Saigon Thuong Tin Commercial Joint Stock Bank
VN:STB
Balance Sheet
Balance Sheet Decomposition
Saigon Thuong Tin Commercial Joint Stock Bank
Saigon Thuong Tin Commercial Joint Stock Bank
Balance Sheet
Saigon Thuong Tin Commercial Joint Stock Bank
| Dec-2003 | Dec-2004 | Dec-2005 | Dec-2006 | Dec-2007 | Dec-2008 | Dec-2009 | Dec-2010 | Dec-2011 | Dec-2012 | Dec-2013 | Dec-2014 | Dec-2015 | Dec-2016 | Dec-2017 | Dec-2018 | Dec-2019 | Dec-2020 | Dec-2021 | Dec-2022 | Dec-2023 | Dec-2024 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||||||||||||||
| Net Loans |
4 712 003
|
5 958 543
|
8 379 335
|
14 312 895
|
35 200 574
|
34 757 119
|
59 141 487
|
81 664 200
|
79 726 547
|
94 887 813
|
109 214 229
|
126 646 093
|
183 660 021
|
196 428 078
|
220 197 752
|
253 100 111
|
292 058 715
|
334 854 576
|
381 012 317
|
432 997 593
|
475 169 108
|
530 448 003
|
606 336 391
|
|
| Investments |
1 760 398
|
3 068 789
|
3 899 971
|
6 164 470
|
21 420 806
|
21 010 645
|
29 881 770
|
50 554 850
|
39 403 738
|
33 329 807
|
30 848 796
|
39 720 337
|
46 800 924
|
73 249 060
|
83 886 306
|
85 559 673
|
95 985 613
|
98 771 433
|
83 943 285
|
100 098 817
|
131 016 454
|
176 404 349
|
270 725 672
|
|
| PP&E Net |
205 273
|
346 725
|
561 508
|
684 938
|
914 781
|
1 625 719
|
2 297 132
|
2 776 071
|
3 674 580
|
2 769 862
|
2 907 813
|
2 831 695
|
4 530 506
|
4 503 813
|
4 474 616
|
4 617 730
|
4 697 387
|
4 746 484
|
4 518 674
|
4 489 795
|
4 282 772
|
4 375 198
|
4 132 288
|
|
| PP&E Gross |
205 273
|
346 725
|
561 508
|
684 938
|
914 781
|
1 625 719
|
2 297 132
|
2 776 071
|
3 674 580
|
2 769 862
|
2 907 813
|
2 831 695
|
4 530 506
|
4 503 813
|
4 474 616
|
4 617 730
|
4 697 387
|
4 746 484
|
4 518 674
|
4 489 795
|
4 282 772
|
4 375 198
|
4 132 288
|
|
| Accumulated Depreciation |
23 903
|
38 236
|
56 777
|
82 665
|
117 691
|
162 377
|
252 765
|
423 195
|
617 114
|
880 535
|
1 025 933
|
1 274 466
|
2 023 761
|
2 353 148
|
2 246 324
|
2 470 377
|
2 751 604
|
3 040 399
|
3 348 979
|
3 367 778
|
4 057 506
|
4 495 996
|
5 042 065
|
|
| Intangible Assets |
2 222
|
50 276
|
60 014
|
273 866
|
406 582
|
760 297
|
1 106 732
|
1 513 239
|
1 600 316
|
2 448 906
|
2 398 707
|
2 367 280
|
3 437 213
|
3 445 557
|
3 626 380
|
3 631 922
|
3 592 581
|
3 828 940
|
3 676 602
|
3 057 882
|
2 986 668
|
2 979 930
|
2 912 327
|
|
| Goodwill |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
17 159
|
15 120
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Long-Term Investments |
5 610
|
6 642
|
9 387
|
110 604
|
211 282
|
135 824
|
84 683
|
0
|
0
|
32 099
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Customer Acceptances Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Long-Term Assets |
0
|
0
|
0
|
0
|
0
|
0
|
3 966
|
9 376
|
0
|
308 915
|
104 246
|
60 607
|
94 588
|
106 315
|
74 226
|
63 102
|
159 813
|
450 454
|
405 006
|
242 847
|
397 824
|
542 460
|
552 729
|
|
| Other Assets |
162 850
|
177 443
|
298 968
|
554 680
|
1 369 156
|
1 970 758
|
3 568 264
|
4 461 425
|
6 798 302
|
8 329 405
|
8 889 214
|
11 287 860
|
43 650 863
|
43 832 543
|
49 448 191
