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Price: 26.25 THB

Market Cap: 193.1B THB

Income Statement

Net Interest Income

Non Interest Income

Currency: THB

		Dec-2001	Mar-2002	Jun-2002	Sep-2002	Dec-2002	Mar-2003	Jun-2003	Sep-2003	Dec-2003	Mar-2004	Jun-2004	Sep-2004	Dec-2004	Mar-2005	Jun-2005	Sep-2005	Dec-2005	Mar-2006	Jun-2006	Sep-2006	Dec-2006	Mar-2007	Jun-2007	Sep-2007	Dec-2007	Mar-2008	Jun-2008	Sep-2008	Dec-2008	Mar-2009	Jun-2009	Sep-2009	Dec-2009	Mar-2010	Jun-2010	Sep-2010	Dec-2010	Mar-2011	Jun-2011	Sep-2011	Dec-2011	Mar-2012	Jun-2012	Sep-2012	Dec-2012	Mar-2013	Jun-2013	Sep-2013	Dec-2013	Mar-2014	Jun-2014	Sep-2014	Dec-2014	Mar-2015	Jun-2015	Sep-2015	Dec-2015	Mar-2016	Jun-2016	Sep-2016	Dec-2016	Mar-2017	Jun-2017	Sep-2017	Dec-2017	Mar-2018	Jun-2018	Sep-2018	Dec-2018	Mar-2019	Jun-2019	Sep-2019	Dec-2019	Mar-2020	Jun-2020	Sep-2020	Dec-2020	Mar-2021	Jun-2021	Sep-2021	Dec-2021	Mar-2022	Jun-2022	Sep-2022	Dec-2022	Mar-2023	Jun-2023	Sep-2023	Dec-2023	Mar-2024	Jun-2024	Sep-2024	Dec-2024	Mar-2025	Jun-2025	Sep-2025
Revenue
Net Interest Income		5 123	5 512	6 093	6 418	6 923	7 328	7 596	8 097	8 577	9 668	11 161	12 356	13 469	14 083	14 570	15 518	16 674	17 821	18 755	19 262	19 048	18 898	18 821	19 091	19 622	20 671	22 790	24 804	26 568	26 903	26 764	26 933	28 417	30 843	32 515	33 830	34 628	35 343	36 296	37 449	37 464	37 653	38 311	38 798	39 953	41 174	42 115	43 141	44 939	45 834	46 717	47 678	47 943	50 304	52 222	54 076	56 350	57 486	58 947	60 464	61 977	63 467	65 150	66 918	68 535	70 073	71 623	73 360	75 328	76 718	76 992	77 030	76 423	79 344	81 000	81 508	81 304	78 159	77 104	76 967	77 980	78 663	79 843	81 736	83 778	85 096	87 852	92 401	99 390	105 494	110 494	111 816	107 894	105 833	103 460	104 130
Interest Income		19 203	19 078	19 209	19 344	19 473	19 647	19 721	19 611	19 295	19 459	19 670	19 869	20 271	20 492	21 206	22 546	24 622	27 228	30 199	33 348	35 726	37 220	37 459	36 428	35 064	34 526	36 184	38 701	41 163	41 946	40 810	39 409	39 457	41 237	43 248	45 711	47 275	48 704	50 950	53 851	56 427	58 912	61 266	62 899	64 640	66 195	67 574	69 140	71 381	72 739	73 645	74 504	74 609	77 110	79 159	80 306	81 947	82 046	82 731	84 122	85 925	87 817	90 155	92 654	94 998	97 761	100 702	103 879	107 132	109 095	110 175	110 799	110 455	112 784	112 610	110 869	108 062	103 196	100 941	99 738	99 804	99 602	100 092	101 995	105 428	109 794	116 793	126 603	139 251	150 115	158 615	160 936	156 538	152 461	147 364	145 786
