Bank of Ayudhya PCL
SET:BAY

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Bank of Ayudhya PCL Logo
Bank of Ayudhya PCL
SET:BAY
Watchlist
Price: 25.25 THB -0.98% Market Closed
Market Cap: ฿185.7B
Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Cash Flow Statement

Operating Cash Flow
+
3Y
+165%
5Y
-18%
10Y
+15%
Investing Cash Flow
+
3Y
-
5Y
+61%
10Y
-
Financing Cash Flow
+
3Y
-6%
5Y
-197%
10Y
+63%

Cash Flow Statement
Bank of Ayudhya PCL

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Cash Flow Statement
Currency: THB
Dec-2001 Mar-2002 Jun-2002 Sep-2002 Dec-2002 Mar-2003 Jun-2003 Sep-2003 Dec-2003 Mar-2004 Jun-2004 Sep-2004 Dec-2004 Mar-2005 Jun-2005 Sep-2005 Dec-2005 Mar-2006 Jun-2006 Sep-2006 Dec-2006 Mar-2007 Jun-2007 Sep-2007 Dec-2007 Mar-2008 Jun-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025
Operating Cash Flow
Net Income
(2 667)
(2 246)
(1 815)
(1 178)
2 119
2 525
3 047
3 191
3 053
3 333
3 414
4 183
4 673
4 985
5 335
5 389
6 017
6 300
6 510
6 762
1 666
986
(9 662)
(8 591)
(3 860)
(3 971)
7 281
5 635
5 497
5 786
5 679
7 299
8 161
9 818
10 927
11 364
12 340
13 261
14 129
15 031
15 614
16 191
16 879
17 531
19 006
19 577
18 654
18 698
15 925
15 089
15 663
15 305
18 354
19 702
20 719
22 275
23 640
24 628
25 853
27 108
27 092
27 694
28 361
28 550
29 300
29 970
30 489
31 002
31 658
40 029
40 950
41 141
41 236
33 803
33 213
32 567
28 878
28 366
38 234
38 545
42 348
43 492
35 101
37 293
38 728
40 270
41 068
41 264
41 496
40 259
40 146
39 821
39 366
39 838
40 391
40 997
Depreciation & Amortization
748
754
767
778
793
801
808
830
830
849
868
884
903
966
1 029
1 112
1 200
1 257
1 317
1 403
1 435
1 481
1 534
1 796
1 888
1 961
1 963
1 694
1 731
1 684
1 716
1 754
1 702
1 733
1 809
1 829
2 517
3 036
3 206
3 442
2 911
2 594
2 585
2 574
2 698
2 789
2 852
2 943
2 985
3 109
3 187
3 261
3 324
3 277
3 295
3 304
3 352
3 344
3 316
3 519
3 657
3 797
3 988
3 902
3 887
3 863
3 832
3 842
3 945
4 027
4 048
4 033
4 008
4 504
4 579
4 878
5 049
4 773
4 913
4 835
4 761
4 637
4 542
4 552
4 569
4 543
4 591
4 664
4 916
5 439
5 857
6 144
6 345
6 324
6 345
6 637
Other Non-Cash Items
729
2 764
3 005
96
(64)
(836)
(1 033)
1 676
1 790
2 079
1 245
(718)
1 567
742
7
401
(251)
5 571
8 258
10 299
11 274
8 853
10 855
21 740
(9 928)
(16 399)
(28 166)
(48 671)
(27 049)
(29 482)
(27 197)
(28 363)
(27 400)
(29 983)
(31 364)
(31 324)
(33 282)
(35 397)
(36 933)
(37 301)
(38 083)
(37 307)
(37 639)
(38 012)
(37 996)
(38 898)
(41 529)
(41 886)
(45 641)
(47 255)
(45 971)
(48 165)
(46 027)
(49 446)
(51 184)
(44 324)
(47 963)
(53 028)
(55 569)
(67 352)
(61 261)
(65 394)
(67 890)
(69 972)
(81 668)
(84 755)
(94 461)
(78 338)
(77 859)
(74 426)
(63 249)
(84 637)
(85 001)
(84 615)
(86 159)
