Laurentian Bank of Canada
TSX:LB
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Income Statement
Income Statement
Laurentian Bank of Canada
| Jan-2002 | Apr-2002 | Jul-2002 | Oct-2002 | Jan-2003 | Apr-2003 | Jul-2003 | Oct-2003 | Jan-2004 | Apr-2004 | Jul-2004 | Oct-2004 | Jan-2005 | Apr-2005 | Jul-2005 | Oct-2005 | Jan-2006 | Apr-2006 | Jul-2006 | Oct-2006 | Jan-2007 | Apr-2007 | Jul-2007 | Oct-2007 | Jan-2008 | Apr-2008 | Jul-2008 | Oct-2008 | Jan-2009 | Apr-2009 | Jul-2009 | Oct-2009 | Jan-2010 | Apr-2010 | Jul-2010 | Oct-2010 | Jan-2011 | Apr-2011 | Jul-2011 | Oct-2011 | Jan-2012 | Apr-2012 | Jul-2012 | Oct-2012 | Jan-2013 | Apr-2013 | Jul-2013 | Oct-2013 | Jan-2014 | Apr-2014 | Jul-2014 | Oct-2014 | Jan-2015 | Apr-2015 | Jul-2015 | Oct-2015 | Jan-2016 | Apr-2016 | Jul-2016 | Oct-2016 | Jan-2017 | Apr-2017 | Jul-2017 | Oct-2017 | Jan-2018 | Apr-2018 | Jul-2018 | Oct-2018 | Jan-2019 | Apr-2019 | Jul-2019 | Oct-2019 | Jan-2020 | Apr-2020 | Jul-2020 | Oct-2020 | Jan-2021 | Apr-2021 | Jul-2021 | Oct-2021 | Jan-2022 | Apr-2022 | Jul-2022 | Oct-2022 | Jan-2023 | Apr-2023 | Jul-2023 | Oct-2023 | Jan-2024 | Apr-2024 | Jul-2024 | Oct-2024 | Jan-2025 | Apr-2025 | Jul-2025 | Oct-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
361
|
359
|
355
|
346
|
346
|
344
|
342
|
343
|
324
|
304
|
280
|
267
|
275
|
289
|
310
|
326
|
338
|
345
|
351
|
357
|
365
|
374
|
385
|
390
|
395
|
398
|
400
|
405
|
404
|
400
|
409
|
424
|
446
|
469
|
486
|
496
|
502
|
507
|
506
|
505
|
509
|
515
|
515
|
531
|
543
|
555
|
570
|
569
|
567
|
566
|
562
|
561
|
560
|
559
|
565
|
575
|
585
|
591
|
592
|
590
|
594
|
601
|
611
|
638
|
663
|
690
|
709
|
706
|
700
|
687
|
686
|
686
|
683
|
689
|
686
|
682
|
687
|
687
|
689
|
692
|
700
|
709
|
723
|
733
|
740
|
744
|
747
|
746
|
744
|
740
|
729
|
720
|
720
|
723
|
728
|
737
|
|
| Interest Income |
1 040
|
1 011
|
990
|
966
|
965
|
964
|
961
|
959
|
921
|
870
|
808
|
758
|
744
|
740
|
744
|
750
|
761
|
781
|
810
|
837
|
858
|
875
|
888
|
909
|
931
|
946
|
955
|
955
|
948
|
938
|
935
|
932
|
932
|
937
|
942
|
947
|
990
|
1 031
|
1 069
|
1 104
|
1 107
|
1 114
|
1 115
|
1 152
|
1 179
|
1 197
|
1 214
|
1 190
|
1 172
