Powszechna Kasa Oszczednosci Bank Polski SA
WSE:PKO

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Powszechna Kasa Oszczednosci Bank Polski SA
WSE:PKO
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Price: 77.86 PLN 0.7% Market Closed
Market Cap: 97.3B PLN
Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Cash Flow Statement

Operating Cash Flow
+
3Y
-74%
5Y
-75%
10Y
+24%
Investing Cash Flow
+
3Y
-
5Y
+82%
10Y
-229%
Financing Cash Flow
+
3Y
+81%
5Y
-4%
10Y
+28%

Cash Flow Statement
Powszechna Kasa Oszczednosci Bank Polski SA

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Cash Flow Statement
Currency: PLN
Dec-2004 Mar-2005 Jun-2005 Sep-2005 Dec-2005 Mar-2006 Jun-2006 Sep-2006 Dec-2006 Mar-2007 Jun-2007 Sep-2007 Dec-2007 Mar-2008 Jun-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025
Operating Cash Flow
Net Income
1 507
0
2 394
0
1 735
0
2 688
0
2 149
0
3 433
0
2 904
0
4 752
0
3 121
5 510
4 272
4 910
2 306
2 485
2 657
2 866
4 079
4 444
4 884
5 299
4 781
4 947
4 923
4 805
4 645
4 352
4 089
3 884
4 044
4 089
4 217
4 373
4 035
3 843
3 634
3 548
3 191
3 178
3 461
3 485
3 783
3 775
3 775
3 944
4 249
4 535
4 637
4 828
5 078
5 236
5 726
6 002
5 819
5 382
4 873
4 288
(1 696)
(1 016)
(476)
137
6 513
6 902
6 030
3 990
4 749
4 848
4 994
9 174
8 562
9 333
11 352
11 159
12 728
13 375
13 878
13 939
Depreciation & Amortization
518
0
738
0
467
0
640
0
318
0
502
0
382
0
590
0
430
753
659
775
469
473
478
485
512
517
525
536
520
530
539
543
541
545
555
571
579
608
654
693
747
786
794
805
819
804
807
801
801
819
827
840
844
841
831
824
821
855
910
992
1 049
1 102
1 139
1 140
1 172
1 173
1 180
1 201
1 211
1 221
1 236
1 253
1 278
1 301
1 323
1 344
1 371
1 405
1 446
1 486
1 532
1 568
1 598
1 629
Change in Deffered Taxes
(9)
0
(38)
0
(2)
0
(76)
0
(4)
0
(76)
0
(39)
0
143
0
14
185
22
(36)
(165)
(190)
(178)
(224)
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Other Non-Cash Items
(1 597)
0
(2 275)
0
(1 557)
0
(1 581)
0
(527)
0
(584)
0
(462)
0
(706)
0
90
47
803
100
(1 700)
(1 734)
(2 199)
(1 535)
257
98
66
376
483
(52)
(223)
936
1 251
1 831
993
(1 042)
(2 250)
(2 694)
(663)
1 117
482
868
(441)
(832)
(1 381)
(1 121)
(1 656)
(2 810)
(1 364)
(1 568)
(1 215)
(1 131)
(816)
(563)
(2 350)
(2 681)
(409)
(617)
1 317
1 863
(536)
(148)
88
23
(458)
(1 512)
(2 711)
(3 578)
(6 861)
(8 972)
(10 832)
(8 984)
(5 400)
(2 115)
(95)
(589)
(1 147)
(2 291)
(9 827)
(15 036)
(18 886)
(23 763)
(20 434)
(21 127)
Cash Taxes Paid
330
0
487
0
379
0
954
0
782
0
1 323
0
878
0
1 114
0
540
1 310
1 246
1 417
1 108
930
1 004
1 080
1 178
1 049
1 016
985
946
901
1 027
993
771
819
797
849
1 034
