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Saigon Thuong Tin Commercial Joint Stock Bank
VN:STB

Watchlist Manager
Saigon Thuong Tin Commercial Joint Stock Bank
VN:STB
Watchlist
Price: 62 600 VND 2.45% Market Closed
Market Cap: ₫118T
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Cash Flow Statement

Operating Cash Flow
+
3Y
+856%
5Y
+3 394%
10Y
-
Investing Cash Flow
+
3Y
-
5Y
-67%
10Y
-54%
Financing Cash Flow
+
3Y
-
5Y
-435 293%
10Y
-297 256%

Cash Flow Statement
Saigon Thuong Tin Commercial Joint Stock Bank

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Cash Flow Statement
Currency: VND
Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025
Operating Cash Flow
Net Income
1 109 927
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Depreciation & Amortization
82 874
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Other Non-Cash Items
(55 876)
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Cash Taxes Paid
208 679
190 510
190 124
242 690
348 997
445 168
483 663
634 519
646 034
689 547
741 935
775 958
803 762
752 518
871 464
811 843
750 858
666 692
649 267
0
(675 704)
(494 027)
(800 258)
(981 215)
(480 746)
(453 513)
(585 346)
(566 468)
(514 536)
(482 759)
(306 445)
(167 496)
(38 545)
(45 726)
(56 140)
(60 753)
(73 348)
(68 066)
(133 620)
(219 795)
(359 221)
(391 322)
(552 426)
(568 098)
(631 348)
(813 890)
(580 082)
(654 578)
(703 187)
(941 426)
(1 130 448)
(961 387)
(1 374 291)
(925 680)
(1 318 152)
(1 308 900)
0
0
0
(840 775)
(1 787 956)
(2 320 930)
(2 828 282)
(2 541 467)
(2 822 352)
(3 022 036)
(3 276 260)
Cash Interest Paid
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
86 664
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Change in Working Capital
9 347 590
5 125 691
74 819
4 329 403
4 224 356
5 854 797
4 436 354
2 856 593
2 433 642
616 001
4 784 049
4 571 395
(5 763 850)
(1 958 340)
913 493
(6 567 787)
(1 593 829)
(2 326 900)
(9 626 814)
(2 889 007)
(367 397)
(864 124)
4 228 532
11 046 693
4 751 623
5 040 907
9 999 741
(2 197 915)
(2 859 769)
3 653 850
(8 307 444)
(3 836 827)
1 125 948
(7 488 101)
(1 870 757)
(788 770)
(1 010 825)
4 848 917
6 252 578
3 499 247
4 931 769
7 683 892
12 656 334
18 330 444
13 068 413
1 663 322
12 604 910
1 601 658
2 986 706
(1 203 571)
(13 343 287)
(10 861 004)
(11 879 383)
1 954 586
(431 351)
5 853 566
15 540 492
22 563 183
31 714 049
26 751 354
39 731 326
36 241 996
16 622 142
38 365 249
20 882 795
34 245 089
55 957 831
Cash from Operating Activities
10 484 515
N/A
6 048 437
-42%
1 211 644
-80%
4 568 698
+277%
4 224 356
-8%
5 854 797
+39%
4 436 354
-24%
2 856 593
-36%
2 433 642
-15%
616 001
-75%
4 784 049
+677%
4 571 395
-4%
(5 763 850)
N/A
(1 958 340)
+66%
913 493
N/A
(6 567 787)
N/A
(1 593 829)
+76%
(2 326 900)
-46%
(9 626 814)
-314%
(2 889 007)
+70%
(367 397)
+87%
(864 124)
-135%
4 228 532
N/A
11 046 693
+161%
4 751 623
-57%
5 040 907
+6%
9 999 741
+98%
(2 197 915)
N/A
(2 859 769)
-30%
3 653 850
N/A
(8 307 444)
N/A
(3 836 827)
+54%
1 125 948
N/A
(7 488 101)
N/A
(1 870 757)
+75%
(788 770)
+58%
(1 010 825)
-28%
4 848 917
N/A
6 252 578
+29%
3 499 247
-44%
4 931 769
+41%
7 683 892
+56%
12 656 334
+65%
18 330 444
+45%
13 068 413
-29%
1 663 322
-87%
12 604 910
+658%
1 601 658
-87%
2 986 706
+86%
(1 203 571)
N/A
(13 343 287)
-1 009%
(10 861 004)
+19%
