Saigon Thuong Tin Commercial Joint Stock Bank
VN:STB
Income Statement
Income Statement
Saigon Thuong Tin Commercial Joint Stock Bank
| Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
680 366
|
818 605
|
980 495
|
1 209 145
|
1 151 872
|
1 358 275
|
1 403 863
|
1 063 973
|
1 146 668
|
1 172 001
|
1 434 693
|
2 014 286
|
2 302 935
|
2 431 487
|
2 648 407
|
2 986 207
|
3 890 551
|
4 589 658
|
5 063 919
|
5 640 743
|
5 842 227
|
6 053 652
|
6 245 467
|
6 371 682
|
6 497 179
|
6 777 452
|
6 908 170
|
6 839 607
|
6 627 437
|
6 378 624
|
6 638 478
|
6 889 437
|
6 564 658
|
6 942 707
|
6 905 696
|
6 955 417
|
6 575 107
|
5 873 781
|
4 535 693
|
3 584 606
|
4 020 697
|
3 833 522
|
4 329 015
|
5 068 967
|
5 278 035
|
5 898 346
|
6 668 856
|
7 042 597
|
7 633 794
|
8 419 797
|
8 660 581
|
9 515 202
|
9 180 688
|
9 562 707
|
10 177 426
|
10 288 458
|
11 526 554
|
11 695 041
|
12 206 051
|
12 483 221
|
11 964 487
|
11 695 582
|
11 149 672
|
13 598 622
|
17 147 134
|
17 556 812
|
16 645 941
|
22 072 333
|
22 186 471
|
22 551 601
|
24 065 602
|
24 531 698
|
25 444 031
|
25 912 542
|
27 421 800
|
26 680 618
|
|
| Interest Income |
1 669 505
|
1 987 235
|
2 683 997
|
3 422 115
|
3 383 002
|
4 329 920
|
5 084 941
|
5 848 401
|
7 161 082
|
7 125 638
|
6 959 296
|
6 898 569
|
7 137 799
|
7 866 005
|
8 853 997
|
10 025 266
|
11 801 566
|
13 819 586
|
15 532 923
|
17 085 916
|
17 864 267
|
17 935 552
|
17 816 755
|
17 316 233
|
16 869 623
|
16 745 444
|
16 618 693
|
16 558 463
|
16 294 326
|
15 867 617
|
15 780 795
|
15 767 022
|
15 195 969
|
15 328 779
|
15 169 442
|
15 115 104
|
15 892 850
|
16 464 828
|
16 549 712
|
17 019 579
|
17 868 402
|
18 221 223
|
19 302 949
|
20 721 436
|
21 534 204
|
22 705 459
|
24 058 684
|
25 116 946
|
26 295 571
|
27 600 625
|
28 515 743
|
30 057 135
|
30 476 971
|
31 612 404
|
32 681 340
|
32 841 251
|
33 587 667
|
32 755 802
|
32 083 718
|
31 212 927
|
29 690 736
|
29 531 134
|
29 058 965
|
31 951 851
|
0
|
0
|
0
|
55 927 329
|
26 179 393
|
51 046 217
|
63 567 588
|
49 988 721
|
63 637 582
|
52 628 740
|
56 054 252
|
57 480 853
|
|
| Interest Expense |
989 139
|
863 970
|
1 703 502
|
1 908 311
|
2 231 130
|
2 971 645
|
3 681 078
|
4 784 428
|
6 014 414
|
5 953 637
|
5 524 603
|
4 884 283
|
4 834 864
|
5 434 518
|
6 205 590
|
7 039 059
|
7 911 015
|
9 229 928
|
10 469 004
|
11 445 173
|
12 022 040
|
11 881 900
|
11 571 288
|
10 944 551
|
10 372 444
|
9 967 992
|
9 710 523
|
9 718 856
|
9 666 889
|
9 735 199
|
9 142 317
|
8 877 585
|
8 631 311
|
8 386 072
|
8 263 747
|
8 159 688
|
9 317 743
|
10 591 048
|
12 014 020
|
13 434 973
|
13 847 705
|
14 489 808
|
14 973 934
|
15 652 469
|
