Payfare Inc
TSX:PAY
Intrinsic Value
Payfare, Inc. engages in the provision of mobile banking, instant payment, and loyalty-reward solutions. [ Read More ]
The intrinsic value of one PAY stock under the Base Case scenario is 9.92 CAD. Compared to the current market price of 6.95 CAD, Payfare Inc is Undervalued by 30%.
Valuation Backtest
Payfare Inc
Run backtest to discover the historical profit from buying and selling PAY stocks based on their intrinsic value.
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Fundamental Analysis
Balance Sheet Decomposition
Payfare Inc
Current Assets | 265.7m |
Cash & Short-Term Investments | 56.4m |
Receivables | 4.6m |
Other Current Assets | 204.8m |
Non-Current Assets | 7m |
PP&E | 88.7k |
Intangibles | 5.2m |
Other Non-Current Assets | 1.7m |
Current Liabilities | 207.5m |
Accounts Payable | 23.1m |
Other Current Liabilities | 184.3m |
Earnings Waterfall
Payfare Inc
Revenue
|
171.6m
CAD
|
Cost of Revenue
|
-130.6m
CAD
|
Gross Profit
|
41m
CAD
|
Operating Expenses
|
-32.2m
CAD
|
Operating Income
|
8.8m
CAD
|
Other Expenses
|
2.3m
CAD
|
Net Income
|
11.1m
CAD
|
Free Cash Flow Analysis
Payfare Inc
PAY Profitability Score
Profitability Due Diligence
Payfare Inc's profitability score is 44/100. The higher the profitability score, the more profitable the company is.
Score
Payfare Inc's profitability score is 44/100. The higher the profitability score, the more profitable the company is.
PAY Solvency Score
Solvency Due Diligence
Payfare Inc's solvency score is 52/100. The higher the solvency score, the more solvent the company is.
Score
Payfare Inc's solvency score is 52/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
PAY Price Targets Summary
Payfare Inc
According to Wall Street analysts, the average 1-year price target for PAY is 10.79 CAD with a low forecast of 9.09 CAD and a high forecast of 13.65 CAD.
Shareholder Return
PAY Price
Payfare Inc
Average Annual Return | -3.13% |
Standard Deviation of Annual Returns | 61.94% |
Max Drawdown | -70% |
Market Capitalization | 332.2m CAD |
Shares Outstanding | 47 796 300 |
Percentage of Shares Shorted | 0.06% |
Company Profile
Country
Industry
Market Cap
Dividend Yield
Description
Payfare, Inc. engages in the provision of mobile banking, instant payment, and loyalty-reward solutions. The company is headquartered in Toronto, Ontario and currently employs 70 full-time employees. The company went IPO on 2021-03-19. The firm provides instant payout and digital banking solutions for gig economy. The firm partners with platforms and marketplaces, such as Uber, Lyft and DoorDash to provide financial security and inclusion for their workforce. The company provides gig workers with instant access to their earnings and digital banking experience allowing them to focus financially rather than having to depend on the traditional banking system, payday loans, overdraft and credit cards. The firm operates in Canada, United States and Mexico. Its wholly owned subsidiaries include Payfare International Inc. and Payfare Mexico Inc. S.A. de C.V.
Contact
IPO
Employees
Officers
The intrinsic value of one PAY stock under the Base Case scenario is 9.92 CAD.
Compared to the current market price of 6.95 CAD, Payfare Inc is Undervalued by 30%.