|
1 160
|
1 149
|
1 145
|
1 141
|
1 136
|
1 137
|
1 141
|
1 147
|
1 157
|
1 162
|
1 167
|
1 179
|
1 188
|
1 207
|
1 256
|
1 313
|
1 384
|
1 452
|
1 491
|
1 524
|
1 540
|
1 554
|
1 556
|
1 543
|
1 525
|
1 479
|
1 422
|
1 369
|
1 316
|
1 280
|
1 253
|
1 238
|
1 247
|
1 315
|
1 474
|
1 703
|
1 939
|
2 143
|
2 273
|
2 331
|
2 350
|
2 345
|
2 299
|
2 240
|
2 177
|
2 123
|
2 097
|
|
| Interest Expense |
680
|
652
|
635
|
620
|
619
|
620
|
619
|
616
|
597
|
566
|
527
|
491
|
469
|
451
|
434
|
425
|
423
|
436
|
460
|
480
|
494
|
501
|
503
|
519
|
536
|
548
|
555
|
550
|
543
|
538
|
526
|
508
|
486
|
467
|
455
|
451
|
487
|
524
|
563
|
599
|
599
|
599
|
600
|
621
|
636
|
642
|
644
|
621
|
604
|
594
|
587
|
584
|
581
|
577
|
573
|
566
|
562
|
566
|
570
|
577
|
585
|
587
|
596
|
618
|
650
|
694
|
743
|
785
|
824
|
853
|
867
|
870
|
860
|
836
|
793
|
740
|
682
|
628
|
591
|
561
|
538
|
538
|
593
|
741
|
963
|
1 195
|
1 396
|
1 527
|
1 586
|
1 611
|
1 617
|
1 579
|
1 519
|
1 454
|
1 395
|
1 360
|
|
| Non Interest Income |
271
|
279
|
268
|
254
|
241
|
227
|
222
|
287
|
277
|
281
|
278
|
199
|
192
|
174
|
167
|
176
|
179
|
185
|
186
|
183
|
183
|
188
|
191
|
194
|
199
|
205
|
224
|
225
|
232
|
236
|
232
|
243
|
245
|
244
|
239
|
241
|
242
|
242
|
240
|
234
|
237
|
246
|
254
|
266
|
274
|
278
|
291
|
297
|
300
|
304
|
306
|
313
|
317
|
321
|
322
|
322
|
317
|
318
|
319
|
326
|
340
|
345
|
354
|
358
|
359
|
353
|
347
|
338
|
319
|
311
|
296
|
282
|
282
|
276
|
283
|
289
|
293
|
302
|
307
|
310
|
312
|
314
|
305
|
301
|
297
|
291
|
288
|
279
|
279
|
279
|
286
|
299
|
289
|
276
|
262
|
247
|
|
| Revenue |
632
N/A
|
639
+1%
|
623
-2%
|
600
-4%
|
587
-2%
|
571
-3%
|
564
-1%
|
630
+12%
|
601
-5%
|
585
-3%
|
558
-5%
|
466
-16%
|
467
+0%
|
463
-1%
|
477
+3%
|
502
+5%
|
517
+3%
|
530
+3%
|
537
+1%
|
540
+1%
|
548
+1%
|
562
+3%
|
576
+2%
|
584
+1%
|
593
+2%
|
603
+2%
|
623
+3%
|
631
+1%
|
636
+1%
|
635
0%
|
641
+1%
|
667
+4%
|
690
+4%
|
714
+3%
|
726
+2%
|
737
+2%
|
744
+1%
|
749
+1%
|
746
0%
|
738
-1%
|
745
+1%
|
761
+2%
|
769
+1%
|
797
+4%
|
817
+3%
|
833
+2%
|
860
+3%
|
865
+1%
|
868
+0%
|
870
+0%
|
868
0%
|
874
+1%
|
876
+0%
|
880
+0%
|
887
+1%
|
897