16 256 169
|
16 807 113
|
17 389 828
|
18 074 349
|
18 661 777
|
19 180 828
|
19 855 162
|
20 541 933
|
21 296 283
|
22 049 697
|
22 503 914
|
22 552 793
|
22 061 112
|
21 060 761
|
19 877 667
|
18 729 706
|
17 726 248
|
17 835 552
|
17 909 293
|
18 353 229
|
20 243 714
|
19 787 749
|
23 716 058
|
33 854 996
|
32 318 016
|
29 660 720
|
27 016 960
|
25 457 023
|
25 708 525
|
26 716 198
|
28 632 452
|
30 800 235
|
|
| Non Interest Income |
551 725
|
696 244
|
0
|
0
|
1 482 349
|
425 552
|
1 036 174
|
1 662 310
|
1 974 198
|
2 134 660
|
2 239 438
|
2 121 588
|
3 042 662
|
3 156 135
|
3 123 539
|
2 930 824
|
3 993 790
|
1 766 018
|
1 614 250
|
1 876 949
|
2 145 541
|
2 267 200
|
2 277 940
|
2 115 073
|
1 138 875
|
1 629 355
|
1 399 439
|
1 660 728
|
1 768 482
|
2 245 564
|
2 054 774
|
2 375 681
|
2 932 897
|
2 362 558
|
2 939 206
|
2 507 583
|
3 759 565
|
2 827 295
|
3 182 838
|
3 539 806
|
3 644 663
|
3 826 893
|
3 448 526
|
3 402 393
|
4 453 357
|
4 213 178
|
4 697 252
|
4 982 166
|
5 906 401
|
6 433 111
|
6 900 960
|
7 261 321
|
7 165 758
|
7 216 133
|
6 984 698
|
7 719 130
|
7 787 183
|
7 868 744
|
8 682 502
|
8 422 695
|
8 655 627
|
10 147 728
|
12 147 147
|
12 310 802
|
12 803 838
|
7 061 696
|
6 837 077
|
8 441 901
|
7 653 754
|
7 587 479
|
7 473 253
|
8 406 955
|
7 781 333
|
7 960 123
|
7 977 149
|
9 118 762
|
|
| Revenue |
1 232 091
N/A
|
1 514 849
+23%
|
980 495
-35%
|
1 209 145
+23%
|
2 634 221
+118%
|
1 783 827
-32%
|
2 440 037
+37%
|
2 726 283
+12%
|
3 120 866
+14%
|
3 306 661
+6%
|
3 674 131
+11%
|
4 135 874
+13%
|
5 345 597
+29%
|
5 587 622
+5%
|
5 771 946
+3%
|
5 917 031
+3%
|
7 884 341
+33%
|
6 355 676
-19%
|
6 678 169
+5%
|
7 517 692
+13%
|
7 987 768
+6%
|
8 320 852
+4%
|
8 523 407
+2%
|
8 486 755
0%
|
7 636 054
-10%
|
8 406 807
+10%
|
8 307 609
-1%
|
8 500 335
+2%
|
8 395 919
-1%
|
8 624 188
+3%
|
8 693 252
+1%
|
9 265 118
+7%
|
9 497 555
+3%
|
9 305 265
-2%
|
9 844 902
+6%
|
9 463 000
-4%
|
10 334 672
+9%
|
8 701 076
-16%
|
7 718 531
-11%
|
7 124 412
-8%
|
7 665 360
+8%
|
7 660 415
0%
|
7 777 541
+2%
|
8 471 360
+9%
|
9 731 392
+15%
|
10 111 524
+4%
|
11 366 108
+12%
|
12 024 763
+6%
|
13 540 195
+13%
|
14 852 908
+10%
|
15 561 541
+5%
|
16 776 523
+8%
|
16 346 446
-3%
|
16 778 840
+3%
|
17 162 124
+2%
|
18 007 588
+5%
|
19 313 737
+7%
|
19 563 785
+1%
|
20 888 553
+7%
|
20 905 916
+0%
|
20 620 114
-1%
|
21 843 310
+6%
|
23 296 819
+7%
|
25 909 424
+11%
|
29 950 972
+16%
|
24 618 508
-18%
|
23 483 018
-5%
|
30 514 234
+30%
|
29 840 225
-2%
|
30 139 080
+1%
|
31 538 855
+5%
|
32 938 653
+4%
|
33 225 364
+1%
|
33 872 665
+2%
|
35 398 949
+5%
|
35 799 380
