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BDO Unibank Inc
XPHS:BDO

Watchlist Manager
BDO Unibank Inc
XPHS:BDO
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Price: 138 PHP 0.15% Market Closed
Market Cap: ₱736.1B
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Cash Flow Statement

Operating Cash Flow
+
3Y
-88%
5Y
-83%
10Y
+21%
Investing Cash Flow
+
3Y
+21%
5Y
-165%
10Y
-47%
Financing Cash Flow
+
3Y
-
5Y
-44%
10Y
-2%

Cash Flow Statement
BDO Unibank Inc

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Cash Flow Statement
Currency: PHP
Dec-2003 Mar-2004 Jun-2004 Sep-2004 Dec-2004 Mar-2005 Jun-2005 Sep-2005 Dec-2005 Mar-2006 Jun-2006 Sep-2006 Dec-2006 Mar-2007 Jun-2007 Sep-2007 Dec-2007 Mar-2008 Jun-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025
Operating Cash Flow
Net Income
1 150
1 286
1 318
1 557
1 934
2 102
2 276
2 408
3 075
3 210
4 498
5 983
5 260
5 392
5 840
7 459
9 417
10 579
9 537
5 316
3 683
3 111
3 289
6 019
7 760
8 793
9 831
10 210
10 512
10 980
11 468
11 805
12 218
12 536
12 931
15 046
16 113
23 334
24 528
23 981
24 750
20 300
21 867
23 685
27 068
28 611
29 551
30 543
30 657
30 219
32 659
32 958
33 043
33 480
33 411
35 288
37 557
38 152
38 967
41 018
43 646
48 478
52 155
56 113
59 187
59 154
44 954
45 816
46 030
46 467
59 712
57 606
55 762
57 371
60 327
66 067
0
0
0
0
97 181
120 685
147 103
173 609
103 691
104 336
104 161
105 492
Depreciation & Amortization
169
0
0
0
266
0
0
0
260
0
0
0
2 142
0
0
4 123
2 843
3 721
4 226
2 709
2 119
3 369
3 557
3 520
2 848
2 989
2 698
1 710
2 880
1 226
1 451
2 628
2 850
2 865
2 863
3 108
3 059
3 093
3 136
2 975
2 760
2 834
2 961
3 069
3 262
3 408
3 574
3 796
3 961
4 189
4 405
4 575
4 782
4 993
5 172
5 213
5 172
5 143
5 089
5 223
5 776
6 046
6 320
6 537
8 850
9 325
9 848
10 171
9 190
9 516
9 656
9 887
9 198
9 308
9 546
9 889
9 920
9 898
10 013
10 215
12 820
13 381
13 745
13 900
12 171
12 170
12 303
12 715
Other Non-Cash Items
(3 564)
17
(326)
(17)
(4 225)
7 219
7 925
8 030
(7 487)
5 485
(31 291)
(29 261)
(9 182)
16 952
77 794
70 029
(16 526)
22 459
2 019
15 837
(15 469)
22 198
58
(16 394)
(26 125)
22 033
18 981
22 383
(27 329)
21 984
21 801
19 612
(27 048)
(42 615)
(28 621)
(29 059)
(31 828)
(31 872)
(32 150)
(35 729)
(37 254)
(40 726)
(43 829)
(44 363)
(46 818)
(47 374)
(49 547)
(52 578)
(54 919)
(58 042)
(60 094)
(63 294)
(64 600)
(67 408)
(70 565)
(72 940)
(76 027)
(77 615)
(80 914)
(85 134)
(91 965)
(98 890)
(105 254)
(111 002)
(113 824)
(113 622)
(99 560)
(96 272)
(98 293)
(102 237)
(119 543)
(133 652)
(123 004)