|
47 612 408
|
42 517 608
|
36 924 827
|
32 814 046
|
0
|
46 108 515
|
9 918 590
|
14 989 051
|
|
| Total Assets |
7 304 443
N/A
|
10 396 556
+42%
|
14 454 338
+39%
|
24 776 182
+71%
|
64 572 875
+161%
|
68 438 569
+6%
|
104 019 144
+52%
|
152 386 936
+46%
|
141 468 717
-7%
|
152 118 525
+8%
|
161 377 613
+6%
|
189 802 627
+18%
|
292 032 736
+54%
|
332 023 048
+14%
|
368 468 840
+11%
|
406 040 598
+10%
|
453 581 057
+12%
|
492 516 029
+9%
|
521 117 123
+6%
|
591 907 695
+14%
|
674 389 660
+14%
|
748 094 546
+11%
|
917 119 803
+23%
|
|
| Liabilities | ||||||||||||||||||||||||
| Accounts Payable |
77 044
|
112 768
|
160 278
|
270 745
|
586 709
|
869 112
|
930 412
|
1 206 003
|
1 288 768
|
1 292 562
|
1 804 882
|
1 924 092
|
3 065 170
|
3 554 231
|
4 463 753
|
5 946 965
|
7 105 423
|
6 923 921
|
5 883 564
|
7 516 570
|
11 643 974
|
8 510 442
|
11 245 693
|
|
| Short-Term Debt |
391 592
|
758 357
|
1 126 916
|
2 636 299
|
5 947 557
|
7 711 224
|
25 991 809
|
33 397 110
|
25 910 131
|
11 372 415
|
1 810 044
|
2 550 844
|
2 296 946
|
8 542 520
|
5 749 364
|
11 550 028
|
3 367 434
|
4 123 772
|
8 382 938
|
16 601 980
|
3 583 411
|
9 386 237
|
26 159 016
|
|
| Current Portion of Long-Term Debt |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
304 654
|
492 958
|
441 069
|
0
|
|
| Total Deposits |
5 912 147
|
8 287 440
|
10 969 558
|
18 327 053
|
48 740 921
|
50 617 174
|
63 255 437
|
93 745 042
|
81 752 027
|
108 593 358
|
134 841 785
|
164 917 218
|
261 651 872
|
294 994 920
|
326 990 713
|
350 432 138
|
401 244 045
|
431 960 227
|
436 577 919
|
476 470 173
|
545 130 422
|
628 205 124
|
770 466 640
|
|
| Other Interest Bearing Liabilities |
180 867
|
127 517
|
163 630
|
374 668
|
1 003 293
|
1 014 462
|
1 975 237
|
2 102 704
|
4 713 679
|
4 545 100
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Current Liabilities |
8 034
|
3 534
|
20 964
|
5 656
|
5 518
|
5 365
|
5 363
|
5 617
|
44 878
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Total Current Liabilities |
476 670
|
874 659
|
1 308 158
|
2 912 700
|
6 539 784
|
8 585 701
|
26 927 584
|
34 608 730
|
27 243 777
|
12 664 977
|
3 614 926
|
4 474 936
|
5 362 116
|
12 096 751
|
10 213 117
|
17 496 993
|
10 472 857
|
11 047 693
|
14 266 502
|
24 423 204
|
15 720 343
|
18 337 748
|
37 404 709
|
|
| Long-Term Debt |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
4 906 321
|
1 116 413
|
1 793 834
|
1 404 754
|
5 692 361
|
8 153 637
|
9 573 654
|
11 284 970
|
19 560 478
|
25 755 490
|
28 822 680
|
36 761 463
|
39 753 363
|
|
| Deferred Income Tax |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
868
|
21 359
|
23 419
|
23 370
|
25 462
|
25 462
|
25 543
|
28 418
|
29 460
|
29 660
|
29 811
|
26 010
|
|
| Minority Interest |
0
|
0
|
0
|
0
|
0
|
0
|
230 141
|
676 658
|
0
|
11
|
8
|
4
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Liabilities |
89 811
|
139 212
|
125 312
|
291 415
|
939 218
|
462 608
|
1 083 985
|
7 235 485
|
13 212 351
|
12 616 340
|
950 855
|
1 229 991
|
1 123 060
|
1 311 262
|
2 312 987
|
5 300 001
|
5 523 399
|
9 241 354
|
16 422 469
|
26 602 372