+1%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(42 902)
|
0
|
0
|
0
|
(118 387)
|
(30 133)
|
(60 779)
|
(64 884)
|
(74 097)
|
(75 000)
|
(143 960)
|
(200 767)
|
(282 429)
|
(262 712)
|
(263 656)
|
(248 682)
|
(317 832)
|
(507 735)
|
(441 582)
|
(544 642)
|
(394 957)
|
(230 907)
|
(529 406)
|
(494 280)
|
(1 331 265)
|
(1 501 542)
|
(1 210 392)
|
(1 260 107)
|
(434 635)
|
(322 503)
|
(490 284)
|
(793 133)
|
(962 588)
|
(1 198 864)
|
(1 355 484)
|
(1 194 946)
|
(2 256 014)
|
(1 973 995)
|
(1 600 813)
|
(1 240 737)
|
(696 243)
|
(645 662)
|
(739 395)
|
(932 435)
|
(816 589)
|
(898 562)
|
(1 245 135)
|
(1 770 395)
|
(1 592 114)
|
(1 941 095)
|
(2 124 003)
|
(2 097 309)
|
(2 152 889)
|
(2 140 568)
|
(2 671 946)
|
(3 322 078)
|
(3 036 974)
|
(3 095 033)
|
(2 933 285)
|
(2 595 603)
|
(3 475 168)
|
(3 703 955)
|
(5 138 603)
|
(6 613 796)
|
(8 881 501)
|
(7 072 191)
|
(5 473 816)
|
(3 688 105)
|
(3 364 065)
|
(2 513 716)
|
(2 885 681)
|
(1 974 364)
|
(1 491 972)
|
(1 938 986)
|
(1 784 364)
|
(11 383 775)
|
|
| Non Interest Expense |
(577 860)
|
(706 432)
|
0
|
0
|
(933 861)
|
(449 191)
|
(1 345 610)
|
(1 808 376)
|
(1 936 842)
|
(2 428 960)
|
(2 145 165)
|
(2 241 276)
|
(2 888 229)
|
(2 974 528)
|
(2 844 323)
|
(3 023 143)
|
(5 006 067)
|
(3 139 948)
|
(3 710 457)
|
(4 286 545)
|
(4 822 137)
|
(4 970 552)
|
(5 110 345)
|
(5 185 650)
|
(4 936 938)
|
(5 708 231)
|
(5 792 151)
|
(5 823 468)
|
(5 000 636)
|
(5 440 246)
|
(5 135 463)
|
(5 325 933)
|
(5 708 680)
|
(5 262 008)
|
(5 762 097)
|
(5 703 519)
|
(7 200 503)
|
(6 461 831)
|
(6 743 392)
|
(6 937 699)
|
(6 813 526)
|
(6 748 707)
|
(6 328 169)
|
(6 566 099)
|
(7 422 999)
|
(7 526 847)
|
(8 208 967)
|
(8 473 808)
|
(9 701 090)
|
(10 107 145)
|
(10 725 391)
|
(11 255 661)
|
(10 976 811)
|
(11 495 087)
|
(11 306 224)
|
(11 634 134)
|
(12 937 483)
|
(13 117 111)
|
(13 619 930)
|
(14 047 463)
|
(12 744 920)
|
(13 150 627)
|
(13 274 675)
|
(13 704 831)
|
(14 730 399)
|
(11 742 714)
|
(11 652 333)
|
(17 231 129)
|
(16 609 465)
|
(17 443 167)
|
(17 804 532)
|
(18 243 924)
|
(17 993 220)
|
(17 224 305)
|
(18 000 051)
|
(16 787 580)
|
|
| Pre-Tax Income |
611 329
N/A
|
808 417
+32%
|
935 969
+16%
|
1 204 093
+29%
|
1 581 973
+31%
|
1 691 816
+7%
|
1 420 961
-16%
|
1 240 336
-13%
|
1 109 927
-11%
|
802 701
-28%
|
1 385 006
+73%
|
1 693 831
+22%
|
2 174 939
+28%
|
2 350 382
+8%
|
2 663 967
+13%
|
2 645 206
-1%
|
2 560 442
-3%
|
2 707 993
+6%
|
2 526 130
-7%
|
2 686 505
+6%
|
2 770 674
+3%
|
3 119 393
+13%
|
2 883 656
-8%
|
2 806 825
-3%
|
1 367 851
-51%
|
1 197 034
-12%
|
1 305 066
+9%
|
1 416 760
+9%
|
2 960 648
+109%
|
2 861 439
-3%
|
3 067 505
+7%
|
3 146 052
+3%
|
2 826 287
-10%
|
2 844 392
