BDO Unibank Inc
XPHS:BDO
Income Statement
Income Statement
BDO Unibank Inc
| Dec-2003 | Mar-2004 | Jun-2004 | Sep-2004 | Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
3 649
|
3 887
|
4 161
|
4 359
|
4 961
|
5 408
|
5 969
|
6 337
|
6 843
|
9 661
|
12 795
|
16 027
|
11 075
|
11 835
|
12 411
|
13 235
|
21 437
|
21 724
|
21 761
|
22 219
|
23 036
|
24 567
|
26 415
|
28 213
|
30 559
|
31 896
|
32 987
|
33 732
|
34 158
|
34 362
|
34 510
|
34 465
|
33 779
|
33 692
|
34 085
|
34 917
|
36 121
|
33 043
|
34 381
|
36 117
|
43 166
|
45 789
|
47 980
|
49 629
|
51 225
|
52 296
|
53 620
|
55 516
|
56 961
|
59 177
|
61 625
|
63 624
|
65 624
|
68 595
|
72 504
|
76 954
|
81 753
|
85 486
|
89 118
|
93 487
|
98 292
|
103 856
|
109 250
|
115 253
|
119 891
|
125 141
|
129 360
|
131 255
|
133 700
|
132 744
|
131 749
|
131 427
|
131 346
|
133 237
|
136 351
|
141 884
|
149 232
|
158 711
|
169 277
|
178 573
|
186 387
|
191 949
|
196 459
|
195 337
|
186 596
|
193 510
|
193 275
|
198 342
|
|
| Interest Income |
8 511
|
9 144
|
9 777
|
10 257
|
11 148
|
11 883
|
12 854
|
13 655
|
14 785
|
20 412
|
26 401
|
32 636
|
24 209
|
24 845
|
24 329
|
24 114
|
37 603
|
37 454
|
37 974
|
39 423
|
42 359
|
45 343
|
47 502
|
48 483
|
48 810
|
48 739
|
49 224
|
49 747
|
49 930
|
49 905
|
50 001
|
50 400
|
50 467
|
51 164
|
52 221
|
53 126
|
54 014
|
54 484
|
54 524
|
54 928
|
56 606
|
58 322
|
60 256
|
61 888
|
63 583
|
65 174
|
67 213
|
69 972
|
72 127
|
74 957
|
77 802
|
79 934
|
82 037
|
85 041
|
89 108
|
94 178
|
99 795
|
105 438
|
111 864
|
119 512
|
129 040
|
139 617
|
149 390
|
156 741
|
160 572
|
162 473
|
162 038
|
159 714
|
157 031
|
151 798
|
147 514
|
145 578
|
144 879
|
146 649
|
149 807
|
156 616
|
0
|
0
|
0
|
0
|
240 196
|
131 857
|
202 110
|
271 349
|
272 039
|
279 380
|
281 382
|
288 126
|
|
| Interest Expense |
4 862
|
5 258
|
5 618
|
5 900
|
6 187
|
6 476
|
6 886
|
7 318
|
7 942
|
10 751
|
13 606
|
16 609
|
13 134
|
13 010
|
11 918
|
10 879
|
16 167
|
15 730
|
16 213
|
17 204
|
19 323
|
20 777
|
21 087
|
20 270
|
18 251
|
16 843
|
16 237
|
16 015
|
15 772
|
15 543
|
15 491
|
15 935
|
16 688
|
17 472
|
18 136
|
18 209
|
17 893
|
21 441
|
20 143
|
18 811
|
13 440
|
12 533
|
12 276
|
12 259
|
12 358
|
12 878
|
13 593
|
14 456
|
15 166
|
15 780
|
16 177
|
16 310
|
16 413
|
16 446
|
16 604
|
17 224
|
18 042
|
19 952
|
22 746
|
26 025
|
30 748
|
35 761
|
40 140
|
41 488
|
40 681
|
37 332
|
32 678
|
28 459
|
23 331
|
19 054
|
15 765
