Powszechna Kasa Oszczednosci Bank Polski SA
WSE:PKO
Balance Sheet
Balance Sheet Decomposition
Powszechna Kasa Oszczednosci Bank Polski SA
Powszechna Kasa Oszczednosci Bank Polski SA
Balance Sheet
Powszechna Kasa Oszczednosci Bank Polski SA
| Dec-2001 | Dec-2002 | Dec-2003 | Dec-2004 | Dec-2005 | Dec-2006 | Dec-2007 | Dec-2008 | Dec-2009 | Dec-2010 | Dec-2011 | Dec-2012 | Dec-2013 | Dec-2014 | Dec-2015 | Dec-2016 | Dec-2017 | Dec-2018 | Dec-2019 | Dec-2020 | Dec-2021 | Dec-2022 | Dec-2023 | Dec-2024 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||||||||||||||
| Net Loans |
40 871
|
44 390
|
46 654
|
53 269
|
59 538
|
72 337
|
76 417
|
101 108
|
116 573
|
130 668
|
141 149
|
143 483
|
147 479
|
179 187
|
185 981
|
199 268
|
205 628
|
214 861
|
230 206
|
222 603
|
234 300
|
232 959
|
245 776
|
266 158
|
|
| Investments |
28 764
|
30 672
|
31 212
|
26 248
|
25 098
|
21 868
|
19 773
|
21 024
|
27 292
|
26 747
|
34 803
|
33 339
|
37 972
|
50 489
|
59 113
|
62 466
|
64 520
|
74 671
|
89 131
|
128 826
|
143 927
|
146 401
|
209 504
|
220 865
|
|
| PP&E Net |
1 959
|
2 273
|
2 450
|
2 652
|
2 644
|
2 655
|
2 787
|
2 933
|
2 777
|
2 576
|
2 541
|
2 650
|
2 497
|
2 524
|
2 640
|
3 086
|
2 915
|
3 779
|
4 442
|
4 329
|
4 479
|
4 681
|
5 320
|
5 973
|
|
| PP&E Gross |
1 959
|
2 273
|
2 450
|
2 652
|
2 644
|
2 655
|
2 787
|
2 933
|
2 777
|
2 576
|
2 541
|
2 650
|
2 497
|
2 524
|
2 640
|
3 086
|
2 915
|
0
|
0
|
4 329
|
4 479
|
0
|
5 320
|
5 973
|
|
| Accumulated Depreciation |
1 769
|
2 066
|
2 477
|
2 825
|
3 017
|
3 042
|
2 954
|
2 868
|
2 831
|
2 870
|
2 913
|
2 982
|
2 860
|
2 956
|
2 937
|
2 765
|
2 832
|
0
|
0
|
392
|
425
|
0
|
571
|
660
|
|
| Intangible Assets |
312
|
286
|
274
|
394
|
532
|
738
|
1 183
|
1 353
|
1 573
|
1 572
|
1 800
|
1 712
|
2 011
|
2 186
|
2 072
|
2 170
|
1 979
|
3 195
|
1 978
|
2 228
|
2 410
|
3 512
|
2 865
|
3 100
|
|
| Goodwill |
0
|
0
|
59
|
106
|
156
|
206
|
0
|
0
|
0
|
230
|
0
|
222
|
219
|
1 194
|
1 199
|
1 252
|
1 263
|
0
|
1 200
|
1 053
|
1 053
|
0
|
1 053
|
1 053
|
|
| Long-Term Investments |
427
|
528
|
459
|
157
|
184
|
180
|
179
|
247
|
229
|
173
|
123
|
119
|
310
|
322
|
392
|
386
|
393
|
344
|
377
|
291
|
285
|
285
|
284
|
291
|
|
| Customer Acceptances Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Long-Term Assets |
21
|
75
|
21
|
27
|
29
|
33
|
72
|
239
|
417
|
603
|
638
|
649
|
735
|
1 489
|
1 300
|
1 972
|
2 012
|
2 151
|
2 328
|
2 833
|
4 223
|
5 197
|
4 202
|
3 232
|
|