(125 608)
(134 016)
(139 606)
(148 493)
(152 798)
(158 555)
(161 263)
(171 308)
(183 639)
(194 839)
(175 717)
(188 501)
(182 052)
(170 389)
(197 883)
Cash Taxes Paid
22
0
0
0
214
0
0
0
140
0
0
0
1 350
0
0
3 766
4 618
5 177
5 536
2 029
1 834
1 625
1 720
1 958
1 933
1 826
1 981
1 827
1 846
1 884
1 695
1 748
1 687
1 625
1 523
1 505
1 346
1 258
1 482
1 514
2 168
2 319
2 296
2 523
4 160
4 285
5 233
5 461
4 090
5 459
5 644
6 400
6 528
6 733
6 973
7 950
8 836
9 409
10 216
10 395
10 631
8 632
11 985
12 264
13 555
13 656
15 162
15 858
15 857
15 821
14 831
14 296
13 213
13 430
12 442
13 093
13 640
14 449
16 557
17 810
20 076
20 661
18 922
19 132
18 642
18 590
19 294
19 188
Cash Interest Paid
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
12 327
0
17 289
0
18 680
17 625
22 177
0
19 697
13 777
17 259
20 040
12 125
12 496
12 420
13 659
13 839
10 577
11 134
11 454
11 855
12 488
12 634
12 889
13 065
17 650
18 724
21 098
24 607
23 833
30 787
35 382
34 508
44 705
40 386
39 090
39 840
24 211
19 867
9 238
2 565
13 039
12 908
16 623
20 639
16 862
23 760
31 371
39 935
48 193
55 347
61 805
74 275
82 753
88 600
91 955
89 801
Change in Working Capital
(7 447)
(12 450)
(10 153)
(10 686)
11 410
(7 479)
(3 591)
(8 082)
10 208
9 602
36 497
39 017
133 631
104 593
63 136
55 966
(9 123)
(38 487)
(9 821)
6 852
29 776
(11 521)
(21 469)
(11 552)
41 718
(15 973)
5 564
(7 477)
67 372
(23 710)
(10 563)
4 984
(4 528)
56 546
30 471
(32 181)
15 073
(1 237)
61 130
260 579
300 137
260 776
183 791
43 309
(17 117)
45 609
43 616
29 585
23 974
74 752
82 219
71 086
90 341
69 895
58 318
107 488
30 479
54 280
75 066
41 682
132 855
46 671
59 368
74 187
(17 987)
84 494
101 242
119 750
164 655
177 939
184 945
181 659
186 230
137 053
190 905
179 008
317 930
358 139
260 300
343 626
235 910
188 219
239 746
113 268
19 878
21 553
18 595
93 441
Cash from Operating Activities
(9 691)
N/A
(10 977)
-13%
(8 992)
+18%
(8 976)
+0%
9 383
N/A
2 106
-78%
6 874
+226%
2 621
-62%
6 055
+131%
18 557
+206%
9 962
-46%
15 997
+61%
131 850
+724%
129 077
-2%
148 912
+15%
137 576
-8%
(13 389)
N/A
(1 728)
+87%
5 960
N/A
30 714
+415%
20 109
-35%
17 157
-15%
(14 564)
N/A
(18 407)
-26%
26 201
N/A
17 842
-32%
37 074
+108%
26 826
-28%
53 435
+99%
10 480
-80%
24 157
+131%
39 029
+62%
(16 508)
N/A
29 332
N/A
17 644
-40%
(43 086)
N/A
2 417
N/A
(6 682)
N/A
56 644
N/A
251 806
+345%
290 393
+15%
243 184
-16%
164 790
-32%
25 700
-84%
(33 605)
N/A
30 254
N/A
27 194
-10%
11 346
-58%
3 673
-68%
51 118
+1 292%
59 189
+16%
45 325
-23%
63 566
+40%
40 960
-36%
26 336
-36%
75 049