+1%
|
2 727 320
-4%
|
2 564 533
-6%
|
878 155
-66%
|
265 249
-70%
|
(625 675)
N/A
|
(1 054 024)
-68%
|
155 591
N/A
|
266 046
+71%
|
709 977
+167%
|
972 826
+37%
|
1 491 804
+53%
|
1 686 115
+13%
|
1 912 006
+13%
|
1 780 560
-7%
|
2 246 991
+26%
|
2 804 668
+25%
|
2 712 147
-3%
|
3 423 553
+26%
|
3 216 746
-6%
|
3 143 185
-2%
|
3 183 954
+1%
|
3 051 376
-4%
|
3 339 280
+9%
|
3 351 641
+0%
|
4 335 338
+29%
|
4 262 850
-2%
|
4 400 026
+3%
|
4 988 728
+13%
|
4 883 541
-2%
|
5 590 797
+14%
|
6 339 072
+13%
|
5 803 603
-8%
|
6 356 869
+10%
|
9 595 000
+51%
|
9 866 695
+3%
|
10 182 197
+3%
|
10 848 642
+7%
|
12 720 365
+17%
|
13 740 172
+8%
|
14 709 374
+7%
|
15 614 534
+6%
|
7 628 025
-51%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(141 200)
|
(146 526)
|
(135 819)
|
(138 462)
|
(184 074)
|
(204 595)
|
(208 694)
|
(209 209)
|
(155 174)
|
(194 422)
|
(288 555)
|
(363 968)
|
(504 380)
|
(542 357)
|
(602 287)
|
(621 547)
|
(650 102)
|
(661 099)
|
(701 528)
|
(793 640)
|
(774 817)
|
(887 153)
|
(798 671)
|
(749 805)
|
(365 481)
|
(326 827)
|
(327 759)
|
(342 071)
|
(731 542)
|
(687 239)
|
(717 182)
|
(696 823)
|
(619 855)
|
(622 253)
|
(611 344)
|
(568 274)
|
(230 236)
|
(91 926)
|
96 309
|
186 920
|
(66 982)
|
(128 847)
|
(159 896)
|
(265 634)
|
(310 244)
|
(318 367)
|
(426 419)
|
(439 075)
|
(456 835)
|
(566 996)
|
(538 569)
|
(641 286)
|
(761 882)
|
(746 822)
|
(751 406)
|
(674 437)
|
(657 299)
|
(654 339)
|
(868 567)
|
(872 611)
|
(988 530)
|
(1 104 218)
|
(1 307 981)
|
(1 443 358)
|
(1 298 377)
|
(915 747)
|
(1 046 028)
|
(1 876 384)
|
(1 936 630)
|
(2 000 419)
|
(2 100 283)
|
(2 632 870)
|
(2 867 390)
|
(3 119 833)
|
(3 324 883)
|
(1 688 914)
|
|
| Income from Continuing Operations |
470 129
|
661 891
|
800 150
|
1 065 631
|
1 397 899
|
1 487 221
|
1 212 267
|
1 031 127
|
954 753
|
608 279
|
1 096 451
|
1 329 863
|
1 670 559
|
1 808 025
|
2 061 680
|
2 023 659
|
1 910 340
|
2 046 894
|
1 824 602
|
1 892 865
|
1 995 857
|
2 232 240
|
2 084 985
|
2 057 020
|
1 002 370
|
870 207
|
977 307
|
1 074 689
|
2 229 106
|
2 174 200
|
2 350 323
|
2 449 229
|
2 206 432
|
2 222 139
|
2 115 976
|
1 996 260
|
647 919
|
173 324
|
(529 365)
|
(867 104)
|
88 609
|
137 199
|
550 081
|
707 192
|
1 181 560
|
1 367 748
|
1 485 587
|
1 341 485
|
1 790 156
|
2 237 672
|
2 173 578
|
2 782 267
|
2 454 864
|
2 396 363
|
2 432 548
|
2 376 939
|
2 681 981
|
2 697 302
|
3 466 771
|
3 390 239
|
3 411 496
|
3 884 510
|
3 575 560
|
4 147 439
|
5 040 695
|
4 887 856
|
5 310 841
|
7 718 616
|
7 930 065
|
8 181 778
|
8 748 359
|
10 087 495
|
10 872 782
|
11 589 541
|
12 289 651
|
5 939 111
|
|