(11 879 383)
-9%
1 954 586
N/A
(431 351)
N/A
5 853 566
N/A
15 540 492
+165%
22 563 183
+45%
31 714 049
+41%
26 751 354
-16%
39 731 326
+49%
36 241 996
-9%
16 622 142
-54%
38 365 249
+131%
20 882 795
-46%
34 245 089
+64%
55 957 831
+63%
Investing Cash Flow
Capital Expenditures
(1 204 482)
(1 149 831)
(1 333 449)
(1 300 817)
(1 430 381)
(1 593 740)
(1 606 470)
(1 166 366)
(1 574 225)
(1 533 939)
(1 462 086)
(2 109 854)
(1 873 541)
(1 784 375)
(1 608 300)
(1 401 398)
(886 743)
(813 820)
(640 561)
(503 351)
(427 555)
(431 191)
(473 320)
(467 824)
(523 110)
(386 963)
(494 215)
(531 449)
(563 101)
(648 857)
(559 703)
(517 649)
(461 400)
(472 226)
(453 672)
(531 073)
(618 242)
(701 128)
(914 893)
(963 699)
(1 053 926)
(1 049 104)
(953 992)
(923 672)
(885 024)
(820 393)
(842 547)
(885 143)
(981 278)
(950 452)
(941 720)
(753 911)
(606 832)
(618 385)
(645 588)
(920 156)
(1 142 501)
(1 370 416)
(596 632)
(1 287 591)
(1 485 154)
(1 111 781)
(1 780 884)
(1 015 860)
(1 006 060)
(983 752)
(948 311)
Other Items
434 484
437 374
440 418
825 064
1 442 808
1 383 847
1 554 479
852 148
1 119 036
1 179 557
(329 678)
143 007
711 881
731 197
2 167 808
1 961 173
186 541
182 959
103 409
111 620
100 469
82 345
60 040
72 046
65 625
66 445
46 175
16 233
23 981
14 169
41 208
99 644
218 873
235 240
241 540
685 799
584 584
590 507
796 892
443 548
427 911
404 282
451 373
382 318
497 757
598 442
405 602
409 454
323 883
237 742
199 403
563 495
523 891
525 758
2 249 462
1 811 033
2 854 307
1 065 181
1 077 495
32 758
32 838
19 563
9 366
7 960
88 967
98 921
155 605
Cash from Investing Activities
(769 998)
N/A
(712 457)
+7%
(893 031)
-25%
(475 753)
+47%
12 427
N/A
(209 893)
N/A
(51 991)
+75%
(314 218)
-504%
(455 189)
-45%
(354 382)
+22%
(1 791 764)
-406%
(1 966 847)
-10%
(1 161 660)
+41%
(1 053 178)
+9%
559 508
N/A
559 775
+0%
(700 202)
N/A
(630 861)
+10%
(537 152)
+15%
(391 731)
+27%
(327 086)
+17%
(348 846)
-7%
(413 280)
-18%
(395 778)
+4%
(457 485)
-16%
(320 518)
+30%
(448 040)
-40%
(515 216)
-15%
(539 120)
-5%
(634 688)
-18%
(518 495)
+18%
(418 005)
+19%
(242 527)
+42%
(236 986)
+2%
(212 132)
+10%
154 726
N/A
(33 658)
N/A
(110 621)
-229%
(118 001)
-7%
(520 151)
-341%
(626 015)
-20%
(644 822)
-3%
(502 619)
+22%
(541 354)
-8%
(387 267)
+28%
(221 951)
+43%
(436 945)
-97%
(475 689)
-9%
(657 395)
-38%
(712 710)
-8%
(742 317)
-4%
(190 416)
+74%
(82 941)
+56%
(92 627)
-12%
1 603 874
N/A
890 877
-44%
1 711 806
+92%
(305 235)
N/A
480 863
N/A
(1 254 833)
N/A
(1 452 316)
-16%
(1 092 218)
+25%
(1 771 518)
-62%
(1 007 900)
+43%
(917 093)
+9%
(884 831)
+4%
(792 706)
+10%
Financing Cash Flow
Net Issuance of Common Stock
(351 924)
0
0
164 153
1 333 452
0
0
2 631 361
2 079 048
2 079 048
2 079 048
265 062
109 889
53 568
53 569
53 568
(56 320)
1
0
322 191
322 190
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2 335 288
0
2 335 275
2 469 161
(11 600)
(11 591)
(179 203)
(37 078)
(37 078)
(37 076)
(3 348)
(3 268 898)
0
0
0
Net Issuance of Debt
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
(2 303 904)
0
(2 716 338)
(1 459 273)
(793 653)
(5 344 806)
(2 129 071)
Cash Paid for Dividends
(458)
(75)
(254)
213
(229)
0
(226)
(468)
0
0
0
(1 334 751)
(1 337 624)
(1 377 941)
(1 377 623)
(42 691)
(40 103)
209
(582 015)
(584 426)
(1 461 310)
(1 494 615)
(913 634)
(911 546)
(35 073)
(1 876)
(1 077)
(716)
