BDO Unibank Inc
XPHS:BDO
Income Statement
Income Statement
BDO Unibank Inc
Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||||||||
Net Interest Income |
45 789
|
47 980
|
49 629
|
51 225
|
52 296
|
53 620
|
55 516
|
56 961
|
59 177
|
61 625
|
63 624
|
65 624
|
68 595
|
72 504
|
76 954
|
81 753
|
85 486
|
89 118
|
93 487
|
98 292
|
103 856
|
109 250
|
115 253
|
119 891
|
125 141
|
129 360
|
131 255
|
133 700
|
132 744
|
131 749
|
131 427
|
131 346
|
133 237
|
136 351
|
141 884
|
149 232
|
158 711
|
169 277
|
178 573
|
186 387
|
191 949
|
|
Interest Income |
58 322
|
60 256
|
61 888
|
63 583
|
65 174
|
67 213
|
69 972
|
72 127
|
74 957
|
77 802
|
79 934
|
82 037
|
85 041
|
89 108
|
94 178
|
99 795
|
105 438
|
111 864
|
119 512
|
129 040
|
139 617
|
149 390
|
156 741
|
160 572
|
162 473
|
162 038
|
159 714
|
157 031
|
151 798
|
147 514
|
145 578
|
144 879
|
146 649
|
149 807
|
156 616
|
0
|
0
|
0
|
0
|
240 196
|
131 857
|
|
Interest Expense |
12 533
|
12 276
|
12 259
|
12 358
|
12 878
|
13 593
|
14 456
|
15 166
|
15 780
|
16 177
|
16 310
|
16 413
|
16 446
|
16 604
|
17 224
|
18 042
|
19 952
|
22 746
|
26 025
|
30 748
|
35 761
|
40 140
|
41 488
|
40 681
|
37 332
|
32 678
|
28 459
|
23 331
|
19 054
|
15 765
|
14 151
|
13 533
|
13 412
|
13 456
|
14 732
|
19 839
|
27 040
|
36 430
|
45 978
|
53 809
|
61 126
|
|
Non Interest Income |
26 574
|
27 151
|
29 181
|
29 487
|
31 603
|
31 685
|
31 553
|
31 840
|
31 350
|
38 400
|
40 642
|
41 613
|
47 670
|
44 786
|
46 784
|
47 206
|
49 919
|
50 915
|
52 320
|
51 293
|
56 831
|
58 654
|
60 407
|
60 621
|
61 462
|
62 594
|
59 773
|
55 210
|
63 232
|
61 777
|
65 271
|
61 354
|
63 367
|
67 824
|
72 350
|
72 135
|
76 279
|
76 928
|
77 187
|
84 017
|
86 758
|
|
Revenue |
72 363
N/A
|
75 131
+4%
|
78 810
+5%
|
80 712
+2%
|
83 899
+4%
|
85 305
+2%
|
87 069
+2%
|
88 801
+2%
|
90 527
+2%
|
100 025
+10%
|
104 266
+4%
|
107 237
+3%
|
116 265
+8%
|
117 290
+1%
|
123 738
+5%
|
128 959
+4%
|
135 405
+5%
|
140 033
+3%
|
145 807
+4%
|
149 585
+3%
|
160 687
+7%
|
167 904
+4%
|
175 660
+5%
|
180 512
+3%
|
186 603
+3%
|
191 954
+3%
|
191 028
0%
|
188 910
-1%
|
195 976
+4%
|
193 526
-1%
|
196 698
+2%
|
192 700
-2%
|
196 604
+2%
|
204 175
+4%
|
214 234
+5%
|
221 367
+3%
|
234 990
+6%
|
246 205
+5%
|
255 760
+4%
|
270 404
+6%
|
278 707
+3%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
Loan Loss Provision |
(6 418)
|
(5 553)
|
(5 760)
|
(5 114)
|
(4 989)
|
(4 694)
|
(3 918)
|
(3 000)
|
(2 659)
|
(2 774)
|
(3 051)
|
(3 815)
|
(4 411)
|
(4 814)
|
(5 477)
|
(6 537)
|
(6 914)
|
(7 172)
|
(7 636)
|
(6 286)
|
(5 772)
|
(5 733)
|
(5 038)
|
(6 166)
|
(7 140)
|
(25 612)
|
(25 746)
|
(30 240)
|
(30 911)
|
(14 587)
|
(16 854)
|
(17 063)
|
(17 876)
|
(18 507)
|
(18 786)
|
(16 366)
|
(15 816)
|
(14 958)
|
(14 882)
|
(16 396)
|
(16 568)
|
|
Non Interest Expense |
(45 645)
|
(47 711)
|
(49 365)
|
(48 530)
|
(50 299)
|
(51 060)
|
(52 608)
|
(55 144)
|
(57 649)
|
(64 592)
|
(68 257)
|
(70 379)
|
(78 374)
|
(79 065)
|
(82 973)
|
(84 865)
|
(90 339)
|
(93 894)
|
(97 153)
|
(99 653)
|
(106 437)
|