1 072
781
821
843
781
771
676
544
515
739
803
917
1 224
1 118
1 045
972
771
1 515
1 681
1 845
1 694
1 451
1 527
1 592
2 023
1 685
1 485
1 552
1 404
1 588
1 726
1 744
1 616
1 505
1 530
1 429
1 531
1 767
1 795
1 793
1 924
2 679
2 752
2 854
3 614
2 883
3 047
Cash Interest Paid
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1 830
4 061
5 854
Change in Working Capital
(2 209)
497
(57)
(1 553)
(3 898)
(5 867)
(219)
7 785
6 619
4 065
(3 883)
(7 490)
(11 871)
(8 766)
(4 170)
(4 489)
(404)
(4 064)
(7 045)
(7 018)
(5 771)
(4 436)
(1 997)
(5 898)
(4 508)
(4 878)
(2 999)
904
(227)
(2 133)
(1 853)
(7 502)
(5 033)
(5 481)
(7 824)
1 321
(3 511)
6 673
(2 803)
(7 755)
(3 240)
(8 040)
5 783
3 532
12 766
16 179
10 228
14 259
3 876
567
1 418
3 595
13 472
5 254
5 321
4 712
5 406
6 706
4 272
4 998
(1 205)
10 158
31 889
29 721
33 978
34 168
21 191
23 835
32 348
25 937
30 556
37 167
17 916
17 884
19 655
18 633
38 091
24 307
21 063
11 435
(1 272)
10 766
9 913
14 327
Cash from Operating Activities
(1 790)
N/A
916
N/A
(212)
N/A
(1 134)
-435%
(3 257)
-187%
(5 226)
-60%
1 048
N/A
8 426
+704%
8 555
+2%
6 001
-30%
(1 636)
N/A
(5 554)
-239%
(9 086)
-64%
(5 981)
+34%
(728)
+88%
(1 704)
-134%
3 250
N/A
437
-87%
(3 285)
N/A
(1 269)
+61%
(4 860)
-283%
(3 403)
+30%
(1 236)
+64%
(4 305)
-248%
341
N/A
219
-36%
2 482
+1 033%
7 224
+191%
5 557
-23%
3 293
-41%
3 384
+3%
(1 218)
N/A
1 405
N/A
1 247
-11%
(2 186)
N/A
4 735
N/A
(1 137)
N/A
8 677
N/A
1 406
-84%
(1 571)
N/A
2 024
N/A
(2 543)
N/A
9 771
N/A
7 053
-28%
15 395
+118%
19 039
+24%
12 840
-33%
15 735
+23%
7 096
-55%
3 594
-49%
4 804
+34%
7 248
+51%
17 749
+145%
10 067
-43%
8 439
-16%
7 683
-9%
10 896
+42%
12 180
+12%
12 225
+0%
13 855
+13%
5 127
-63%
16 494
+222%
37 989
+130%
35 172
-7%
32 996
-6%
32 813
-1%
19 184
-42%
21 595
+13%
33 211
+54%
25 088
-24%
26 990
+8%
33 426
+24%
18 543
-45%
21 918
+18%
25 877
+18%
28 562
+10%
46 877
+64%
32 754
-30%
24 034
-27%
9 044
-62%
(5 898)
N/A
1 946
N/A
4 955
+155%
8 768
+77%
Investing Cash Flow
Capital Expenditures
(612)
0
(843)
0
(663)
0
(820)
0
(615)
0
(796)
0
(740)
0
(1 093)
0
(897)
(1 406)
(1 121)
(1 264)
(456)
(398)
(406)
(370)
(620)
(621)
(631)
(635)
(496)
(508)
(524)
(623)
(847)
(854)
(1 000)
(917)
(1 056)
(1 042)
(936)
(1 009)
(814)
(786)
(743)
(685)
(831)
(1 046)
(1 019)
(999)
(756)
(539)
(615)
(588)
(625)
(661)
(713)
(863)
(1 013)
(1 068)
(1 107)
(1 024)
(1 331)
(1 386)
(1 486)
(1 681)
(1 382)
(1 448)
(1 451)
(1 452)
(1 717)
(1 795)
(1 873)
(1 925)
(1 038)
(832)
(6 253)
(14 303)
(1 768)
(1 847)
3 871
12 073
(1 252)
(1 150)
(1 239)
(1 250)
Other Items
6 400
6 461
6 257
2 623
2 350
1 771
(5 382)