(84 418)
(82 972)
(83 402)
(81 509)
(73 235)
(77 005)
(75 134)
(78 183)
(80 119)
(76 435)
(89 322)
(91 343)
(96 867)
(103 325)
(98 739)
(103 644)
(111 521)
(111 713)
(105 824)
(107 913)
(102 207)
Cash Taxes Paid
0
32
0
0
0
29
0
0
0
0
0
143
162
291
227
141
122
125
144
157
232
252
252
247
248
312
1 078
555
246
622
627
1 324
1 591
1 770
1 806
4 833
4 126
4 707
5 157
3 699
4 950
3 683
4 715
5 430
4 962
4 999
5 162
4 676
4 720
4 786
4 886
4 941
4 889
4 798
4 791
4 950
4 978
5 019
5 048
5 218
5 259
5 400
5 227
5 416
5 436
5 565
6 220
6 545
6 927
6 919
6 231
7 320
7 093
7 077
5 916
6 373
6 373
6 528
7 789
8 272
8 038
8 161
8 097
6 505
6 799
6 856
7 313
8 548
8 668
8 444
9 891
9 421
9 451
9 269
9 447
9 046
Cash Interest Paid
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
25 213
31 368
38 018
44 503
26 456
26 896
27 200
27 593
26 421
27 236
26 263
26 491
25 494
24 915
23 752
23 343
23 118
23 707
24 069
25 044
26 076
26 905
27 946
29 186
30 054
31 142
31 538
32 878
32 564
32 974
32 903
30 445
29 844
26 737
25 226
24 013
22 995
21 921
20 974
19 688
20 011
21 854
24 093
28 901
34 428
39 933
45 227
47 434
48 367
48 449
46 688
43 141
Change in Working Capital
9 850
4 328
3 501
2 745
936
6 417
9 272
2 107
13 766
25 480
28 776
33 366
22 465
5 799
2 289
7 014
241
(7 743)
(12 301)
(15 641)
(13 393)
(19 424)
(15 301)
(71 086)
(53 770)
(56 810)
(51 792)
5 416
(1 846)
22 645
31 958
45 584
60 478
52 976
30 516
21 648
28 663
6 335
(24 477)
(50 567)
(72 495)
(26 701)
23 468
92 253
78 933
69 338
54 619
21 046
13 904
29 865
21 489
24 262
41 544
21 467
99 229
71 138
67 722
52 970
(10)
19 513
24 354
36 969
22 482
13 457
30 928
4 694
63 459
46 409
77 540
103 875
45 740
46 014
2 459
33 595
58 333
120 439
132 667
126 721
82 706
51 610
76 301
45 651
69 306
61 037
32 683
55 056
73 847
85 619
85 599
72 975
77 589
80 357
88 412
107 852
84 216
114 798
Cash from Operating Activities
8 660
N/A
5 600
-35%
5 457
-3%
2 441
-55%
3 783
+55%
8 907
+135%
12 093
+36%
7 803
-35%
19 439
+149%
31 740
+63%
34 304
+8%
37 715
+10%
29 608
-21%
12 492
-58%
8 659
-31%
13 917
+61%
7 206
-48%
5 383
-25%
3 784
-30%
2 821
-25%
983
-65%
(8 102)
N/A
(12 575)
-55%
(56 140)
-346%
(65 670)
-17%
(75 219)
-15%
(70 713)
+6%
(35 926)
+49%
(21 666)
+40%
633
N/A
12 156
+1 820%
26 274
+116%
42 941
+63%
34 546
-20%
11 889
-66%
3 518
-70%
10 238
+191%
(12 767)
N/A
(44 074)
-245%
(69 395)
-57%
(92 052)
-33%
(45 221)
+51%
5 293
N/A
74 347
+1 305%
62 641
-16%
52 806
-16%
34 597
-34%
802
-98%
(12 826)
N/A
810
N/A
(5 632)
N/A
(5 337)
+5%
17 195
N/A
(5 001)
N/A
72 060
N/A
52 393
-27%
46 750
-11%
27 914
-40%
(26 412)
N/A
(17 212)
+35%
(6 158)
+64%
3 064
N/A
(13 059)
N/A
(24 064)
-84%
(17 553)
+27%
(46 227)
-163%
3 319
N/A
2 915
