` ATLC (Atlanticus Holdings Corp) vs DFS (Discover Financial Services) Comparison - Alpha Spread

ATLC
vs
DFS

Over the past 12 months, ATLC has outperformed DFS, delivering a return of 87% compared to the DFS's 64% growth.

Valuation Comparison

ATLC Intrinsic Value
243.2 USD
Undervaluation 79%
Intrinsic Value
Price
DFS Intrinsic Value
205.86 USD
Undervaluation 3%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Atlanticus Holdings Corp
NASDAQ:ATLC
50.45 USD
Discover Financial Services
NYSE:DFS
200.05 USD

Financials Comparison

Growth Over Time
ATLC vs DFS

ATLC
DFS
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Atlanticus Holdings Corp
Revenue
Discover Financial Services
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
ATLC vs DFS

ATLC
DFS
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Atlanticus Holdings Corp
NASDAQ:ATLC
Discover Financial Services
NYSE:DFS
What is Free Cash Flow?

Gross Margin

ATLC
51.7%
DFS
0%

Operating Margin

ATLC
23.9%
DFS
0%

Net Margin

ATLC
15.6%
DFS
24.9%

FCF Margin

ATLC
77.9%
DFS
36.8%

ROE

ATLC
16.9%
DFS
32.8%

ROA

ATLC
3.2%
DFS
3.7%

ROIC

ATLC
4.5%
DFS
0%

ROCE

ATLC
5.2%
DFS
0%

Stocks Performance

Stocks Performance
ATLC vs DFS

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ATLC
DFS
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1Y 3Y 5Y 10Y 15Y 20Y

Performance Gap
ATLC vs DFS

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ATLC
DFS
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
ATLC vs DFS

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ATLC
DFS
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