| Other Assets |
633
|
468
|
833
|
740
|
861
|
974
|
1 165
|
1 292
|
1 236
|
1 379
|
1 310
|
1 729
|
1 841
|
2 550
|
2 729
|
3 623
|
3 336
|
4 689
|
6 298
|
8 835
|
14 046
|
15 999
|
10 989
|
5 598
|
|
| Total Assets |
79 125
N/A
|
82 018
+4%
|
84 568
+3%
|
85 954
+2%
|
91 613
+7%
|
102 026
+11%
|
108 538
+6%
|
134 636
+24%
|
156 479
+16%
|
169 661
+8%
|
190 442
+12%
|
193 151
+1%
|
199 231
+3%
|
248 701
+25%
|
266 940
+7%
|
285 573
+7%
|
296 912
+4%
|
325 100
+9%
|
347 897
+7%
|
376 966
+8%
|
418 086
+11%
|
431 447
+3%
|
501 516
+16%
|
525 225
+5%
|
|
| Liabilities | |||||||||||||||||||||||||
| Accounts Payable |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
291
|
376
|
482
|
543
|
658
|
573
|
631
|
0
|
666
|
408
|
725
|
0
|
847
|
929
|
|
| Accrued Liabilities |
54
|
102
|
115
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
77
|
76
|
0
|
86
|
87
|
100
|
0
|
111
|
111
|
|
| Short-Term Debt |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
924
|
1 764
|
1 243
|
1 380
|
206
|
48
|
0
|
362
|
0
|
0
|
0
|
25
|
4
|
|
| Current Portion of Long-Term Debt |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
995
|
1 384
|
6 506
|
2 974
|
3 705
|
0
|
0
|
0
|
0
|
0
|
0
|
9 046
|
7 651
|
|
| Total Deposits |
4 141
|
4 701
|
70 993
|
74 091
|
78 832
|
87 860
|
87 741
|
105 987
|
126 628
|
134 150
|
152 717
|
144 907
|
148 421
|
171 565
|
192 406
|
201 844
|
216 968
|
240 474
|
256 269
|
284 982
|
326 117
|
341 888
|
402 601
|
422 158
|
|
| Other Interest Bearing Liabilities |
0
|
0
|
0
|
794
|
1 257
|
1 098
|
1 313
|
6 190
|
1 544
|
2 405
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
7
|
0
|
0
|
8
|
0
|
0
|
0
|
|
| Other Current Liabilities |
0
|
0
|
0
|
0
|
437
|
171
|
10
|
472
|
182
|
68
|
79
|
156
|
23
|
17
|
26
|
305
|
588
|
371
|
324
|
193
|
18
|
765
|
1 117
|
899
|
|
| Total Current Liabilities |
54
|
102
|
115
|
0
|
437
|
171
|
10
|
472
|
182
|
68
|
370
|
2 451
|
3 653
|
8 309
|
5 038
|
4 866
|
1 343
|
371
|
1 438
|
688
|
843
|
765
|
11 146
|
9 594
|
|
| Long-Term Debt |
52 585
|
50 745
|
1 713
|
21
|
68
|
44
|
5 336
|
5 774
|
5 499
|
8 979
|
9 386
|
15 007
|
16 253
|
30 186
|
29 223
|
35 557
|
32 000
|
35 701
|
36 657
|
37 081
|
29 049
|
20 585
|
12 418
|
21 365
|
|
| Deferred Income Tax |
640
|
713
|
444
|
587
|
42
|
24
|
4
|
21
|
21
|
23
|
29
|
41
|
32
|
29
|
32
|
31
|
36
|
52
|
370
|
372
|
356
|
77
|
712
|
809
|
|
| Minority Interest |
0
|
0
|
1
|
66
|
44
|
102
|
58
|
46
|
7
|
2
|
1
|
0
|
2
|
