Hong Leong Finance Ltd
SGX:S41
Income Statement
Income Statement
Hong Leong Finance Ltd
Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Jun-2020 | Dec-2020 | Jun-2021 | Dec-2021 | Jun-2022 | Dec-2022 | Jun-2023 | Dec-2023 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||||||||
Net Interest Income |
164
|
161
|
158
|
156
|
154
|
151
|
151
|
150
|
148
|
148
|
148
|
149
|
149
|
151
|
155
|
158
|
162
|
161
|
154
|
145
|
137
|
135
|
144
|
159
|
175
|
189
|
200
|
207
|
212
|
214
|
211
|
207
|
202
|
182
|
147
|
154
|
178
|
185
|
242
|
247
|
202
|
|
Interest Income |
225
|
224
|
226
|
231
|
238
|
244
|
249
|
250
|
249
|
248
|
248
|
251
|
255
|
261
|
272
|
282
|
296
|
310
|
315
|
314
|
307
|
298
|
293
|
296
|
302
|
310
|
324
|
336
|
350
|
365
|
375
|
388
|
396
|
381
|
311
|
256
|
240
|
244
|
337
|
484
|
569
|
|
Interest Expense |
61
|
63
|
68
|
75
|
84
|
93
|
98
|
100
|
101
|
100
|
100
|
102
|
106
|
110
|
117
|
124
|
134
|
148
|
161
|
169
|
171
|
162
|
149
|
136
|
126
|
121
|
124
|
129
|
138
|
151
|
165
|
181
|
195
|
200
|
164
|
102
|
62
|
59
|
95
|
236
|
367
|
|
Non Interest Income |
9
|
10
|
12
|
14
|
14
|
14
|
14
|
16
|
17
|
16
|
15
|
13
|
13
|
14
|
14
|
13
|
13
|
12
|
11
|
12
|
13
|
14
|
15
|
16
|
14
|
15
|
14
|
14
|
16
|
14
|
15
|
15
|
14
|
12
|
12
|
12
|
12
|
15
|
17
|
13
|
10
|
|
Revenue |
173
N/A
|
172
-1%
|
170
-1%
|
170
0%
|
168
-1%
|
165
-1%
|
166
+0%
|
166
+0%
|
165
0%
|
164
-1%
|
163
-1%
|
161
-1%
|
162
+0%
|
165
+2%
|
168
+2%
|
171
+2%
|
175
+2%
|
173
-1%
|
166
-4%
|
157
-5%
|
150
-5%
|
150
+0%
|
159
+6%
|
175
+10%
|
190
+8%
|
203
+7%
|
214
+5%
|
221
+3%
|
228
+3%
|
228
+0%
|
226
-1%
|
222
-2%
|
216
-3%
|
194
-10%
|
159
-18%
|
166
+4%
|
190
+14%
|
200
+6%
|
259
+29%
|
260
+1%
|
212
-18%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
Loan Loss Provision |
27
|
18
|
6
|
(1)
|
(9)
|
(8)
|
(4)
|
0
|
2
|
2
|
0
|
(3)
|
(2)
|
(2)
|
(3)
|
(2)
|
4
|
5
|
6
|
7
|
(1)
|
(1)
|
0
|
(3)
|
(4)
|
(6)
|
(6)
|
4
|
2
|
3
|
5
|
(6)
|
(2)
|
(9)
|
(8)
|
2
|
(0)
|
(5)
|
(3)
|
2
|
5
|
|
Non Interest Expense |
(80)
|
(81)
|
(82)
|
(81)
|
(80)
|
(81)
|
(81)
|
(82)
|
(83)
|
(83)
|
(84)
|
(85)
|
(84)
|