|
38 952 691
|
9 788 330
|
9 602 337
|
|
| Total Liabilities |
6 659 495
N/A
|
9 428 828
+42%
|
12 566 658
+33%
|
21 905 836
+74%
|
57 223 216
+161%
|
60 679 945
+6%
|
93 472 384
+54%
|
138 368 619
+48%
|
126 921 834
-8%
|
138 419 786
+9%
|
144 313 895
+4%
|
171 739 430
+19%
|
269 952 241
+57%
|
309 831 106
+15%
|
345 232 548
+11%
|
381 408 231
+10%
|
426 839 417
+12%
|
463 559 787
+9%
|
486 855 786
+5%
|
553 280 699
+14%
|
628 655 796
+14%
|
693 122 476
+10%
|
857 253 059
+24%
|
|
| Equity | ||||||||||||||||||||||||
| Common Stock |
505 000
|
740 000
|
1 250 000
|
2 089 413
|
4 448 814
|
5 115 831
|
6 700 353
|
9 179 230
|
10 739 677
|
10 739 677
|
12 425 116
|
12 425 116
|
18 852 157
|
18 852 157
|
18 852 157
|
18 852 157
|
18 852 157
|
18 852 157
|
18 852 157
|
18 852 157
|
18 852 157
|
18 852 157
|
18 852 157
|
|
| Retained Earnings |
54 820
|
107 782
|
178 888
|
436 146
|
1 234 529
|
984 340
|
1 463 937
|
1 759 560
|
1 958 008
|
1 069 643
|
2 754 666
|
3 429 086
|
1 264 953
|
1 340 924
|
2 286 118
|
3 521 064
|
5 411 564
|
7 303 619
|
9 907 117
|
13 971 682
|
20 386 614
|
28 426 115
|
31 294 226
|
|
| Additional Paid In Capital |
0
|
0
|
0
|
158 365
|
1 212 723
|
1 212 723
|
1 377 030
|
1 750 957
|
1 671 846
|
1 672 641
|
1 671 693
|
1 671 693
|
63 612
|
63 612
|
63 612
|
63 612
|
63 612
|
63 612
|
1 747 651
|
1 747 651
|
1 747 651
|
1 747 651
|
1 747 651
|
|
| Unrealized Security Profit/Loss |
0
|
0
|
4 124
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Treasury Stock |
0
|
0
|
0
|
0
|
0
|
351 924
|
0
|
0
|
1 450 558
|
1 506 878
|
1 506 878
|
1 506 878
|
750 911
|
750 911
|
750 911
|
750 911
|
750 911
|
750 911
|
0
|
0
|
0
|
0
|
0
|
|
| Other Equity |
85 128
|
119 946
|
462 916
|
186 422
|
453 593
|
797 654
|
1 005 440
|
1 328 570
|
1 627 910
|
1 723 656
|
1 719 121
|
2 044 180
|
2 650 684
|
2 686 160
|
2 785 316
|
2 946 445
|
3 165 218
|
3 487 765
|
3 754 412
|
4 055 506
|
4 747 442
|
5 946 147
|
7 972 710
|
|
| Total Equity |
644 948
N/A
|
967 728
+50%
|
1 887 680
+95%
|
2 870 346
+52%
|
7 349 659
+156%
|
7 758 624
+6%
|
10 546 760
+36%
|
14 018 317
+33%
|
14 546 883
+4%
|
13 698 739
-6%
|
17 063 718
+25%
|
18 063 197
+6%
|
22 080 495
+22%
|
22 191 942
+1%
|
23 236 292
+5%
|
24 632 367
+6%
|
26 741 640
+9%
|
28 956 242
+8%
|
34 261 337
+18%
|
38 626 996
+13%
|
45 733 864
+18%
|
54 972 070
+20%
|
59 866 744
+9%
|
|
| Total Liabilities & Equity |
7 304 443
N/A
|
10 396 556
+42%
|
14 454 338
+39%
|
24 776 182
+71%
|
64 572 875
+161%
|
68 438 569
+6%
|
104 019 144
+52%
|
152 386 936
+46%
|
141 468 717
-7%
|
152 118 525
+8%
|
161 377 613
+6%
|
189 802 627
+18%
|
292 032 736
+54%
|
332 023 048
+14%
|
368 468 840
+11%
|
406 040 598
+10%
|
453 581 057
+12%
|
492 516 029
+9%
|
521 117 123
+6%
|
591 907 695
+14%
|
674 389 660
+14%
|
748 094 546
+11%
|
917 119 803
+23%
|
|
| Shares Outstanding | ||||||||||||||||||||||||
| Common Shares Outstanding |
954
|
954
|
954
|
954
|
1 000
|
964
|
1 047
|
1 186
|
1 207
|
1 203
|
1 520
|
1 520
|
1 804
|
1 804
|
1 804
|
1 804
|
1 804
|
1 804
|
1 885
|
1 885
|
1 885
|
1 885
|
1 885
|
|