(698)
(854)
(773)
(949)
(575)
(735)
(706)
(674)
(650)
(252)
(259)
(109)
(136)
(135)
(130)
(120)
(202)
(186)
(482)
(489)
(371)
(402)
(125)
(114)
(89)
(57)
(455 631)
(21)
(173)
428 093
(184)
(25)
(25)
(2 240 356)
0
(2)
0
(2 008 025)
(1)
Other
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2 434 950
2 434 950
1 986 885
0
0
0
0
0
0
0
0
0
0
0
0
0
Cash from Financing Activities
(352 382)
N/A
(351 999)
+0%
(352 178)
0%
164 366
N/A
1 333 223
+711%
0
N/A
1 333 226
N/A
2 630 893
+97%
2 079 048
-21%
2 079 048
N/A
2 079 048
N/A
(1 069 689)
N/A
(1 227 735)
-15%
(1 324 373)
-8%
(1 324 054)
+0%
10 877
N/A
(96 423)
N/A
210
N/A
(582 015)
N/A
(262 234)
+55%
(1 139 120)
-334%
(1 172 425)
-3%
(591 444)
+50%
(911 547)
-54%
(35 073)
+96%
(1 876)
+95%
(1 077)
+43%
(716)
+34%
(698)
+3%
(854)
-22%
(773)
+9%
(949)
-23%
(575)
+39%
(735)
-28%
(706)
+4%
(674)
+5%
(650)
+4%
(252)
+61%
(259)
-3%
(109)
+58%
(136)
-25%
(135)
+1%
(130)
+4%
(120)
+8%
(202)
-68%
(186)
+8%
(482)
-159%
(489)
-1%
(371)
+24%
(402)
-8%
(125)
+69%
2 434 836
N/A
4 770 149
+96%
4 322 116
-9%
4 314 594
0%
2 469 140
-43%
(11 773)
N/A
416 502
N/A
(179 387)
N/A
(37 103)
+79%
(2 341 007)
-6 209%
(2 277 432)
+3%
(2 719 686)
-19%
(1 459 275)
+46%
(793 655)
+46%
(3 077 117)
-288%
(2 129 072)
+31%
Change in Cash
Effect of Foreign Exchange Rates
0
0
(783)
0
0
0
(504 095)
(482 857)
0
(705 847)
48 575
156 751
0
435 372
87 114
(15 454)
0
(70 317)
(8 809)
(38 666)
0
(56 063)
(16 830)
(22 238)
7 400
41 918
26 001
88 758
124 807
64 023
(12 309)
(289 226)
24 908
18 877
90 294
304 914
(10 399)
69 255
84 823
61 890
(10 114)
(39 909)
(1 840)
(11 952)
(24 243)
11 217
(62 052)
24 685
(50 060)
(111 058)
(105 919)
(226 976)
(112 120)
(115 734)
(165 153)
(159 313)
(206 855)
(233 823)
151 843
(55 997)
9 718
73 518
(241 285)
87 265
11 163
279 810
259 783
Net Change in Cash
9 362 135
N/A
4 983 981
-47%
(34 348)
N/A
4 257 311
N/A
5 570 006
+31%
6 978 134
+25%
5 213 494
-25%
4 690 411
-10%
4 057 501
-13%
1 634 820
-60%
5 119 908
+213%
1 691 610
-67%
(8 153 245)
N/A
(3 900 519)
+52%
236 061
N/A
(6 012 589)
N/A
(2 390 454)
+60%
(3 027 868)
-27%
(10 754 790)
-255%
(3 581 638)
+67%
(1 833 603)
+49%
(2 441 458)
-33%
3 206 978
N/A
9 717 130
+203%
4 266 465
-56%
4 760 431
+12%
9 576 625
+101%
(2 625 089)
N/A
(3 274 780)
-25%
3 082 331
N/A
(8 839 021)
N/A
(4 545 007)
+49%
907 754
N/A
(7 706 945)
N/A
(1 993 301)
+74%
(329 804)
+83%
(1 055 532)
-220%
4 807 299
N/A
6 219 141
+29%
3 040 877
-51%
4 295 504
+41%
6 999 026
+63%
12 151 745
+74%
17 777 018
+46%
12 656 701
-29%
1 452 402
-89%
12 105 431
+733%
1 150 165
-90%
2 278 880
+98%
(2 027 741)
N/A
(14 191 648)
-600%
(8 843 560)
+38%
(7 304 295)
+17%
6 068 341
N/A
5 321 964
-12%
9 054 270
+70%
17 033 670
+88%
22 440 627
+32%
32 167 368
+43%
25 403 421
-21%
35 947 721
+42%
32 945 864
-8%
11 889 653
-64%
35 985 339
+203%
19 183 210
-47%
30 562 951
+59%
53 295 836
+74%

See Also

Summary
STB intrinsic value, competitors valuation, and company profile.
DCF Valuation
STB stock valuation using Discount Cash Flow valuation method.
Relative Valuation
STB stock valuation using valuation multiples.
Wall Street Estimates
STB price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
STB stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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