|
14 151
|
13 533
|
13 412
|
13 456
|
14 732
|
19 839
|
27 040
|
36 430
|
45 978
|
53 809
|
64 414
|
67 862
|
77 814
|
85 443
|
85 870
|
88 107
|
89 784
|
|
| Non Interest Income |
2 434
|
2 942
|
2 640
|
2 991
|
2 415
|
2 651
|
3 231
|
3 184
|
3 949
|
6 571
|
8 218
|
12 079
|
8 278
|
9 254
|
11 722
|
10 320
|
16 859
|
16 212
|
14 311
|
14 217
|
13 731
|
13 515
|
13 796
|
14 849
|
15 483
|
16 214
|
16 950
|
17 375
|
17 841
|
18 921
|
19 701
|
20 011
|
20 899
|
21 341
|
21 669
|
24 491
|
24 639
|
32 166
|
33 762
|
31 546
|
31 844
|
26 574
|
27 151
|
29 181
|
29 487
|
31 603
|
31 685
|
31 553
|
31 840
|
31 350
|
38 400
|
40 642
|
41 613
|
47 670
|
44 786
|
46 784
|
47 206
|
49 919
|
50 915
|
52 320
|
51 293
|
56 831
|
58 654
|
60 407
|
60 621
|
61 462
|
62 594
|
59 773
|
55 210
|
63 232
|
61 777
|
65 271
|
61 354
|
63 367
|
67 824
|
72 350
|
72 135
|
76 279
|
76 928
|
77 187
|
84 017
|
86 758
|
86 295
|
82 507
|
77 865
|
88 979
|
91 610
|
96 336
|
|
| Revenue |
6 083
N/A
|
6 829
+12%
|
6 801
0%
|
7 350
+8%
|
7 376
+0%
|
8 059
+9%
|
9 200
+14%
|
9 521
+3%
|
10 792
+13%
|
16 232
+50%
|
21 013
+29%
|
28 106
+34%
|
19 353
-31%
|
21 089
+9%
|
24 133
+14%
|
23 555
-2%
|
38 296
+63%
|
37 936
-1%
|
36 072
-5%
|
36 436
+1%
|
36 767
+1%
|
38 082
+4%
|
40 211
+6%
|
43 062
+7%
|
46 042
+7%
|
48 110
+4%
|
49 937
+4%
|
51 107
+2%
|
51 999
+2%
|
53 283
+2%
|
54 211
+2%
|
54 476
+0%
|
54 678
+0%
|
55 033
+1%
|
55 754
+1%
|
59 408
+7%
|
60 760
+2%
|
65 209
+7%
|
68 143
+4%
|
67 663
-1%
|
75 010
+11%
|
72 363
-4%
|
75 131
+4%
|
78 810
+5%
|
80 712
+2%
|
83 899
+4%
|
85 305
+2%
|
87 069
+2%
|
88 801
+2%
|
90 527
+2%
|
100 025
+10%
|
104 266
+4%
|
107 237
+3%
|
116 265
+8%
|
117 290
+1%
|
123 738
+5%
|
128 959
+4%
|
135 405
+5%
|
140 033
+3%
|
145 807
+4%
|
149 585
+3%
|
160 687
+7%
|
167 904
+4%
|
175 660
+5%
|
180 512
+3%
|
186 603
+3%
|
191 954
+3%
|
191 028
0%
|
188 910
-1%
|
195 976
+4%
|
193 526
-1%
|
196 698
+2%
|
192 700
-2%
|
196 604
+2%
|
204 175
+4%
|
214 234
+5%
|
221 367
+3%
|
234 990
+6%
|
246 205
+5%
|
255 760
+4%
|
270 404
+6%
|
278 707
+3%
|
282 754
+1%
|
277 844
-2%
|
264 461
-5%
|
282 489
+7%
|
284 885
+1%
|
294 678
+3%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(1 316)
|
(1 337)
|
(1 199)
|
(1 398)
|
(784)
|
(992)
|
(1 151)
|
(1 017)
|
(1 167)
|
(1 345)
|
(1 592)
|
(2 361)
|
(2 013)
|
(2 113)
|
(3 931)
|
(3 595)
|
(4 118)
|
(4 362)
|
(2 609)
|
(4 837)
|
(5 232)
|
(5 380)
|
(6 302)
|
(5 453)
|
(6 153)
