St Galler Kantonalbank AG
SIX:SGKN
Income Statement
Income Statement
St Galler Kantonalbank AG
| Dec-2004 | Jun-2005 | Dec-2005 | Jun-2006 | Dec-2006 | Jun-2007 | Dec-2007 | Jun-2008 | Dec-2008 | Jun-2009 | Dec-2009 | Jun-2010 | Dec-2010 | Jun-2011 | Dec-2011 | Jun-2012 | Dec-2012 | Jun-2013 | Dec-2013 | Jun-2014 | Dec-2014 | Jun-2015 | Dec-2015 | Jun-2016 | Dec-2016 | Jun-2017 | Dec-2017 | Jun-2018 | Dec-2018 | Jun-2019 | Dec-2019 | Jun-2020 | Dec-2020 | Jun-2021 | Dec-2021 | Jun-2022 | Dec-2022 | Jun-2023 | Dec-2023 | Jun-2024 | Dec-2024 | Jun-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
271
|
287
|
303
|
307
|
309
|
310
|
305
|
298
|
305
|
323
|
318
|
295
|
287
|
287
|
289
|
301
|
313
|
312
|
306
|
301
|
295
|
291
|
291
|
298
|
300
|
300
|
302
|
300
|
296
|
298
|
298
|
305
|
310
|
308
|
303
|
300
|
314
|
355
|
375
|
352
|
348
|
366
|
369
|
|
| Interest Income |
536
|
546
|
553
|
558
|
580
|
608
|
637
|
663
|
688
|
655
|
580
|
535
|
513
|
502
|
497
|
503
|
507
|
495
|
479
|
465
|
455
|
442
|
428
|
424
|
425
|
421
|
413
|
406
|
405
|
400
|
388
|
380
|
372
|
363
|
355
|
348
|
396
|
562
|
731
|
799
|
802
|
716
|
604
|
|
| Interest Expense |
265
|
259
|
250
|
251
|
271
|
298
|
332
|
365
|
383
|
332
|
262
|
241
|
226
|
215
|
208
|
202
|
194
|
183
|
173
|
164
|
160
|
152
|
136
|
126
|
124
|
121
|
111
|
106
|
108
|
102
|
90
|
76
|
62
|
56
|
52
|
48
|
82
|
207
|
356
|
447
|
454
|
350
|
236
|
|
| Non Interest Income |
216
|
197
|
244
|
255
|
272
|
288
|
289
|
281
|
267
|
243
|
226
|
224
|
226
|
224
|
217
|
205
|
212
|
217
|
204
|
194
|
174
|
198
|
194
|
165
|
156
|
170
|
176
|
187
|
182
|
179
|
197
|
199
|
191
|
206
|
233
|
228
|
218
|
219
|
226
|
230
|
246
|
261
|
266
|
|
| Revenue |
486
N/A
|
483
-1%
|
546
+13%
|
562
+3%
|
580
+3%
|
598
+3%
|
594
-1%
|
580
-2%
|
572
-1%
|
566
-1%
|
544
-4%
|
519
-5%
|
513
-1%
|
512
0%
|
506
-1%
|
505
0%
|
526
+4%
|
529
+1%
|
510
-4%
|
495
-3%
|
470
-5%
|
489
+4%
|
486
-1%
|
463
-5%
|
457
-1%
|
470
+3%
|
478
+2%
|
487
+2%
|
479
-2%
|
477
0%
|
495
+4%
|
503
+2%
|
501
-1%
|
514
+3%
|
535
+4%
|
528
-1%
|
532
+1%
|
574
+8%
|
601
+5%
|
582
-3%
|
595
+2%
|
626
+5%
|
635
+1%
|
|
| Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(14)
|
(7)
|
(16)
|
(12)
|
(10)
|
(11)
|
(4)
|
(3)
|
(10)
|
(19)
|
(13)
|
(5)
|
(3)
|
(2)
|
(5)
|
(4)
|
(10)
|
(14)
|
(48)
|
(45)
|
(7)
|
(8)
|
(33)
|
(27)
|
9
|
6
|
10
|
14
|
19
|
19
|
0
|
3
|
2
|
(4)
|
4
|
4
|
3
|
(1)
|
(5)
|
(2)
|
(16)
|
(18)
|
(10)
|
|
| Non Interest Expense |
