debt collection
This business collects overdue consumer and corporate debts for banks, finance companies, and other lenders. JMT contacts borrowers, negotiates repayment plans, and follows up on unpaid accounts.
Customers
Banks, consumer finance companies, and other lenders that want help recovering overdue accounts.
Revenue Model
It earns service fees for collecting debts for clients, and it may also earn money from debts it has bought and then collects for itself.
debt purchase
This business buys bundles of non-performing loans and then tries to recover the amounts owed over time. JMT takes over the right to collect those debts after purchase.
Customers
Sellers are banks, finance companies, and other creditors that want to remove bad loans from their books.
Revenue Model
It pays to acquire debt portfolios and then keeps the cash it later collects from borrowers.
outsourcing services
This business provides call center and back-office support for companies that need help handling customer contacts, billing follow-up, and related administration.
Customers
Financial companies and other businesses that outsource customer service and collections support.
Revenue Model
It charges service fees based on the work performed and the support contracts it signs.