|
(6 764)
|
(6 792)
|
(6 747)
|
(6 698)
|
(7 137)
|
(6 986)
|
(6 698)
|
(6 144)
|
(5 373)
|
(5 121)
|
(5 293)
|
(4 941)
|
(5 520)
|
(6 420)
|
(5 819)
|
(7 001)
|
(6 418)
|
(5 553)
|
(5 760)
|
(5 114)
|
(4 989)
|
(4 694)
|
(3 918)
|
(3 000)
|
(2 659)
|
(2 774)
|
(3 051)
|
(3 815)
|
(4 411)
|
(4 814)
|
(5 477)
|
(6 537)
|
(6 914)
|
(7 172)
|
(7 636)
|
(6 286)
|
(5 772)
|
(5 733)
|
(5 038)
|
(6 166)
|
(7 140)
|
(25 612)
|
(25 746)
|
(30 240)
|
(30 911)
|
(14 587)
|
(16 854)
|
(17 063)
|
(17 876)
|
(18 507)
|
(18 786)
|
(16 366)
|
(15 816)
|
(14 958)
|
(14 882)
|
(16 396)
|
(16 568)
|
(15 997)
|
(15 819)
|
(14 030)
|
(13 687)
|
(14 853)
|
(15 201)
|
|
| Non Interest Expense |
(3 617)
|
(4 201)
|
(4 236)
|
(4 360)
|
(4 659)
|
(4 956)
|
(5 636)
|
(5 947)
|
(6 549)
|
(10 443)
|
(13 918)
|
(18 134)
|
(12 080)
|
(13 230)
|
(14 094)
|
(14 190)
|
(24 760)
|
(24 599)
|
(25 243)
|
(26 283)
|
(29 424)
|
(29 590)
|
(30 620)
|
(31 589)
|
(32 129)
|
(32 553)
|
(33 314)
|
(34 150)
|
(34 789)
|
(35 166)
|
(35 757)
|
(35 973)
|
(36 316)
|
(37 124)
|
(37 702)
|
(39 069)
|
(39 706)
|
(40 596)
|
(41 436)
|
(42 104)
|
(43 259)
|
(45 645)
|
(47 711)
|
(49 365)
|
(48 530)
|
(50 299)
|
(51 060)
|
(52 608)
|
(55 144)
|
(57 649)
|
(64 592)
|
(68 257)
|
(70 379)
|
(78 374)
|
(79 065)
|
(82 973)
|
(84 865)
|
(90 339)
|
(93 894)
|
(97 153)
|
(99 653)
|
(106 437)
|
(110 016)
|
(114 509)
|
(115 159)
|
(120 309)
|
(121 388)
|
(119 466)
|
(112 640)
|
(118 598)
|
(119 227)
|
(122 238)
|
(119 875)
|
(121 357)
|
(125 341)
|
(129 381)
|
(131 808)
|
(139 285)
|
(143 393)
|
(148 821)
|
(156 827)
|
(163 150)
|
(165 275)
|
(158 293)
|
(146 740)
|
(164 466)
|
(165 871)
|
(173 985)
|
|
| Pre-Tax Income |
1 150
N/A
|
1 291
+12%
|
1 366
+6%
|
1 591
+16%
|
1 934
+22%
|
2 110
+9%
|
2 412
+14%
|
2 558
+6%
|
3 075
+20%
|
4 445
+45%
|
5 505
+24%
|
7 613
+38%
|
5 260
-31%
|
5 747
+9%
|
6 107
+6%
|
5 768
-6%
|
9 417
+63%
|
8 974
-5%
|
8 220
-8%
|
5 317
-35%
|
2 111
-60%
|
3 112
+47%
|
3 289
+6%
|
6 019
+83%
|
7 760
+29%
|
8 793
+13%
|
9 831
+12%
|
10 210
+4%
|
10 512
+3%
|
10 980
+4%
|
11 468
+4%
|
11 805
+3%
|
12 218
+3%
|
12 536
+3%
|
12 931
+3%
|
15 046
+16%
|
16 113
+7%
|
19 093
+18%
|
20 287
+6%
|
19 740
-3%
|
24 750
+25%
|
20 300
-18%
|
21 867
+8%
|
23 685
+8%
|
27 068
+14%
|
28 611
+6%
|
29 551
+3%
|
30 543
+3%
|
30 657
+0%
|
30 219
-1%
|
32 659
+8%
|
32 958
+1%
|
33 043
+0%
|
33 480
+1%
|
33 411
0%
|
35 288
+6%
|
37 557
+6%
|
38 152
+2%
|
38 967
+2%
