Synchrony Financial
XETRA:SFE
Decide at what price you'd be comfortable buying and we'll help you stay ready.
Intrinsic Value
The intrinsic value of 
Synchrony Financial (SFE) under the Base Case is EUR per share.
Compared with the current market price of 37.58 EUR, the stock appears .
The intrinsic value is the average of valuations using the DCF method and multiples.
Do our valuations actually work? See backtest results .
What one share is worth in the bear, base and bull cases.
Create a free account · No card needed
Do our valuations actually work? See backtest results .
Intrinsic value next to the price over the past 3 years, and what happened after valuations like today’s.
Create a free account · No card needed
Fundamental Analysis
What Synchrony Financial Does
Synchrony Financial is a consumer finance company that helps people pay for purchases over time. It mainly issues private-label credit cards and other financing products that are tied to stores, healthcare providers, home-improvement businesses, and other merchants. For shoppers, it is the lender behind the checkout screen; for business partners, it is a way to offer financing without building a lending operation themselves.
- Headquarters
- United States of America US
- Employees
- 20 000
- IPO date
- Jul 31, 2014
Synchrony Financial has no economic moat
Customers and retail partners can choose among many ways to borrow or pay, so Synchrony has no strong barrier keeping them from competing providers. Its cards and financing options compete on features like pricing, rewards, credit limits and service rather than on a hard-to-copy advantage.
Read the full moat analysisWhat is the Intrinsic Value of one SFE stock?
The intrinsic value for Synchrony Financial (SFE) under the Base Case is EUR.
Is SFE stock undervalued or overvalued?
Compared with the current market price of 37.58 EUR, the stock appears .