| Income to Minority Interest |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(8 607)
|
0
|
0
|
0
|
1 294
|
70 875
|
70 873
|
70 574
|
69 573
|
(8)
|
(6)
|
0
|
0
|
1
|
1
|
3
|
3
|
5
|
2
|
4
|
4
|
1
|
4
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Net Income (Common) |
470 129
N/A
|
661 891
+41%
|
800 150
+21%
|
1 065 631
+33%
|
1 397 899
+31%
|
1 487 221
+6%
|
1 212 267
-18%
|
1 031 127
-15%
|
954 753
-7%
|
608 279
-36%
|
1 096 451
+80%
|
1 329 863
+21%
|
1 670 559
+26%
|
1 799 418
+8%
|
2 061 680
+15%
|
2 023 659
-2%
|
1 910 340
-6%
|
2 056 795
+8%
|
1 895 477
-8%
|
1 963 738
+4%
|
2 066 431
+5%
|
2 301 813
+11%
|
2 084 977
-9%
|
2 057 014
-1%
|
1 002 370
-51%
|
870 207
-13%
|
977 307
+12%
|
1 074 689
+10%
|
2 229 109
+107%
|
2 174 203
-2%
|
2 350 330
+8%
|
2 449 233
+4%
|
2 206 436
-10%
|
2 222 143
+1%
|
2 115 976
-5%
|
1 996 263
-6%
|
647 919
-68%
|
173 324
-73%
|
(529 365)
N/A
|
(867 104)
-64%
|
63 213
N/A
|
111 803
+77%
|
524 685
+369%
|
681 796
+30%
|
1 000 199
+47%
|
2 157 410
+116%
|
1 304 226
-40%
|
1 160 124
-11%
|
1 408 740
+21%
|
885 233
-37%
|
1 792 162
+102%
|
2 400 851
+34%
|
2 036 103
-15%
|
1 977 602
-3%
|
2 013 787
+2%
|
1 958 178
-3%
|
2 251 264
+15%
|
2 266 585
+1%
|
3 036 054
+34%
|
2 959 522
-3%
|
3 003 186
+1%
|
3 476 200
+16%
|
3 167 250
-9%
|
3 739 129
+18%
|
4 486 407
+20%
|
4 887 856
+9%
|
5 310 840
+9%
|
7 718 616
+45%
|
7 930 064
+3%
|
8 181 777
+3%
|
8 748 359
+7%
|
10 087 495
+15%
|
10 872 782
+8%
|
11 589 541
+7%
|
12 289 651
+6%
|
5 939 111
-52%
|
|
| EPS (Diluted) |
586.19
N/A
|
784.23
+34%
|
840.49
+7%
|
1 065.63
+27%
|
1 771.73
+66%
|
1 487.22
-16%
|
1 212.26
-18%
|
1 031.12
-15%
|
956.67
-7%
|
630.99
-34%
|
1 137.39
+80%
|
1 329.86
+17%
|
1 773.41
+33%
|
1 834.26
+3%
|
1 832.6
0%
|
1 706.28
-7%
|
1 961.33
+15%
|
1 873.21
-4%
|
1 472.78
-21%
|
1 731.69
+18%
|
1 814.25
+5%
|
1 913.39
+5%
|
1 733.14
-9%
|
1 709.9
-1%
|
833.22
-51%
|
723.36
-13%
|
580
-20%
|
707.03
+22%
|
1 490.04
+111%
|
1 453.34
-2%
|
1 506.62
+4%
|
1 611.33
+7%
|
1 328.37
-18%
|
5 108.37
+285%
|
667.07
-87%
|
1 112.74
+67%
|
444.08
-60%
|
121.2
-73%
|
-240.94
N/A
|
-480.65
-99%
|
35.05
N/A
|
61.97
+77%
|
290.84
+369%
|
377.93
+30%
|
554.43
+47%
|
1 195.9
+116%
|
722.96
-40%
|
643.08
-11%
|
780.89
+21%
|
490.7
-37%
|
993.43
+102%
|
1 330.84
+34%
|
1 128.66
-15%
|
1 096.23
-3%
|
1 116.28
+2%
|
1 085.46
-3%
|
1 247.92
+15%
|
1 256.42
+1%
|
1 682.95
+34%
|
1 640.53
-3%
|
1 630.39
-1%
|
5 689.36
+249%
|
1 004.08
-82%
|
1 983.39
+98%
|
2 379.78
+20%
|
2 592.73
+9%
|
2 817.1
+9%
|
4 094
+45%
|
15 796.99
+286%
|
2 503.27
-84%
|
9 715.49
+288%
|
5 350.84
-45%
|
5 767.39
+8%
|
6 147.59
+7%
|
6 518.96
+6%
|
3 150.36
-52%
|
|