Payfare Inc
TSX:PAY

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Payfare Inc
TSX:PAY
Watchlist
Price: 4 CAD Market Closed
Market Cap: 193.2m CAD
Section:
Relative Value
Relative Value
Valuation Multiples
Multiples Across Competitors
See Also

Relative Value

PAY price has not been updated for more than 1 year. This may indicate that the stock has been delisted.

The Relative Value of one PAY stock under the Base Case scenario is 5.52 CAD. Compared to the current market price of 4 CAD, Payfare Inc is Undervalued by 28%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

PAY Relative Value
Base Case
5.52 CAD
Undervaluation 28%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

0.9
P/S
P/S
Price to Sales
0.9
vs History
77
vs Industry
71
Median 3Y
1.6
Median 5Y
1.9
Industry
2.5
Forward
1
More Details
9.9
P/E
P/E
Price to Earnings
9.9
vs History
33
vs Industry
46
Median 3Y
9.9
Median 5Y
5.1
Industry
23.1
Forward
16.4
More Details
5.6
P/OCF
P/OCF
Price to OCF
5.6
vs History
38
vs Industry
57
Median 3Y
9
Median 5Y
5.5
Industry
17.4
More Details
7
P/FCFE
P/FCFE
Price to FCFE
7
vs History
38
vs Industry
47
Median 3Y
11.4
Median 5Y
6.9
Industry
21.6
More Details
2.2
P/B
P/B
Price to Book Value
2.2
vs History
77
vs Industry
51
Median 3Y
4.1
Median 5Y
4.6
Industry
3
More Details
0.5
EV/S
EV/S
Enterprise Value to Sales
0.5
vs History
77
vs Industry
78
Median 3Y
1.2
Median 5Y
1.6
Industry
2.5
Forward
0.6
More Details
2.1
EV/GP
EV/GP
Enterprise Value to Gross Profit
2.1
vs History
77
vs Industry
66
Median 3Y
5.5
Median 5Y
6.8
Industry
5
More Details
5.3
EV/EBITDA
EV/EBITDA
Enterprise Value to EBITDA
5.3
vs History
33
vs Industry
50
Median 3Y
5.3
Median 5Y
1.1
Industry
12.7
Forward
5.4
More Details
7
EV/EBIT
EV/EBIT
Enterprise Value to EBIT
7
vs History
27
vs Industry
45
Median 3Y
7
Median 5Y
-5.1
Industry
16.4
Forward
14.3
More Details
3.4
EV/OCF
EV/OCF
Enterprise Value to OCF
3.4
vs History
38
vs Industry
58
Median 3Y
6.6
Median 5Y
3.3
Industry
15.9
More Details
4.3
EV/FCFF
EV/FCFF
Enterprise Value to FCFF
4.3
vs History
38
vs Industry
48
Median 3Y
8.4
Median 5Y
4.2
Industry
19.1
More Details
0.5
EV/IC
EV/IC
Enterprise Value to IC
0.5
vs History
77
vs Industry
81
Median 3Y
1.1
Median 5Y
1.4
Industry
2.5
More Details

Multiples Across Competitors

PAY Competitors Multiples
Payfare Inc Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
Market Cap P/S P/E EV/EBITDA EV/EBIT
CA
Payfare Inc
TSX:PAY
192.3m CAD 0.9 9.9 5.3 7
US
Visa Inc
NYSE:V
760.3B USD 20.2 38.7 29.2 30.5
US
Mastercard Inc
NYSE:MA
514.3B USD 17.7 39.1 29.2 30.8
US
Automatic Data Processing Inc
NASDAQ:ADP
125.3B USD 6.2 31.3 21.5 23.9
US
Fiserv Inc
NYSE:FI
96.4B USD 4.7 29.7 13.3 20.1
US
PayPal Holdings Inc
NASDAQ:PYPL
74.6B USD 2.3 16.4 10.7 12.5
NL
Adyen NV
AEX:ADYEN
48.8B EUR 21.6 52.6 39 43.5
US
Paychex Inc
NASDAQ:PAYX
52.5B USD 9.4 31.7 21.8 23.8
US
Fidelity National Information Services Inc
NYSE:FIS
42.5B USD 4.2 53 14.5 29.3
ES
Amadeus IT Group SA
MAD:AMS
31.2B EUR 5 24.1 13.2 18.4
US
Broadridge Financial Solutions Inc
NYSE:BR
28.2B USD 4.2 35.8 21.5 27.7
EV/EBITDA Multiple
EBITDA Growth EV/EBITDA to Growth
CA
Payfare Inc
TSX:PAY
Average EV/EBITDA: 19.9
5.3
N/A N/A
US
Visa Inc
NYSE:V
29.2
11%
2.7
US
Mastercard Inc
NYSE:MA
29.2
15%
1.9
US
Automatic Data Processing Inc
NASDAQ:ADP
21.5
7%
3.1
US
Fiserv Inc
NYSE:FI
13.3
12%
1.1
US
PayPal Holdings Inc
NASDAQ:PYPL
10.7
7%
1.5
NL
Adyen NV
AEX:ADYEN
39
31%
1.3
US
Paychex Inc
NASDAQ:PAYX
21.8
N/A N/A
US
Fidelity National Information Services Inc
NYSE:FIS
14.5
12%
1.2
ES
Amadeus IT Group SA
MAD:AMS
13.2
9%
1.5
US
Broadridge Financial Solutions Inc
NYSE:BR
21.5
14%
1.5

See Also

Summary
PAY intrinsic value, competitors valuation, and company profile.
DCF Valuation
PAY stock valuation using Discount Cash Flow valuation method.
Relative Valuation
PAY stock valuation using valuation multiples.
Wall Street Estimates
PAY price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
PAY stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
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