-12%
35 285
+1 110%
73 506
+108%
27 489
-63%
6 552
-76%
(37 298)
N/A
(12 713)
+66%
9 966
N/A
73 465
+637%
83 622
+14%
76 458
-9%
44 345
-42%
21 756
-51%
46 405
+113%
18 646
-60%
30 766
+65%
22 764
-26%
(455)
N/A
10 546
N/A
28 162
+167%
34 680
+23%
28 687
-17%
19 933
-31%
19 948
+0%
14 801
-26%
22 410
+51%
48 189
+115%
23 039
-52%
60 225
+161%
Investing Cash Flow
Capital Expenditures
(674)
(704)
(758)
(661)
(660)
(652)
(630)
(684)
(684)
(709)
(743)
(734)
(888)
(1 006)
(1 096)
(1 518)
(2 032)
(2 132)
(2 536)
(2 410)
(2 005)
(1 995)
(1 645)
(1 498)
(1 503)
(1 487)
(1 465)
(1 686)
(2 006)
(2 279)
(2 481)
(2 325)
(3 592)
(3 180)
(2 947)
(2 978)
(1 610)
(2 016)
(2 148)
(2 449)
(2 228)
(3 301)
(3 658)
(3 914)
(4 368)
(3 421)
(3 096)
(2 628)
(2 500)
(2 390)
(2 396)
(2 456)
(2 438)
(2 721)
(4 038)
(4 722)
(4 202)
(4 375)
(3 292)
(2 904)
(4 695)
(4 274)
(4 516)
(4 854)
(5 021)
(5 149)
(4 839)
(4 388)
(4 020)
(3 665)
(3 760)
(4 062)
(3 203)
(3 763)
(3 499)
(3 664)
(4 500)
(4 277)
(4 511)
(3 770)
(3 008)
(3 303)
(3 378)
(3 938)
(3 931)
(3 842)
(3 417)
(4 496)
(4 720)
(4 809)
(7 086)
(6 809)
(6 483)
(6 688)
(5 051)
(4 414)
Other Items
(3 341)
(135)
179
(802)
1 632
(5 696)
(8 333)
(14 022)
(30 166)
(16 088)
(18 605)
(10 624)
3 022
(4 346)
(369)
(7 095)
(5 545)
(4 209)
1 972
2 682
(5 782)
(21 100)
(25 356)
10 888
16 010
18 446
(2 428)
(20 137)
(20 240)
(8 431)
8 746
(10 827)
(24 321)
(20 069)
(20 559)
(21 885)
(7 136)
(1 978)
(5 245)
(12 314)
(7 291)
(30 706)
(22 617)
1 197
(409)
17 902
13 172
1 479
3 241
2 363
6 164
13 483
18 241
46 664
47 182
42 155
28 067
14 192
4 438
(7 527)
(26 661)
(49 461)
(28 395)
22 958
48 843
62 110
17 315
(28 248)
(51 101)
(40 841)
(25 315)
14 631
26 802
(7 004)
(4 333)
(60 017)
(47 446)
(42 860)
(13 912)
18 181
(8 792)
9 672
17 586
11 202
33 877
23 865
(7 641)
(15 580)
(8 184)
(9 582)
(2 843)
4 584
(4 219)
(15 759)
799
(20 505)
Cash from Investing Activities
(4 015)
N/A
(839)
+79%
(580)
+31%
(1 462)
-152%
972
N/A
(6 348)
N/A
(8 963)
-41%
(14 707)
-64%
(30 850)
-110%
(16 797)
+46%
(19 348)
-15%
(11 358)
+41%
2 134
N/A
(5 352)
N/A
(1 465)
+73%
(8 612)
-488%
(7 577)
+12%
(6 341)
+16%
(564)
+91%
271
N/A
(7 788)
N/A
(23 095)
-197%
(27 002)
-17%
9 389
N/A
14 506
+54%
16 956
+17%
(3 894)
N/A
(21 823)
-460%
(22 246)
-2%
(10 709)
+52%
6 264
N/A
(13 153)
N/A
(27 913)
-112%
(23 250)
+17%
(23 505)
-1%
(24 863)
-6%
(8 746)
+65%
(3 993)
+54%
(7 393)
-85%
(14 763)
-100%
(9 519)
+36%
(34 007)
-257%
(26 275)
+23%
(2 717)
+90%
(4 777)
-76%
14 481
N/A
10 076
-30%
(1 149)
N/A
741
N/A
(27)
N/A
3 768
N/A
11 027
+193%
15 803
+43%
43 942
+178%
43 144
-2%
37 433
-13%
23 864
-36%
9 817
-59%
1 145
-88%
(10 432)
N/A
(31 356)
-201%
(53 735)
-71%
(32 911)
+39%
18 104
N/A