+185%
(2 819)
N/A
19 960
N/A
38 208
+91%
2 789
-93%
90 312
+3 138%
2 305
-97%
12 589
+446%
25 835
+105%
(63 774)
N/A
39 351
N/A
56 484
+44%
79 465
+41%
121 582
+53%
131 685
+8%
134 770
+2%
115 500
-14%
128 186
+11%
78 124
-39%
126 762
+62%
115 358
-9%
252 550
+119%
295 128
+17%
199 612
-32%
284 635
+43%
174 603
-39%
116 950
-33%
160 134
+37%
55 183
-66%
(52 761)
N/A
(43 993)
+17%
(35 330)
+20%
13 765
N/A
Investing Cash Flow
Capital Expenditures
(348)
(375)
(394)
0
(333)
0
(368)
0
(826)
(947)
0
0
(11 560)
(11 592)
(13 012)
(13 251)
(1 948)
(3 112)
(2 798)
(3 453)
(5 079)
(5 082)
(4 616)
(3 982)
(2 636)
(1 964)
(1 992)
(2 406)
(2 239)
(2 034)
(1 760)
(2 097)
(2 558)
0
0
(2 863)
(2 975)
0
0
(4 075)
(4 520)
(5 667)
(6 866)
(5 178)
(5 970)
(6 034)
(6 020)
(7 300)
(6 963)
(7 006)
(7 084)
(5 769)
(5 537)
(5 366)
(5 279)
(4 977)
(6 158)
(8 670)
(9 058)
(9 692)
(8 135)
(5 287)
(4 976)
(4 060)
(4 397)
(4 375)
(3 404)
(3 530)
(3 089)
(3 057)
(3 604)
(3 787)
(3 853)
(3 934)
(3 840)
(3 673)
(3 888)
(3 965)
(4 671)
(4 694)
(6 843)
(7 789)
(9 934)
(10 320)
(9 634)
(10 916)
(9 988)
(11 302)
Other Items
(414)
(401)
(218)
(459)
(10 161)
(10 211)
(10 223)
(12 211)
(18 213)
(18 229)
(18 757)
(16 540)
(55 646)
(55 672)
(54 051)
(49 667)
14 390
6 367
(9 396)
(17 559)
(4 126)
5 609
23 124
16 059
(2 584)
2 680
(10 000)
3 911
(18 017)
(13 901)
(12 118)
(17 034)
9 349
(24 629)
(21 557)
(23 767)
(40 735)
(6 734)
(4 508)
8 826
4 894
33 738
30 382
17 676
5 480
(47 512)
(47 653)
(45 597)
(3 248)
5 212
(22 302)
(10 024)
(23 887)
(45 507)
(38 776)
(55 683)
(61 573)
(39 496)
(34 263)
(33 151)
(48 605)
(95 990)
(44 954)
(63 220)
(44 086)
(7 404)
(5 995)
(25 930)
(65 886)
(24 363)
(143 650)
(113 753)
(87 048)
(141 866)
(74 437)
(94 521)
(104 736)
(154 026)
(179 498)
(209 265)
(201 880)
(129 785)
(144 117)
(105 678)
(29 103)
(50 363)
(38 878)
(66 703)
Cash from Investing Activities
(762)
N/A
(776)
-2%
(612)
+21%
(731)
-19%
(10 494)
-1 336%
(10 517)
0%
(10 544)
0%
(12 544)
-19%
(19 040)
-52%
(19 142)
-1%
(19 550)
-2%
(17 367)
+11%
(67 206)
-287%
(67 178)
+0%
(67 062)
+0%
(62 918)
+6%
12 442
N/A
3 255
-74%
(12 195)
N/A
(21 012)
-72%
(9 205)
+56%
527
N/A
18 508
+3 412%
12 077
-35%
(5 220)
N/A
716
N/A
(11 992)
N/A
1 505
N/A
(20 256)
N/A
(15 935)
+21%
(13 878)
+13%
(19 131)
-38%
6 791
N/A
(26 891)
N/A
(23 425)
+13%
(26 630)
-14%
(43 710)
-64%
(9 709)
+78%
(7 483)
+23%
4 751
N/A
374
-92%
28 071
+7 406%
23 516
-16%
12 498
-47%
(490)
N/A
(53 546)
-10 828%
(53 673)
0%
(52 897)
+1%
(10 211)
+81%
(1 794)
+82%
(29 386)
-1 538%
(15 793)