+1%
|
902
+1%
|
908
+1%
|
911
+0%
|
915
+1%
|
934
+2%
|
946
+1%
|
965
+2%
|
996
+3%
|
1 022
+3%
|
1 043
+2%
|
1 056
+1%
|
1 043
-1%
|
1 019
-2%
|
999
-2%
|
983
-2%
|
969
-1%
|
965
0%
|
965
+0%
|
969
+0%
|
971
+0%
|
980
+1%
|
989
+1%
|
996
+1%
|
1 002
+1%
|
1 013
+1%
|
1 022
+1%
|
1 027
+0%
|
1 034
+1%
|
1 037
+0%
|
1 034
0%
|
1 035
+0%
|
1 026
-1%
|
1 024
0%
|
1 019
0%
|
1 015
0%
|
1 018
+0%
|
1 010
-1%
|
999
-1%
|
990
-1%
|
984
-1%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(37)
|
(109)
|
(110)
|
(111)
|
(112)
|
(48)
|
(54)
|
(54)
|
(53)
|
(47)
|
(42)
|
(40)
|
(40)
|
(38)
|
(37)
|
(40)
|
(40)
|
(42)
|
(42)
|
(40)
|
(40)
|
(40)
|
(40)
|
(40)
|
(40)
|
(40)
|
(48)
|
(49)
|
(51)
|
(53)
|
(51)
|
(56)
|
(60)
|
(64)
|
(68)
|
(68)
|
(64)
|
(60)
|
(54)
|
(51)
|
(50)
|
(45)
|
(38)
|
(33)
|
(31)
|
(33)
|
(34)
|
(36)
|
(39)
|
(40)
|
(42)
|
(42)
|
(42)
|
(40)
|
(36)
|
(35)
|
(34)
|
(31)
|
(33)
|
(33)
|
(33)
|
(38)
|
(36)
|
(37)
|
(40)
|
(39)
|
(38)
|
(44)
|
(43)
|
(42)
|
(49)
|
(44)
|
(49)
|
(95)
|
(105)
|
(116)
|
(118)
|
(66)
|
(49)
|
(50)
|
(42)
|
(53)
|
(64)
|
(57)
|
(63)
|
(66)
|
(63)
|
(62)
|
(63)
|
(65)
|
(68)
|
(62)
|
(60)
|
(59)
|
(53)
|
(61)
|
|
| Non Interest Expense |
(449)
|
(446)
|
(423)
|
(407)
|
(404)
|
(405)
|
(412)
|
(442)
|
(430)
|
(422)
|
(404)
|
(370)
|
(369)
|
(367)
|
(374)
|
(382)
|
(393)
|
(400)
|
(405)
|
(411)
|
(412)
|
(421)
|
(427)
|
(427)
|
(432)
|
(434)
|
(439)
|
(446)
|
(448)
|
(451)
|
(457)
|
(472)
|
(482)
|
(491)
|
(500)
|
(504)
|
(511)
|
(519)
|
(526)
|
(530)
|
(546)
|
(561)
|
(576)
|
(581)
|
(602)
|
(618)
|
(646)
|
(671)
|
(675)
|
(677)
|
(657)
|
(651)
|
(653)
|
(648)
|
(653)
|
(729)
|
(725)
|
(726)
|
(725)
|
(685)
|
(695)
|
(703)
|
(711)
|
(693)
|
(702)
|
(709)
|
(727)
|
(719)
|
(726)
|
(733)
|
(724)
|
(728)
|
(732)
|
(732)
|
(738)
|
(734)
|
(719)
|
(715)
|
(702)
|
(880)
|
(884)
|
(877)
|
(884)
|
(702)
|
(707)
|
(718)
|
(730)
|
(753)
|
(768)
|
(972)
|
(982)
|
(979)
|
(968)
|
(766)
|
(756)
|
(750)
|
|
| Pre-Tax Income |
146
N/A
|
83
-43%
|
91
+9%
|
82
-9%
|
71
-14%
|
118
+68%
|
98
-17%
|
134
+37%
|
118
-12%
|
115
-2%
|
112
-3%
|
56
-50%
|
58
+3%
|
58
-1%
|
66
+14%
|
80
+22%
|
84
+4%
|
88
+5%
|
90
+2%
|
