Banque Cantonale Vaudoise
SIX:BCVN
Income Statement
Income Statement
Banque Cantonale Vaudoise
| Dec-2002 | Jun-2003 | Dec-2003 | Jun-2004 | Sep-2004 | Dec-2004 | Jun-2005 | Sep-2005 | Dec-2005 | Jun-2006 | Sep-2006 | Dec-2006 | Jun-2007 | Dec-2007 | Jun-2008 | Dec-2008 | Jun-2009 | Dec-2009 | Jun-2010 | Dec-2010 | Jun-2011 | Dec-2011 | Jun-2012 | Dec-2012 | Jun-2013 | Dec-2013 | Jun-2014 | Dec-2014 | Jun-2015 | Dec-2015 | Jun-2016 | Dec-2016 | Jun-2017 | Dec-2017 | Jun-2018 | Dec-2018 | Jun-2019 | Dec-2019 | Jun-2020 | Dec-2020 | Jun-2021 | Dec-2021 | Jun-2022 | Dec-2022 | Jun-2023 | Dec-2023 | Jun-2024 | Dec-2024 | Jun-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
429
|
434
|
419
|
408
|
722
|
424
|
759
|
787
|
461
|
816
|
833
|
481
|
855
|
505
|
506
|
504
|
500
|
508
|
513
|
511
|
513
|
533
|
538
|
519
|
502
|
502
|
507
|
504
|
497
|
489
|
485
|
483
|
492
|
498
|
493
|
496
|
502
|
497
|
486
|
474
|
469
|
473
|
472
|
462
|
514
|
597
|
600
|
555
|
529
|
|
| Interest Income |
1 090
|
1 007
|
915
|
853
|
1 480
|
838
|
1 471
|
1 478
|
846
|
1 489
|
1 515
|
895
|
1 638
|
1 064
|
1 092
|
1 066
|
952
|
835
|
805
|
784
|
775
|
794
|
795
|
770
|
748
|
729
|
716
|
707
|
690
|
676
|
661
|
639
|
626
|
611
|
600
|
604
|
610
|
598
|
569
|
534
|
510
|
499
|
496
|
546
|
754
|
973
|
1 049
|
1 020
|
894
|
|
| Interest Expense |
661
|
573
|
496
|
445
|
758
|
414
|
712
|
691
|
385
|
673
|
682
|
414
|
783
|
559
|
586
|
562
|
451
|
327
|
292
|
274
|
262
|
261
|
257
|
251
|
246
|
228
|
210
|
202
|
193
|
187
|
176
|
157
|
134
|
113
|
107
|
108
|
108
|
101
|
82
|
59
|
41
|
26
|
24
|
84
|
240
|
376
|
450
|
465
|
364
|
|
| Non Interest Income |
585
|
618
|
622
|
698
|
1 156
|
758
|
1 237
|
1 269
|
850
|
1 444
|
1 473
|
944
|
1 443
|
951
|
799
|
634
|
587
|
558
|
605
|
616
|
601
|
580
|
566
|
565
|
577
|
579
|
573
|
557
|
605
|
626
|
566
|
549
|
547
|
557
|
591
|
573
|
540
|
551
|
553
|
547
|
565
|
619
|
644
|
639
|
641
|
626
|
625
|
669
|
692
|
|
| Revenue |
1 014
N/A
|
1 052
+4%
|
1 041
-1%
|
1 106
+6%
|
1 878
+70%
|
1 182
-37%
|
1 996
+69%
|
2 056
+3%
|
1 311
-36%
|
2 260
+72%
|
2 307
+2%
|
1 425
-38%
|
2 298
+61%
|
1 456
-37%
|
1 306
-10%
|
1 138
-13%
|
1 087
-4%
|
1 066
-2%
|
1 118
+5%
|
1 127
+1%
|
1 114
-1%
|
1 113
0%
|
1 104
-1%
|
1 084
-2%
|
1 079
0%
|
1 080
+0%
|
1 080
0%
|
1 061
-2%
|
1 103
+4%
|
1 115
+1%
|
1 051
-6%
|
1 032
-2%
|
1 039
+1%
|
1 055
+2%
|
1 084
+3%
|
1 070
-1%
|
1 042
-3%
|
1 048
+1%
|
1 039
-1%
|
1 021
-2%
|
1 034
+1%
|
1 091
+6%
|
1 116
+2%
|
1 101
-1%
|
1 154
+5%
|
1 223
+6%
|
1 225
+0%
|
1 224
0%
|
1 221
0%
|
|
| Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(1 184)
|
(1 049)
|
(77)
|
(40)
|
0
|
(40)
|
(24)
|
0
|
(16)
|
(16)
|
0
|
(8)
|
(9)
|
(10)
|
(2)
|
(16)
|
(32)
|
(18)
|
(6)
|
(5)
|
(3)
|
(20)
|
(18)
|
(4)
|
(11)
|
(43)
|
(43)
|
16
|
(3)
|
1
|
26
|
(5)
|
(8)
|
(20)
|
(20)
|
(6)
|
(2)
|
10
|
(4)
|
(15)
|
(12)
|
(8)
|
1
|
3
|
5
|
(1)
|
(3)
|
(1)
|
2
|
|
| Non Interest Expense |
(1 021)
|
(1 059)
|
(790)
|
(747)
|
(1 220)
