 N/A	0 N/A	0 N/A	315 N/A	0 N/A	0 N/A	0 N/A	0 N/A	0 N/A	0 N/A	0 N/A	0 N/A	0 N/A	0 N/A	0 N/A	865 N/A	366 -58%	554 +51%	755 +36%	787 +4%	824 +5%	885 +7%	0 N/A	999 N/A
Operating Income
Operating Expenses	(46)	(60)	(91)	(121)	(158)	(197)	(243)	(284)	(328)	(379)	(432)	(493)	(546)	(581)	(614)	(658)	(632)	(643)	(651)	(666)	(691)	(728)	(752)	(777)	(789)	(796)	(790)	(945)	(791)	(636)	(485)	(505)	(585)	(696)	(799)	(887)	(973)	(1 026)	(1 034)	(1 019)	(956)	(880)	(539)	(585)	(444)	(335)	(348)	(388)	(423)	(812)	(486)
Selling, General & Administrative	(45)	(60)	(77)	(121)	(150)	(188)	(208)	(263)	(298)	(330)	(355)	(403)	(443)	(467)	(499)	(492)	(498)	(506)	(508)	(522)	(545)	(574)	(597)	(616)	(622)	(630)	(621)	(611)	(547)	(466)	(353)	(361)	(401)	(471)	(556)	(612)	(659)	(667)	(659)	(620)	(563)	(506)	(462)	(442)	(425)	(430)	(432)	(441)	(458)	(481)	(510)
Research & Development	0	0	(14)	0	(7)	0	(35)	(17)	(22)	(37)	(77)	(82)	(98)	(108)	(115)	(122)	(128)	(137)	(142)	(143)	(145)	(154)	(155)	(161)	(167)	(167)	(168)	0	0	0	(132)	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Depreciation & Amortization	0	0	0	0	(1)	0	0	(4)	(7)	(11)	0	0	0	(7)	0	0	0	0	0	0	0	0	0	0	0	0	0	(13)	(25)	(37)	0	(36)	(35)	(33)	(44)	(43)	(42)	(43)	(44)	(45)	(46)	(47)	(47)	(48)	(49)	(51)	(59)	(60)	(63)	(66)	(63)
Other Operating Expenses	0	0	0	0	0	(8)	0	0	0	0	0	(8)	(4)	0	0	(44)	(7)	0	0	0	0	0	0	0	0	0	0	(321)	(219)	(133)	0	(108)	(149)	(192)	(200)	(233)	(272)	(316)	(332)	(353)	(347)	(327)	(30)	(95)	30	146	142	113	98	(264)	87
Operating Income	1 N/A	4 +389%	7 +66%	0 N/A	(10) N/A	(20) -93%	(32) -58%	(30) +5%	(25) +16%	(16) +37%	(2) +86%	8 N/A	(38) N/A	(75) -97%	(113) -50%	(184) -63%	(123) +33%	(95) +23%	(76) +19%	(64) +16%	(51) +20%	(58) -13%	(57) +1%	(59) -4%	(58) +3%	(45) +22%	(31) +31%	(59) -90%	(122) -108%	(156) -28%	(170) -9%	(185) -9%	(101) +45%	(37) +64%	19 N/A	115 +499%	155 +35%	161 +4%	153 -5%	125 -18%	90 -28%	62 -31%	55 -12%	53 -2%	58 +9%	68 +17%	65 -4%	64 -1%	99 +54%	138 +40%	177 +28%
Pre-Tax Income
Loan Loss Provision	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	(21)	0	(2)	(67)	(64)
Non Interest Expense	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	(452)	0	0	0	(233)	0	(60)	(117)	(242)