Interest Expense		14 080	13 565	13 115	12 927	12 550	12 320	12 126	11 514	10 718	9 790	8 509	7 513	6 802	6 409	6 635	7 026	7 949	9 405	11 444	14 087	16 678	18 323	18 637	17 336	15 442	13 855	13 394	13 898	14 595	15 043	14 047	12 476	11 040	10 395	10 734	11 882	12 647	13 361	14 654	16 402	18 963	21 259	22 955	24 101	24 687	25 021	25 460	26 000	26 442	26 905	26 927	26 825	26 665	26 807	26 937	26 230	25 596	24 558	23 783	23 657	23 948	24 349	25 003	25 734	26 463	27 687	29 079	30 518	31 803	32 378	33 184	33 771	34 032	33 441	31 611	29 361	26 758	25 036	23 837	22 771	21 824	20 941	20 249	20 260	21 650	24 698	28 941	34 202	39 861	44 620	48 121	49 120	48 644	46 628	43 904	41 656
Non Interest Income		2 750	3 101	3 639	4 061	4 400	4 740	5 143	5 584	7 615	7 490	7 033	6 965	5 541	6 177	6 684	7 142	8 263	8 634	9 118	9 822	9 154	9 064	8 320	7 847	7 547	7 530	8 699	8 068	7 968	8 282	9 377	11 678	13 724	15 970	15 504	16 163	17 891	17 806	19 375	19 596	18 676	18 935	19 737	20 294	21 774	22 863	23 356	23 524	23 693	23 174	22 835	23 515	24 194	25 601	26 955	28 233	29 670	29 764	30 486	30 693	30 769	31 405	31 643	32 400	33 496	34 948	35 765	35 931	36 034	44 470	45 442	46 322	46 660	37 927	35 401	33 987	33 227	32 801	45 010	45 325	45 614	56 261	45 004	45 019	33 318	33 943	34 918	35 918	40 716	42 952	45 215	47 066	46 264	46 716	47 152	51 055
Revenue		7 873 N/A	8 613 +9%	9 732 +13%	10 479 +8%	11 323 +8%	12 068 +7%	12 739 +6%	13 681 +7%	16 192 +18%	17 158 +6%	18 194 +6%	19 321 +6%	19 010 -2%	20 260 +7%	21 254 +5%	22 660 +7%	24 937 +10%	26 455 +6%	27 873 +5%	29 084 +4%	28 202 -3%	27 962 -1%	27 141 -3%	26 938 -1%	27 169 +1%	28 201 +4%	31 489 +12%	32 872 +4%	34 536 +5%	35 185 +2%	36 141 +3%	38 611 +7%	42 141 +9%	46 813 +11%	48 019 +3%	49 993 +4%	52 519 +5%	53 149 +1%	55 671 +5%	57 045 +2%	56 140 -2%	56 588 +1%	58 048 +3%	59 092 +2%	61 727 +4%	64 037 +4%	65 471 +2%	66 665 +2%	68 632 +3%	69 008 +1%	69 552 +1%	71 193 +2%	72 137 +1%	75 905 +5%	79 177 +4%	82 309 +4%	86 020 +5%	87 250 +1%	89 433 +3%	91 157 +2%	92 746 +2%	94 872 +2%	96 793 +2%	99 318 +3%	102 031 +3%	105 021 +3%	107 388 +2%	109 291 +2%	111 362 +2%	121 188 +9%	122 434 +1%	123 352 +1%	123 083 0%	117 271 -5%	116 401 -1%	115 495 -1%	114 531 -1%	110 960 -3%	122 114 +10%	122 292 +0%	123 594 +1%	134 923 +9%	124 847 -7%	126 755 +2%	117 096 -8%	119 040 +2%	122 769 +3%	128 319 +5%	140 106 +9%	148 447 +6%	155 709 +5%	158 882 +2%	154 157 -3%	152 549 -1%	150 612 -1%	155 185 +3%