|
(784)
|
(1 266)
|
(1 266)
|
(818)
|
(1 313)
|
(1 313)
|
(859)
|
(1 340)
|
(870)
|
(830)
|
(663)
|
(658)
|
(658)
|
(711)
|
(715)
|
(692)
|
(702)
|
(693)
|
(677)
|
(673)
|
(674)
|
(671)
|
(696)
|
(686)
|
(688)
|
(681)
|
(637)
|
(634)
|
(631)
|
(632)
|
(626)
|
(628)
|
(638)
|
(641)
|
(628)
|
(624)
|
(642)
|
(652)
|
(654)
|
(660)
|
(678)
|
(696)
|
(707)
|
(715)
|
|
| Pre-Tax Income |
(1 192)
N/A
|
(1 057)
+11%
|
174
N/A
|
319
+84%
|
618
+94%
|
359
-42%
|
706
+97%
|
766
+8%
|
477
-38%
|
931
+95%
|
978
+5%
|
558
-43%
|
950
+70%
|
576
-39%
|
474
-18%
|
459
-3%
|
397
-14%
|
390
-2%
|
402
+3%
|
407
+1%
|
419
+3%
|
391
-7%
|
393
+1%
|
403
+3%
|
396
-2%
|
364
-8%
|
366
+1%
|
381
+4%
|
414
+9%
|
427
+3%
|
396
-7%
|
390
-1%
|
397
+2%
|
403
+2%
|
432
+7%
|
438
+1%
|
412
-6%
|
420
+2%
|
394
-6%
|
378
-4%
|
399
+6%
|
442
+11%
|
465
+5%
|
449
-3%
|
500
+11%
|
545
+9%
|
526
-3%
|
516
-2%
|
508
-1%
|
|
| Net Income | ||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(8)
|
(10)
|
(17)
|
(22)
|
(22)
|
(22)
|
(21)
|
(21)
|
(20)
|
(21)
|
(21)
|
(23)
|
(35)
|
(99)
|
(122)
|
(101)
|
(95)
|
(88)
|
(91)
|
(93)
|
(96)
|
(90)
|
(89)
|
(92)
|
(91)
|
(84)
|
(83)
|
(85)
|
(92)
|
(91)
|
(83)
|
(84)
|
(82)
|
(83)
|
(88)
|
(88)
|
(69)
|
(57)
|
(54)
|
(47)
|
(52)
|
(63)
|
(63)
|
(61)
|
(68)
|
(74)
|
(74)
|
(75)
|
(74)
|
|
| Income from Continuing Operations |
(1 200)
|
(1 067)
|
157
|
298
|
596
|
337
|
685
|
745
|
457
|
910
|
956
|
534
|
914
|
477
|
352
|
358
|
302
|
301
|
311
|
314
|
323
|
301
|
304
|
311
|
305
|
280
|
283
|
296
|
322
|
336
|
313
|
307
|
314
|
320
|
344
|
350
|
343
|
363
|
340
|
331
|
347
|
379
|
403
|
388
|
432
|
470
|
451
|
441
|
434
|
|
| Income to Minority Interest |
0
|
(2)
|
(3)
|
(2)
|
0
|
(2)
|
(2)
|
0
|
(3)
|
(4)
|
0
|
(4)
|
(4)
|
(4)
|
(3)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
1
|
1
|
(0)
|
1
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Net Income (Common) |
(1 200)
N/A
|
(1 069)
+11%
|
154
N/A
|
295
+92%
|
594
+101%
|
335
-44%
|
683
+104%
|
743
+9%
|
454
-39%
|
906
+100%
|
952
+5%
|
530
-44%
|
910
+72%
|
473
-48%
|
349
-26%
|
356
+2%
|
301
-16%
|
301
0%
|
310
+3%
|
313
+1%
|
322
+3%
|
302
-6%
|
305
+1%
|
311
+2%
|
305
-2%
|
280
-8%
|
283
+1%
|
296
+5%
|
322
+9%
|
336
+4%
|
314
-7%
|
310
-1%
|
317
+2%
|
320
+1%
|
344
+7%
|
350
+2%
|
345
-1%
|
363
+5%
|
338
-7%
|
331
-2%
|
346
+5%
|
379
+9%
|
402
+6%
|
388
-3%
|
432
+11%
|
469
+9%
|
450
-4%
|
441
-2%
|
434
-1%
|
|
| EPS (Diluted) |
-25.44
N/A
|
-12.59
+51%
|
1.82
N/A
|
3.47
+91%
|
6.98
+101%
|
3.93
-44%
|
7.97
+103%
|
8.68
+9%
|
5.3
-39%
|
10.59
+100%
|
11.12
+5%
|
6.19
-44%
|
10.61
+71%
|
5.5
-48%
|
4.05
-26%
|
4.14
+2%
|
3.5
-15%
|
3.49
0%
|
3.6
+3%
|
3.65
+1%
|
3.74
+2%
|
3.52
-6%
|
3.54
+1%
|
3.62
+2%
|
3.56
-2%
|
3.26
-8%
|
3.3
+1%
|
3.44
+4%
|
3.74
+9%
|
3.91
+5%
|
3.65
-7%
|
3.6
-1%
|
3.67
+2%
|
3.72
+1%
|
4
+8%
|
4.06
+1%
|
4
-1%
|
4.22
+5%
|
3.94
-7%
|
3.85
-2%
|
4.04
+5%
|
4.41
+9%
|
4.68
+6%
|
4.52
-3%
|
5.02
+11%
|
5.45
+9%
|
5.23
-4%
|
5.12
-2%
|
5.05
-1%
|
|