(85)
|
(88)
|
(90)
|
(92)
|
(92)
|
(89)
|
(86)
|
(84)
|
(82)
|
(81)
|
(81)
|
(83)
|
(84)
|
(84)
|
(85)
|
(88)
|
(89)
|
(92)
|
(93)
|
(90)
|
(81)
|
(76)
|
(82)
|
(87)
|
(92)
|
(99)
|
(103)
|
(105)
|
|
Pre-Tax Income |
120
N/A
|
108
-10%
|
94
-13%
|
88
-7%
|
79
-10%
|
77
-2%
|
80
+4%
|
84
+5%
|
84
+1%
|
83
-1%
|
80
-5%
|
73
-8%
|
76
+4%
|
77
+2%
|
77
0%
|
79
+4%
|
87
+9%
|
86
-1%
|
82
-4%
|
78
-6%
|
64
-18%
|
66
+4%
|
78
+18%
|
91
+17%
|
103
+13%
|
114
+11%
|
124
+9%
|
140
+13%
|
142
+1%
|
143
+0%
|
139
-3%
|
123
-11%
|
124
+1%
|
103
-17%
|
75
-28%
|
86
+15%
|
102
+19%
|
103
+1%
|
157
+53%
|
159
+1%
|
112
-29%
|
|
Net Income | ||||||||||||||||||||||||||||||||||||||||||
Tax Provision |
(20)
|
(18)
|
(16)
|
(15)
|
(1)
|
(1)
|
(1)
|
(2)
|
(14)
|
(14)
|
(14)
|
(13)
|
(13)
|
(13)
|
(13)
|
(13)
|
(14)
|
(14)
|
(13)
|
(13)
|
(11)
|
(11)
|
(13)
|
(15)
|
(17)
|
(19)
|
(21)
|
(23)
|
(24)
|
(24)
|
(23)
|
(21)
|
(21)
|
(16)
|
(11)
|
(14)
|
(17)
|
(17)
|
(26)
|
(26)
|
(19)
|
|
Income from Continuing Operations |
100
|
90
|
78
|
73
|
78
|
76
|
79
|
82
|
70
|
69
|
66
|
60
|
63
|
64
|
64
|
66
|
73
|
72
|
69
|
65
|
53
|
55
|
65
|
76
|
86
|
95
|
104
|
117
|
118
|
119
|
115
|
102
|
103
|
87
|
64
|
72
|
85
|
85
|
131
|
132
|
93
|
|
Net Income (Common) |
100
N/A
|
90
-10%
|
78
-13%
|
73
-7%
|
78
+6%
|
76
-2%
|
79
+4%
|
82
+4%
|
70
-14%
|
69
-1%
|
66
-5%
|
60
-8%
|
63
+4%
|
64
+2%
|
64
0%
|
66
+4%
|
73
+10%
|
72
-1%
|
69
-4%
|
65
-6%
|
53
-18%
|
55
+4%
|
65
+18%
|
76
+17%
|
86
+13%
|
95
+11%
|
104
+9%
|
117
+13%
|
118
+1%
|
119
+0%
|
115
-3%
|
102
-11%
|
103
+1%
|
87
-16%
|
64
-27%
|
72
+13%
|
85
+18%
|
85
+1%
|
131
+54%
|
132
+1%
|
93
-29%
|
|
EPS (Diluted) |
0.23
N/A
|
0.21
-9%
|
0.18
-14%
|
0.17
-6%
|
0.18
+6%
|
0.17
-6%
|
0.18
+6%
|
0.19
+6%
|
0.16
-16%
|
0.16
N/A
|
0.15
-6%
|
0.13
-13%
|
0.14
+8%
|
0.14
N/A
|
0.14
N/A
|
0.15
+7%
|
0.16
+7%
|
0.16
N/A
|
0.15
-6%
|
0.14
-7%
|
0.12
-14%
|
0.12
N/A
|
0.15
+25%
|
0.17
+13%
|
0.19
+12%
|
0.22
+16%
|
0.24
+9%
|
0.27
+13%
|
0.27
N/A
|
0.27
N/A
|
0.26
-4%
|
0.91
+250%
|
0.23
-75%
|
0.19
-17%
|
0.14
-26%
|
0.16
+14%
|
0.19
+19%
|
0.38
+100%
|
0.29
-24%
|
0.59
+103%
|
0.21
-64%
|