Pre-Tax Income
Loan Loss Provision		(1 319)	(1 764)	(2 720)	(2 868)	(750)	(1 159)	(1 293)	(1 424)	(3 175)	(3 474)	(4 117)	(4 593)	(3 437)	(4 038)	(4 063)	(4 664)	(6 060)	(6 358)	(6 551)	(6 639)	(11 361)	(10 619)	(20 236)	(18 909)	(12 365)	(13 402)	(4 433)	(6 405)	(7 790)	(7 866)	(8 506)	(8 975)	(10 216)	(11 420)	(10 677)	(10 686)	(10 565)	(9 598)	(10 356)	(9 831)	(9 998)	(9 707)	(9 411)	(9 348)	(8 207)	(8 540)	(10 783)	(11 151)	(15 080)	(16 194)	(15 264)	(17 092)	(15 052)	(16 216)	(17 147)	(17 071)	(17 144)	(17 095)	(16 964)	(16 363)	(16 604)	(16 126)	(15 930)	(17 297)	(17 809)	(19 040)	(19 819)	(19 728)	(20 186)	(19 694)	(19 938)	(20 531)	(21 719)	(24 820)	(25 849)	(27 386)	(29 891)	(27 609)	(27 835)	(27 447)	(25 018)	(24 630)	(23 077)	(21 140)	(19 936)	(18 763)	(19 938)	(22 255)	(28 102)	(34 145)	(37 774)	(39 881)	(36 928)	(34 324)	(32 708)	(32 504)
Non Interest Expense		(9 195)	(9 065)	(8 794)	(8 753)	(8 419)	(8 357)	(8 366)	(9 024)	(9 868)	(10 216)	(10 522)	(10 408)	(10 769)	(11 158)	(11 773)	(12 478)	(12 752)	(13 635)	(14 816)	(15 249)	(15 267)	(15 865)	(16 550)	(17 115)	(18 664)	(19 405)	(19 796)	(20 839)	(21 248)	(21 533)	(21 956)	(22 322)	(23 764)	(25 577)	(26 417)	(27 959)	(29 614)	(30 288)	(31 184)	(32 182)	(30 527)	(30 690)	(31 757)	(32 213)	(34 514)	(35 921)	(36 036)	(36 817)	(37 628)	(37 725)	(38 625)	(38 796)	(38 731)	(39 986)	(41 311)	(42 963)	(45 236)	(45 528)	(46 616)	(47 685)	(49 050)	(51 051)	(52 502)	(53 472)	(54 922)	(56 014)	(57 082)	(58 564)	(59 518)	(61 465)	(61 546)	(61 678)	(60 128)	(58 646)	(57 338)	(55 542)	(55 762)	(54 985)	(56 045)	(56 300)	(56 228)	(66 803)	(66 670)	(68 321)	(58 432)	(60 006)	(61 763)	(64 801)	(70 507)	(74 043)	(77 789)	(79 180)	(77 863)	(78 387)	(77 512)	(81 684)
Pre-Tax Income		(2 641) N/A	(2 215) +16%	(1 780) +20%	(1 141) +36%	2 154 N/A	2 553 +19%	3 080 +21%	3 233 +5%	3 149 -3%	3 468 +10%	3 557 +3%	4 323 +22%	4 804 +11%	5 067 +5%	5 420 +7%	5 520 +2%	6 125 +11%	6 463 +6%	6 507 +1%	7 196 +11%	1 574 -78%	1 479 -6%	(9 644) N/A	(9 085) +6%	(3 860) +58%	(4 606) -19%	7 260 N/A	5 628 -22%	5 497 -2%	5 787 +5%	5 680 -2%	7 316 +29%	8 161 +12%	9 818 +20%	10 927 +11%	11 348 +4%	12 340 +9%	13 261 +7%	14 130 +7%	15 031 +6%	15 614 +4%	16 191 +4%	16 879 +4%	17 532 +4%	19 006 +8%	19 577 +3%	18 653 -5%	18 697 +0%	15 925 -15%	15 089 -5%	15 663 +4%	