Non-Reccuring Items	0	0	0	0	0	0	0	0	0	0	0	0	(35)	(37)	(37)	0	(2)	0	(77)	(91)	(139)	(148)	(71)	(58)	(10)	0	0	(0)	(5)	(5)	(18)	(5)	(1)	(1)	(1)	(1)	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Pre-Tax Income	1 N/A	4 +389%	7 +66%	0 N/A	(10) N/A	(20) -93%	(32) -58%	(30) +5%	(25) +16%	(16) +37%	(2) +86%	8 N/A	(74) N/A	(113) -53%	(150) -34%	(184) -23%	(125) +32%	(95) +24%	(153) -62%	(155) -1%	(190) -23%	(206) -9%	(128) +38%	(117) +9%	(67) +43%	(45) +33%	(31) +31%	(59) -90%	(126) -115%	(160) -27%	(188) -17%	(190) -1%	(102) +46%	(37) +63%	18 N/A	114 +521%	155 +35%	161 +4%	153 -5%	125 -18%	90 -28%	62 -31%	55 -12%	53 -2%	58 +9%	68 +17%	65 -4%	64 -1%	99 +54%	138 +40%	177 +28%
Net Income
Tax Provision	(0)	0	0	0	(1)	(1)	(1)	(2)	(2)	(3)	(3)	(2)	2	3	4	4	1	0	(1)	(1)	(1)	(1)	0	0	0	0	0	(0)	(1)	(0)	0	3	3	0	0	(8)	125	134	137	138	1	(10)	(16)	(16)	(16)	(16)	(14)	(13)	(25)	(34)	(41)
Income from Continuing Operations	1	4	7	0	(11)	(21)	(33)	(32)	(27)	(19)	(5)	6	(72)	(109)	(146)	(180)	(124)	(94)	(154)	(155)	(191)	(207)	(128)	(117)	(67)	(44)	(31)	(59)	(127)	(161)	(188)	(187)	(99)	(37)	19	107	279	295	290	263	91	52	39	38	42	52	51	51	74	104	136
Income to Minority Interest	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	(0)	(0)	(0)	(0)	(0)	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income (Common)	1 N/A	4 +450%	7 +66%	0 N/A	(11) N/A	(21) -93%	(33) -57%	(32) +3%	(27) +16%	(19) +31%	(5) +73%	6 N/A	(72) N/A	(109) -52%	(146) -34%	(180) -23%	(124) +31%	(94) +24%	(154) -63%	(155) -1%	(191) -23%	(207) -9%	(128) +38%	(117) +9%	(67) +43%	(45) +33%	(31) +31%	(59) -92%	(127) -115%	(161) -27%	(188) -17%	(187) +0%	(99) +47%	(37) +62%	19 N/A	107 +473%	279 +162%	295 +6%	290 -2%	263 -9%	91 -65%	52 -42%	39 -26%	38 -4%	42 +13%	52 +22%	51 -1%	51 -1%	74 +46%	104 +40%	136 +31%
EPS (Diluted)	0.01 N/A	0.06 +500%	0.1 +67%	0 N/A	-0.15 N/A	-0.29 -93%	-0.46 -59%	-0.45 +2%	-0.38 +16%	-0.23 +39%	-0.07 +70%	0.06 N/A	-0.94 N/A	-1.39 -48%	-1.88 -35%	-2.24 -19%	-1.52 +32%	-1.13 +26%	-1.88 -66%	-1.87 +1%	-2.28 -22%	-2.43 -7%	-1.52 +37%	-1.38 +9%	-0.78 +43%	-0.51 +35%	-0.35 +31%	-0.68 -94%	-1.8 -165%	-2.18 -21%	-2.41 -11%	-2.01 +17%	-0.96 +52%	-0.35 +64%	0.18 N/A	1.01 +461%	2.65 +162%	2.77 +5%	2.79 +1%	2.45 -12%	0.85 -65%	0.49 -42%	0.36 -27%	0.34 -6%	0.39 +15%	0.46 +18%	0.45 -2%	0.44 -2%	0.64 +45%	0.89 +39%	1.16 +30%

Income Statement Balance Sheet Cash Flow Statement

LendingClub Corp
NYSE:LC

Income Statement

Earnings Waterfall
LendingClub Corp

Income Statement
LendingClub Corp

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LendingClub Corp NYSE:LC

Income Statement

Earnings Waterfall LendingClub Corp

Income Statement LendingClub Corp

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LendingClub Corp
NYSE:LC

Earnings Waterfall
LendingClub Corp

Income Statement
LendingClub Corp