(6 728)
(4 710)
(3 367)
2 163
2 965
1 406
(490)
237
(219)
(2 208)
957
138
978
1 479
(3 886)
(1 699)
(1 681)
(1 348)
1 535
(975)
(1 992)
(3 134)
(2 647)
(343)
701
1 871
731
(1 533)
(1 710)
25
(2 356)
(6 662)
(8 060)
(6 889)
(5 028)
(2 030)
(1 635)
(3 766)
(6 321)
(5 970)
(4 881)
(8 201)
(7 389)
(5 137)
(5 477)
(6 269)
(1 157)
(6 072)
(2 087)
(4 479)
(10 692)
(8 279)
(15 525)
(12 841)
(17 300)
(42 885)
(41 765)
(38 420)
(39 954)
(16 114)
(13 390)
(11 998)
(1 129)
7 055
10 082
5 038
(2 255)
(14 065)
(18 134)
(45 810)
(34 397)
(29 082)
(24 322)
3 091
(8 010)
(2 538)
(6 390)
Cash from Investing Activities
5 788
N/A
5 849
+1%
5 526
-6%
2 011
-64%
1 687
-16%
1 108
-34%
(5 971)
N/A
(7 391)
-24%
(5 325)
+28%
(3 982)
+25%
1 525
N/A
2 350
+54%
666
-72%
(1 230)
N/A
(676)
+45%
(959)
-42%
(3 105)
-224%
(96)
+97%
(630)
-556%
(286)
+55%
1 023
N/A
(4 284)
N/A
(2 106)
+51%
(2 052)
+3%
(1 968)
+4%
914
N/A
(1 605)
N/A
(2 626)
-64%
(3 630)
-38%
(3 156)
+13%
(867)
+73%
79
N/A
1 024
+1 196%
(123)
N/A
(2 533)
-1 959%
(2 628)
-4%
(1 032)
+61%
(3 398)
-229%
(7 599)
-124%
(9 070)
-19%
(7 703)
+15%
(5 814)
+25%
(2 773)
+52%
(2 319)
+16%
(4 597)
-98%
(7 367)
-60%
(6 989)
+5%
(5 881)
+16%
(8 957)
-52%
(7 928)
+11%
(5 752)
+27%
(6 065)
-5%
(6 894)
-14%
(1 818)
+74%
(6 785)
-273%
(2 950)
+57%
(5 492)
-86%
(11 760)
-114%
(9 386)
+20%
(16 549)
-76%
(14 172)
+14%
(18 686)
-32%
(44 371)
-137%
(43 446)
+2%
(39 802)
+8%
(41 402)
-4%
(17 565)
+58%
(14 842)
+16%
(13 715)
+8%
(2 924)
+79%
5 182
N/A
8 157
+57%
5 038
-38%
(3 087)
N/A
(20 318)
-558%
(32 437)
-60%
(47 578)
-47%
(34 476)
+28%
(23 443)
+32%
(10 481)
+55%
1 839
N/A
(9 160)
N/A
(3 777)
+59%
(7 640)
-102%
Financing Cash Flow
Net Issuance of Debt
0
0
0
0
0
0
0
0
0
0
111
0
4 515
0
4 590
0
14
9
(27)
(134)
5 592
5 583
5 481
5 803
3 448
3 421
3 439
5 892
3 532
2 620
3 171
3 513
231
1 525
646
(1 869)
808
2 371
13 463
12 597
11 986
9 195
(3 100)
(3 046)
(7 787)
(7 024)
(4 478)
(4 209)
2 562
4 980
1 120
1 307
(5 821)
(7 647)
(3 712)
(3 512)
2 810
1 867
(968)
370
(1 137)
(638)
(1 660)
(2 761)
(2 174)
(1 722)
(235)
(3 717)
(8 422)
(10 593)
(13 017)
(12 978)
(10 073)
(6 937)
(3 649)
(1 139)
34
1 047
2 747
4 512
5 978
6 708
3 667
3 965
Cash Paid for Dividends
0
0
0
0
(1 000)
0
(1 000)
0
(800)
0
0
0
(980)
0
0
0
(1 090)
0
0
0
(1 000)
0
0
0
(2 375)
0
(2 375)
(4 850)
(2 475)
0
(4 063)
(1 588)
(1 588)
0
0
0
(2 250)
0
0
0
(938)
0
0
0
0
0
0
0
0
0
0
0
0
0
0
(688)
(688)
0
0
(1 662)
(1 663)
0
0
(1)
0
0
0
0
0
0
0
(2 288)
(2 288)
0
0
0
0
(1 600)
(1 600)
(4 837)
(4 837)
(3 237)
(3 237)
(6 850)
Other
82
22
(48)
(58)
24
80
99
(561)
343
366
315
2 366
(16)
(13)
13
(1 813)