(110 016)
|
(114 509)
|
(115 159)
|
(120 309)
|
(121 388)
|
(119 466)
|
(112 640)
|
(118 598)
|
(119 227)
|
(122 238)
|
(119 875)
|
(121 357)
|
(125 341)
|
(129 381)
|
(131 808)
|
(139 285)
|
(143 393)
|
(148 821)
|
(156 827)
|
(163 150)
|
|
Pre-Tax Income |
20 300
N/A
|
21 867
+8%
|
23 685
+8%
|
27 068
+14%
|
28 611
+6%
|
29 551
+3%
|
30 543
+3%
|
30 657
+0%
|
30 219
-1%
|
32 659
+8%
|
32 958
+1%
|
33 043
+0%
|
33 480
+1%
|
33 411
0%
|
35 288
+6%
|
37 557
+6%
|
38 152
+2%
|
38 967
+2%
|
41 018
+5%
|
43 646
+6%
|
48 478
+11%
|
52 155
+8%
|
56 113
+8%
|
59 187
+5%
|
59 154
0%
|
44 954
-24%
|
45 816
+2%
|
46 030
+0%
|
46 467
+1%
|
59 712
+29%
|
57 606
-4%
|
55 762
-3%
|
57 371
+3%
|
60 327
+5%
|
66 067
+10%
|
73 193
+11%
|
79 889
+9%
|
87 854
+10%
|
92 057
+5%
|
97 181
+6%
|
98 989
+2%
|
|
Net Income | ||||||||||||||||||||||||||||||||||||||||||
Tax Provision |
(2 233)
|
(2 338)
|
(2 511)
|
(4 240)
|
(5 127)
|
(6 037)
|
(6 841)
|
(5 701)
|
(5 905)
|
(6 196)
|
(6 310)
|
(6 797)
|
(6 881)
|
(7 132)
|
(7 977)
|
(9 452)
|
(10 020)
|
(11 030)
|
(11 838)
|
(11 007)
|
(11 957)
|
(12 489)
|
(12 828)
|
(15 019)
|
(15 979)
|
(16 674)
|
(17 157)
|
(17 776)
|
(16 559)
|
(14 259)
|
(13 466)
|
(12 907)
|
(13 155)
|
(14 882)
|
(15 539)
|
(15 959)
|
(17 896)
|
(19 410)
|
(20 983)
|
(23 621)
|
(23 420)
|
|
Income from Continuing Operations |
18 067
|
19 529
|
21 174
|
22 828
|
23 484
|
23 514
|
23 702
|
24 956
|
24 314
|
26 463
|
26 648
|
26 246
|
26 599
|
26 279
|
27 311
|
28 105
|
28 132
|
27 937
|
29 180
|
32 639
|
36 521
|
39 666
|
43 285
|
44 168
|
43 175
|
28 280
|
28 659
|
28 254
|
29 908
|
45 453
|
44 140
|
42 855
|
44 216
|
45 445
|
50 528
|
57 234
|
61 993
|
68 444
|
71 074
|
73 560
|
75 569
|
|
Income to Minority Interest |
(20)
|
(21)
|
(20)
|
(23)
|
(32)
|
(34)
|
(34)
|
(39)
|
(40)
|
(38)
|
(27)
|
(12)
|
(12)
|
(5)
|
(31)
|
(35)
|
(16)
|
10
|
55
|
69
|
73
|
46
|
12
|
26
|
22
|
49
|
48
|
(8)
|
(38)
|
(73)
|
(75)
|
(64)
|
(77)
|
(132)
|
(178)
|
(180)
|
(178)
|
(138)
|
(119)
|
(149)
|
(159)
|
|
Net Income (Common) |
17 708
N/A
|
19 169
+8%
|
20 815
+9%
|
22 466
+8%
|
23 113
+3%
|
23 141
+0%
|
23 329
+1%
|
24 578
+5%
|
23 935
-3%
|
26 086
+9%
|
26 282
+1%
|
25 895
-1%
|
26 247
+1%
|
25 934
-1%
|
26 940
+4%
|
27 730
+3%
|
27 777
+0%
|
27 608
-1%
|
28 896
+5%
|
32 369
+12%
|
36 255
+12%
|
39 373
+9%
|
42 958
+9%
|
43 855
+2%
|
42 858
-2%
|
27 990
-35%
|
28 368
+1%
|
27 907
-2%
|
29 530
+6%
|
45 040
+53%
|
43 725
-3%
|
42 451
-3%
|
43 800
+3%
|
44 974
+3%
|
50 011
+11%
|
56 715
+13%
|
61 815
+9%
|
67 899
+10%
|
70 548
+4%
|
73 004
+3%
|
75 003
+3%
|
|
EPS (Diluted) |
4.72
N/A
|
5.11
+8%
|
5.55
+9%
|
5.99
+8%
|
6.17
+3%
|
6.17
N/A
|
6.21
+1%
|
6.23
+0%
|
6.27
+1%
|
6.15
-2%
|
6.52
+6%
|
6.5
0%
|
6.35
-2%
|
6.06
-5%
|
6.2
+2%
|
6.42
+4%
|
6.36
-1%
|
6.32
-1%
|
6.55
+4%
|
7.4
+13%
|
8.27
+12%
|
8.94
+8%
|
9.79
+10%
|
10.02
+2%
|
9.76
-3%
|
6.38
-35%
|
6.39
+0%
|
6.37
0%
|
6.73
+6%
|
10.27
+53%
|
9.97
-3%
|
9.58
-4%
|
9.98
+4%
|
8.54
-14%
|
9.5
+11%
|
10.66
+12%
|
11.74
+10%
|
12.89
+10%
|
13.27
+3%
|
13.74
+4%
|
14.23
+4%
|