+46%
(29 424)
-86%
(50 873)
-73%
(44 055)
+13%
(60 660)
-38%
(67 731)
-12%
(48 166)
+29%
(43 321)
+10%
(42 843)
+1%
(56 740)
-32%
(101 277)
-78%
(49 930)
+51%
(67 280)
-35%
(48 483)
+28%
(11 779)
+76%
(9 399)
+20%
(29 460)
-213%
(68 975)
-134%
(27 420)
+60%
(147 254)
-437%
(117 540)
+20%
(90 901)
+23%
(145 800)
-60%
(78 277)
+46%
(98 194)
-25%
(108 624)
-11%
(157 991)
-45%
(184 169)
-17%
(213 959)
-16%
(208 723)
+2%
(137 574)
+34%
(154 051)
-12%
(115 998)
+25%
(38 737)
+67%
(61 279)
-58%
(48 866)
+20%
(78 005)
-60%
Financing Cash Flow
Net Issuance of Common Stock
0
0
0
0
(46)
0
268
23
14
238
(76)
169
(1 396)
(1 620)
(1 620)
(192)
1 742
0
0
314
5 000
0
0
5 000
1 299
0
0
0
10 993
0
0
10 993
0
0
0
43 093
43 099
0
0
6
0
0
0
0
0
0
0
6 673
0
0
6 767
160
238
60 106
60 032
60 021
60 029
202
202
481
461
523
718
670
746
773
644
424
306
208
151
120
133
139
149
164
144
144
226
533
549
550
662
528
521
540
314
817
Net Issuance of Debt
13 428
14 189
11 752
13 223
4 602
10 451
5 490
13 299
17 777
4 721
10 832
(172)
20 122
21 540
2 255
24 245
(1 370)
(5 599)
26 859
(7 409)
(3 859)
(5 580)
(20 548)
(8 946)
(15 801)
(2 438)
(3 188)
(4 637)
33 098
17 956
28 862
30 320
8 552
22 665
15 767
24 433
2 553
(11 596)
(12 845)
(31 873)
(3 026)
(9 606)
(4 981)
6 773
13 123
30 344
22 157
11 801
(7 507)
(14 749)
(20 659)
(12 530)
(873)
(14 160)
10 198
41 529
29 586
59 058
36 538
14 080
7 550
29 928
28 516
22 516
24 778
11 699
3 819
23 645
34 968
10 950
20 949
3 365
(15 284)
23 275
(4 690)
(44 185)
(18 375)
(69 052)
(39 678)
(1 120)
(15 069)
7 308
22 547
73 404
61 542
39 002
49 285
32 160
Cash Paid for Dividends
(227)
0
0
0
(455)
0
0
0
(612)
0
0
0
0
0
0
0
(770)
0
0
(770)
(3 683)
(3 683)
(3 683)
(4 393)
(791)
(1 122)
(1 136)
(2 496)
(2 447)
(2 446)
(5 039)
(3 023)
(3 025)
(3 025)
(432)
(378)
(368)
(378)
(7 932)
(7 928)
(7 904)
(12 237)
(2 528)
(6 829)
(7 903)
(3 273)
(7 902)
(7 921)
(7 941)
(9 381)
(7 987)
(4 764)
(4 766)
(4 983)
(5 199)
(5 417)
(5 632)
(5 608)
(5 609)
(5 610)
(5 612)
(5 588)
(5 590)
(5 591)
(5 593)
(5 595)
(5 597)
(5 599)
(5 600)
(5 602)
(5 603)
(5 604)
(5 603)
(5 602)
(9 988)
(9 988)
(10 255)
(12 956)
(11 202)
(13 838)
(16 207)
(16 211)
(17 903)
(19 223)
(20 545)
(21 867)
(22 087)
(22 681)
Other
0
(32)
174
(613)
0
(812)
(1 175)
(3 069)
0
(2 598)
(1 442)
1 021
0
887
(538)
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
(6)
0
0
3
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
264
264
336
287
23
Cash from Financing Activities
13 201
N/A
13 930
+6%
11 700
-16%
12 383
+6%
4 102
-67%
9 946
+142%
4 934