(31)
0
(64)
371
(33)
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Cash from Financing Activities
82
N/A
22
-73%
(48)
N/A
(58)
-21%
(976)
-1 583%
(920)
+6%
(901)
+2%
(1 561)
-73%
(457)
+71%
(434)
+5%
(375)
+14%
1 566
N/A
3 518
+125%
3 521
+0%
3 512
0%
1 721
-51%
(1 107)
N/A
(1 213)
-10%
(1 255)
-3%
(853)
+32%
4 560
N/A
4 551
0%
4 481
-2%
4 804
+7%
1 073
-78%
1 046
-3%
1 064
+2%
1 042
-2%
1 057
+1%
145
-86%
(892)
N/A
1 926
N/A
(1 357)
N/A
(63)
+95%
646
N/A
(1 870)
N/A
(1 442)
+23%
121
N/A
11 213
+9 167%
10 347
-8%
11 049
+7%
8 258
-25%
(4 037)
N/A
(3 983)
+1%
(7 787)
-96%
(7 024)
+10%
(4 478)
+36%
(4 209)
+6%
2 562
N/A
4 980
+94%
1 120
-78%
1 307
+17%
(5 821)
N/A
(7 647)
-31%
(3 712)
+51%
(4 200)
-13%
2 122
N/A
1 179
-44%
(1 656)
N/A
(1 292)
+22%
(2 800)
-117%
(2 301)
+18%
(3 323)
-44%
(2 762)
+17%
(2 174)
+21%
(1 722)
+21%
(235)
+86%
(3 717)
-1 482%
(8 422)
-127%
(10 593)
-26%
(13 017)
-23%
(15 266)
-17%
(12 361)
+19%
(9 225)
+25%
(5 937)
+36%
(1 139)
+81%
34
N/A
(553)
N/A
1 147
N/A
(325)
N/A
1 141
N/A
3 471
+204%
430
-88%
(2 885)
N/A
Change in Cash
Effect of Foreign Exchange Rates
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3
(39)
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Net Change in Cash
4 080
N/A
6 787
+66%
5 266
-22%
819
-84%
(2 546)
N/A
(5 038)
-98%
(5 824)
-16%
(526)
+91%
2 773
N/A
1 585
-43%
(486)
N/A
(1 638)
-237%
(4 902)
-199%
(3 690)
+25%
2 108
N/A
(942)
N/A
(962)
-2%
(872)
+9%
(5 170)
-493%
(2 405)
+53%
684
N/A
(3 136)
N/A
1 139
N/A
(1 553)
N/A
(554)
+64%
2 179
N/A
1 941
-11%
5 640
+191%
2 984
-47%
282
-91%
1 625
+476%
787
-52%
1 072
+36%
1 061
-1%
(4 073)
N/A
237
N/A
(3 611)
N/A
5 400
N/A
5 020
-7%
(294)
N/A
5 370
N/A
(99)
N/A
2 961
N/A
751
-75%
3 011
+301%
4 648
+54%
1 373
-70%
5 645
+311%
701
-88%
646
-8%
172
-73%
2 490
+1 348%
5 034
+102%
602
-88%
(2 058)
N/A
533
N/A
7 526
+1 312%
1 599
-79%
1 183
-26%
(3 986)
N/A
(11 845)
-197%
(4 493)
+62%
(9 705)
-116%
(11 036)
-14%
(8 980)
+19%
(10 311)
-15%
1 384
N/A
3 036
+119%
11 074
+265%
11 571
+4%
19 155
+66%
26 317
+37%
11 220
-57%
9 606
-14%
(378)
N/A
(5 014)
-1 226%
(667)
+87%
(2 275)
-241%
1 738
N/A
(1 762)
N/A
(2 918)
-66%
(3 743)
-28%
1 608
N/A
(1 757)
N/A

See Also

Summary
PKO intrinsic value, competitors valuation, and company profile.
DCF Valuation
PKO stock valuation using Discount Cash Flow valuation method.
Relative Valuation
PKO stock valuation using valuation multiples.
Wall Street Estimates
PKO price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
PKO stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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