10
|
18
|
16
|
11
|
10
|
9
|
13
|
14
|
14
|
11
|
11
|
|
| Other Liabilities |
17 746
|
20 276
|
4 904
|
1 604
|
2 202
|
2 649
|
2 153
|
2 195
|
2 169
|
2 677
|
5 431
|
6 309
|
5 717
|
10 996
|
9 975
|
10 707
|
10 309
|
9 505
|
11 585
|
13 932
|
24 020
|
32 425
|
29 412
|
18 929
|
|
| Total Liabilities |
75 166
N/A
|
76 538
+2%
|
78 169
+2%
|
77 162
-1%
|
82 882
+7%
|
91 947
+11%
|
96 617
+5%
|
120 684
+25%
|
136 050
+13%
|
148 303
+9%
|
167 931
+13%
|
168 714
+0%
|
174 078
+3%
|
221 075
+27%
|
236 657
+7%
|
252 988
+7%
|
260 645
+3%
|
286 100
+10%
|
306 310
+7%
|
337 042
+10%
|
380 379
+13%
|
395 726
+4%
|
456 278
+15%
|
472 844
+4%
|
|
| Equity | |||||||||||||||||||||||||
| Common Stock |
1 000
|
1 000
|
1 000
|
1 000
|
1 000
|
1 000
|
1 000
|
1 000
|
1 250
|
1 250
|
1 250
|
1 250
|
1 250
|
1 250
|
1 250
|
1 250
|
1 250
|
1 250
|
1 250
|
1 250
|
1 250
|
1 250
|
1 250
|
1 250
|
|
| Retained Earnings |
2 619
|
3 674
|
3 615
|
1 777
|
1 885
|
1 982
|
2 831
|
3 174
|
2 554
|
3 329
|
3 471
|
3 322
|
2 924
|
25 470
|
28 080
|
30 954
|
34 057
|
3 245
|
38 798
|
36 241
|
41 117
|
12 232
|
46 310
|
52 376
|
|
| Unrealized Security Profit/Loss |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
31
|
171
|
347
|
272
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Equity |
340
|
807
|
1 784
|
6 016
|
5 846
|
7 096
|
8 090
|
9 778
|
16 624
|
16 778
|
17 789
|
19 865
|
20 979
|
875
|
783
|
729
|
688
|
34 505
|
1 539
|
2 433
|
4 660
|
22 239
|
2 322
|
1 245
|
|
| Total Equity |
3 959
N/A
|
5 480
+38%
|
6 399
+17%
|
8 792
+37%
|
8 731
-1%
|
10 078
+15%
|
11 921
+18%
|
13 952
+17%
|
20 429
+46%
|
21 358
+5%
|
22 510
+5%
|
24 437
+9%
|
25 153
+3%
|
27 626
+10%
|
30 283
+10%
|
32 585
+8%
|
36 267
+11%
|
39 000
+8%
|
41 587
+7%
|
39 924
-4%
|
37 707
-6%
|
35 721
-5%
|
45 238
+27%
|
52 381
+16%
|
|
| Total Liabilities & Equity |
79 125
N/A
|
82 018
+4%
|
84 568
+3%
|
85 954
+2%
|
91 613
+7%
|
102 026
+11%
|
108 538
+6%
|
134 636
+24%
|
156 479
+16%
|
169 661
+8%
|
190 442
+12%
|
193 151
+1%
|
199 231
+3%
|
248 701
+25%
|
266 940
+7%
|
285 573
+7%
|
296 912
+4%
|
325 100
+9%
|
347 897
+7%
|
376 966
+8%
|
418 086
+11%
|
431 447
+3%
|
501 516
+16%
|
525 225
+5%
|
|
| Shares Outstanding | |||||||||||||||||||||||||
| Common Shares Outstanding |
1 084
|
1 084
|
1 084
|
1 084
|
1 084
|
1 084
|
1 084
|
1 084
|
1 250
|
1 250
|
1 250
|
1 250
|
1 250
|
1 250
|
1 250
|
1 250
|
1 250
|
1 250
|
1 250
|
1 250
|
1 250
|
1 250
|
1 250
|
1 250
|
|