-50%
10 605
+115%
17 179
+62%
4 818
-72%
11 771
+144%
3 475
-70%
18 726
+439%
19 785
+6%
(924)
N/A
23 032
N/A
(398)
N/A
(4 934)
-1 140%
28 185
N/A
(7 865)
N/A
(2 542)
+68%
(4 263)
-68%
(19 231)
-351%
(8 339)
+57%
(15 293)
-83%
(2 261)
+85%
(3 025)
-34%
(5 834)
-93%
41 644
N/A
26 503
-36%
34 816
+31%
38 290
+10%
5 527
-86%
19 640
+255%
15 335
-22%
67 148
+338%
45 278
-33%
31 119
-31%
22 322
-28%
(39 792)
N/A
(10 930)
+73%
(21 843)
-100%
(7 515)
+66%
(65)
+99%
5 220
N/A
27 071
+419%
14 255
-47%
10 553
-26%
(15 448)
N/A
(24 130)
-56%
(28 552)
-18%
(23 807)
+17%
(5 401)
+77%
40 963
N/A
65 031
+59%
96 133
+48%
83 983
-13%
53 652
-36%
31 131
-42%
8 951
-71%
2 399
-73%
24 863
+936%
23 644
-5%
17 595
-26%
19 931
+13%
6 877
-65%
(1 134)
N/A
18 470
N/A
29 674
+61%
5 556
-81%
15 497
+179%
(2 119)
N/A
(20 754)
-879%
17 812
N/A
(14 529)
N/A
(54 009)
-272%
(28 486)
+47%
(81 864)
-187%
(50 654)
+38%
(14 425)
+72%
(30 727)
-113%
(10 336)
+66%
5 306
N/A
54 973
+936%
41 782
-24%
19 994
-52%
27 799
+39%
10 319
-63%
Change in Cash
Net Change in Cash
2 748
N/A
2 177
-21%
2 096
-4%
2 676
+28%
2 991
+12%
1 535
-49%
1 264
-18%
682
-46%
4 194
+515%
4 233
+1%
2 183
-48%
2 105
-4%
83 370
+3 861%
81 684
-2%
80 926
-1%
97 690
+21%
(1 345)
N/A
(3 407)
-153%
21 950
N/A
1 837
-92%
8 362
+355%
13 421
+60%
(15 287)
N/A
(14 669)
+4%
5 688
N/A
16 297
+187%
22 057
+35%
22 497
+2%
74 823
+233%
21 048
-72%
45 095
+114%
58 188
+29%
(4 190)
N/A
22 081
N/A
9 554
-57%
(2 568)
N/A
3 985
N/A
14 728
+270%
71 483
+385%
216 765
+203%
279 837
+29%
249 412
-11%
180 791
-28%
38 133
-79%
(28 875)
N/A
3 779
N/A
(12 224)
N/A
(30 998)
-154%
(21 986)
+29%
25 194
N/A
1 251
-95%
5 725
+358%
28 741
+402%
31 050
+8%
47 312
+52%
110 522
+134%
13 433
-88%
25 446
+89%
26 018
+2%
(31 103)
N/A
35 971
N/A
(74 109)
N/A
(13 697)
+82%
(23 850)
-74%
(92 326)
-287%
34 449
N/A
45 951
+33%
68 475
+49%
82 281
+20%
109 821
+33%
3 013
-97%
(4 159)
N/A
16 531
N/A
(49 864)
N/A
33 956
N/A
(36 845)
N/A
115 440
N/A
55 273
-52%
(35 211)
N/A
56 251
N/A
(64 847)
N/A
(30 960)
+52%
11 389
N/A
(5 842)
N/A
(49 716)
-751%
(85 278)
-72%
(56 397)
+34%
(53 921)
+4%

See Also

Summary
BDO intrinsic value, competitors valuation, and company profile.
DCF Valuation
BDO stock valuation using Discount Cash Flow valuation method.
Relative Valuation
BDO stock valuation using valuation multiples.
Wall Street Estimates
BDO price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
BDO stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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