Consumer finance
The company provides loans to individual borrowers, mainly through motorcycle hire purchase and other secured retail lending. It works with dealers and branch channels to finance customers who need vehicles or short-term...
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Srisawad Capital 1969 PCL is a Thai consumer finance company in the Srisawad group. It mainly helps people and small businesses buy vehicles and other high-value items by lending money through hire purchase and related loan products. In simple terms, it sits between dealers and end customers, funding purchases that many buyers cannot pay for upfront.
The company makes money by charging interest and fees on those loans. Its main customers are retail borrowers, especially motorcycle and vehicle buyers, plus the dealers and agents that help originate those loans. Because repayment is spread over time, the business depends on credit screening, collateral, and collection rather than on selling physical goods.
What makes SCAP different is its role as a specialist lender for everyday borrowers rather than a bank with a broad product set. It uses a dealer-based distribution model and focuses on secured or asset-backed lending, which gives it a clear niche in Thailand’s mass-market finance industry.
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