43 823
+142%
56 962
+30%
12 477
-78%
(32 636)
N/A
(55 121)
-69%
(44 506)
+19%
(29 074)
+35%
10 570
N/A
23 599
+123%
(10 767)
N/A
(7 832)
+27%
(63 681)
-713%
(51 946)
+18%
(47 137)
+9%
(18 424)
+61%
14 411
N/A
(11 801)
N/A
6 368
N/A
14 207
+123%
7 262
-49%
29 947
+312%
20 022
-33%
(11 058)
N/A
(20 076)
-82%
(12 904)
+36%
(14 391)
-12%
(9 929)
+31%
(2 225)
+78%
(10 703)
-381%
(22 447)
-110%
(4 252)
+81%
(24 919)
-486%
Financing Cash Flow
Net Issuance of Common Stock
0
0
0
0
0
0
0
10 000
10 000
10 000
10 004
5
9
239
237
236
237
16
17
19
840
22 442
2 768
4 702
35 480
13 869
33 702
35 343
3 739
0
3 577
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Net Issuance of Debt
(3 667)
(3 714)
(4 258)
(147)
(183)
(114)
80
(57)
4 080
(21 916)
(21 916)
(21 916)
(26 009)
0
(13)
(13)
0
0
(4 107)
(3 107)
3 599
3 599
8 039
5 336
16 126
46 566
65 725
54 273
42 262
10 442
(18 136)
(9 537)
(13 550)
(10 468)
13 277
23 706
2 587
19 445
55 926
90 756
108 754
87 260
28 426
(64 944)
(53 647)
(61 681)
(38 102)
6 864
19 956
2 620
7 004
(477)
(22 830)
(27 956)
(105 010)
(78 177)
(63 402)
(28 785)
31 303
36 135
47 479
59 826
56 039
14 392
(17 473)
(2 620)
(8 219)
36 849
24 936
(21 669)
10 455
(8 814)
19 837
28 582
2 960
(7 273)
(30 364)
(26 709)
(23 486)
(33 690)
(28 957)
(20 438)
(38 498)
(23 369)
(21 664)
(20 865)
(7 078)
(1 721)
878
9 308
276
(7 872)
(5 694)
(23 350)
(14 386)
(25 151)
Cash Paid for Dividends
0
0
0
0
0
0
0
0
0
0
0
0
0
0
(9)
(1 157)
(1 148)
0
(2 301)
(1 153)
(1 162)
0
(964)
(961)
(961)
0
3
(904)
(909)
0
(1 815)
(1 819)
(1 821)
0
(2 008)
(2 435)
(2 429)
0
(3 462)
(4 253)
(4 252)
(4 252)
(4 252)
(4 556)
(4 556)
0
(4 860)
(4 859)
(4 859)
0
(4 859)
(4 859)
(4 859)
0
(5 371)
(6 171)
(6 171)
0
(6 253)
(5 967)
(5 967)
0
(6 335)
(6 334)
(6 334)
(6 334)
(6 367)
(6 367)
(6 367)
(6 367)
(6 387)
(6 388)
(6 388)
0
(6 253)
(3 310)
(3 310)
0
(2 575)
(5 517)
(5 517)
0
(6 252)
(6 311)
(6 311)
0
(6 368)
(6 309)
(6 309)
(6 315)
(6 312)
(6 312)
(6 312)
(6 306)
(6 306)
(6 306)
Other
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
825
5 557
7 497
29 104
36 336
177
(1 601)
(22 892)
(31 427)
0
(162)
(478)
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
72
72
72
72
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Cash from Financing Activities
(3 667)
N/A
(3 714)
-1%
(4 258)
-15%
(147)
+97%
(183)
-24%
(114)
+38%
80
N/A
9 943
+12 329%
14 080
+42%
(11 916)
N/A
(11 912)
+0%
(21 911)
-84%
(26 000)
-19%
226
N/A
215
-5%
(935)
N/A
(911)
+3%
(1 132)
-24%
(6 392)
-465%
(3 415)
+47%
8 834
N/A
32 375
+266%
38 948
+20%
45 413
+17%
50 823
+12%
57 875
+14%
76 540
+32%
57 286
-25%
45 092
-21%
13 110
-71%
(16 853)
N/A
(11 355)
+33%
(15 371)
-35%
(12 289)
+20%
11 268
N/A
21 270
+89%
158
-99%