89
-1%
|
95
+7%
|
101
+6%
|
109
+8%
|
117
+7%
|
122
+5%
|
130
+7%
|
137
+5%
|
136
0%
|
137
+1%
|
131
-4%
|
133
+2%
|
139
+4%
|
149
+7%
|
159
+7%
|
158
0%
|
165
+4%
|
170
+3%
|
170
+0%
|
167
-2%
|
157
-6%
|
150
-5%
|
154
+3%
|
155
+0%
|
183
+18%
|
184
+1%
|
183
-1%
|
180
-2%
|
158
-12%
|
154
-2%
|
152
-1%
|
170
+11%
|
181
+7%
|
181
+0%
|
193
+6%
|
198
+3%
|
133
-33%
|
144
+8%
|
151
+5%
|
153
+1%
|
197
+29%
|
206
+4%
|
205
0%
|
218
+7%
|
267
+22%
|
280
+5%
|
295
+5%
|
290
-2%
|
280
-3%
|
250
-11%
|
223
-11%
|
210
-6%
|
196
-6%
|
184
-6%
|
139
-25%
|
127
-9%
|
120
-5%
|
142
+18%
|
208
+47%
|
245
+18%
|
73
-70%
|
86
+19%
|
93
+8%
|
80
-14%
|
276
+246%
|
266
-3%
|
250
-6%
|
242
-3%
|
210
-13%
|
193
-8%
|
(17)
N/A
|
(35)
-102%
|
(22)
+36%
|
(18)
+18%
|
175
N/A
|
181
+3%
|
173
-5%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(49)
|
(26)
|
(33)
|
(32)
|
(26)
|
(45)
|
(37)
|
(39)
|
(31)
|
(28)
|
(26)
|
(15)
|
(17)
|
(18)
|
(21)
|
(25)
|
(23)
|
(14)
|
(25)
|
(23)
|
(26)
|
(36)
|
(26)
|
(26)
|
(34)
|
(37)
|
(36)
|
(38)
|
(33)
|
(31)
|
(36)
|
(37)
|
(40)
|
(43)
|
(41)
|
(42)
|
(42)
|
(40)
|
(37)
|
(33)
|
(32)
|
(34)
|
(33)
|
(43)
|
(42)
|
(41)
|
(41)
|
(33)
|
(32)
|
(33)
|
(37)
|
(41)
|
(41)
|
(42)
|
(43)
|
(31)
|
(34)
|
(37)
|
(38)
|
(46)
|
(48)
|
(48)
|
(52)
|
(60)
|
(62)
|
(63)
|
(58)
|
(56)
|
(45)
|
(34)
|
(27)
|
(24)
|
(20)
|
(8)
|
(8)
|
(6)
|
(15)
|
(37)
|
(48)
|
(16)
|
(19)
|
(19)
|
(12)
|
(49)
|
(43)
|
(38)
|
(36)
|
(29)
|
(27)
|
17
|
19
|
17
|
14
|
(29)
|
(32)
|
(33)
|
|
| Income from Continuing Operations |
96
|
58
|
58
|
50
|
44
|
73
|
61
|
96
|
87
|
87
|
86
|
42
|
41
|
40
|
45
|
56
|
60
|
74
|
65
|
66
|
70
|
66
|
83
|
90
|
89
|
93
|
101
|
98
|
104
|
100
|
98
|
102
|
109
|
116
|
117
|
123
|
128
|
131
|
130
|
124
|
118
|
121
|
122
|
141
|
142
|
142
|
139
|
125
|
122
|
119
|
133
|
140
|
141
|
151
|
155
|
103
|
109
|
114
|
115
|
152
|
158
|
157
|
166
|
207
|
218
|
232
|
232
|
225
|
205
|
189
|
182
|
173
|
165
|
130
|
119
|
114
|
127
|
171
|
197
|
57
|
68
|
74
|
68
|
227
|
223
|
213
|
206
|
181
|
166
|
(0)
|
(16)
|
(5)
|
(4)
|
146
|
149
|
140
|
|
| Income to Minority Interest |
(4)
|
(5)
|
(6)
|
(5)
|
(5)
|
(4)
|
(4)
|
(4)
|
(4)
