St Galler Kantonalbank AG
SIX:SGKN
Balance Sheet
Balance Sheet Decomposition
St Galler Kantonalbank AG
St Galler Kantonalbank AG
Balance Sheet
St Galler Kantonalbank AG
| Dec-2002 | Dec-2003 | Dec-2004 | Dec-2005 | Dec-2006 | Dec-2007 | Dec-2008 | Dec-2009 | Dec-2010 | Dec-2011 | Dec-2012 | Dec-2013 | Dec-2014 | Dec-2015 | Dec-2016 | Dec-2017 | Dec-2018 | Dec-2019 | Dec-2020 | Dec-2021 | Dec-2022 | Dec-2023 | Dec-2024 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||||||||||||||
| Net Loans |
15 721
|
15 912
|
16 003
|
16 436
|
17 209
|
17 102
|
17 945
|
18 505
|
19 879
|
21 271
|
22 360
|
23 042
|
23 886
|
24 243
|
24 921
|
25 496
|
26 016
|
26 937
|
28 016
|
28 517
|
30 417
|
32 161
|
33 762
|
34 746
|
|
| Investments |
1 325
|
1 475
|
1 360
|
1 431
|
1 410
|
1 468
|
1 924
|
2 526
|
2 468
|
2 513
|
2 659
|
2 556
|
3 070
|
3 333
|
3 396
|
3 349
|
3 416
|
4 014
|
4 370
|
4 518
|
4 381
|
3 990
|
5 121
|
5 855
|
|
| PP&E Net |
188
|
181
|
164
|
157
|
173
|
172
|
173
|
175
|
171
|
181
|
178
|
174
|
177
|
166
|
160
|
157
|
156
|
155
|
147
|
147
|
144
|
146
|
143
|
136
|
|
| PP&E Gross |
0
|
0
|
0
|
157
|
173
|
172
|
173
|
0
|
0
|
0
|
0
|
174
|
177
|
166
|
160
|
157
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Accumulated Depreciation |
0
|
0
|
0
|
116
|
125
|
138
|
171
|
0
|
0
|
0
|
0
|
165
|
170
|
184
|
194
|
201
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Intangible Assets |
147
|
123
|
100
|
76
|
60
|
13
|
13
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Goodwill |
0
|
0
|
0
|
0
|
0
|
29
|
122
|
100
|
80
|
59
|
41
|
1
|
12
|
10
|
7
|
5
|
8
|
4
|
3
|
1
|
0
|
0
|
0
|
0
|
|
| Long-Term Investments |
33
|
33
|
22
|
21
|
19
|
19
|
19
|
21
|
25
|
27
|
27
|
27
|
31
|
44
|
54
|
54
|
54
|
54
|
55
|
63
|
60
|
57
|
57
|
57
|
|
| Customer Acceptances Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Long-Term Assets |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
5
|
5
|
0
|
|
| Other Assets |
202
|
160
|
167
|
204
|
130
|
391
|
463
|
399
|
533
|
554
|
490
|
424
|
535
|
485
|
398
|
283
|
195
|
231
|
199
|
163
|
139
|
157
|
272
|
211
|
|
| Total Assets |
18 314
N/A
|
18 913
+3%
|
18 554
-2%
|
19 117
+3%
|
19 800
+4%
|
20 236
+2%
|
22 577
+12%
|
23 504
+4%
|
24 382
+4%
|
26 074
+7%
|
27 638
+6%
|
27 852
+1%
|
30 317
+9%
|
31 189
+3%
|
32 201
+3%
|
32 598
+1%
|
33 146
+2%
|
35 944
+8%
|
38 548
+7%
|
39 581
+3%
|
40 824
+3%
|
41 337
+1%
|
45 582
+10%
|
48 137
+6%
|
|
| Liabilities | |||||||||||||||||||||||||
| Accrued Liabilities |
165
|
192
|
190
|
180
|
174
|
207
|
174
|
149
|
128
|
114
|
124
|
112
|
125
|
117
|
123
|
125
|
120
|
132
|
112
|
110
|
119
|
166
|
195
|
198
|
|
| Short-Term Debt |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
211
|
67
|
0
|
0
|
977
|
1 315
|
1 147
|
1 426
|
1 476
|
1 180
|
2 580
|
|
| Current Portion of Long-Term Debt |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