|
41 018
+5%
|
43 646
+6%
|
48 478
+11%
|
52 155
+8%
|
56 113
+8%
|
59 187
+5%
|
59 154
0%
|
44 954
-24%
|
45 816
+2%
|
46 030
+0%
|
46 467
+1%
|
59 712
+29%
|
57 606
-4%
|
55 762
-3%
|
57 371
+3%
|
60 327
+5%
|
66 067
+10%
|
73 193
+11%
|
79 889
+9%
|
87 854
+10%
|
92 057
+5%
|
97 181
+6%
|
98 989
+2%
|
101 482
+3%
|
103 732
+2%
|
103 691
0%
|
104 336
+1%
|
104 161
0%
|
105 492
+1%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
361
|
355
|
312
|
318
|
39
|
31
|
(97)
|
(111)
|
(531)
|
(1 029)
|
(1 538)
|
(2 161)
|
(1 270)
|
(1 390)
|
(1 477)
|
(1 578)
|
(2 847)
|
(2 857)
|
(2 480)
|
(2 091)
|
(1 445)
|
(1 208)
|
(1 301)
|
(1 301)
|
(1 659)
|
(1 633)
|
(1 683)
|
(1 748)
|
(1 631)
|
(1 721)
|
(1 738)
|
(1 687)
|
(1 630)
|
(1 584)
|
(1 565)
|
(1 560)
|
(1 571)
|
(1 566)
|
(1 644)
|
(1 790)
|
(2 104)
|
(2 233)
|
(2 338)
|
(2 511)
|
(4 240)
|
(5 127)
|
(6 037)
|
(6 841)
|
(5 701)
|
(5 905)
|
(6 196)
|
(6 310)
|
(6 797)
|
(6 881)
|
(7 132)
|
(7 977)
|
(9 452)
|
(10 020)
|
(11 030)
|
(11 838)
|
(11 007)
|
(11 957)
|
(12 489)
|
(12 828)
|
(15 019)
|
(15 979)
|
(16 674)
|
(17 157)
|
(17 776)
|
(16 559)
|
(14 259)
|
(13 466)
|
(12 907)
|
(13 155)
|
(14 882)
|
(15 539)
|
(15 959)
|
(17 896)
|
(19 410)
|
(20 983)
|
(23 621)
|
(23 420)
|
(23 651)
|
(23 422)
|
(21 471)
|
(20 881)
|
(20 706)
|
(20 700)
|
|
| Income from Continuing Operations |
1 511
|
1 647
|
1 679
|
1 910
|
1 973
|
2 140
|
2 314
|
2 446
|
2 544
|
3 416
|
3 967
|
5 452
|
3 990
|
4 357
|
4 630
|
4 190
|
6 570
|
6 117
|
5 740
|
3 225
|
666
|
1 904
|
1 988
|
4 719
|
6 101
|
7 160
|
8 148
|
8 462
|
8 881
|
9 259
|
9 730
|
10 118
|
10 588
|
10 952
|
11 366
|
13 486
|
14 542
|
17 527
|
18 643
|
17 950
|
22 646
|
18 067
|
19 529
|
21 174
|
22 828
|
23 484
|
23 514
|
23 702
|
24 956
|
24 314
|
26 463
|
26 648
|
26 246
|
26 599
|
26 279
|
27 311
|
28 105
|
28 132
|
27 937
|
29 180
|
32 639
|
36 521
|
39 666
|
43 285
|
44 168
|
43 175
|
28 280
|
28 659
|
28 254
|
29 908
|
45 453
|
44 140
|
42 855
|
44 216
|
45 445
|
50 528
|
57 234
|
61 993
|
68 444
|
71 074
|
73 560
|
75 569
|
77 831
|
80 310
|
82 220
|
83 455
|
83 455
|
84 792
|
|
| Income to Minority Interest |
0
|
0
|
0
|
0
|
48
|
0
|
0
|
0
|
43
|
0
|
0
|
11
|
(20)
|
1
|
(24)
|
(1)
|
(52)
|
(27)
|
(16)
|
(22)
|
(56)
|
(58)
|
(54)
|
(56)
|
(66)
|
(62)
|
(71)
|
(69)
|
(56)
|
(62)
|
(54)
|
(55)
|
(57)
|
(55)
|
(60)
|
(57)
|
(59)
|
(60)
|
(53)
|
(49)
|
(38)
|
(20)
|
(21)
|
(20)
|
(23)
|
(32)
|
(34)
|
(34)
|