(322)
|
(302)
|
(320)
|
(306)
|
(302)
|
(316)
|
(316)
|
(334)
|
(352)
|
(347)
|
(326)
|
(323)
|
(329)
|
(325)
|
(336)
|
(334)
|
(327)
|
(334)
|
(334)
|
(313)
|
(284)
|
(292)
|
(293)
|
(288)
|
(274)
|
(278)
|
(288)
|
(302)
|
(297)
|
(292)
|
(297)
|
(309)
|
(311)
|
(306)
|
(314)
|
(311)
|
(314)
|
(319)
|
(324)
|
(327)
|
(325)
|
(339)
|
(358)
|
|
| Pre-Tax Income |
150
N/A
|
175
+17%
|
210
+20%
|
244
+16%
|
268
+10%
|
271
+1%
|
274
+1%
|
243
-11%
|
210
-14%
|
201
-4%
|
206
+3%
|
191
-7%
|
181
-5%
|
184
+2%
|
165
-10%
|
167
+1%
|
189
+13%
|
181
-4%
|
128
-29%
|
137
+7%
|
179
+31%
|
189
+6%
|
159
-16%
|
148
-7%
|
191
+29%
|
198
+4%
|
200
+1%
|
199
0%
|
201
+1%
|
204
+2%
|
199
-3%
|
198
-1%
|
192
-3%
|
204
+6%
|
225
+10%
|
221
-2%
|
222
+0%
|
254
+14%
|
273
+8%
|
253
-7%
|
254
+0%
|
270
+6%
|
267
-1%
|
|
| Net Income | ||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(35)
|
(41)
|
(42)
|
(44)
|
(39)
|
(39)
|
(47)
|
(42)
|
(39)
|
(34)
|
(38)
|
(38)
|
(35)
|
(35)
|
(30)
|
(31)
|
(38)
|
(38)
|
(20)
|
(20)
|
(32)
|
(31)
|
(26)
|
(26)
|
(32)
|
(32)
|
(34)
|
(33)
|
(32)
|
(34)
|
(35)
|
(32)
|
(25)
|
(26)
|
(34)
|
(33)
|
(33)
|
(38)
|
(36)
|
(34)
|
(39)
|
(41)
|
(40)
|
|
| Income from Continuing Operations |
115
|
134
|
168
|
200
|
229
|
232
|
227
|
201
|
171
|
167
|
168
|
153
|
146
|
149
|
136
|
136
|
151
|
143
|
109
|
117
|
146
|
158
|
133
|
122
|
159
|
166
|
166
|
167
|
169
|
170
|
164
|
165
|
167
|
178
|
191
|
188
|
189
|
216
|
237
|
219
|
215
|
229
|
227
|
|
| Net Income (Common) |
115
N/A
|
134
+17%
|
168
+26%
|
200
+19%
|
229
+14%
|
232
+2%
|
227
-2%
|
201
-12%
|
171
-15%
|
167
-3%
|
168
+1%
|
153
-9%
|
146
-4%
|
149
+2%
|
136
-9%
|
136
+0%
|
151
+11%
|
143
-5%
|
109
-24%
|
117
+8%
|
146
+25%
|
158
+8%
|
133
-15%
|
123
-8%
|
146
+19%
|
153
+4%
|
156
+2%
|
157
+0%
|
159
+1%
|
160
+1%
|
164
+2%
|
165
+1%
|
167
+1%
|
178
+6%
|
181
+2%
|
178
-2%
|
184
+3%
|
201
+9%
|
207
+3%
|
199
-4%
|
215
+8%
|
229
+6%
|
227
-1%
|
|
| EPS (Diluted) |
22.83
N/A
|
25.7
+13%
|
29.92
+16%
|
35.87
+20%
|
40.77
+14%
|
41.7
+2%
|
40.53
-3%
|
36.06
-11%
|
30.65
-15%
|
30
-2%
|
30.19
+1%
|
27.55
-9%
|
26.19
-5%
|
26.79
+2%
|
24.29
-9%
|
24.42
+1%
|
27.04
+11%
|
25.7
-5%
|
19.31
-25%
|
20.98
+9%
|
25.56
+22%
|
28.25
+11%
|
23.28
-18%
|
21.98
-6%
|
25.49
+16%
|
27.33
+7%
|
27.22
0%
|
28.02
+3%
|
27.67
-1%
|
28.56
+3%
|
28.3
-1%
|
27.57
-3%
|
27.93
+1%
|
29.66
+6%
|
30.29
+2%
|
29.82
-2%
|
30.71
+3%
|
33.6
+9%
|
34.63
+3%
|
33.28
-4%
|
35.95
+8%
|
38.25
+6%
|
37.93
-1%
|
|