15 305 -2%	18 354 +20%	19 702 +7%	20 719 +5%	22 275 +8%	23 640 +6%	24 628 +4%	25 852 +5%	27 107 +5%	27 092 0%	27 693 +2%	28 361 +2%	28 550 +1%	29 300 +3%	29 970 +2%	30 489 +2%	31 002 +2%	31 658 +2%	40 030 +26%	40 951 +2%	41 143 +0%	41 236 +0%	33 804 -18%	33 214 -2%	32 567 -2%	28 878 -11%	28 366 -2%	38 234 +35%	38 546 +1%	42 348 +10%	43 493 +3%	35 102 -19%	37 293 +6%	38 728 +4%	40 270 +4%	41 068 +2%	41 264 +0%	41 496 +1%	40 259 -3%	40 146 0%	39 821 -1%	39 366 -1%	39 838 +1%	40 391 +1%	40 997 +1%
Net Income
Tax Provision		(4)	(3)	(2)	(3)	(3)	(4)	(4)	(3)	(39)	(62)	(73)	(78)	(60)	(39)	(43)	(54)	(52)	(73)	(73)	(586)	(67)	(682)	(65)	431	(124)	526	(371)	(613)	(1 199)	(1 484)	(1 653)	(1 948)	(1 504)	(2 120)	(2 818)	(3 257)	(3 524)	(3 700)	(3 724)	(3 956)	(6 310)	(6 266)	(6 221)	(6 126)	(4 337)	(4 283)	(4 001)	(3 979)	(3 942)	(3 869)	(4 015)	(3 927)	(4 031)	(4 304)	(4 414)	(4 608)	(4 788)	(4 941)	(5 233)	(5 497)	(5 409)	(5 495)	(5 547)	(5 533)	(5 739)	(5 850)	(5 942)	(6 245)	(6 467)	(8 312)	(8 499)	(8 339)	(8 105)	(6 397)	(6 334)	(6 159)	(5 538)	(5 532)	(7 369)	(7 466)	(8 293)	(8 560)	(6 908)	(7 399)	(7 839)	(8 125)	(8 316)	(8 479)	(8 364)	(8 167)	(8 106)	(8 077)	(8 962)	(9 268)	(9 672)	(8 690)
Income from Continuing Operations		(2 646)	(2 218)	(1 783)	(1 144)	2 151	2 550	3 077	3 231	3 110	3 406	3 483	4 243	4 744	5 025	5 375	5 465	6 073	6 390	6 434	6 610	1 507	797	(9 708)	(8 653)	(3 983)	(4 079)	6 888	5 014	4 298	4 302	4 028	5 369	6 657	7 698	8 108	8 089	8 816	9 561	10 406	11 077	9 304	9 926	10 659	11 406	14 669	15 294	14 652	14 718	11 983	11 219	11 647	11 378	14 323	15 399	16 306	17 667	18 852	19 687	20 620	21 611	21 684	22 200	22 815	23 018	23 561	24 120	24 547	24 757	25 191	31 717	32 451	32 802	33 132	27 406	26 879	26 408	23 340	22 834	30 865	31 080	34 054	34 933	28 193	29 894	30 890	32 145	32 753	32 785	33 132	32 091	32 040	31 744	30 404	30 570	30 719	32 307
Income to Minority Interest		(22)	(28)	(33)	(35)	(32)	(25)	(31)	(39)	(58)	(73)	(68)	(61)	(71)	(41)	(23)	(57)	(38)	(71)	(27)	47	54	85	34	(6)	(9)	(12)	(10)	2	1	4	(1)	(7)	2	(6)	(8)	(12)	(23)	(30)	(34)	(29)	(39)	(39)	(45)	(57)	(43)	(58)	(80)	(101)	(119)	(129)	(132)	(143)	(154)	(171)	(189)	(205)	(218)	(229)	(242)	(256)	(280)	(301)	(314)	(332)	(351)	(341)	(366)	(376)	(379)	(383)	(380)	(381)	(383)	(362)	(337)	(316)	(300)	(322)	(318)	(285)	(260)	(225)	(194)	(188)	(177)	(174)	(190)	(196)	(203)	(295)	(461)	(588)	(704)	(879)	(942)	(1 419)