(39)
|
(40)
|
(38)
|
(27)
|
(12)
|
(12)
|
(5)
|
(31)
|
(35)
|
(16)
|
10
|
55
|
69
|
73
|
46
|
12
|
26
|
22
|
49
|
48
|
(8)
|
(38)
|
(73)
|
(75)
|
(64)
|
(77)
|
(132)
|
(178)
|
(180)
|
(178)
|
(138)
|
(119)
|
(149)
|
(159)
|
(175)
|
(182)
|
(201)
|
(230)
|
(261)
|
(302)
|
|
| Net Income (Common) |
1 511
N/A
|
1 647
+9%
|
1 679
+2%
|
1 910
+14%
|
2 021
+6%
|
2 144
+6%
|
2 271
+6%
|
2 403
+6%
|
2 586
+8%
|
3 503
+35%
|
4 043
+15%
|
5 496
+36%
|
3 970
-28%
|
4 301
+8%
|
4 607
+7%
|
4 190
-9%
|
6 519
+56%
|
6 089
-7%
|
5 723
-6%
|
3 202
-44%
|
610
-81%
|
1 846
+203%
|
1 934
+5%
|
4 663
+141%
|
5 951
+28%
|
7 014
+18%
|
7 993
+14%
|
8 309
+4%
|
8 495
+2%
|
8 867
+4%
|
9 346
+5%
|
9 733
+4%
|
10 201
+5%
|
10 567
+4%
|
10 976
+4%
|
13 099
+19%
|
14 153
+8%
|
16 797
+19%
|
17 920
+7%
|
17 231
-4%
|
22 268
+29%
|
17 708
-20%
|
19 169
+8%
|
20 815
+9%
|
22 466
+8%
|
23 113
+3%
|
23 141
+0%
|
23 329
+1%
|
24 578
+5%
|
23 935
-3%
|
26 086
+9%
|
26 282
+1%
|
25 895
-1%
|
26 247
+1%
|
25 934
-1%
|
26 940
+4%
|
27 730
+3%
|
27 777
+0%
|
27 608
-1%
|
28 896
+5%
|
32 369
+12%
|
36 255
+12%
|
39 373
+9%
|
42 958
+9%
|
43 855
+2%
|
42 858
-2%
|
27 990
-35%
|
28 368
+1%
|
27 907
-2%
|
29 530
+6%
|
45 040
+53%
|
43 725
-3%
|
42 451
-3%
|
43 800
+3%
|
44 974
+3%
|
50 011
+11%
|
56 715
+13%
|
61 815
+9%
|
67 899
+10%
|
70 548
+4%
|
73 004
+3%
|
75 003
+3%
|
77 249
+3%
|
79 721
+3%
|
81 612
+2%
|
82 818
+1%
|
82 786
0%
|
84 082
+2%
|
|
| EPS (Diluted) |
1.19
N/A
|
1.3
+9%
|
1.32
+2%
|
1.51
+14%
|
1.54
+2%
|
1.69
+10%
|
1.72
+2%
|
1.8
+5%
|
1.92
+7%
|
1.09
-43%
|
1.28
+17%
|
1.67
+30%
|
2.16
+29%
|
1.34
-38%
|
1.44
+7%
|
1.32
-8%
|
2.05
+55%
|
1.9
-7%
|
1.78
-6%
|
0.99
-44%
|
0.18
-82%
|
0.56
+211%
|
0.58
+4%
|
1.43
+147%
|
1.74
+22%
|
2.15
+24%
|
2.3
+7%
|
2.28
-1%
|
2.41
+6%
|
2.44
+1%
|
2.57
+5%
|
2.68
+4%
|
2.81
+5%
|
2.91
+4%
|
3.25
+12%
|
3.5
+8%
|
3.6
+3%
|
3.73
+4%
|
3.98
+7%
|
3.83
-4%
|
4.84
+26%
|
3.93
-19%
|
4.26
+8%
|
4.62
+8%
|
4.99
+8%
|
5.13
+3%
|
5.14
+0%
|
5.16
+0%
|
5.19
+1%
|
5.22
+1%
|
5.69
+9%
|
5.44
-4%
|
5.41
-1%
|
5.29
-2%
|
5.05
-5%
|
5.16
+2%
|
5.34
+3%
|
5.3
-1%
|
5.26
-1%
|
5.46
+4%
|
6.16
+13%
|
6.89
+12%
|
7.45
+8%
|
8.14
+9%
|
8.34
+2%
|
8.14
-2%
|
5.32
-35%
|
5.32
N/A
|
5.3
0%
|
5.61
+6%
|
8.55
+52%
|
8.3
-3%
|
7.98
-4%
|
8.32
+4%
|
8.54
+3%
|
9.5
+11%
|
10.56
+11%
|
11.63
+10%
|
12.89
+11%
|
13.27
+3%
|
13.62
+3%
|
14.22
+4%
|
14.65
+3%
|
15.12
+3%
|
15.36
+2%
|
15.7
+2%
|
15.54
-1%
|
15.76
+1%
|
|