|
(3)
|
(3)
|
(2)
|
(1)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Net Income (Common) |
79
N/A
|
38
-52%
|
37
-3%
|
29
-21%
|
25
-16%
|
54
+119%
|
43
-21%
|
78
+82%
|
72
-8%
|
74
+3%
|
75
+1%
|
31
-58%
|
35
+13%
|
33
-6%
|
39
+17%
|
53
+37%
|
53
0%
|
67
+26%
|
57
-14%
|
59
+2%
|
62
+6%
|
58
-6%
|
75
+29%
|
83
+10%
|
81
-2%
|
86
+6%
|
94
+9%
|
91
-3%
|
96
+6%
|
92
-4%
|
90
-2%
|
101
+12%
|
108
+7%
|
115
+7%
|
116
+1%
|
111
-5%
|
116
+4%
|
118
+2%
|
117
-1%
|
111
-5%
|
105
-5%
|
108
+3%
|
109
+1%
|
128
+17%
|
130
+2%
|
129
-1%
|
127
-2%
|
113
-11%
|
111
-2%
|
109
-1%
|
121
+11%
|
129
+7%
|
130
+0%
|
140
+8%
|
145
+4%
|
93
-36%
|
100
+7%
|
104
+5%
|
103
-1%
|
139
+34%
|
143
+3%
|
140
-2%
|
149
+7%
|
189
+27%
|
201
+6%
|
216
+8%
|
218
+1%
|
211
-3%
|
192
-9%
|
176
-8%
|
169
-4%
|
160
-6%
|
152
-5%
|
117
-23%
|
106
-10%
|
102
-4%
|
114
+13%
|
159
+39%
|
183
+15%
|
45
-76%
|
54
+21%
|
62
+15%
|
56
-10%
|
215
+282%
|
211
-2%
|
201
-5%
|
194
-3%
|
169
-13%
|
155
-9%
|
(12)
N/A
|
(27)
-121%
|
(18)
+33%
|
(16)
+8%
|
133
N/A
|
135
+2%
|
126
-7%
|
|
| EPS (Diluted) |
3.43
N/A
|
1.66
-52%
|
1.6
-4%
|
1.26
-21%
|
1.05
-17%
|
2.32
+121%
|
1.83
-21%
|
3.32
+81%
|
3.05
-8%
|
3.15
+3%
|
3.17
+1%
|
1.33
-58%
|
1.5
+13%
|
1.41
-6%
|
1.64
+16%
|
2.25
+37%
|
2.25
N/A
|
2.82
+25%
|
2.43
-14%
|
2.48
+2%
|
2.62
+6%
|
2.45
-6%
|
3.17
+29%
|
3.48
+10%
|
3.4
-2%
|
3.56
+5%
|
3.91
+10%
|
3.79
-3%
|
4.03
+6%
|
3.86
-4%
|
3.77
-2%
|
4.22
+12%
|
4.52
+7%
|
4.82
+7%
|
4.87
+1%
|
4.63
-5%
|
4.84
+5%
|
4.95
+2%
|
4.9
-1%
|
4.65
-5%
|
4.4
-5%
|
4.27
-3%
|
4.3
+1%
|
4.98
+16%
|
4.61
-7%
|
4.56
-1%
|
4.49
-2%
|
3.99
-11%
|
3.86
-3%
|
3.8
-2%
|
4.2
+11%
|
4.5
+7%
|
4.47
-1%
|
4.85
+9%
|
5.02
+4%
|
3.21
-36%
|
3.37
+5%
|
3.44
+2%
|
3.4
-1%
|
4.55
+34%
|
4.2
-8%
|
4.1
-2%
|
4.37
+7%
|
5.4
+24%
|
5.08
-6%
|
5.17
+2%
|
5.19
+0%
|
5.1
-2%
|
4.58
-10%
|
4.16
-9%
|
3.98
-4%
|
3.77
-5%
|
3.55
-6%
|
2.76
-22%
|
2.48
-10%
|
2.37
-4%
|
2.65
+12%
|
3.67
+38%
|
4.19
+14%
|
1.03
-75%
|
1.25
+21%
|
1.44
+15%
|
1.31
-9%
|
4.95
+278%
|
4.87
-2%
|
4.64
-5%
|
4.48
-3%
|
3.89
-13%
|
3.55
-9%
|
-0.27
N/A
|
-0.62
-130%
|
-0.41
+34%
|
-0.37
+10%
|
2.99
N/A
|
3.05
+2%
|
2.84
-7%
|
|