17 016
+10 670%
52 465
+208%
86 503
+65%
104 502
+21%
83 008
-21%
24 174
-71%
(69 499)
N/A
(58 203)
+16%
(66 237)
-14%
(42 962)
+35%
2 004
N/A
15 097
+653%
(2 239)
N/A
2 146
N/A
(5 336)
N/A
(27 690)
-419%
(32 745)
-18%
(110 312)
-237%
(84 278)
+24%
(69 501)
+18%
(34 955)
+50%
25 050
N/A
30 170
+20%
41 512
+38%
53 859
+30%
49 705
-8%
8 057
-84%
(23 807)
N/A
(8 954)
+62%
(14 585)
-63%
30 482
N/A
18 569
-39%
(28 036)
N/A
4 067
N/A
(15 202)
N/A
13 450
N/A
22 195
+65%
(3 292)
N/A
(10 582)
-221%
(33 674)
-218%
(30 019)
+11%
(26 060)
+13%
(39 207)
-50%
(34 474)
+12%
(25 955)
+25%
(44 751)
-72%
(29 680)
+34%
(27 975)
+6%
(27 176)
+3%
(13 446)
+51%
(8 030)
+40%
(5 431)
+32%
2 992
N/A
(6 035)
N/A
(14 183)
-135%
(12 005)
+15%
(29 655)
-147%
(20 693)
+30%
(31 457)
-52%
Change in Cash
Effect of Foreign Exchange Rates
0
(4)
(2)
8
21
27
28
3
16
9
31
59
32
26
34
10
7
(17)
(38)
(46)
(53)
(40)
(58)
(27)
(18)
(26)
49
5
40
82
17
53
14
(44)
(64)
(76)
(71)
5
51
73
96
59
44
15
(11)
(86)
2
46
165
235
132
82
(39)
(71)
(13)
171
157
190
142
(45)
110
(109)
(54)
(110)
(339)
(344)
(43)
(177)
(63)
32
(600)
(439)
(552)
767
135
437
40
(720)
443
820
974
447
740
1 132
15
(90)
427
(208)
(845)
988
(330)
(3 105)
(429)
(2 023)
(2 710)
(1 286)
Net Change in Cash
978
N/A
1 043
+7%
617
-41%
840
+36%
4 593
+447%
2 472
-46%
3 238
+31%
3 042
-6%
2 685
-12%
3 036
+13%
3 075
+1%
4 505
+47%
5 774
+28%
7 392
+28%
7 443
+1%
4 380
-41%
(1 275)
N/A
(2 107)
-65%
(3 210)
-52%
(369)
+89%
1 976
N/A
1 138
-42%
(687)
N/A
(1 365)
-99%
(359)
+74%
(414)
-15%
1 982
N/A
(458)
N/A
1 220
N/A
3 116
+155%
1 584
-49%
1 819
+15%
(329)
N/A
(1 037)
-215%
(412)
+60%
(151)
+63%
1 579
N/A
261
-83%
1 049
+302%
2 418
+131%
3 027
+25%
3 839
+27%
3 236
-16%
2 146
-34%
(350)
N/A
964
N/A
1 713
+78%
1 703
-1%
3 177
+87%
(1 221)
N/A
414
N/A
436
+5%
5 269
+1 108%
6 125
+16%
4 879
-20%
5 719
+17%
1 270
-78%
2 966
+134%
(75)
N/A
2 481
N/A
4 108
+66%
3 079
-25%
3 681
+20%
1 987
-46%
2 124
+7%
1 437
-32%
1 168
-19%
584
-50%
(1 330)
N/A
996
N/A
1 882
+89%
1 481
-21%
(801)
N/A
(518)
+35%
(1 023)
-97%
(361)
+65%
(1 958)
-442%
(1 418)
+28%
304
N/A
(2 220)
N/A
1 104
N/A
(493)
N/A
962
N/A
1 478
+54%
1 531
+4%
3 302
+116%
4 086
+24%
6 366
+56%
9 507
+49%
9 522
+0%
3 653
-62%
(4 712)
N/A
(727)
+85%
(5 937)
-716%
(4 615)
+22%
2 562
N/A

See Also

Summary
BAY intrinsic value, competitors valuation, and company profile.
DCF Valuation
BAY stock valuation using Discount Cash Flow valuation method.
Relative Valuation
BAY stock valuation using valuation multiples.
Wall Street Estimates
BAY price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
BAY stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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