Equity Earnings Affiliates		0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	(18)	0	0	1	105	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income (Common)		(2 667) N/A	(2 247) +16%	(1 816) +19%	(1 178) +35%	2 119 N/A	2 525 +19%	3 046 +21%	3 190 +5%	3 053 -4%	3 331 +9%	3 414 +2%	4 183 +23%	4 673 +12%	4 986 +7%	5 335 +7%	5 389 +1%	6 017 +12%	6 300 +5%	6 511 +3%	6 762 +4%	1 666 -75%	988 -41%	(9 673) N/A	(8 659) +10%	(3 992) +54%	(4 092) -3%	6 877 N/A	5 016 -27%	4 299 -14%	4 306 +0%	4 027 -6%	5 362 +33%	6 659 +24%	7 692 +16%	8 100 +5%	8 077 0%	8 793 +9%	9 531 +8%	10 372 +9%	11 048 +7%	9 264 -16%	9 887 +7%	10 614 +7%	11 349 +7%	14 625 +29%	15 237 +4%	14 573 -4%	14 618 +0%	11 864 -19%	11 090 -7%	11 515 +4%	11 235 -2%	14 170 +26%	15 229 +7%	16 118 +6%	17 463 +8%	18 634 +7%	19 458 +4%	20 378 +5%	21 355 +5%	21 404 +0%	21 899 +2%	22 501 +3%	22 686 +1%	23 209 +2%	23 779 +2%	24 181 +2%	24 382 +1%	24 813 +2%	31 335 +26%	32 072 +2%	32 421 +1%	32 749 +1%	27 044 -17%	26 542 -2%	26 093 -2%	23 040 -12%	22 513 -2%	30 548 +36%	30 795 +1%	33 794 +10%	34 708 +3%	27 999 -19%	29 707 +6%	30 713 +3%	31 971 +4%	32 563 +2%	32 589 +0%	32 930 +1%	31 796 -3%	31 579 -1%	31 156 -1%	29 700 -5%	29 691 0%	29 777 +0%	30 888 +4%
EPS (Diluted)		-1.44 N/A	-1.21 +16%	-0.97 +20%	-0.63 +35%	1.15 N/A	1.37 +19%	1.65 +20%	1.44 -13%	1.39 -3%	0.81 -42%	0.83 +2%	1.02 +23%	1.14 +12%	1.22 +7%	1.3 +7%	1.32 +2%	1.47 +11%	1.54 +5%	1.61 +5%	1.67 +4%	0.47 -72%	0.18 -62%	-2.42 N/A	-1.46 +40%	-0.76 +48%	-0.67 +12%	1.13 N/A	0.84 -26%	0.73 -13%	0.71 -3%	0.66 -7%	0.88 +33%	1.1 +25%	1.26 +15%	1.33 +6%	1.32 -1%	1.45 +10%	1.56 +8%	1.7 +9%	1.81 +6%	1.53 -15%	1.62 +6%	1.74 +7%	1.87 +7%	2.41 +29%	2.52 +5%	2.41 -4%	2.41 N/A	1.95 -19%	1.82 -7%	1.89 +4%	1.85 -2%	2.33 +26%	2.07 -11%	2.19 +6%	2.37 +8%	2.54 +7%	2.64 +4%	2.77 +5%	2.9 +5%	2.91 +0%	2.98 +2%	3.06 +3%	3.09 +1%	3.16 +2%	3.23 +2%	3.28 +2%	3.3 +1%	3.37 +2%	4.25 +26%	4.35 +2%	4.4 +1%	4.45 +1%	3.68 -17%	3.61 -2%	3.55 -2%	3.13 -12%	3.05 -3%	4.15 +36%	4.18 +1%	4.59 +10%	4.72 +3%	3.8 -19%	4.04 +6%	4.18 +3%	4.35 +4%	4.43 +2%	4.43 N/A	4.48 +1%	4.32 -4%	4.29 -1%	4.24 -1%	4.04 -5%	4.04 N/A	4.05 +0%	4.2 +4%

Income Statement Balance Sheet Cash Flow Statement

Income Statement Balance Sheet Cash Flow Statement

See Also

Relative Valuation

Wall Street Estimates

Profitability Analysis

Solvency Analysis

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