815
|
905
|
1 286
|
483
|
218
|
842
|
0
|
|
| Total Deposits |
10 482
|
10 805
|
10 500
|
11 164
|
11 759
|
11 739
|
14 323
|
15 824
|
17 303
|
19 031
|
20 490
|
20 211
|
21 416
|
21 186
|
22 168
|
22 765
|
23 332
|
23 809
|
26 649
|
28 180
|
29 348
|
29 317
|
32 563
|
32 494
|
|
| Other Current Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
19
|
15
|
8
|
7
|
5
|
5
|
7
|
5
|
11
|
6
|
32
|
37
|
0
|
|
| Total Current Liabilities |
165
|
192
|
190
|
180
|
174
|
207
|
174
|
149
|
128
|
114
|
124
|
131
|
140
|
337
|
197
|
131
|
126
|
1 930
|
2 337
|
2 554
|
2 035
|
1 893
|
2 254
|
2 778
|
|
| Long-Term Debt |
6 118
|
6 356
|
6 210
|
5 882
|
5 864
|
6 251
|
5 878
|
5 294
|
4 539
|
4 471
|
4 536
|
5 017
|
6 257
|
7 135
|
7 339
|
7 212
|
7 171
|
7 414
|
6 688
|
5 902
|
6 467
|
7 000
|
7 558
|
9 533
|
|
| Deferred Income Tax |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Liabilities |
433
|
380
|
345
|
329
|
297
|
299
|
458
|
441
|
582
|
596
|
555
|
528
|
476
|
456
|
349
|
254
|
214
|
238
|
283
|
261
|
204
|
224
|
201
|
213
|
|
| Total Liabilities |
17 198
N/A
|
17 732
+3%
|
17 245
-3%
|
17 556
+2%
|
18 094
+3%
|
18 496
+2%
|
20 833
+13%
|
21 708
+4%
|
22 552
+4%
|
24 211
+7%
|
25 704
+6%
|
25 889
+1%
|
28 290
+9%
|
29 114
+3%
|
30 053
+3%
|
30 362
+1%
|
30 842
+2%
|
33 392
+8%
|
35 958
+8%
|
36 897
+3%
|
38 053
+3%
|
38 434
+1%
|
42 576
+11%
|
45 019
+6%
|
|
| Equity | |||||||||||||||||||||||||
| Common Stock |
500
|
500
|
510
|
557
|
557
|
390
|
390
|
390
|
390
|
390
|
390
|
390
|
390
|
390
|
390
|
390
|
390
|
479
|
479
|
479
|
479
|
479
|
479
|
479
|
|
| Retained Earnings |
616
|
683
|
768
|
953
|
1 111
|
1 339
|
1 363
|
1 423
|
1 454
|
1 486
|
1 555
|
1 580
|
1 649
|
1 699
|
1 761
|
1 834
|
1 896
|
2 054
|
2 126
|
2 211
|
2 293
|
2 399
|
2 501
|
2 614
|
|
| Treasury Stock |
0
|
1
|
3
|
10
|
11
|
15
|
12
|
16
|
14
|
13
|
11
|
8
|
6
|
5
|
7
|
4
|
6
|
5
|
5
|
6
|
5
|
7
|
6
|
6
|
|
| Other Equity |
0
|
0
|
34
|
61
|
48
|
25
|
3
|
0
|
0
|
0
|
0
|
0
|
6
|
9
|
3
|
15
|
24
|
24
|
10
|
1
|
3
|
31
|
31
|
31
|
|
| Total Equity |
1 116
N/A
|
1 181
+6%
|
1 309
+11%
|
1 562
+19%
|
1 706
+9%
|
1 740
+2%
|
1 744
+0%
|
1 796
+3%
|
1 830
+2%
|
1 863
+2%
|
1 934
+4%
|
1 962
+1%
|
2 027
+3%
|
2 075
+2%
|
2 148
+4%
|
2 235
+4%
|
2 304
+3%
|
2 552
+11%
|
2 591
+2%
|
2 684
+4%
|
2 771
+3%
|
2 903
+5%
|
3 006
+4%
|
3 118
+4%
|
|
| Total Liabilities & Equity |
18 314
N/A
|
18 913
+3%
|
18 554
-2%
|
19 117
+3%
|
19 800
+4%
|
20 236
+2%
|
22 577
+12%
|
23 504
+4%
|
24 382
+4%
|
26 074
+7%
|
27 638
+6%
|
27 852
+1%
|
30 317
+9%
|
31 189
+3%
|
32 201
+3%
|
32 598
+1%
|
33 146
+2%
|
35 944
+8%
|
38 548
+7%
|
39 581
+3%
|
40 824
+3%
|
41 337
+1%
|
45 582
+10%
|
48 137
+6%
|
|
| Shares Outstanding | |||||||||||||||||||||||||
| Common Shares Outstanding |
5
|
5
|
5
|
6
|
6
|
6
|
6
|
6
|
6
|
6
|
6
|
6
|
6
|
6
|
6
|
6
|
6
|
6
|
6
|
6
|
6
|
6
|
6
|
6
|
|